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Question about car insurance...?

theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?

   








I have taken out car insurance last month,i have found a cheaper insurance,i want to find out if i can cancel ?
When will a 1989 Mustang GT Convertible become a classic?
Cheapest Vans to insure?
We are looking at buyin a house what insurances will we need and around how much should we budget for this?
Can a employer make you get health insurance?
Speeding and insurance rate?
How does AARP work (life insurance policies)?
Will my car be fixable or is it a total loss?
About how much would the insurance cost on a 2010 Mercedes Benz C300?
How much is car insurance for a 19yr old N driv er in BC?
Health insurance ?????????????????
2005 Ford Mustang Convertible V6 Premium insurance rate?
How much more is it to insure two personal cars vs. one?
How much does car insurance go up when adding a 4th car?
What is the cheapest insurance for beginning drivers in NC?
What kind of information employer can get from social insurance number?
Insurance for 2003 Mini One ?
Can one person have two separate car insurance policy's?
How much is car insurance for a teen?
How much would Insurance go up with Speeding Ticket?
How much does boat insurance cost on a yacht? say....a sundancer 580 from sea ray. (around 2.1 million)?
How much roughly would car insurance cost for a 17 year old new driver in the uk?
Cheapest Place to Get Auto Insurance, Wilmington, NC?
Car insurance?
Are company's allowed to bump up your no claims for you so you get cheaper insurance ?
How much would private insurance cost for two adults and 1 baby?
I have term life insurance through my job and i want to know does govt. take out taxes on life ins. policies?
If I hit an unlicensed driver is my insurance required to pay for his car?
I'm pregnant with no insurance and don't qualify for medicaid.?
Car insurance options for red P plater?
How much is it for car insurance for average teenager?
Old bmws? Insurance? Cali driving age?
Does car insurance cover car theft?
Does car insurance cover car theft?
Should an insurance company give you what your car is worth or how much it would take to replacement it?
Insurance company help?
Car insurance prices ?
Where can I go to get whole life insurance for my spouse and I?
Average family health insurance cost?
What is best health insurance for a 43 yrs old male single ?
What is the cheapest car to insure for a 17 year old newly passed driver ? ?
Is it mean to cancel the kids' health insurance?
If I buy a new car will my auto insurance run my driving record again?
Do you need home owners insurance if no one is living in the home?
Are health insurance costs deductible?
I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?
Insurance will only cover 1000$ of dental issues?
Who loves Insurance Companies as mucg as I do, A nice lady from Saskatchewan buys Blue Cross Ins and flys to Hawaii for a vacation?
Best car and insurance for 18 year old?
Car Insurance and Driving Restrictions?
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How much does auto insurance cost for a teenager?
How much does auto insurance cost for a teenager?


How much did your car insurance drop once you turned 25 yrs old?
Did you save 50%? 25%? Less? I noticed a significant drop when I turned 21 and saved about 40% then. What can I expect next year when I turn 25? Obviously it varies and will depend on if my driving record remains clean....just wanted to get some idea


Will my car insurance pay to fix the damage that i caused accidentally?
i am no the insured on the car i live in mass, my dad owns it ,,,i was at market masket shopping and when i left to drive aay i forgot there was a cement median divider in front o me couldtnt see it from the inside of the car it was about1 foot tall however i went striahgt hit it and turned a inch right and destroyed my rocker panel on the drivers side and in turn it smashed in the bottom of the car door cant open it at all i have full coverage on my auto insurance will they pay for it,,i will have to pay the 500$deductable...."


Car insurance?
Well I insured my car on Friday,and just received my certificate and when I had a look it had the wrong d.o.b on it,so I gave them a quick ring and the lady said its fine,but I'm wondering if I get pulled and have to produce it if it means trouble for me with it being wrong,any clues."


Insurance and juniors lisence?
My son just got his Jr's license will my insurance go up? Or does he need a Senior license for that


Can my husband put me on his health insurance?
im not working im a stay at home wife. I cook, i clean I do everything a wife should do, can my husband put me on his health insurance?"


"In California, how can you find out if someone has homeownners insurance, and who there carrier is?"
In California, how can you find out if someone has homeownners insurance, and who there carrier is?"


How can I pass the Michigan Insurance Licencing exam?
I've taken the course, studied the book and done the online tests over and over again. When I went to take the test at least 70% of the questions asked were no where in any of the material that I was given to study. I failed the test and I'm scheduled for a retake on 6/13. I need all the help I can get. Any suggestions are appreciated!! The test costs 40.00 every time you take it!"


