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Whole life insurance policy verbiage?

When it comes to whole life policies what is the verbiage in the policy that states the premiums will continue to be paid past the face value amount? What title on the policy do I look under? This is new to me and I need to learn as much as I can. Special thanks to Mickey, Mbrcatz and Ernie! Thank you in advance to everyone that responds.

   








What exact is whole life insurance, and how do life insurance companies profit from selling it?
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Can i sue an at fault driver even if i dont have car insurance?
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Car Insurance Companies + Excluding Drivers?
https://lonameribna.wordpress.com/2017/05/15/need-help-with-a-question-about-car-insurance-quotes/

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What's the average time frame for attorneys to settle with insurance companies?
Not quite 4 months ago, I hired an attorney because I had been rear-ended and the repair estimate was close to $7,000. For therapy and diagnosis/prognosis, I had maybe 6 doctor/chiropractor visits over the course of the next month. Now, I'm waiting to hear whether the insurance company will accept our demand. Anyway, that's the background information about the accident and hiring a lawyer. How long do physical injury accident cases take to settle?"


Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?
Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?


Homeowners insurance cost?
We are shipping around for insurance for a new home, it's 1200 sqft, nothing special and well updated, but im wondering what kind of a cost per month we should be looking for? Our broker said 40 a month or less is good, but usaa and travelers both quoted us a little above that, I don't want to call around too much, so is this still a good deal, 45 a month? We are new buyers!"


I'm 17 years old- how much will it cost me to get my own car insurance?
i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance


Should i pay a broker to find me cheap health insurance?
should i pay a broker to find me cheap health insurance? or, what is the best way to find the cheapest health insurance?"


Air force boot camp BAH and health insurance ?
Can i receive BAH and health insurance when my husband is at the air force boot camp? if so how long does it take to kick in? and is there a website I can go to to figure out how much BAH we will get with our 2 son? Thank-you


Good low cost medical insurance for a 20 year old female working through a temp service?
I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?


Question about car insurance?
I'm 17, have a twin brother and we currently both have provisional licences. When we pass our test we will be sharing a car. I will (probably) pass first by a couple of weeks. How do I get insurance which is cheap for us both but means that I can drive straight away? Do I buy insurance for just me and then add him on it after he passes his test or buy it with me and him provisional and then 'upgrade' him later? Not sure what to do. Also we're considering buying provisional insurance for a month or so, could we buy provisional and then upgrade me if/when i pass then upgrade him when he passes. Hope this makes sense thanks in advance"


"Math please help, best answer gets 10 points !!?"
Arthur bought a $90,000 life insurance policy at $10.98 for a 20 year term. What will he pay over 20 years for the premium?"


Do you need to stay with a certain car insurance for a period of time?
I need to get new car insurance but i'm short on money. Can I have one car insurance for a month or two and then switch to a new one?


I was in a car accident and the insurance company wont pay me.?
I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way."


I just got my license but no insurance?
i got my license few weeks ago and i would like to start driving my parents car , they have insurance under there name but not mine yet, and my dad doesnt want to add me on there till later on due to the cost, so will i be able to drive their car with the insurance under their name ? I live in Cali, LA. thank you"


Keeping my car at a different address than given to car insurance company?
I am currently looking at car insurance (17 male) and for a peugot 106 its 2,100 at my address, but at my dads address its 1,850? He only lives like 1 mile away... If i put his address in the insurance website, but the car will be staying at my address is there anyway they can find out or check? I stay at my dads now and then and the car will be there sometimes but most of the time it will be at my address.... But i dont want to pay another 250pound for living like 1 mile away...lol"


As a new Driver when should I expect my insurance costs to lower?
As a new Driver when should I expect my insurance costs to lower?


Insurance on a stolen ATV?
I just recently had my ATV stolen which I still owe $5,300 on.It does have full coverage insurance through state farm.I still don't know if they are going to pay it off but my question is if they do pay it off and its recovered will I get the ATV back and get to keep it or will the insurance take it or will they do like a totaled car and give me the option to buy it back?"


