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Are company's allowed to bump up your no claims for you so you get cheaper insurance ?

A family member of mine bought a car last year from a dealership and bought the insurance through them for ease, they hadn't had a car for a few years and so lost there no claims bonus however it would seem that the company put that he had a 5 years no claim bonus on anyway so that he would get his insurance cheaper, is this legal ? Also a year has now passed and so they are looking to get insurance somewhere else because other places offer even cheaper prices, however the insurance company are saying if he moves to another insurer they will say he only has 1 year no claims, but if he stays with them he can keep his 5 years no claims and that seems a little bit shifty to. This isn't really a question but still any input on the matter would be brilliant, thanks.

   








How much would private insurance cost for two adults and 1 baby?
I have term life insurance through my job and i want to know does govt. take out taxes on life ins. policies?
If I hit an unlicensed driver is my insurance required to pay for his car?
I'm pregnant with no insurance and don't qualify for medicaid.?
Car insurance options for red P plater?
How much is it for car insurance for average teenager?
Old bmws? Insurance? Cali driving age?
Does car insurance cover car theft?
Should an insurance company give you what your car is worth or how much it would take to replacement it?
Insurance company help?
Car insurance prices ?
Where can I go to get whole life insurance for my spouse and I?
Average family health insurance cost?
What is best health insurance for a 43 yrs old male single ?
What is the cheapest car to insure for a 17 year old newly passed driver ? ?
Is it mean to cancel the kids' health insurance?
If I buy a new car will my auto insurance run my driving record again?
Do you need home owners insurance if no one is living in the home?
Are health insurance costs deductible?
I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?
Insurance will only cover 1000$ of dental issues?
Who loves Insurance Companies as mucg as I do, A nice lady from Saskatchewan buys Blue Cross Ins and flys to Hawaii for a vacation?
Best car and insurance for 18 year old?
Car Insurance and Driving Restrictions?
Can my criminal record be trased with my national insurance number?
Question about black box car insurance?
What is the cheapest motorcycle insurance in the uk?
What is the best priced auto insurance company for people who have been canceled due to too many claims?
Where should I look for health insurance for my mom?
Where can I get a cheap car insurance for new driver?
What is the best insurance company for my situation?
Why does anyone not complain to insurance companies ?
? bout insurance and buying a new car?
? bout insurance and buying a new car?
The average price of the Mazda RX8 insurance?
Can I get a life insurance license with a misdemeanor on my record in California?
How does a physician affect the cost of healthcare insurance? Does the physician affect more than the cost of his/her services? If so, how?
What is a 6-month premium (car insurance) ?
Besides Term" policies
Im just about to start learning to drive have you got any tips what car i should drive to get lower insurance?
I can't afford cobra insurance; what are my other options? Thank you!?
Is it true that if you have full coverage insurance on a rental car... (please look inside)?
I want a good car like a 1992 - 1997 supra for my first car. How much will the extras cost?
The other driver's insurance company denied my claim, even report saying it his fault:(?
How can I cancel my geico car insurance?
If you're driving someone elses car and you wreck it, does their insurance still cover the car?
Insurance comparison websites. Why can't I ask about a theoretical car?
How can I help my girlfriend get cheaper insurance? She is 20 years old.?
Car insurance coverage?
Car insurance!!?
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How much motorcycle insurance
I'm 16 and i live in new york but i don't know how much insurance is


For a 19 yr old what is the best and cheap insurance in los Angeles?
I live in los angeles and the car insurance companies wants me to pay 300.00 dollars every month and thats to much for me.


Is term life insurance better than whole?
I am 29 and I have a son how's 11. I've had a whole life policy since 2009. I pay 41.75 monthly for me to have 50,000 and 25,000 for my son. I've been doing reading online and it seems you get more money in a term policy but as I understand your premiums will or can increase. I am so confused on this. I'm really trying to figure out if I made the right decision in my policy choice. I wanted to increase my amount but I'm not sure if I can afford anymore per month. Which of the two is better? My son and I are both in good health."


What is the best health insurance for a college student?
I live in South Florida by the way.


"Does any one know of any cheap car insurance, for my 18yr old son, whos just passed his test.?"
Does any one know of any cheap car insurance, for my 18yr old son, whos just passed his test.?"


Cheap health insurance?
My health insurance at work is too expensive. Where can I find a low cost health insurance plan?


Question about black box car insurance?
Age 17, what are conditions on most black boxes. It says insurance can go up if you drive poorly but if you pay for a year at once, how can they charge you. I understand if you pay monthly the next month will increase. If I'm given a quote of 2000 a year, and pay this at once, how can this go down or up based On my driving if already payed"


Cheap/Affordable Car insurance for a 20 year old Driver?
05 Plate, 1.6L"


Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little."


