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Insurance help plzzz???!!!!?

could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much

   








Do mobile homes need insurance?
Can an insurance company raise a rate $480 in one year for absolutely NO reason? ( no tickets, no claims, no accidents )?
Bankers Life and Casualty Interview... a scam?
What is a penalty in MA for driving a car with no insurance?
Mandated Health Insurance is different from Mandated Auto Insurance how?
Can my employer cancel my health insurance?
Best New York Health Insurance?
Whole life insurance policy verbiage?
What exact is whole life insurance, and how do life insurance companies profit from selling it?
Will my car insurance go down if i go on my parents car insurance?
Auto insurance - buying it?
Insurance after you buy your car?
Low cost health insurance for people who are unemployed?
Earthquake insurance for real estate investors?
What is a good insurance policy for a 20 yr old who is unemployed?
What is a good site for getting a quote for insurance on a moped, 50cc in the UK?
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
Insurance rebate?
Car Insurance and an accident?!?
Driving Lessons+ Insurance+Car?
Can I reduce my Home Insurance cost after two claims>?
If I don't own a home should I buy the cheapest insurance coverage?
Should I get a Nissan Xterra?
Who knows what the different coverages in auto insurance are actually for, ex: the 25/50/10 for liability, ect
What's the cheapest car insurance?
Post office car insurance?
Severely depressed no health insurance what to do?
Disadvantages of insurance?
What is the best type of life insurance to get at age 55.. term or whole life?
Rear ended in a three car crash. Who's insurance is liable?
Questions about insurance in NJ?
Do you think my car insurance would be high? 2003 Mitsubishi Lancer Evolution VIII?
Would any car insurance(allstate,geico) insure an international student who doesn't have a PA licence?
Would any car insurance(allstate,geico) insure an international student who doesn't have a PA licence?
Does anyone know about work insurance in lagos nigeria?
Life insurance question.?
Was the California fires a rush to replace homes with insurance money before the housing bust?
What style of vehicles is cheaper to insure and which is body type more expensive?
Buying a car out of state.?
How much would my insurance be?
Will my auto insurance rates go up if I broke someone else's left mirror?
Can i sue an at fault driver even if i dont have car insurance?
Teen insurance for a car!!!!!! 10pts?
If I were to start an in home daycare... where is a good place to buy affordable liability insurance in CA?
WA, 26, preg. w/2 kids, spouse and I need affordable health insurance that has good coverage for kids and me?
What makes insurance rates for coupes higher than sedans?
Life Insurance Through Bank of America?
How much would i pay in fines for driving w/ out insurance in california?
What kind of auto insurance coverage?
How do auto insurance deductibles work?
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Geico homeowners insurance experience?
I have been getting quotes for a new home I am in the process of purchasing. I checked Geico homeowners insurance whiich works through ASI insurance. They quoted me a very low rate. 50% then the lowest of the other companies for the same coverage. Is there something I am missing here? Does anyone have any experience with this insurance?


What kinds of insurance should I have when you own your own home and are married.?
Please note I am confused about exactly what insurance does what , which ones are actually important. Presently we have a whole life policy insurance, a morgage insurance. Do we need another?"


Home Insurance (Wis./Military) question?
I changed my mailing address to my parents house, Insurance Agent wants to know why. I am going active duty military and will be gone for training from July 2010 into 2011. My house will be unattended and not lived in during this time, it will also be for sale. I am worried if I tell my agent I won't be physically in the house for so long my rates will be raised. Is this a possibility?"


Do you need insurance on a 4 wheeler in MN?..?
Do you need insurance on a 4 wheeler in MN?


College Question about health insurance?
So i am attending a SUNY school and im going for marketing i know longer want to go for marketing but cant switch out of classes, if i decide to stop going to two of my classes out of five will i loose my health insurance because i will know longer be a full time student, or would i still have health insurance because i paid for my courses, please let me know? Thanks"


About life insurance & funeral expenses?
i want an insurance policy that will cover funeral expenses; am told i need to get a life insurance policy for that... is that the only way to go? and where do is start?


