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WHEN to negotiate car insurance claim acv?

Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?

   








Cheap derbi insurance?
Would there be a major insurance cost change between '99 Acura TL & '99 Honda Accord?
How much do you think my insurance would be?
Do you need insurance on your motorcycle in Florida if ..you have life insurance?
Would my car insurance cancel my policy?
Any car insurance company in Ontario that will let me take out a policy if car is registred to someone else?
Can I make money selling Health insurance in today economy?
How can I get health insurance with diabetes?
Help with auto insurance please!?
What do I do if my car insurance lapsed without my knowledge?
Can a us citizen working in canada purchase canadian health insurance?
Is this the big health insurance lie?
If I'M NOT ON MY SPOUSE HEALTH insurance plan will she be taxed?
Do you have to have car insurance, or does the car you are driving have to be insured?
I have lost my car registration document what do i need to do?
What is the best insurance to get for kidney failure?
Whats a good car with low insureance and good gas mileage!?
How much do you pay for health insurance and who do you have?
Do I have to pay road tax in America?
What's the difference between comprehensive and third party liability insurance?
Being in the military, can I drive in WA with CA auto insurance?
Auto Insurance for Teen Boys. (16) Who has the lowest prices in Texas?
What is multi car insurance exactly?
Best insurance company to work for?
15 Minutes could save you 15% on Car Insurance?
Where can I get the most affordable/cheapest sr-22 insurance at?
Do I really need home owners insurance?
Reason for home owners discount in Auto insurance?
Looking for IHS Insurance Group in UK?
Does having a coupe or a sedan affect your insurance rates?
After death-- how long to recieve insurance money?
Insurance rates for 17 yr olds?
Insurance questions?
Insurance questions?
How is Term Insurance different from Life Insurance?
How much do you think my insurance will cost for my car?
If I raise my car insurance deductible from $500 to $1000, is that still considered full coverage?
I need help with getting insurance...?
How to Buy Auto Insurance Online?
Need help with car insurance!!?
How do i go about getting sr-22 insurance?
How much car insurance do you pay? - public survey?
Are Virginia car insurance rates cheaper than Maryland's?
What is the best and cheapest car insurance, for a 17 new driver with a used car.?
Can i go on another person's insurance?
Where can I get Really Cheap Auto insurance?
Would insurance cover it?
Can I take out a separate insurance policy on my parents car?
I was in a car accident no one was hurt but the other driver has made a claim through insurance what happens now?
What is a good & inexpensive life insurance, medical insurance & dental insurance?
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Is atheism a good substitute for affordable health insurance?
I know that many atheists in here pride yourselves on being far more logical and better prepared for the real world than religious people, and than Christians in particular. Does your lack of belief in God give you a special advantage in coping with medical emergencies and the financial expenses of medical emergencies, I wonder? Why or why not?"


Older cars and Insurance..?
Im young..I don't know too much about cars yet. I was wondering, do older cars typically cost less to insure??? I know it sounds dumb but I really dont know. I had a 99 explorer, 91 sentra, 86 accord, and now I am probably getting a 74 Dart. I know insurance changes depending on your age and violations on your record..but it seems like older cars cost less than 'newer' cars. Will my Dart cost more since it is a classic? It is not restored yet, or sportin classic plates either. Does that change anything??? Is there a difference because of color, or model (ss, suv, convertible, truck, etc?) Let me know.."


Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help."


Is it necessary to buy full coverage insurance for a motorcycle?
By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks"


Car insurance increase...?
My regular insurance (just liability) is $70 a month. but I just bought a 2001 audi s4 and am adding collision to it. i guess you could say its a sports car because its fast, but its still a sedan. any idea on how much my insurance will go up?"


"Can average, working-class Americans now see how influential the Insurance Industry is in Congress?"
Joe Lieberman is carrying their flag, but he isn't the only one in the pockets of the Insurance lobbyists and, you must realize that their interests are the opposite of mine and yours! The less they pay out in claims, the more they profit. Why don't all middle-class Americans, of both parties, understand this? Why do so many support the exceedingly untrustworthy Insurance Industry? It baffles me!!!"


I have geico insurance for Arizona. Will I still be covered if I go out of state?
I have Arizona insurance. But I might take a job in California. Will I still be covered if I move there. I don't know how long I will be. Maybe six or so. I don't want to change driver license and such over if I am not going to permanently live there. Anyone know if I will still be covered if I go out of state.


How much does insurance cost for a gas station in NH?
If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.


Does Kaiser accept Medi-Cal/Medicaid?
My family and I are currently with group insurance coverage through work but I am getting laid off in September. My wife is 2 months pregnant and I am worried about her insurance outlook. While we can do COBRA insurance, it's very expensive. We, or rather she, doesn't qualify for individual insurance through Kaiser because pregnancy is a pre-existing condition. So my question is: does anyone know if Kaiser accepts Medi-Cal if she qualifies for that program? I don't have much knowledge about those programs because we've never been in this boat. My wife is very adamant that we stay with Kaiser due to comfort level, so if Medi-Cal is not accepted, then we will do COBRA. "


Health Insurance?
Will my health insurance cover going to a psychiatrist regarding anxiety issues?


