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Is it actually against the law for employers to choose not to provide health insurance or just an option?

to pay the fine instead. Isn't it cheaper for individuals to just pay the $675 fine and go to the emergency room or pay $115 for twice year Dr. Visits?

   








New car insurance???
Can you recommend a good house insurance company for Houston, Texas?
If I buy a used car how long do I have to get insurance on it?
If i drive less than 40 miles a day am I really entitled to more affordable car insurance?
Would i need car insurance?
Is insurance more expensive for people who are ..overweight?
Can a 17 year old get medical insurance while pregnant?
No proof of insurance?
What car insurance has the best deals with teen drivers?
What would make the american health care system more affordable, more cost effective , more accessible?
If you have your driving permit in Illinois and your parents have insurance do you need insurance ?
What is a good dental insurance company?
What to do about car insurance claim?
Cheap car insurance?
Is it cheaper on insurance and road tax if i change my 4x4 to a 2 wheel drive?
Pet insurance.......?
Who need health insurance?
Can I put my boyfriend on my insurance?
Can I use my parents name to buy insurance for my car?
Is someone who is only insured on their works car insurance ok to drive my car?
Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?
What is the cheapest insurance for a 17 year old?
How can I prevent a speeding ticket from making my insurance go up?
Do you think st francis hospital-los angeles area would still be closing if no illegal aliens-uninsured attended?
Are Insurance company annuities insured by the government of the USA?
Insurance help plzzz???!!!!?
Do mobile homes need insurance?
Can an insurance company raise a rate $480 in one year for absolutely NO reason? ( no tickets, no claims, no accidents )?
Bankers Life and Casualty Interview... a scam?
What is a penalty in MA for driving a car with no insurance?
Mandated Health Insurance is different from Mandated Auto Insurance how?
Can my employer cancel my health insurance?
Best New York Health Insurance?
Best New York Health Insurance?
Whole life insurance policy verbiage?
What exact is whole life insurance, and how do life insurance companies profit from selling it?
Will my car insurance go down if i go on my parents car insurance?
Auto insurance - buying it?
Insurance after you buy your car?
Low cost health insurance for people who are unemployed?
Earthquake insurance for real estate investors?
What is a good insurance policy for a 20 yr old who is unemployed?
What is a good site for getting a quote for insurance on a moped, 50cc in the UK?
Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?
Insurance rebate?
Car Insurance and an accident?!?
Driving Lessons+ Insurance+Car?
Can I reduce my Home Insurance cost after two claims>?
If I don't own a home should I buy the cheapest insurance coverage?
Should I get a Nissan Xterra?
https://linkgivijama.wordpress.com/2017/06/05/health-insurance-help/

https://deckcadenero.wordpress.com/2017/05/30/18-yr-old-looking-for-an-auto-loan/






























































Negotiating a car insurance claim?
Long story short, consensus feel that my car (hit by an uninsured Crown Victoria) is going to be considered a total loss tomorrow when the adjuster checks it out. My main concern is, if I feel I am offered an unfair amount for my car, what would be a good way to negotiate with them? And what do they use to base their offer on? I've already checked Autotrader and other sites for a replacement for my car, and this model is very sparse (5 total within 500 miles, only searching by year and model/trim), only being sold by dealerships that want a LOT more than I paid for the car a year ago. Can I cite those examples, or do I have to use something like KBB or NADA appraisals? I've never had to make a claim with an insurance company before, and the only thing I know is the reputation of insurance companies."


Cheapest Insurance for me?
I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I need full insurance, is that basic in progressive? If not, what insurance company do you use, and would it be cheapest?"


Car insurance quotes?
im just snooping around through car insurance websites figuring out which 1 is the cheapest for my ride...so imade a quote or did a quote at a car insurance website which it said how much ima pay each month but ididnt want car insurance yet..so my question is when imade that quote do ihave to each month which the website said NOW? or is it just telling when isign up for that company thats how much ima pay?...(iwant car insurance but looking for the cheapest so imade that quote in accident)


How much would it cost if i put full coverage on a 2007 Nissan Altima?
I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!