Mechanical Breakdow Insurance refuses to pay...?
Just to clarify a little bit: - I have a normal insurance but as well... - I have a Mechanical Breakdown cover with Auto-Protect... - which was sold by the garage who sold me the car Thanks a lot everyone for your answers, can I get to force the insurance to pay the whole amount ? Is there anything you would recommend I do ? Thanks !"


Is car rental insurance necessary?
I'm just going to need the car for the weekend. The insurance is too expensive. It's like the same price as the car.


Auto insurance claims?
One of my cars was broken into last night and there was money left in some clothes that was piled up in the back seat.. which they took... and I was wondering if I can claim that cash on my insurance? They broke my window, tried to take the stereo, and looks as they even tried to take the car as the ignition has been tampered with. I am sure it was a homeless person because all my clothes are gone, change from my ash tray and even my dogs spare leash. Oh and I have Progressive insurance if that helps. Thanks for all your input."


Home Owner Insurance?
My home is on a concrete slab and a pipe broke. Would this be something covered under homeowners insurance


"Will you pay for my auto insurance, too?"
I am starting to feel that since health insurance is a right, and apparently not a responsibility, then my auto insurance should be a right, too. Why should it be my responsibility to pay for my exceptional coverage in the event you are injured in an automobile accident with me regardless of fault? It is a right that automobile insurance be provided to me at your expense because I operate a vehicle. In fact, we can provide insurance to cover all of the illegals and uninsured residents/citizens who brake the law every day by driving without coverage. Yes, that would be fair."" Thank you."""


GOLF CART INSURANCE COST?
HOW MUCH WOULD GOLF CART INSURANCE COST ? what insurance co has the cheapest rates ? Thank You .


How to get around paying the over priced rate of car insurance for teenage drivers ?
I didn't mean $400/yr, I meant $400 a month !"


Question about car insurance...?
theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?


Auto insurance coverages?
I switched auto insurance companies recently, however, I purchased the new policy a couple months ago and was letting the old policy (different insurance carrier) to simply lapse. I was in an auto accident yesterday, not my fault and my car is totaled. I submitted a claim to my new insurance company yesterday and remembered about the old insurance company policy. This policy is still in force due to previous premium payments made till another 2 weeks, so I submitted a claim with that company as well. Will the settlement be the auto replacement value with both companies working together and sharing the costs, or should I push for each insurance company to settle with me individually? Or is it 1 accident so 1 insurance company, and it doesn't matter if I have 2 insurance policies on the same vehicle?"


Someone hit my bumper. Car insurance question?
I was in traffic today and someone hit my car from behind , damaged my bumper. I have statefarm and fully covered. I have never been in this situation , and plus i think it's getting a little bit complicated. Because the guy who was driving the car doesn't own the car. And the guy who owns the car's name doesn't seem to be the one who's insured with the car(it seems to be his wife or someone ) Usually does this matter?? What are the procedures I should take to get this done asap . I want honda to fix the damage. Will the other person pay for this damage. What should I watch out for ? any kind of traps? I have a small backpain. is that covered under insurance also ? I think they have allstate. please help !!"


About car insurance and the laws on it?
i just want to know if a car is insured but the driver of that car is not in the policy .. do i still get ticketed for not having the car insured? I don't know if i'm making sense.but let me explain .my car is insured fully covered but my daughter was driving it and got stopped by the police.and he claimed that my car was not insured. i called my insurance carrier and was told that it was because my daughter was not on the policy. I always assumed that as long as the car was insured it didnt matter who drove it. provided an accident was not involved. please help me on this. as soon as possible"""


Just insurance quoted for $600?
So I was shopping around for car insurance since I was planning on buy a car soon... I'm 19 years old after getting quotes from multiple different places my cheapest insurance quote was $664... Uhmm wth? How the **** is anyone suppose to afford that? Thats basically half of my monthly income >_< and the car I was looking to buy was a sedan not a sports car no powerful engine just a Pontiac sunfire, chevy cavalier, chevy impala(2000) what am I suppose to do get a piece of junk that might not even make it to the corner??"


What are the chances my daughter could get good health insurance?
Ah yes Kathy typical republican statement so unamerican not wanting to help your fellow american. Yeah I'll be moving to the UK were they give a sh*t about their people. You should be ashamed of yourself I am so glad my attitude is nothing like yours. I actually care about my fellow americans unlike you. If the f*king gov would let me make more money I would love to give some of it to people who have less than I do.