What is the best independant insurance for me (woman) to get Health insurance with a maternity benefit...?
My husband's job keeps changing their insurance and I m going through fertility treatment (now on Clomid) but i'm afraid if they change it again, it will be considered as a pre exhisting condition or they wont pay benefits when we do get preggo. I'm looking for an insurance just for me that I can pay & not have to worry about his company. PLEASE HELP...i would like to do this soon."


Is the American health insurance is like Car insurance?
Life insurance and all the other insurances? And you pay it every month and how much? Or what it's like?


What kind of car should i buy for my first car.?
What kind of car should i buy for my first car.?


Sex change versus Car Insurance?
if man changes to a woman would this affect his/her"" car insurance"


Why is car insurance not unconstitutional?
Nevertheless, being forced to pay car insurance is not a choice. Not being able to drive a car without car insurance is not a choice either. My point is that, it may be beneficial,(especially for the car insurance companies making money) but it was forced."


WHEN to negotiate car insurance claim acv?
Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?


Whats a good insurance for an orthadontist?
I want to get my teeth fixed and straightened, but I don't have insurance. I'm 20 and I work part time so I don't get the full benefits like the full time employees. I could always apply for medicaid but I'm not sure if it will cover the costs of the kind of surgery I need."


What is an average price for health insurance for a 20 year old male?
i am no longer going to be a dependent on my parents health plan. i am about to be employed full time and don't go to college.


Do u make your kids save money when they have a car and car insurance?
My son is 17. Hes been showing hes very responsible by holding down a job for a year now and getting good grades. So my mom gave him her old car. I am a single mom on very limited income but he was happy to agree to pay his half of insurance and his own gas, etc. He has had the car a month and so far every payday he goes with his friends the day he gets paid and spends all his money in two days then ends up asking me for gas money till he gets paid again. Granted, he does give me the insurance money first, but it still frustrating that he has no other bills and he still spends his whole paycheck so quick that I have to loan him money to get it to work the rest of the week. The first time I kind of let it slide, but this is the second paycheck it has happened. So do I literally forced him to give me half of his check and dole it out to him slowly? Or do I stay out of it as long as he is pain is part of insurance? He's about to be 18 and I think he should learn about saving. But my mom was always super controling and I don't want to be like her :("


Can i drive my girlfriend home on my can am spyder with a learners permit?
I have my learners permit can i drive a passenger in md


Isn't this a phony argument by Dems? The uninsured can afford insurance but don't want to pay.?
They say this will be the source of their savings. This is the biggest bunch of crop that I have ever heard. Dems are just trying to hate our own citizens again. Exclude Illegals: These people pay their own bill at much higher rates than the insured ( 2 to 3 times). Some may default in catastrophic cases, but most insurance plans would result in the same. Do you think that if they could afford insurance then they don't have assets that a hospital would go after? Most are self-employed (don't get the corporate deduction), simply can't afford it or have preconditions. There is no large dollar number that will come from this group. Isn't this claim of significant loses to the group is just more hate mongering by the Dems?"


"If i have full coverage for car insurance that covers theft, how much should i get?"
esurance if it helps, do i get what i paid for the car when it was new or the bluebook value"


Isn't Car Insurance cheaper with older cars??
I thought car insurance was supposed to be cheaper with an older car? However when I looked up an older car, the price of insurance still came out as the same as a newer car. I'm supposed to be getting a 1991 corsica from a friend. When I looked up the insurance for such a car through progressive, it still came out as the same price of a 2001 hatchback I looked at about 5 months ago. I need some help."


How cheap can u get???
What is the cheapest car insurance for teenagers that u can get??? What company??? If it matters, I live in NC."


I have a question about mobile home insurance?
I have mobile home insurance now with a company that the rate has increased 600.00 in 3 yrs. I was given a rate through american tradition insurance for less than 1/2 of what I am paying now for almost the same coverage. Has anyone heard of the insurance company


Car crash and insurance?
i had a crash today, it was not my fault (was told by the police), i had my insurance, but the other party does not, i was told i have to pay for my car full coverage because the other party does not have insurance. Is that true? please help me, thank you!"


"Delivering fast food, wrong car insurance?"
Hi, i got pulled by the police earlier and they gave me a producer for no insurance. I was delivering fast food for a local takeaway in there car, my car broke last week and my policy covers me for SD&P only, im fully comp and can drive other vehicles, the car i was driving tonight is covered on a personal and business policy with anyone to drive. I didn't know i had to have a different policy to deliver fast food, I only work for them for about 5 hours on the weekend, I am going to take out business cover tomorrow. Will the courts still treat this as driving without insurance (penalty 6-8 points), or would they take in to consideration my situation?"


