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How can I lower my auto insurance rate in California?

Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?

   








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I need to get some car insurance quotes!?
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Male vs. female car insurance?
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Cheapest Car Insurance Deal For A 17Year Old In The UK?
Cheapest Car Insurance Deal For A 17Year Old In The UK?


Question about my health insurance?
I am living with my mom at the moment and my health insurance card says aamc community clinics , I plan to move with my bf before my baby due date maybe like 3 weeks before but I am still working in anne arundel county. My bf lives in harford , md county. Can I use my insurance card over there ?"


What is the cheapest car to insure for a 17 year old girl?
i am looking at buying a car when i pass my test, was just wondering what would be the cheapest way to insure a car and what cars are cheap for insurance?"


"How much would it cost to be bonded and have $100,000 liability coverage?"
I'm looking to start an aquarium maintenance company and was wondering how much it would cost to be bonded and have $100,000 in liability insurance."


"Live with father, father borrowed and wrecked my car. He's not on my insurance.?"
Will I still be able to make a claim if I have my own insurance, he's not on my insurance, and we live together. I know there is some sort of household rule, but is that just for having kids? What if he's my dad? Will I still be able to make a claim if we live in the same household, and he's not on my insurance? I'm 21, own the car myself, and the insurance myself, basically renting a room but can't prove it. He's only insured with his business car."


Will my insurance rates go up for a traffic ticket?
I have a restricted license and i got a ticket going 38 in a 25mph school zone. The cop reduced it to 34 and it is $80.00. Im almost 16 and i have state farm. Will my rates go up. Should i just go to the office and pay it. I have no defense i know i was speeding. WIll my parents find out?


Why is my mortgage company forcing me to buy insurance on my home?
what is homeowners insurance good for?


How much for ticket for no insurance?
I just got a ticket today.. my car hasn't pass smog and I currently don't have insurance. I have to go to court for this how much do you think they will fine me ?


What is the average cost for health insurance a month?
All I need is a bold figure for a single person living in SC with basic coverage for medical and dental


What will happen to my insurance?
My brother was in a car accident in my car - he's not on the insurance. My car was pretty damaged, the other car only scratched and drove away. He gave my auto insurance info to the other driver but there was no police report. Can the other driver make a claim without a police report? I only have liability, can I make a claim against their insurance? I live in NY State. How does this work?"


Where can i get affordable insurance?
i got 8pts i need affordable insurance please send me a link please


Life insurance for parents?
For the guy who was kind enough to call me an idiot. Thanks. I didn't realized that my motive was fraudulent. I'm merely getting some kind of protection so any expenses for funeral and stuff is covered. I do not care if there is money left or not. I have my own retirement plans and life insurance with other investments. When I retire, I don't need to rely on whatever inheritance I may or may not earn from my parents. I'm doing this to make sure it doesn't cost me a penny to cover for the cost of taking care of their arrangements. I hope you have a kid that is willing to do this for you when your time comes. Retard."


Erie Insurance is making me miss work because they're denying me a rental car?
My car was towed yesterday at 10am and when i called the collision center at 530pm, no one had looked at it yet. Erie says they won't give me a rental until my car is deemed undriveable"""


Thinking of getting a car on finance?
im thinking of selling my car and getting a car on finance its 1,000 deposit and 125 a month gor 2 years and i will get a 10reg peugeot 107 but my only question is, is car insurance included? cheers"


Insurance for a 17 year old?
Hello I'm a 17 year old male that lives in Palm Springs, California that is curious to know how much insurance would cost for these cars. 1.) 1999 Porsche 911 Carrera 2.) 2005 Nissan 350Z 3.) 1999 Jaguar XK8 4.) 2007 Infiniti G35 5.) 2005 BMW 545i If you can help me by giving an estimate would help greatly. Thank you, Asker"


How can I lower my auto insurance rate in California?
Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?


Affordable dental insurance for my two year old?
I am trying to find a good dental insurance online for my son. I have came across a company called careington, but heard their discounts are never to be seen after you get things done. Does Metlife cover children? Anything helps! I'm trying to find something that isn't tricare related, he has regular tricare insurance, but takes forever for paperwork to go through, needing somethign fast and cheap...thanks."


Where can i find free health insurance?
I'm trying to figure out how i can apply to obamacare or any affordable insurance?


Pet Insurance?
Does anyone know what some of the best pet insurance companies are out there? One that covers congenital or hereditary problems. Thanks!


Homeowner insurance cost in Florida?
i know that homeowner insurance is high in Florida. but how high is it? What would someone pay for a 3bdr home in jacksonville? i am thinking of relocating to florida from Illinois. How bad do the hurricanes get in the Jacksonville area?


What factors affect the cost of automobile insurance?..?
What factors affect the cost of automobile insurance?