Where can I get term life quoted without an agent calling me?
I just want to get an idea on ballpark numbers from the various providers, but all the online sites seem to trick me into entering all the data then having to wait for about 6 different agents to call and bother me. I just want to see the price based on the basic questions for 500K coverage - 10years term, 5+years non smoking, 34yrs, 6ft 175lbs, no DUIs or anything, no history of high blood pressure or disease but a family history of heart disease... ideas?"


Does Home owners insurance covers a Dj?
Wedding few months away & The Dj said he had Home Owners insurance, he has to check next week do you think it would cover a Dj? the Insurance Of needed of a wedding reception for 4 hours?"


What kind of pet insurance is best?
im looking for pet insurance for my dog..a lab..ive looked online to VPI pet insurance.. but im not sure if there are any others that have better coverage or prices than vpi..im looking for insurance that would cover everyday things like vaccinations or checkups..but also for accidental injuries...i live in california..


"How many times a day are you asked Are you paying too much for car insurance?"" Subliminal advertising?""
Is this some form of subliminal advertising? Do you think Sprite is involved some how?


Car insurance Rochester ny?
I I'm 19 years old and I just got my lisence and I am financing a 1999 vw beetle. I live in Rochester ny and I need full car insurance coverage. Does anybodie know any cheap Car insurance that I can afford the lowest I got was 153 a month with progressive but that's still to high. I need full coverage


Car accident without insurance but not at fault?
car accident without insurance but not at fault car parked in driveway and other car swerved into drive way and hit my car can I sue them


How do I get a license to sell insurance in california? Can someone please tell me step by step?
If you know of classes offered or helpful websites, please provide."


"I got a speeding ticket in California, how much is it going to cost?"
I got a speeding ticket last week going 99 in a 65 zone, how much is it going to cost? This is my first ticket, will I be able to go to traffic school so that my insurance doesn't go up?"


Cheap insurance for 18 year old?
does anyone know any cheap websites or company's because on all the comparison websites im getting 3500 pound for a 1.1 Peugeot 106, and that's third party fire and theft :( please help because this is ridiculous."


Vehicles with lowest insurance rates?
I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks


I think my x took a life insurance policy out on me how do i find out for free if he did?
I think my x took a life insurance policy out on me how do i find out for free if he did?


Is it actually against the law for employers to choose not to provide health insurance or just an option?
to pay the fine instead. Isn't it cheaper for individuals to just pay the $675 fine and go to the emergency room or pay $115 for twice year Dr. Visits?


How much would car insurance be for a 16 year old with a 1999 ford mustang cobra?
How much would car insurance be for a 16 year old with a 1999 ford mustang cobra?


How much is car insurance?
I have a 2007 GMC Envoy and I am about to get my licence. The car used to belong to my parents but was given to me as a gift. I'm wondering how much insurance will cost me if I go through AMA? I've taken the drivers class and have the certificate, so there's a discount there."


Where can I get laibality insurance for a medical assistant?
I am looking for insurance to covoer myself for Medical assistant


How do I sue my car insurance company?
I was in a car accident in March 2008 in a parking lot. The insurance companies BOTH decided that we were 50/50 at fault for the accident. During this process I kept getting phone calls asking me to verify WHY a person not on my policy was driving my car at the time of the accident. I repeatedly corrected the insurance companies...yes BOTH of them...saying that I AM AN INSURED DRIVER and I was driving my car. I had no passengers. I was in an accident with another single driver with no passengers. Eventually it seemed like everything was fine. The claim closed on May 2 and I thought it was all over. BUT today, May 29, I received a letter in the mail telling me that policy is being cancelled because WE HAD REQUESTED INFORMATION REGARDING --------- AS THE DRIVER OF THE 03/27/2008 CLAIM. TO DATE"


Life Insurance Coverage?
How would a life insurance company know if you have used tobacco in the last 3 years if you didn't tell them?