Whole life insurance policy verbiage?
When it comes to whole life policies what is the verbiage in the policy that states the premiums will continue to be paid past the face value amount? What title on the policy do I look under? This is new to me and I need to learn as much as I can. Special thanks to Mickey, Mbrcatz and Ernie! Thank you in advance to everyone that responds.


What would the insurance cost for an iPhone 4 ?
I want to get and iPhone 4-8 GB and I was wondering how expensive the insurance on it would be? And if its to expensive for me at the moment do you think it would be a horrible idea to go without insurance for a couple months? Or not have any insurance at all?


If 15 minutes can save you 15% or more on car insurance..can 20 minutes save you 20% or more on car insurance?
i know stupid question but i've always been curious


Can I insure a vehicle even if I do not have a driving licence?
Had a full driving licence but due to an operation am on 6 month ban. Purchasing new vehicle and would like continuation with present insurance co


Car Insurance and And Accident?
I was hit from behind on Tuesday morning, called my insurance right after, the next day got my police report (like I was told) and gave me insurance the information, I also called the persons who hit me insurance and gave them the information, it turns out that on Wednesday this woman hadn't even filed a claim yet, nor picked up the police report (by law in NY state any accident that has damage reaching over $1,000 has to be sent to Albany by the people) I sent mine Tuesday morning. I was told within 24 hours a rep would call and send someone out to see my car, I figured that being it was late Wednesday already by Thursday or Friday I'd hear something. Turns out nothing yet, and when calling again this woman STILL hasn't filed a claim or picked up her police report. I plan on calling my insurance again but what is going on? How long must I wait for this, my car is damaged badly and needs to be fixed and I feel this woman should pay for this, and all she has caused me? What should be my next move here?"


Is it true that you will have to pay a fine if you don't get health insurance??
If so when? And what will be the fine??


Thinking about changing to TD for auto insurance?
My current auto insurance company is charging me around $380.00 per month for insurance TD quoted me for $230.00 per month. I have only been with my current insurance company for 4 months now is it worth changing? here is TDs rules for cancelling. I personally think it is worth the change would TD still take me if i cancel early into my policy i haven't missed a payment and this would be the first time i cancelled a policy. Do there rules apply for me Cancelling???? or am i alright for changing? also i paid first and last do they take my last month as a cancellation fee? anyways let me know thanks TD Canada Trust rules for cancelling If an insurance company has cancelled/refused your policy for whatever reason (e.g., non-disclosure of tickets, non-payment), we are unable to provide you with an online quote. We do not take into account a policy that you cancelled yourself."


What is the best insurance for a teen?
i need car insurance and health insurance but still not sure which is better. If this helps i just graduated and live in arizona and have a yukon


"For me, the auto insurance company USAgencies is cheaper than Progressive, Geico, All State, State Farm, ...?"
....Direct, The General, and Safe Auto. Does anyone have an auto insurance company not mentioned above that is cheaper than USAgencies? Do not send my links of places that quote different companies. I want to know from your personal experience."


Does a 1 year old child needs life insurance?
I f he needs life insurance, which is a better pick, a term life insurance or a participating whole life insurance since premiums are very cheap and he can have her plans paid up in a short period of time using self liquidating option?"


Drivers License with Insurance?
Do you have to be on someones insurance if you get a driver's license? I don't know what company my mom gets insurance through but her insurance would go up four hundred and thirty dollars because of my sister's driving record, but the lady said I HAD to be on someones insurance right after I get my license. But I called the local DMV and they said that I don't have to be on someones insurance if I get my license. The car just has to be insured. Who do I believe? Because I heard that sometimes insurance companies try to milk you for money... Who do I believe? Can someone give me a real LEGAL answer?"