What kind of insurance would I need for this?
There is a private residence that I would like rent out for my daughter's wedding. I am going pay him a certain amount for use of the house but then I'd like to take our a short term insurance policy in case the house is damaged or someone is injured.


Who does the cheapest 1 day car insurance?
UK


Car insurance for an ocassional driver..?
I am 17 years old and I am getting my g2 class license in a week. I plan on going as an occasional driver on my moms car which is a 2002 or 2003 Ford Cougar. Does anyone know what the price of insurance would be a year approx? I know she pays about $120 for car AND house insurance... for an occasional driver on a red 2002 or 2003 Ford Cougar (red sports car) how much would insurance per year be? Any help would be great thanks!!! :)


Can a doctor refuse your health insurance provider and ..why?
Can a doctor refuse your health insurance provider and why?


Will my insurance cover all my mole removals?
I know my insurance covers mole removal, but I have quite a few on my face and neck that I want removed. I'm talking to a dermatologist next week. I was just curious if they would cover multiple at a time. I'm talking like 20-30."


Insurance Question for owners of the 2007 pontiac g5?
Im a 22 yr old male, never had a car before, just got my license; and im about to purchase me a new pontiac g5. Im wondering how much i can expect to pay for insurance every month?Plz help!"


Are company's allowed to bump up your no claims for you so you get cheaper insurance ?
A family member of mine bought a car last year from a dealership and bought the insurance through them for ease, they hadn't had a car for a few years and so lost there no claims bonus however it would seem that the company put that he had a 5 years no claim bonus on anyway so that he would get his insurance cheaper, is this legal ? Also a year has now passed and so they are looking to get insurance somewhere else because other places offer even cheaper prices, however the insurance company are saying if he moves to another insurer they will say he only has 1 year no claims, but if he stays with them he can keep his 5 years no claims and that seems a little bit shifty to. This isn't really a question but still any input on the matter would be brilliant, thanks.


Where can i get the cheapest car insurance and only 3rd party i am aged 18?
Where can i get the cheapest car insurance and only 3rd party i am aged 18?


Real Estate career vs Insurance career?
to all real estate agents and insurance agents.... I have my real estate, life insurance and auto insurance licenses... have been struggling in life insurance business and trying to start with auto insurance to see how it will work out for me and if I can cross sell life and auto together... Also I am very much interested in real estate, I feel like I love it more than anything but i am so scared to go after that, I am afraid that it will take another year or so from my life to really understand and have it going.... I have been struggling in life insurance sales but we all know that life insurance is kind of secondary but real estate, we know that everybody is making money to have that American dream but I don't know how it feels like to be in real estate business.... so any suggestions, about advantages or disadvantages, about money, in which area I can earn more money, about the activities and what should I do to earn trust and start selling... please advice which one should I choose and why based on your experience.... please teach me something, advice me, comment, and make suggestions.. I am lost and frustrated and don't know what to do ..I really want to what is for me and work hard to make it work ...."


Why do I need to pay for insurance on my mom's car if she already pays for it?
I'm 17 and I just got my license and progressive is automatically adding me to my mom's policy and making me pay 150 a month in order to drive her car. My mother already pays insurance on her car. Why do I have to pay for insurance on the car if she is already paying? Insurance covers a car, not the person driving it."


How much would the average commercial insurance quote be for a warehouse?
I am doing a project for school, creating a fake business plan for an online grocer that we are creating in Boston (again, fake grocer). As part of the business plan, we must include miscelleneous costs, including Insurance. Any idea? (180,000 sq ft facility)"


What kind of insurance do you have to have on a car that your still paying on ?
will the car company let you get cheap insurance?


Teen driver and car insurance?
I am 17 years old and am looking to buy my first car. I have found a 2002 Buick Rendezvous CX that I am very interested in. The only problem now is insurance...With my car insurance company, Liberty Mutual, it will be close to $800 every 6 months! That is A LOT of a teenager or for anyone to be paying. That is also being under my parents policy which has the best coverage. What can I possibly do to finagle"" a lower price? I know that the car should be registered as ""pleasure"" driving"


Cheap car insurance for newly leased cars?
I am looking to start my own insurance with out my parents, I already consulted and figured out that I am about to lease a 2010 Honda Civic DX coupe. I am looking for the most reasonably cheap plan, any advice?"