What type of life insurance would be best for me?
if i am a single dad with a 3 year old daughter and i make 25000 a year while working on my bachelor degree a what type of life insurance would be best for me


Auto insurance claim check?
Ok thanks to everyone for their help. Just to be clear though, in no way am I trying to scam the insurance company. They looked at the car and told me how much it was going to cost to fix it, I didn't tell them how much money I wanted, I even told the appraiser how much I could fix it for and showed him prices on the part however when I got my check in the mail it was for more than I needed."


Is van insurance cheaper than car insurance in uk for first time drivers?
basically im a new driver and am lookin for the vehicle tht offers the cheapest insurance, im male by the way"


What car company is the cheapist to insure in Canada Ontario?
i'm purchasing a car in the next few months and i've been looking for cars that im intersted in buying. i've narrowed it down to a: mazda toyota volkswagon jetta 0r honda. which brand is the cheaper one to insure? and what car in particular might you suggest?


Does anyone actually know if AIG/21st Century Insurance has been sold to Zurich?
Does anyone actually know if AIG/21st Century Insurance has been sold to Zurich?


Do you motorcycle insurance if you only have a learners permit?
If so how do I get it, no insurance company will insure me without a license what am I supposed to do?"


"Question for the car dealer...getting used cars for resale rock bottom..Manheim, Insurance Auto or co-part?"
ok.. I want to try my hand ( and if it works .. I will apply to be a dealer or some sorts myself ) at getting cars low price and selling them quick of like 10-20% profit. I 'd like to know what's the best place to buy cars CHEAP ( even if they are sightly damaged ) .....and resell them....Manheim ( I know thats a dealer-to-dealer auction . So I'd expect stuff to be very well marked on the price tag)... copart or Insurance Auto ( iaai as its called ) which one sells cars that are otherwise roadworthy , but very well discounted ( though some might need a cosmetic facelift )"


What car insurance company is affordable for a student with a part time job with a fair amount of pay?
Im a student who is looking to get off my parents insurance and is wondering if there is a good insurance company for students that dont have alot of money to play around with. Your answers are greatly appreciated


Catastrophic Health Insurance?
I was recently laid off and my benefits end at the end of September. I want to purchase Catastrophic Health Insurance until I am employed again. What is a good way to go about this? I don't want to enter my personal information online and then be flooded with phone calls and e-mails. Also, does anyone have a ball park of the monthly cost of a high deductible insurance plan ($2500/$5000 deductible)?"


Buying a Subaru Impreza. Fuel costs? Insurrance costs and reliability?
Hi, I'm 21 and I'm looking to change my current car. I am in to sports cars and I've been looking at Subaru Imprezas WRX 2.5L (year 2006-2007) I was wondering what you people thought about the Fuel costs, insurance costs and reliability compared to other sports cars. (No bla bla about sports cars costing too much, I do not want a Dacia Sandero 1.2 Diesel...)"


How can I lower my auto insurance rate in California?
Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?


Please help HElp!!!!!!!!!!!!!!!!!!!!!!?
What is insurance coverage? The agreement you have with an insurance company The amount your insurance company is willing to pay The amount you pay to the insurance company each month The amount you pay for visits to a doctor 2. The dollar amount you have to pay before an insurance plan takes effect and the insurance company starts paying is the __________. (Select the best answer.) (Points : 1) Coverage rate Co-pay Premium Deductible 3. Which of the following things does the Affordable Care Act do? (Select the best answer.) (Points : 1) Regulates the amount of co-pays Provides insurance for people over 65 Requires all businesses to provide health insurance to their employees Allows young adults to stay on their parents insurance until the age of 26 4. What does COBRA status allow you to do? (Select the best answer.) (Points : 1) Add more people to your insurance plan Stay on your employers insurance plan after you lose your job Apply for health insurance as an individual Qualify for Medicare 5. What is a preexisting condition? (Select the best answer.) (Points : 1) A condition you were diagnosed with before you applied for health insurance A condition that you were diagnosed with after your insurance coverage started A summary of your past medical bills A set of standards you must meet before you qualify for insurance 6. What is a beneficiary? (Select the best answer.) (Points : 1) The person who files life insurance claims on your behalf The person or group of people who will receive your life insurance money The person who evaluates life insurance claims The person who determines whether you qualify for life insurance 7. Which of the following actions puts you at risk for dumpster diving? (Select the best answer.) (Points : 1) Not shredding financial documents when youre done with them Choosing online passwords that are easy to guess Giving out your Social Security number over the phone Having a mailbox in an unsecured location 8. Which of the following is an example of pretexting? (Select the best answer.) (Points : 1) A person accessing your email account without permission A person stealing a credit card bill from your mailbox A retailer scanning your credit card to steal its number A person calling and pretending to be an employee from your bank 9. Which of the following may help you protect against identity theft? (Select the best answer.) (Points : 1) Carrying your Social Security card at all times Clicking on pop-up windows to verify their information Contacting your credit card company if you dont receive bills Including your name in your online passwords 10. Which of the following things does the Gramm-Leach-Bliley Act do? (Select the best answer.) (Points : 1) Ensures financial institutions protect your personal information Requires financial institutions to keep a copy of your Social Security card on file Allows you to dispute incorrect information on bank statements Allows you to receive a free copy of your credit report 11. Which of the following are debt collectors allowed to do when theyre attempting to collect debts? (Select the best answer.) (Points : 1) Call you late at night Contact you at home Contact you at work Change the amount of your debt 12. Which of the following is a car insurance company unlikely to ask for when youre applying for coverage? (Select the best answer.) (Points : 1) The type of car you drive and when it was made Proof that you have life insurance Proof of how many miles the car has driven The number of accidents youve had in the past 13. Which of the following might a homeowner's insurance company be unwilling to cover? (Select the best answer.) (Points : 1) Theft A person getting injured on the property Fire A natural disaster 14. Which of the following is true about unemployment insurance coverage? (Select the best answer.) (Points : 1) It will provide you with the same income that your employer did. It will stop if you dont look for work. It is funded privately by the business where you used to work. It will last as long as you need it. 15. Which of the following people probably needs life insurance the most? (Select the best answer.) (Points : 1) An unmarried person with no children A person who is about to retire A mother whose children depend on her income An elderly person


