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Buying insurance for an old car -- collision option - worth it?

I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks

   








Cheapest new driver insurance?
What is the best independant insurance for me (woman) to get Health insurance with a maternity benefit...?
What used vehicle has the lowest insurance costs?
Joe Rossen opened a pizza shop.he insured his shop for 90000 for fire .what is his insurance premiun if the rate per $ 100 is 0.83?
Jeep Vs Car Insurance?
Are hospitals/clinics suppose to tell you or ask each appointment if you have health insurance?
How long does arbitration go on for between two insurance companies?
What insurance should i look at?
How much would insurance cost for a 2003 ford taurus??
Ok I just got a new job . but it does not offer health insurance?
What is the best car insurance company for a 23 yr old female who has never had her own policy?
Need help finding cheap car insurance?
Does adding your spouse to your medical coverage cost more?
2000 Mitsubishi Eclipse RS. Need Reviews & Insurance prices?
Yamaha R6 vs insurance?
What insurance policies are available for an online real estate business?
Can we hit it out?(16 yr old, 20yr old guy)?
What can I do for health insurance for my child and myself?
If i am a truck driver will my car insurance be cheap?
How do I find out if my insurance covers Mirena?
How much would insurance cost for a 1990 pontiac firebird?
Insurance help!!!!???
No insurance..?
Help solve my High Car Insurance problem...?
How much is car insurance in CA?
What to do with my auto insurance?
Online auto insurance?
Can Doctors offices charge you, when they lost your medical insurance card?
What are good sports cars for teenagers to get?
Do you think Obama has helped our healthcare system?
Which is the policy number on my united healthcare insurance card?
Health insurance for non-residents of any state?
How do i find if someone hs a life insurance policy on me?
How do i find if someone hs a life insurance policy on me?
Car insurance policy - car purchase date?
I gave my national insurance number in a phishing email pretending to be student finance. what do I do?
How can i find affordable private health insurance?
If your a 20 yr old female in florida how much do you pay for your car insurance?
Help, I need car insurance, best quote 1356 pounds?
What is the cheapest car insurance for an 18 year old girl?
How can i get insurance if i am a 21 year old female with a job?
Why should the government force us to buy car insurance?
Car insurance Michigan?
What car is cheaper to insure?
Whole Life Insurance.?
How does auto insurance bill?
What should i get Fiesta ST, Mazda 3 OR BRZ? and why?
What is the procedure to get health insurance for visit visa?
Is there some kind of list that insurance companies use (for home insurance).....?
Does health insurance cover the cost of autism treatments?
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Health insurance?
She is not pregnant. We are thinking about trying in August if we have insurance.


Will Progressive insurance do this for me?
Progressive advertises that they show you the rates of other insurance companies as well as theirs. I am a current long time customer of Progressive and want to shop to around for cheaper options. If I call Progressive, will they give me the quotes of other insurance companies without me having to shop around?"


Why does car insurance cost more for males than females?
I'm guessing because we tend to drive more dangerously, but how is that legal being sexist like that?"


I need some legit cheap dental insurance..please help?
I have a upper wisdom tooth that needs to be emergency removed and I have no insurance and there is over 40 dentists in my area that will not take a payment plan and the one plan I applied for did not accept becuz I don't make enough money...heck im low income...but in major pain...anyone help? pleaseeeeeeeeeeeeee


Where to get medical help for 53 year old severe diabetic friend without insurance? Nashville TN area?
My friend makes too much money for government assistance (she makes a dollar above minimum wage) The income based clinics in our area are not excepting any new patients for a least 3 months or longer. Her BLOOD SUGAR runs in the 400-500 range. Even Vanderbilt hospital and several clinics we've called cannot even suggest where someone can get assistance with a $400.00/month insulin cost and the lab work that goes with it. All the free diabetic supply"" commercials on tv are only for medicaid recipients or those with some other form of insurance.She has not been able to find a job with affordable insurance"


Car insurance is PHENOMENALLY high?
So im a new driver who is 22 years old living in brooklyn New York. I got a job which requires me to commute by car. Im ok with purchasing the car and owning it but i got several insurance quotes which are all $500 and more a month. I already chose the highest deductable and the lowest liability. as well as the all discounts available (good student, defensive driving) and its still $500+ Is there a cheaper way to finance this insurance, with this as well as college payments, i cant afford it. and how does insurancing under someone elses name work?"