How much for Health Insurance?
I am turning 18 in 4 months. I am most likely going to be moving back with my father. I am currently under my mother's health insurance but it's only for certain doctors and I will be living in a different state as her, so I will need to get my own health insurance. How much would it be for Health Insurance for me. I have diabetes so I need to get it. Any help is greatly appreciated, thanks."


"If I am renting a house owned by my parents, does their home insurance cover my personal property?
I have renter's insurance and I am thinking about cancelling since my dad's homeowner's insurance also cover's personal property. Does his coverage only cover the owner?


Im placed under my moms insurance- but i live with a freind. and im using there car-?
if im put under my moms car insurance - but im livving in another house hold and using someone elses car - would i still be covered(with my moms insurance)"" ? or you cant do that? becuase if i get in an accident in my friends car - does that cover me and them? or me? there car? someone please explain !"""


Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?"


How old can you be until you're kicked off your parents health insurance? ?
Another question would be if my parents move to another state would I still be covered? They'd be in Michigan and I'd be in Tennessee.


What bike is learner legal and cheap to insure?
Im nearly 17 and looking for a learner legal bike, most likely a 125cc, but I also want it to be relatively cheap to insure. Any advice please?"


Does the value of whole life insurance keep growing? My mother-in-law did not collect yet on a policy on a per?
collect yet on a policy on a person who died in 2005. She had lost contact with that person.


How much auto insurance do you really need?
like do you need medical or pip, all that extra stuff?"


Is the Subaru Baja a good first car?
okay, well Im a 16 year old boy and I was wondering what you thought about the Subaru Baja, I do need AWD...tell me what you think"


"BMW 318i 53 reg, insurance new driver?"
Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc."


Is it actually against the law for employers to choose not to provide health insurance or just an option?
to pay the fine instead. Isn't it cheaper for individuals to just pay the $675 fine and go to the emergency room or pay $115 for twice year Dr. Visits?


How long after registering my car do I need to have insurance?
Btw: I seen this on the California's DMV website and I'm not sure if it applies to me. Vehicle registrations are subject to suspension (CVC 4000.38) when: -DMV is notified that a policy has been cancelled and a replacement policy has not been submitted within 45 days. -Insurance information is not submitted to DMV within 30 days of the issuance of a registration card upon initial registration or transfer of ownership. -The registration is obtained by providing false evidence of insurance."""""


Just passed her test and then crashed before they got the insurance sorted.?
Hi, I am interested in people's views of the following: A friends daughter is 17 and last Friday passed her driving test to much family celebration. She went out driving to see her friends, grandparents, and to get some experience. On the Monday the family tried to get insurance quotes but hadn't made a decision on which one to go with until Tuesday. Tuesday lunch she went out with three girlfriends and lost control of her car. No-one was seriously hurt but there are some stiff necks, bumps and bruises. She rolled the car after losing control over a hump back bridge. No other vehicles were involved but her own car is written off. The Police were called and paramedics. She is still on Provisional Insurance as the call hadn't been made to change the insurance, mum and dad were just moving money about so they can pay. The Police say she wasn't speeding just lacked experience and was taken by surprise on the road in question in the rain. So the questions for them are: 1. What is the legal position? Neither parent is concerned about making an insurance claim or anything like that. It was one of those awful moments in life and they are not interested in the value of the car just the welfare of the girls. 2. What does she have to present to the Police - I think they said that she would have to present her licence? 3. Do the parents have to tell the insurance company if they don't intend to claim? They are very honest people but don't want to do anything that would unnecessarily impact their daughters ability to move forward. 4. What should they do going forward with her? They would like to get her over the situation by putting her on the road again as they believe that she is a safe driver and has just been very unlucky. Any thoughts are appreciated, All the best, CF"


Help on new teen car insurance?
Hi, my parents and I are looking into a used car for me and it's probably going to be the lexus IS 250. Problem is, I want to get the new 2014 model and they want the 2012/13 can somebody tell me the insurance difference between these two models? Thanks"


What does insurance car mean?
I'm trying to purchase a car on craigslist and the add said it had to go through state patrol. I asked the seller what he meant, and he said insurance car"". I still don't know what that means!"""