What is the price of a mini copper and its insurance?
just wondering what the price of a mini copper is to buy and the cheapest insurance? Details would be helpful Thankx


How much would state farm car insurance charge for a 17 year old under my own name in connecticut?
i have a acura 3.0 cl... 2 door... and i was just wondering does anybody know how much i would be paying.. in anyway (monthly, yearly... but monthly is better)... so if you could help thanks... and dont tell me to look it up... im just asking.... and this kid has it under his own name... but i dont see him anymore so i cant ask him...."


HUD Home: do I need a title search & insurance?
I recently won a bid for a HUD home in Pennsylvania. The house cost under 10K. I was wondering if it is necessary to purchase a title search & insurance for the home. Given it's low price and also because it was a cash sale. If it is necessary to purchase a title search & insurance, what is a good titling company?"


Driving Offence - Learner insurance no L plates or supervisor. - Plea By Post Letter.?
Today I have recvied a letter from the courts in relation to me driving on learner insurance without L plates or a passaged with a full licence. which took place June last year. I have a letter asking for my pleas by writing 1. Use of a motor vehicle on a road / public area without third party insurance 2. Drive a motor Vehicle otherwise that in accordance with a licence - endorsable offence. I did have learner insurance at the time and on the offender detail slip I was given it had: Driving licene offence: YES Insurance offence: NO Licence: Prov L Plates: no Supervised: No In July I did pass my test and am now driving legally. I was under the impression this was not a insurance offence although please correct me if I m wrong and if I need to plea guilty to both. would it go in my favour that since this I have now got a full licence?


Can I get insured if I have a 1 series BMW for my 1st car?
Well, I am really determined to get a 1 series BMW for my 1st car. But when asking allot of different people I get two different answers. 1. I will get ensured but it will be allot. or 2. no insurance company will insure me if I have a 1 series BMW for my 1st car. So therefore I thought I would as on here to see what answers I get, just so I know if its possible or not. Many thanks"


Car accident with no insurance. collection agency wants me to pay?
Car accident w/no insurance, now credit collection agency wants me to pay? About a month ago I got into a car accident. I was at fault and didn't have insurance at the time (yes, I know bad idea). There were 3 cars involved in total, the other two cars were not that damaged, my car was completely totaled. I got a letter from the collection agency saying that i owe them a over $14,000 and warned me that they may take legal actions if i don't pay. I can't pay that amount of money, I'm a 19 year old college student and I make $9,000/year in my part time job. I called them this morning, and they were willing to bring it down to $11,00 if I made that a one-time payment. Which definitely isn't helpful, I don't even make that much in a year. What are options? I really don't know what to do :( know I have to pay eventually, but $14,000 is a ridiculous amount of money. Can they garnish my wages? Will they send me to court?"


How much is home insurance for 1989 mobile home?
Looking at mobile home with land and wanting to know around how much home insurance would be ?


Does anyone know a FREE License Plate lookup website?
Does anyone know a good and FREE License plate Finder website that i can use? Please let me know!!! Thank you


Are company's allowed to bump up your no claims for you so you get cheaper insurance ?
A family member of mine bought a car last year from a dealership and bought the insurance through them for ease, they hadn't had a car for a few years and so lost there no claims bonus however it would seem that the company put that he had a 5 years no claim bonus on anyway so that he would get his insurance cheaper, is this legal ? Also a year has now passed and so they are looking to get insurance somewhere else because other places offer even cheaper prices, however the insurance company are saying if he moves to another insurer they will say he only has 1 year no claims, but if he stays with them he can keep his 5 years no claims and that seems a little bit shifty to. This isn't really a question but still any input on the matter would be brilliant, thanks.


Where can I get affordable dental insurance?
Where can I get affordable dental insurance?


Australia car insurance help please!?
Hey i was just wondering, whos a good cheap insurance company to insure my car through? I have a 2002 ford falcon series 3, and nothing that would effect the price of insurance such as previous claims, demerit points etc. I have a provisional drivers license. :)"


What are good things to have in health insurance for families.?
I'm looking to buy health insurance for my self and my kids,but I don't under stand what things mean like they talk about coinsurance, deductibles how do I know what's the best one? I'm looking for affordable n with good coverage can you help me? I need low monthly payments and low copayments"


Diamond car insurance for women?!?
What is with that advert Diamond Car Insurance for Women""? Women are meant to be the safest drivers. According to statistics"


SHOULD I SOUP UP A ACURA INTEGRA???
Hey everyone im getting a car and i looked around and i really like the look of the Acura integra with the circle headlights. Is it worth souping up and wasting money on it. i was thinking of getting totally new body kits on it since i dont real like the stock body on it. and making it have a really loud exhaust. is it worth doing all this to it until i save enough money to get a wrx sti. Im a girl so will it be embarrassing having a souped up integra?of course its going to be a manual. i was thinking of totally switching the body up. putting on some really cool kits on it and skirts with a spoiler and **** lol... anyways what do you all think? i need a car and i really like cars and dont want a basic one. i want a car i could work on when i am at home. just untill i buy my subie .. so is it worth it guys or will i be laughed at


How much would it cost (roughly) to insure a MG TF 1.6?
I have just turned 17 and I'm aware that insurance is going to be rather costly.