"I'm in the USA w/ a work visa. I need car insurance, and no one will insure me since I do not have residency"
I am here on a work visa to work at summer camp. Camp is now over, and I have 2 months to tour the USA. I need car insurance, but no company will give it to me since I am not a US citizen, and I do not have a residence. I have been staying at a friend's house, and they will not let me use their house as a residency. What is the solution? I need a car. Renting a car is not an option. What can I do."


What happens if I'm caught without proof of insurance?
What happens if I'm caught without proof of insurance?


Where is the best place to get cheap car insurance for young drivers?
Where is the best place to get cheap car insurance for young drivers?


What is the most affordable cancer insurance for a girl in her 30s in japan?
its for a lady in her 30s. so the basic, breast cancer, ovarian cancer... the cancers prone to ladies"


Expected value for insurance(probability and statistics)?
I think i divided the wrong numbers, what steps do i take to answer this? An insurance company offers North Carolina adults between the ages of 25 and 34 a $500,000 life insurance policy for $40 per month. They use the fact that North Carolina has a yearly death rate of 154.5 per 100,000 residents aged 25-34 years."


"I hit a car very minor damage, will liability cover?"
To make this brief I was on the freeway hit a car from behind going 3-5 mph my car is fine it looks like his has some very minimal cosmetic damage on bumper only, for example my license plate bolt left an indentation. Of course I can't claim there isn't any mor damage not easily seen. But my concern is will My insurance liability cover his damages or will I have to pay myself or do I have the option for either? I've never been in an accident before, last moving violation was 5 years ago,no other marks on my DL. I've read that damage can be over $1000 even though it appears very minimal. Any help would be great. I couldn't speak to my insurance since this happened at a late hour."


Automobile insurance companies?
Comparison of well known insurance companies to Somewhat know insurance companies. when it comes to rates, service & reliablity, and response to automobile accidents, collision damage. Who will raise your rates first. Who has incentives to lower your premiums when you have a clean driving record and are a safe driver."


Can I be insured on my dads auto insurance policy if we live at different locations?
My dad and I live at different houses, will an auto insurance conpany allow me to be on his plan even tho I live in the neighboring town, this is progressive auto insurance."


How much does insurance go up in a wreck?
Im a 16 year old male, get good grades, and i drive a 91 firebird. i recently got in a crash, my car was fine but the other guy had a scrape along the side of his car etc. how much can i expect my insurance to go up?"


Cost of insurance for 2003 Mitsubishi Eclipse?
Sorry I have been asking so many questions about cars lately :) I am leaning towards getting a Toyota Camry because they are so reliable but I have always loved eclipse spyders. I found a 2003 eclipse that is absolutely beautiful and I would be so excited to drive it. I am just wondering what the insurance would cost on it for me. I am 21 years old, live in Arizona, and I have no accidents or violations. I am just looking for a ballpark estimate of what an insurance company would charge me. Thanks!"


Question about car insurance...?
theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?


How is being forced to by health-care insurance different than being forced to carry auto insurance?
I can think of ta few ways: 1. We don't HAVE to drive 2. If we do drive, most states require insurance, but also may take a bond or proof that you have money to compensate 3. Auto insurance is mandated by the state, not the federal government"


Is there any insurance available for getting braces?
Is there any insurance available for getting braces?


My wife is pregnant. Due date: 9/10/09. Our COBRA health insurance expires on 7/18/09. What to do?
2ND EDIT: Katie, thank you for your answer. But there are actually rules regarding the start dates for HMO's. All of them limit new enrollment to the 1st of the month only. I'm hoping for a HIPAA HMO (for cost reasons), but the only one I can find is Health Net. Are there others? It appears that most PPO's offer flexible start dates, except Health Net and Aetna (1st and 15th only). I might just have to go with a PPO so we can begin coverage on the 19th. source: http://www.davefluker.com/hipaa.html"


What is the average employee portion of a health insurance policy?
What percentage of the health insurance costs do most companies cover (I recognize that this can vary greatly, but I am looking for general numbers)? For Cigna - what is the average monthly cost for a family consisting of parents and one child (likewise, I recognize that this can vary greatly - I am just trying to get a ballpark figure)? I ask these as my current employer (250+ people) is offering Cigna insurance for about $750 a month which covers my wife, myself and my daughter. They claim to be covering 50% of the health insurance plan, but I am having a hard time buying the explanation that health insurance is just expensive...especially as my sister and brother are paying $50-70 a month for individual insurance. I do not want to have to go and get a quote somewhere and can not find a site that has general information like this - any thoughts, advice, sources of information would be welcome!"