What is it the republicans don't like about Obamacare?
Is it the tittle Obamacare? Would be better if we changed it to the ACA? Or is it they don't like the the poor to have something that they have? I just don't get it why everyone shouldn't have some form of healthcare insurance. Oh, I know it's probably a waste of time putting up these links, knowing how repubs hate them. But I don't have a choice. http://www.businessinsider.com/why-repub... http://www.nytimes.com/2013/10/02/busine... http://www.latimes.com/business/hiltzik/..."


Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?
25 years + makes it a classic, it could be a bulldozer 25 years old it could be considered a classic."


What is the cheaptest car insurance company in Maryland.?
I am living in college park md, i am a college student who recently got my driver license, which car insurance company is the cheapest in Maryland."


What kind of life insurance do I need??
I am a single mother of a 6 month old. The father and I are not married, but are living together. We both realize that we need to get life insurance, but have no idea where to start. We are 30 and 35 respectively, both smokers and otherwise in good health."


Audi a4 2003 insurance cost?
i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi"


Will this make my car insurance cheaper?
Hi, I'm only 15 so not anywhere near needing to buy car insurance, but unlike most teenagers, I am very interested in cars, and am already thinking about my first car, obviously I won't be getting an Aston v12 vantage, but I'd like a decent car, at the moment during the holidays I have junior driving lessons on an airfield, which are proven to make young drivers safer, I will have probably have had around 10 by the time I'm 17, will this make my insurance cheaper? Or will it just be for my own safety? Thank you"


Insurance rates with a paid speeding ticket?
I got my first speeding ticket ever yesterday and it was a $120 citation"". Since I was nervous"


"How much is this going to cost me? In IL was driving with no insurance, license & got into a car accident?"
I did however get insurance right after the accident, so my proof of coverage began the date I got my ticket. I did not have a drivers license because I was waiting for my certificate. I got my birth certificate and am taking my test tomorrow. My court date is monday. How much will I have to pay?"


Where does a company put the cost of insurance?..?
Where does a company put the cost of insurance?


Insurance help plzzz???!!!!?
could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much


My home owners insurance was dropped a few months back due to 2 claims regarding my roof. My roof ended up having faulty shingles on it?
made by Atlas. Can I get a private adjuster to come in and get my claim fulfilled from the insurance company that dropped me? I don't know what to do. There is a lot of damage from when the claim was filed and the insurance company denied it.


How How to Get the Cheapest Motorcycle Insurance?
How How to Get the Cheapest Motorcycle Insurance?


How can I afford car insurance?
I'm under 25, and I'd like to buy a cheap car. Over a 6 month period, the insurance will cost much more than the car itself!! So is there a point to getting a car?"


How to recover lost property(Missing Life Insurance) without Proof of Business Relationship in Virginia?
My father died 4 years ago and after finding out he had a second life insurance policy i started looked him up on the VA Department of Treasury website every few months. Recently i now find the state may have a policy from him (Looked it up with his name, my name and one of my siblings and all of us show it) We have all the paperwork the state wants except Proof of Business Relationship as if we did have that it wouldn't have gone unclaimed so long. I've used the website to send a message to the DOT but i still wanted to ask if anyone knew what i and my siblings can do. Thanks!"


Does anyone have the Mid-West Live insurance company of Tennessee?
An insurance agent sold this to my parents and I wish they put everything into layman's term. They bought this through a group called the Alliance for Affordable Services. They have a $5000 deductible but the policy reads like this: Hospital room/board has CoInsurance of 100% with Maximum up to $1000 per day. What is Coinsurance? Do they still have to pay something after their $5000 deductible? Thanks in advance.


What home owner insurance do I need to purchase?
If I buy an apartment and pays the HOA fee, does that cover the basic homeowner insurance?"


How can I buy my car back from the insurance?
If I crash my car and do not total it just a minor screw up. How can I make the insurance put the title under salvage so that I may buy it from them at a low cost?