I want to start baby sitting do i need insurance?
im going to take a baby sitting course and use it to make a little extra money, i plan to go to the child's home to look after them in the evenings and i was wondering if i needed to get any sort of insurance. i like in the uk if that makes any difference."


Has anyone ever used einsurance.com( health or car insurances)?
i'm looking into different ways of buying insurance for my family and car. (any way to save money) i keep seeing these einsurances commericals and i'm just wondering if it is everything its cracked up to be. i have been on site and seen a lot of 2 good 2b true qoutes.


I need help with home insurance?
which insurance is required when buying an home? building and contents both required?


Is Progressive Auto Insurance a good company?
I have several insurance quotes from State Farm and Allstate, and Progressive beats the price by almost half. But, when something looks to good to be true, it probably is. Is this good insurance? Are they good with claims?"


How much is taxes and insurance usually cost?
How much is taxes and insurance usually cost?


How does Obamacare increase health insurance premiums?
i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?


Insurance cover for shower leaking through ceiling?!?
My shower has developed a leak which has now caused part of the ceiling underneath it to start to fall down. I want to know if this is likely to be covered by my buildings insurance before I give them a call in the morning. I don't have access to my paperwork to check, but I'm with Legal and General. Does anyone have any experience of this? Thanks"


For high risk car insurance how ?
how many accidents do you need to be moved up to a high risk insurance company? I got in a car accident a year ago and last week I came very nearly close to one twice. how much is the insurance policy for high risk insurance?


What is the approx. monthly cost for a car insurance for a 19 year old?
i have about one year with my license, i dont have a car yet, but i want to learn more about car insurances before i get one, and i want an idea of what is the cost."


How much money can i get from a car accident?? it was not my fault?
i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????"


I was in an auto accident without insurance. What am I facing?
I was in a car accident yesterday. I live in California. I had no insurance at the time, although I was unaware that my girlfriend had not sent in my quarterly paryment and was actually driving without insurance for almost 3 months. The day after the accident I went in to the Highway Patrol's office and spoke to the officer who took the report and informed him I discovered I had no insurance. He didnt seem all that concerned and thanked me for going in. As for the accidnet itself, I belief I will be found at fault as I did not brake in time and rear end a small car who in turn hit the car infront of her. I was traveling at about 30 mph when I started to brake and I heard the firefighter at the seen tell the chp he thought it was 25-30 mph. If anyone could tell me what I am facing legally and finacially. I read online I will automatically have a one year driver's license suspension. Is this accurate and is this all? WIll I ge a ticked or fine? I would also like for someone to rule out jail time. The driver immediately infront of me had good damage to the back of her car and was taken to the hospital with minor injuries. Her daughter called me the day after the accident and told me she was at her house but wanted her car fixed soon because she wanted to return home in another state. I suggested she call her own insurance and let them know I was inot insured. THe other driver in front and her passenger were also taken to the hospital with minor injuries and their car had minor damage when I looked at it at the time of the accident. I have not heard from them. Financially can anyone tell me what I am facing? I understand I will be responsible, but I also understand that the other parties' insurances will have to cover their own drivers. If so will I simply be responsible for their deductable. I am more concerned with the legal aspects than the financial. I am an single father of three and need to be there for my kids. Thank you to whoever can help!"


Is it actually against the law for employers to choose not to provide health insurance or just an option?
to pay the fine instead. Isn't it cheaper for individuals to just pay the $675 fine and go to the emergency room or pay $115 for twice year Dr. Visits?