"Can a life insurance sole"" beneficiary claim be disputed in Arizona?"""
The mother of my 4.5 yr old son recently passed with no will. Her 25 yr old son (half-bro) being oldest blood relative, locked my son out of his home and proceeded to stake claim to everything his deceased mother had, car, cash, final paycheck, $3800.00 income tax refund check (probably less than $30,000. total assets) but no real telling. Come to find out she had a employee life insurance policy which she named the 25 yr old as sole beneficiary. does' my son have any rights to claim anything?"


I need health insurance. Should I get private insurance or Obamacare?
I am a 27 y/o healthy male non-smoker living in Arkansas with good income. Wife has employer insurance that is very expensive to add me, so that's a no-go. I'll be the only one on the plan. I am prescribed medication that requires a doc's visit once per 2 months to have it refilled (so need medication and decent office visit fees/co-pay). I know little to nothing about health insurance. I've always had it under mother's plan and through the university after that. So what's the best route to go? Private insurance even if its subject to a penalty? Or go with ObamaCare. I'd like to have my medication covered at least partially, doc's visits, protection for severe medical emergencies, and possibly dental. I don't want to pay an exorbitant amount, nor do I want to be locked into anything. Thanks for any help."


Does it matter who has the insurance on a financed vehicle?
I've had the car for 2 years, and due to changes in my living situation, I can't afford it anymore. I don't have good enough credit to get a loan to cover the 4k that I'm upside down on the loan. Is that still technically a straw purchase?"


Minor car accident with no car insurance?
I was in a minor car accident last month and i was the one at fault. I was backing out of a parking space and a lady with her son who was driving pulled up behind and was going pretty fast. I left a minor dent in the front part of her car and a few scratches. She has been harrassing me since the day it happened and finally she contacted me and i agreeded to pay the cost of the damage because i didnt have insurance at the time. But then she sent me a sheet with the costs of the damages, 1,000 dollars!! I think it's way over priced and a lawyer doesnt want to do anything about it. She keeps calling and harrassing me and threatening me with the law. what can the law do? what can the judge do to me in court? will i go to jail?"


Wait until 21 to take out car insurance ?
So I am set to pass my test in June, I am searching around for car insurance deals. I am currently 20 and the cheapest car insurance I can find for when I pass is 1200 ish. However, if I set my birthday to yesterday (making me 21) it goes down to 825. Which is obviously considerably lower. I do need my car to drive in June though. My question is do you think I could haggle my insurance down and state how I see that being 21 decreases my insurance considerably and as I would only be 2 months off this age when taking out this insurance I do not agree with the large increase? Do you think this would work? I really do not think it is fair to pay nearly 400 more when at that period I will only be 2 months off 21?"


Whole life insurance policy verbiage?
When it comes to whole life policies what is the verbiage in the policy that states the premiums will continue to be paid past the face value amount? What title on the policy do I look under? This is new to me and I need to learn as much as I can. Special thanks to Mickey, Mbrcatz and Ernie! Thank you in advance to everyone that responds.


"If someone buys life insurance, do they need social security number of beneficiary?"
If someone buys life insurance, do they need social security number of beneficiary?"


Car accident without insurance or drivers license?
I got into an accident without insurance or a drivers license I know I shouldn't have been driving without getting my license first I just need to know what to expect in court please help thanks


2.5% tax penalty if you don't have health insurance?
There is a section on page 297 of the health care bill... which you can read here: http://docs.house.gov/rules/health/111_ahcaa.pdf It states plainly that any individual who does not have acceptable health insurance during any part of the year will be imposed a tax equal to 2.5% of their yearly adjusted gross income. My question is what the heck is that about? What has our government come to if they can legally punish people for not getting their own health insurance??


CAN SOME PLEASE THE DIFF. BETWEEN TERM LIFE INSURANCE OR REGULAR LIFE.?
Also is it better to just by a plot burial and lock in the rates today, my job does not offer life insurance and i would like some type of reassurance for my family if i were to die. I'm in the 25-35 yr range group, can anyone suggest polices or explain them altogether!"