How much would it cost to fix a front bumper?
I accidentally backed into a woman's Chevy SUV the other day, and am wondering how much I will end up having to pay for it to be replaced. The front bumper was dented on the front left side, nothing major but definitely noticeable. The woman said she wasn't going to report it to insurance...is this a good thing or a bad thing? Im 17 and a new driver. Thanks!"


Why does insurance go up ?
I understand if I have been in an accident that my I may pay more insurance because its in my record. My question is .. if I buy a car that has record of having an accident does that make the insurance higher?


What is a fair mileage adjustment auto insurance Valuation?
The insurance company has gave me a list of 30 cars like mine within a 500 mile radius. They chose two cars out of the 30 to compare my car too. The problem is, there is a huge mileage difference: My car had 130k miles The comparables they used have 45k and 50k miles That's like an 80k difference. They took $2,265 off my ACV just for the difference. Is that fair? I don't get why they didn't just find a car with similar mileage to mine when there were plenty available. Why did they choose the two cars with the lowest mileage and then deduct 2 grand? When they could have easily picked two similar cars with at least 100k miles , and deducted a lot less for the difference."


Teen car insurance? Sports car?
Like an actual estimate


Anyone in PA know about the car insurance discount?
Supposedly you can get about 7% to 8% off car insurance if you have an Emergency vehicle Certificate. Does anyone know anything about this?


"MY UNINSURED PARKED CAR WAS HIT BY A DRUNK DRIVER , ARE THEY RESPONSIBLE FOR MY TOTALED CAR GETTING FIXED?"
MY UNINSURED VEHICLE WAS PARKED IN THE PARKING LOT OF MY APARTMENT BUILDING WHEN ANOTHER TENANT WHO WAS DRUNK HIT IT & TOTALED IT, WILL HER INSURANCE PAY FOR IT TO BE FIXED?"


How much renters insurance coverage are apartment complexes allowed by law to tell the renter they have to car?
I was told by a apartment complex that I had to have $3,000,000 worth of coverage in my policy. Is this amount allowed by law? I've never heard of such a large policy amount for renter's insurance. BTW, I live in north Texas."


I got a ticket for 64 in a 55 mph zone. will my insurance go up?
im 19 and have had one bump up about 2 months ago and i just got a ticket for going 64 mph in a 55 zone. will my insurance rates go up?


Insurance help plzzz???!!!!?
could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much


Car insurance with state farm help?
I just bought a new Toyota corolla 2012. I want to know more about my coverage. I have bodily injury and property damage liability 100/300/100 limits. Personal injury protection, non stacking coverage $100 med/$200 inc deductible 20000 limits. Comprehensive $500 deductible and full glass coverage. Uninsured 100/300 limits. Underisured 100/300 limits. I want to know what does all of these means???"


Do you have to pay for insurance if you get your learners permit in California?
I am 15 and am getting my permit next week and I was wondering if I would have to pay for insurance if I drive my parents cars.


Do I have to have proof of insurance before I can take my drive test?
I live in CA.


Can you get LIFE insurance for your pet?..... (Not vet costs insurance)?
I already have VPI pet insurance to cover vet costs for my doggy, but if there was an accident that would unfortunately result in death, is there coverage for the death or is a pet considered to be too high of risk and therefore, not insurable? "


Car insurance?
I have jus learnt to drive and i was wondering what companies offer a cheap cost to insure someone of my age.


What car insurance coverage do you really need?
I have an 2002 honda civic that is worth about $7,000 with 112,000 miles on it. I have collision, death and dismemberment, uninsured motorist. I have a 1,000 deductable, but I am paying $110.00/ mo and want to reduce my payment. Is it a bad idea to drop uninsured motorist or death and dismemberment? Can someone explain what all the car insurance options are? I don't have dependents, but a already have free life, health insurance, and disablility insurance through my employer if that makes a difference. I would call my agent, but I think he must be have busy or smoking a joint out back for the last couple of weeks because he doesn't call me back."