How to become an insurance underwriter?
Im looking to move on in my career and I am really interested in becoming an Insurance Underwriter. I am currently studying for the CII FIT exam and was wondering what else I would require. Any help appreciated thanks.


"What is the best car insurance in washington, dc?
car insurance


Up to how much can health insurance cost?
I'm doing a speech about why I think health care should be free, so I'm wondering whats the range of cost on health insurance?"


What is the best insurance in the US today?
How much does it cost? What do they cover? I'll need this for when I'm forced to get my own insurance.


"Issued with Fixed Penalty for no insurance, I have got Trade Insurance. Went to Police Station with Notice?"
I was dropping off a customers car, Police stopped me and checked the checked the details. They said they cannot check Traders Insurance on the roadside. They gave me Fixed Penalty Notice and said go to the police Station and everything should be ok. Went to the police station with my insurance certificate and the officer at the desk stated that that they issued the wrong form, it was not signed by the issuing police officer either name or badge number. They only gave me part 3 of the form and part 2 was missing, which was the part to make payment or request a court date, therefore the officer at the Station said it was invalid,. She gave me a leaflet to call the FPN Helpline and explain this to them. The helpline said I should email the documents over to them with a copy of my insurance and she will check the system. She called me back and said that it was not on the system as yet and it can take up to six months for the officer to submit their paperwork, this seems not right to me. Can anyone help?"


Can Hit and Run increase my insurance rate?
I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years."


Other insurance company can't contact insuree. What can I do?
I'm sorry for the essay, but I was in a little car accident on September 3rd, and my insurance company said they weren't taking responsibility and it was the other persons fault. I never received a phone call from the other persons insurance company (USAA), so I contacted them myself and they recorded what I told them. After a while passed, I called my insurance to ask what was going on and they told me I had to contact USAA, so I did. The problem is, I haven't spoken once to the adjuster for the USAA, instead, I've been having to talk to other agents. The adjuster doesn't return any of my voicemails, so when I talked to another insurance agent he told me that they have determined that I was at fault. And I asked them how it was possible. I told them again what had happened and he told me, I understand your side of the story, but we haven't spoken to our party yet. So I asked them how it was possible for them to determine it was my fault without talking to the other party yet. They said they don't know but they can't change it until they talk to their party. I asked them how long it would take and they said they have no idea. My insurance company has already received a statement from their party, but I don't think they want to contact her. What can I do?"


Does the insurance follow the car or driver in Louisiana?
I was in an accident in Shreveport Louisiana where the other driver was at fault, have the accident report proving it. The driver had barrowed his parents car with there permission. The car has Allstate insurance and Allstate is saying they will not pay because the driver has a vehicle of his own that was in the shop at the time so his insurance has to pay. Now the problem is Allstate says they can not get any information about his insurance and I can not get him to answer the phone when I try to contact him. Right now I have $3600 worth of damage to my car and nobody wants to pay. My insurance said they would pay but I would have to pay the deductable and I don't think they should be paying when he was at fault. He changed lanes without looking and side swiped me. Anyone know anything about Louisiana insurance laws? I know Texas, which is where I live, is different."


Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?
You dont have to drive and you dont have to have healthcare either....thats why its a privilege. According to the constitution you have a right to life liberty and the pursuit of happiness. As it pertains to life it doesnt mean you have a right to have your life saved after you get cancer, it mean your life cant be forfeited "


Are company's allowed to bump up your no claims for you so you get cheaper insurance ?
A family member of mine bought a car last year from a dealership and bought the insurance through them for ease, they hadn't had a car for a few years and so lost there no claims bonus however it would seem that the company put that he had a 5 years no claim bonus on anyway so that he would get his insurance cheaper, is this legal ? Also a year has now passed and so they are looking to get insurance somewhere else because other places offer even cheaper prices, however the insurance company are saying if he moves to another insurer they will say he only has 1 year no claims, but if he stays with them he can keep his 5 years no claims and that seems a little bit shifty to. This isn't really a question but still any input on the matter would be brilliant, thanks.