Health insurance card? in taiwan?
I paid health insurance fees in taiwan, all foreign students were required to pay, it was included in the tuition of the school I attended, but i never really got the health insurance card? I always paid the full medical cost because i didn't have the card. Now, the school requires me to withdraw from the insurance before leaving school, but how? I never got the card, and how do i withdraw from the insurance? officially, im in taiwan as a tourist, i don't have the ARC anymore. "


Auto insurance fraud..how much trouble am i looking at?
i don't need to be judged..I made a dumb decision which could have resulted in me losing my life and im lucky i didn't. anyways here goes..so a supposed friend of mine told me she couldn't wait to teach me to drive..i told her i didn't want to drive until i got my permit. well after telling me that she pulls over and asks if i want to drive..i tell her no..she keeps pushing telling me she thinks i'd be good at driving and eventually after saying no 8-10 times i give in and we switch..i continued up the road and i made the right and i was maknig another right and i lost control and ended up on the sidewalk and crashed into a pole..airbags exploded and all..when immediately got out of the car and I asked her what we were going to do and she said to me so help me god if i lose my license and again i said what are we going to do? she said were going to say i was driving..we got ran off the road by a red truck..when the cops came i stuck with the same story she did and we went to the hospital and all..this happened a month ago..the vehicle was totaled and she collected money from the accident. I however felt so guilty i went and turned myself into the police and told them the truth about everything. the cop that was at the accident is who i spoke with..i filled out a witness report and the cop said that he was really glad that I came forward with the truth and that she would be in much more trouble than I and that he planned to take it easy on me since i came forward about it and because i am a mom..he said the most i will probably get is my license suspended..i am still waiting to get anything in the mail and i'm so nervous bc i don't know if i can get in worse trouble and was wondering what other people thought..honestly the whole thing has scared me from ever wanting to drive again and even though i wasn't the victim i really felt like it for days after the accident..i was very distraught..and i'm scared even being a passenger in a car now..i watch everything and get very scared fast. Can i get in trouble with the insurance company? I didn't give them a statement. I just told them about me going to the hospital and stuff..my supposed friend actually gave them the statement..they sent me a bunch of paperwork in the mail to have me mail back in so they could cover medical expenses but i never sent the stuff in or filled it out bc i didn't want the insurance company to pay for something that was my fault. I live in pa and i guess im just wondering how much trouble i can get in? or if i should be okay because i came forward with the truth.


"Looking for cheap life insurance, any suggestions?"
I've heard of alot of insurance companies being a rip off, i'm looking for good, dependable and affordable."


Can I cancel my auto insurance?
I go through American Family and they are killin me. I recently bought a car from a dealership, which of course I had to get full coverage. My rate is now ridiculous and I have found a WAY better rate with a different company so my question is, can I just cancel my insurance? They sent me a bill for $434. I paid half of it today, do I need to pay the other half before I cancel? (Its just hard for me to make two $200 dollar payments for one bill) I will have to renew my policy in October, and I don't want to do that. I just don't want to hurt my credit or receive cancellation fees, so whats the best way to do this?"