What to do with car insurance? questions on buying a car?
I've been driving close to a decade. I am under my father's insurance. My sister recently is not anymore. Because we have all been under my father insurance, my sister who has more driving experience is consider a new driver. Because of this her rates are very high. But since both of us have a decade more of driving experience surly this can do something about the rates? What happens if you do not have car insurance or it expired recently? Isn't it required? If you get into accident with other driver and you do not have insurance what happens? Is any cheap car insurance better than none? for 27yr old what is the best insurance for you, if you drive the family's car? If you want to buy your own, used car. How do you go about it?"


Does Acuity Insurance allow Pit Bull Mixes?
Does Acuity Insurance allow Pit Bull Mixes?


"Advice me something important I need to know about home business. I do not want to have issues with insurance, taxes or states permission.?
What can you advise me from your own experience about having a home business?


What is the affordable care act?
NO OPINIONS,JUST FACTS"


Teenage girl + BMW M3?
Yeah I know insurance will be high because I am young and driving a new car. I'm 14 and for the longest time, I think I was 12, that's when I knew I wanted a BMW M3. I like all the models but I fell in love with the 2010 model because that's the first time I ever saw the car. I want it to be my first car, my parents think the car is a bad idea for a first car, I dont blame them but I know I would love the car to death. But what are your opinions on the car and a teenage girl? Sorry I'm tired from a day of work, saving up money to get a M3 model when I'm able to drive would be my dream. Would you chose the M3 2010 model or a older model because some of the older ones definitely looks good. & besides the M3 what stick shift car is good? Because many adults have been telling me how fast the car is and it doesn't change the fact that I love the v8 engine and other specs of the car."


Will my insurance go up?
Earlier today at around 7pm I was in my first car accident. I just got my license a month ago and I am 16. Anyways, I was at a red light and the turning lane had a green light but my lane ( going straight ) was red. I was the first in my lane and some guy in a brand new mustang smashes into the back of my car ( 2003 Lexus ES 300 if that helps any ). The airbags didnt deploy but I did hit my head and my neck kind of hurts. My mom was the passenger and told me to deal with it because she just got out of the hospital. The first thing I noticed was he was exiting the maps app on his phone when he got out of the car. Maybe he was on his phone when he hit me? Anyways, the other driver and I exchanged insurance cards and licenses and I noticed he was from Maryland and we are in California. The car was a rental and he didnt mind if I reported it. Now, here are my questions. Why didnt the airbags go off if I was hit? ( I was in neutral btw because I read that it saves gas ) and if I report this accident will my insurance go up even if it wasnt my fault?"


"In california, what auto insurance options are must haves?"
hey i was just checking out the auto insurance rates (i am from california) i know that bodily injury liabilty, property damage liabitiy, and uninsured motorist are must haves in californa... what else?? i was reading the definition of the auto insurance optional coverages and got a little confused, for example: Property Damage Liability - Mandatory Coverage This coverage protects you against financial loss when your vehicle damages another person's property, such as their vehicle, if you are legally liable. vs. Collision - Optional Coverage This coverage provides protection for loss or damage to your vehicle caused by upset or collision with another vehicle or object. It pays the lesser amount of either the actual value of your vehicle or the amount of each loss, in excess of your selected deductible. i was always under the impression that once you have property damage liability and your car got into an accident, it's covered. can someone with some auto insurance experiece explain this for me please? do you think it's good thing to get both? any advices is appreciated thank you"


Home Owners Insurance?
My wife and I are planning on buying our first home and are currently shopping for mortgages. As a first time home buyer I am a little bit confused about a few things and I thought I just ask here :) One of the mortgages we looked at (online, from our CU) listed a Hazard Insurance Monthly"" in the ""Prepaids & Reserves"" section (which is part of the closing cost). - I am aware of the need of Homeowners Insurance"


General costs to buy and insure a 50cc moped?
General costs to buy and insure a 50cc moped?


Insurance help plzzz???!!!!?
could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much