HEALTH INSURANCE FOR INFERITILITY?
I live in Georgia and I am trying to find some private insurance that would cover fertility testing and not treatment such as ivf OR IUI . Me and my fiance have been trying to have a baby for 3 years and i have tried everything, i finally have saved up enough money to be able to pay for private insurance can someone please tell me some health insurance company that may cover fertility testing."


Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?
we have a 2003 2-door Oldsmobile Alero and a 2006 2-door Chevrolet Cobalt, the alero is automatic and the cobalt is stick shift. they said i can have whichever insurance is cheapest on. idk if this helps but they are both paid off"


Tracking device on your care for insurance?
insurance tracking device for your car. what do you think.


Should my car insurance go up this high after an accident?
I got into an accident where I hit someone s bumper in a parking lot. I reported to my insurance company and they took care of it with $750. I was 100% at fault, and expected my renewal to go up, but when it came out, it was $800, which is 100% more than my usual insurance of $400 Does it suppose to go up 100%??!!! And this price will stay on for 6 years!!! That means by the end, I would end up paying $1800 more just to the company!! $1000 more than what I would've paid the guy!! This does not make sense to me whatsoever, first I thought the renewal was just for one year, it will go down bit by bit, but second year is still the same price! I am only a G2 driver who been driving for 3-4 years on PEI in Canada, can that be the reason? Still, $1800 extra?? Plz help me and thank you!"


Can I sue a person for no auto insurance? In the state of Texas?
I have full coverage and is paying the bill. This lady son hit me and she is the owner of the car. She came to the seen and said she would pay with her insurance. The police was called and we said no police report because they knew he was at fault. She gave false insurance. It was no good for about a month. She gave me all her information, phone,address, and everything. I called her and she said she gave me the wrong policy number, so she gave me another policy number. The problem with this other policy was she got it after the wreck. When I say sue, I just want what it costed me and my insurance company. Its $2700.00"


Insurance cost for brother with 3 points on his license age 20?
he got 3 points age 14, TWOC, now wants a car, how much do you think insurance will cost?"


How Do They Check Insurance When You Buy Car Tax?
Ok, I know this is a little naughty, but my car isn't currently insured because I am not using it. However I still need to get car tax so I can keep it parked on the road. I will be getting it from the post office. Will I be able to use my last car insurance certificate which I still have and it is in date even though it is not valid? From what I remember they only look at the certificate at the post office to see if it is in date. They don't actually check if it is currently valid. I know it is wrong but I'm not using my car so it's not like I'm driving without insurance, I just need to get it taxed."


"For Home Owner Insurance purposes, is an unfinised basement included in total square footage of the house?
Are Insurance company underwriters not supposed to include unfinished living areas of the house when determing my total square footage of house for replace cost purposes? My premium went up even though the home inspector from Allstate did not know I had part of my house that is unfinished. I was not home at the time when he did this home based underwriting square footage procedure.


"If I do not pay my non-owners car insurance, will my license expire?"
I am planning on getting my license soon, and I am going to pay non-owners insurance. I have a set price for 6 months. Since I do not own a car, I was planning on using my sister's. Is this allowed? I would have insurance but not my own car so I wouldn't need to get my own tags right? I was also planning on getting my license and possibly not even driving that much since I am in school."


Buying insurance for an old car -- collision option - worth it?
I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks


Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.


What does the IL law require of car owners in regard to insurance & what do lenders require?
What does the IL law require of car owners in regard to insurance & what do lenders require?


Why do cons use Obamacare as an epithet for the Affordable Care Act?
Why do cons use Obamacare as an epithet for the Affordable Care Act?


Do i need insurance for my motor scooter or moped?
Do i need insurance for my motor scooter or moped?