Looking for a health insurance coop in California.?
Anyone know of one not related to working at a company or for the government?


Do I need to buy auto insurance for my used car dealership?
We do have a bond insurance and just acquired two vehicles (our first since we are new) and have not been driving them yet because we are looking into insurance.


Is it legit to charge an insurance company for 5 units of a medication when you are using actually using less than that on the patient?
Is it legit to charge an insurance company for 5 units of a medication when you are using actually using less than that on the patient?


Whats the avarage cost of auto insurance for an 18 year old?
ok whats the avarage cost of auto insurance for an 18 year old let just say a 2001 2001 prsche boxster im unemployed at the molment but not for long i mean i want somthing decent peace of mind in case i get somthing happens so tell me what u think personel experiance would be nice o and im in houston tx btw


Question on insurance payout from total loss car?
This lady hit my car and it was deemed a total loss. Im going through her insurance, Allstate, but the investigation is going a little slow. The adjuster that looked over my car to assess the damage and value recommended I go through my own insurance, Geico, to get a quicker payout. He said that Geico would just take my deductible out of the payout and then get it back through arbitration with Allstate after they finish their investigation and deem their insured at fault. Well, the Allstate guy originally valued my car at $9300. I had looked up my cars value myself and saw that none of the other cars nearly identical to mine in my area by dealers and owners, were going for less than $10k, and I told him that. He came up with some b.s. about there being a stain and some of the damage was old (my car was flawless w/o a single dent before the accident) and thats just what they are going for. Well, he was the one that gave me the advice to speed things up by going through my insurance, Geico, so I did. Theyve valued my car at $10,700. Geico is preparing to cut me a check for $10,200 (minus my $500 deductible), and they will do arbitration w/ Allstate after their investigation finishes. Im really concerned though since Allstate valued my car lower. If Allstate doesnt want to pay them the extra $1400, will I owe that back?"


I want to transfer the cars title to my name?
My uncle gave me his car but it is from illinois he gave me the title but it is also from illinois and it is under his name. I live in texas and i need to register the car under my name. how do i do that. I also need to get texas licence plates ASAP. what do i have to do and about how much would it cost. I have a 2008 Chevy Cobalt


"Auto accident, at fault, other driver had suspended license, advice/help??"
About a week ago I was involved in an accident. I was going left and the other person was going straight so I was deemed at fault. The other driver was excessively speeding and could have avoided me if they moved to right lane (I was almost across intersection); instead they swerved in front of me. The ambulance came and when I asked if everyone was okay he said yes, no one was taken to the hospital etc. The driver of the other vehicle had a suspended license, no insurance, and no registration, and they were not driving their own vehicle. Another passenger in the car had a warrant for his arrest. Both he and the driver were arrested. Yesterday I received a letter stating they are suing me (well my insurance company) because a passenger was injured. Is there any hope for me in fighting it because of the fact the driver had no license, insurance, etc...?"


"I have a 2003 GMC Yukon XL and on my dash it says battery is not charging, what does that mean?"
I have a 2003 GMC Yukon XL and on my dash it says battery is not charging, what does that mean?"


Range Rover Sport Car Insurcnce... Is 6k too much?
My mum and dad's combined cost of car insurance on their Range rover sport HSE TDV6 (2.7litre) is around 1200. My dad rang up his insurance broker to get a quote on putting me as a named driver, and we got a quote of a total of about 6,000 per year. I know this is a lot of money, however the insurance company says this is because the car is in bracket 19. I was led to believe by my Land Rover dealer that the TDV6 model was in group 14/15, where it was the Supercharged 4.4litre"" model which was in group 18/19. Is this quote too much for the model car specified? Given i am 20 years old"


"I am about to quit my job, need advice about insurance?
I am quitting my job in a couple of weeks to start my own business. I am shopping around for individual health insurance plans and have found a couple that will suit my needs. The problem is that the plans are both Anthem (Blue Cross California) and that is the same insurance that my employer carries. I'm worried that contacting Anthem to start the process of getting coverage will alert my employer that I am leaving. Should I be concerned?


What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?
license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest


Question about car insurance...?
theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?