Florida laws on canceling auto insurance?
my mother eyes are getting to where she can not drive , she lives in Florida and has state farm insurance ,she wants to cancel the insurance , what does she need to do in order to do so ?"


I gotta question with car insurance?
well she works in insurance so i think she is just lying more then just wrong


Why does car insurance keep increasing every year?
I got USAA when I was in the military and it seems every year my car insurance rates go up by about $10. I have had the same car the whole time, no accidents and barely ever drive it. Is it normal for car insurance to keep going up like that even though me and my car are getting older?"


Unemployment Insurance in California?
I formed a corportation last year and was the president of the corp. I paid myself a salary thru the corp. I'm now in between jobs for about 1-2 monthes (no work). Since i paid myself and paid $ to EDD, can i open a unemployment claim? does it matter that i was the the one paying myself? how does unemployment ins. work?"


WHEN to negotiate car insurance claim acv?
Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?


Which candidate do you agree with on Health insurance?
C=$2,500 refundable tax credit for individuals, $5,000 for families, to make health insurance more affordable. No mandate for universal coverage. In gaining the tax credit, workers could not deduct the portion of their workplace health insurance paid by their employers. D=Incentives for states to expand affordable coverage. As governor, he signed health care law aimed at ensuring universal coverage through a mix of subsidies, sliding scale premiums and penalties for those who do not get insurance. No Ron Paul answers please, just refrain from posting. Thank you."


Is a BMW 5 Series the right car for my 17 year old?
I'm looking to buy my 17 year old (soon to be) a nice car, please none of the are you crazy"" or ""you have too much money"". It has to be a nice car"


Can I be primary driver on my insurance on a car that my daughter and my ex-wife are financing?
My daughter would like me to be the primary driiver on a 2010 charger with a V6 on my insurance, so it will be cheaper payments for her. She and my ex-wife will be financing the car."


"In relation to insurance,explain the terms whole life',' endownment and with profits?"
In relation to insurance,explain the terms whole life',' endownment and with profits?"


"Why doesn't Obamacare cover Male Contraception: Condoms and Vasectomies. I thought the war"" was against women?"""
Why doesn't Obamacare cover Male Contraception: Condoms and Vasectomies. I thought the war"" was against women?"""


Does insurance cover a newly purchased vehicle?
I'm looking at buying a pickup truck, it's value is less than $1000. I heard that if you buy a new vehicle you have 6 - 24 Hours of coverage and in that time you would have liabality coverage is this true? As in just bought a vehicle, and am driving it back to my house from sellers house. Thanks"


How much money will I pay to my insurance with my G2?
how much money will I pay to my insurance with my G2? what it can be the difference if I got a driver certificated? just say a number that you think i will pay without a certificated and then with certificated..I have a G2 I'm 21 years old and the car is a bmw 96 year ,4 doors thank you"


Car insurance ?
hey i so lost about car insurance my mum said it would be easy for me to get a car but its the insurance because of my age but if i was on someones insurance how would that work would you be only able to drive there car or can you get your own then pay the insurance as what they pay im so lost about the whole car thing i dont have a clue on how the insurances works so please help...x. thanks in advance :)


"What is a deductible in insurance, please explain with examples.?"
What is a deductible in insurance, please explain with examples.?"


"What's the best, affordable health insurance company?"
I'm in college, so I don't work. Therefore, I need health insurance, and I'm paying 191.00 per month for BlueCross! Is there any better out there? Please help! I live in Florida, 26, healthy."


What's the insurance price for a 10 ft boat?
I would like to know how much The insurance would cost for a 10 ft fiberglass fishing boat? Anyone can give me an estimate? Thanks


"I have a 2003 GMC Yukon XL and on my dash it says battery is not charging, what does that mean?"
I have a 2003 GMC Yukon XL and on my dash it says battery is not charging, what does that mean?"


Mid-term change to car insurance?
hi, i have my insurance with e-car on a provisional licence, i am hoping to pass my test today which means i will need to make a mid-term change on my policy, i looked into it on there website and i know that there will be a 150 additional premium, i pay my inurance monthly and was wondering if anyone knew if i would have to pay this 150 upfront, or would it just get added onto my monthly payments? thanx"


Home equity loan insurance?
We are remodeling our home for $150,000 and are wondering about home equity loan insurance. The bank offers insurance, but I'm wondering what our other options are. How much should we get and for what ( disability/unemployment/accidental death)? Thank you!"


I just bought a car can i insure it and register it if im 18yrs old in california wiht a drivers permit?
my dad does have car insurance on his car and i bought the car 5days ago. what do i do or in what order? help! thank you.


WHEN to negotiate car insurance claim acv?
Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?