How flexible are life insurance quotes. Can I negotiate with company for a better rate.?
I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates."


Boat insurance cost on average for a 52ft 1989 sailboat boat?
I am looking for what others may have paid, so when i do get a quote I know what to expect. If you have something to say that negative please don't respond."


How much will it cost to remove a wisdom tooth without insurance?
I'm a stay at home mom married to a graduate student, so we have no dental insurance. I have one wisdom tooth that I think I need removed, however. How much cash will I need to fork over to get it removed?"


Do any car insurance company's price-match or better ?
Geico gives me a better rate, but State Farm offers really cheap Roadside assistance for just $5.40 per year. Geico wont sell me roadside assistance with just liability. And, apparently State Farm wont price-match. Do ANY of the other insurers do that ? Im still considering going with state farm. Its a total of $30 per year more but includes roadside assistance (via reimbursement) Just wish I could use these companies against each other like you can at Lowe's versus home depot & such."


Auto insurance?????
If my child is under their own insurance, and is under 18. If they got in a accident could the other person in the accident come after me and sue me?? im just really worried about letting my kid get their licence than getting sued."


Tax Homework Question Need Help?
Does the taxpayer recognize gross income in the following situations? a. Ava is a filing clerk at a large insurance company. She is permitted to leave the premises for her lunch, but she always eats in the companys cafeteria because doing so is much less expensive than purchasing a comparable meal at a nearby restaurant. On average, she pays $3 for lunch that would cost $8 at a restaurant. However, if the prices in the cafeteria were not so low and the food was not so delicious, she would probably bring her lunch at a cost of $2 per day. I think it would not be included in gross income because its an expense and she's not gaining anything from it."


Car Insurance Question?
I am buying my first car....a pre-owned 2008 nissan altima 3.5 sedan (4 door) I would love to know how much im looking into for insurance and which company would be best for a new car owner/college student Geico Progressive State Farm etc..... Any information would be beneficial


Does anyone know if there are any companies that have competitive rates for a assisted living insurance coverage? I am located in Arizona.?
I'm sorry, I wasn't clear with my original question and I had limited space on words. What I am asking is if anyone knows of a Business Insurance to insure my Residential Assisted Living Care Home. I need to have a coverage of 500k to 1 million."


Life Inurance: Do I go with term or whole life and why?
I am a 28 year old man with two young kids and i'm trying to figure out the advantages of whole life and term life insurance. I have friends who say whole life is a waste of money, yet my insurance agent insists that I need a whole life policy. I make a good living and if something happened to me, there is no way that my wife would be able to find the type of income to pay our bills and provide for our kids. Can somebody help clarify which is the best way to go?"


WHAT IS THE BEST INSURANCE for plastic surgery?
iam trying to find a good insurance companys that except laser lipo and insure plastic surgery i have tri care but im having trouble figuring this out i have breast implants all ready but i want to know if i should look else where from other insurance companies to cover my expenses


How much would auto insurance cost for a 16 year old male on a 1997 Chevrolet Camaro?
I am going to be getting my license soon, and I would like a car that has a nice look to it, but won't break my bank on insurance. I have a job, and I am a high school student. (As stated in the question) I am considering purchasing a 1997 Chevrolet Camaro for what I think is a fair price. I am wondering what an average monthly insurance cost would be from anyone educated in this area, since all of the insurance companies require you to submit all of your information or meet with them for a quote. I have a 3.983 cumulative GPA right now, and I am very cautious (Not saying accidents can't happen, but figure in a safe driver discount). Thank you in advance for any advice."


Whole life insurance policy verbiage?
When it comes to whole life policies what is the verbiage in the policy that states the premiums will continue to be paid past the face value amount? What title on the policy do I look under? This is new to me and I need to learn as much as I can. Special thanks to Mickey, Mbrcatz and Ernie! Thank you in advance to everyone that responds.