Should my car insurance go up this high after an accident?
I got into an accident where I hit someone s bumper in a parking lot. I reported to my insurance company and they took care of it with $750. I was 100% at fault, and expected my renewal to go up, but when it came out, it was $800, which is 100% more than my usual insurance of $400 Does it suppose to go up 100%??!!! And this price will stay on for 6 years!!! That means by the end, I would end up paying $1800 more just to the company!! $1000 more than what I would've paid the guy!! This does not make sense to me whatsoever, first I thought the renewal was just for one year, it will go down bit by bit, but second year is still the same price! I am only a G2 driver who been driving for 3-4 years on PEI in Canada, can that be the reason? Still, $1800 extra?? Plz help me and thank you!"


Weird health insurance situation?
It's just really weird. The claim is on my insurance policy still so we did technically incur the charges, but then the doctor's office decided to write of the claim. So I don't want to do something illegal, but I agree, it will be a HUGE hassle to try and get the insurance company to take it back. We did cash the checks since they were void after 30 days. I put them in my HSA account."


Will it be the end of sr22 insurance?
In 2009, I was forced to carry sr22 insurance for 3 long years, it has been hell for the past 3 years, I honestly have not been able to carry insurance because companies want 6 months in advance up front, say 1900$ for the whole six months, who in the hell can afford that? I called the dmv and they said february 2013 it will be lifted, the only thing is, won't they want proof that I was carrying sr22 insurance for the past 3 years? So does this mean I'm pretty much screwed, for another 3 years I will have to carry it? How does this work? I've been told that it will not be mandatory , I have also heard that I have to insurance atleast something, or else it will not be lifted."


How much is Motorcycle insurance for a 16-17 year old?
I talked to geico and they told me that it would cost about $800 a year for insurance for only 1000 miles. Is this the case for most insurances? I have good grades and i am required to take a safety course before i get my motorcycle permit (i dont know if these will give me discounts though). I drive a 2006 Kawasaki klr 650. Thanks


Will my insurance go up for this charge?
Ok so last night me and my buddies were in mcdonalds parking lot, they were drinking beer and i wasn't. i had consumed 1 beer about 1 and a half hours before a started driving. One of my buddies threw a beer bottle out the window and some old lady called the cops. the cops then came when we were sitting in the parking lot eating or burgers and asked me if i have had anything to drink tonight and i said i had 1 beer about 2 hours ago and he said that he's not going to put me under a breathlyzer because he knows i will fail. I had one beer ffs! i am 16 btw. So the two charges i got were underage drinking and having unclosed alcohol in my vehicle for a total cost of $340. So now i have 2 questions do you think the cop was far? and will my insurance go up with those charges"


No money to pull out my wisdom teeth by oral surgeon?
I am a college student who has no health insurance. My parents don't have health insurance either and they are also poor. My dentist told me I will have to go to the oral surgeon to pull my wisdom teeth out due to it being by a nerve. The oral surgeon charges over $1k per tooth. What can I do? I don't want to wait till im older and risk more complications.


A question about credit and insurance premiums?
Hello this is my first timing buying car insurance. Its me and my husband. IM the primary driver he insured driver. I have bad credit so me being the primary would that make it more expensive?? Should I take my name off or switch me and his primary position? Thanks for your help. I have geico but I feel it a little expensive. Its like 800.00 6 months 96 town car 99 firebird ram air t-tops. I went with the lowest coverage (bodily injury 25,000) I did it on the internet but should I go to a actual office. Its geico. I had to tickets in 2001 and he had 1 for tinted windows so no biggies. Is that expensive??"


Honda CBR 600 insurance...should i get collision?
I just bought a 1995 CBR F3. My first bike I got last year was a klr250, rode it since last summer all year (no car for me), even rode in the snow for the hell of it. For the KLR250, my insurance was 200 a year all minimum with only like 500 for comprehensive. For the CBR, my insurance im looking at is going to be 200 a year without anything, only the minimum liability. I like the fact of how cheap it is, but even though I have great experience with motorcycling, should I just go ahead and get bare minimum insurance? Bike cost me 1800 dollars, awesome condition. valves all good, just putting in a manual CCT this week. Its cheaper than the KLR (i got it for 2k), but i dont know why im feeling i need so much more coverage this time. Maybe cause the bike is CLEAAAAN. What yall think?"


Insurance higher on Acura or Honda?
Purchasing a car either 2010 Acura csx or 2013 Honda civic , and I'm curious if the insurance would be higher on one or the other? Any opinions would be awesome. Thanks in advance!"


Just a minor speed ticket affect my insurance?
In Ontario, Canada: I got a speeding ticket for going 10 over the limit (60km/h in 50 zone), is it considered as a minor traffic violation according to insurance?"


How can I lower my auto insurance rate in California?
Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?