Which car do you think has higher insurance?
For my first car i want either a Subaru Impreza rs 2001(gc8) or a Toyota Corolla 2007 CE. The Toyota will be new. Which one do you think will have cheaper insurance?


"What is full auto coverage"" in California?"""
In other words... Between... ****************** Bodily Injury Liability(BI) Property Damage Liability(PD) Medical Payments(MED) Uninsured & Underinsured Motorist Comprehensive(COMP) Collision(COLL) Uninsured Motorist Property Damage Emergency Road Service(ERS) Rental Reimbursement(RR) Mechanical Breakdown Insurance ****************** How many of these are actually required, and of those that are, how much for each?"


Car insurance when go to college?
i'll be living in the dorm for college this fall, and my parents decide to cut my car insurance since i only come home for thanksgiving(7 days), winter break(1 month), spring break(10 days), and summer(2 months). is it possible to buy insurance temporarily for those breaks that i come back? thanks"


Do I have any recourse with dentist for a partial crown that has to be re-done within two years and insurance will not cover?
I had a partial crown done a little less than two years ago. After it was complete, I complained about the bite feeling off and pain. There was a pretty big gap as well and almost felt like part of the tooth was missing. The dentist assured me everything was fine. I have since moved to another state and my new dentist told me today that the crown is leaking and there is a shadow indicating tooth decay. She said the crown looks strange"" to her. My insurance will not cover a re-do on the crown since it s been less than five years. I have contacted my original dentist and am waiting to hear back. I am hoping they will reimburse me. Do I have any recourse?"""


"College student, can't afford health insurance?"
I was wondering if I have any options here. Here's the situation : I lived with my parents until I was 18, which they both and myself had Medicade as insurance. When I moved out, I lost my Medicade, but they both still have theirs. I currently live with my best friend and his family as they lived much closer to the college I chose to go to. The family consists of the mother, two children 14 and 17, and another college student 18. I'm currently 19 and a full time student without a job. If I was to apply for Medicade, would the income for the application be based off just myself, or everyone I live with? I'm fairly certain if it was based off everyone I wouldn't qualify. If that was the case, what are my other options for insurance?"


What are the greatest auto insurance problem you face or ever face and how did you solve it?
Friends,what are the greatest auto insurance problems today?"


"First car, low insurance group, modifications, help?"
Just asking for a few suggestions for a first car, second/third hand not too expensive 2000-3000 max, however i would like to add modifications to it such as alloys and lowered suspension. Have you any ideas for what car would be cheapest and if possible what UK driving insurance company? Thanks :)"


Do you think that I should get health or dental insurance?
Ok I am 24 and I work 40 hours a week and i get 277.15 dollars.in my pay check every week and I am single and still live with my mom and my mom really wants me to get heAlth and dental insurance.because she says that if I don't get it that the government is gonna start taxing me. if I don't get any kind of health or dental insurance. do you think that I should listen to my mom get it because I only get 277.15 a week in my pay check and I really do t want any money coming out my pay check


What would be the best pet insurance?
I have a 5 month German Shepherd/ Maybe mix. I got her from the shelter and I am trying to find a good coverage insurance that has great benefits and will cover pretty much everything she needs till the appropriate age. See how it goes and maybe switch or just keep her on the same plan if it's perfect for her. Anyone know of any good ones?


Where do I find Cheap Car Insurance When I have Epilepsy?
UK I'm 19, and I haven't had a fit since I was 16 (I believe I've done the teenage growing out of it"")"


Car Insurance for Corsa...?
Comparethemarket.com got me 238 through Swiftcover.com!!


Buying insurance for an old car -- collision option - worth it?
I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks


What are some of the differences between individual and group disability income insurance plans?
What are some of the differences between individual and group disability income insurance plans?


Where can i get complete information about business insurance ?
where can i get the complete data for business insurance ..


Question about auto insurance?
Let me rephrase that Would my insurance cover her whether I'm present or not?"" We're planning a trip and using my vehicle"


"How much do you pay for these items,Gas,Food etc Monthly?"
rent, water, electric, gas, car insurance , gas, food, internet service, phone bill, medication"


Why is my insurance dearer with a named driver?
Hi I'm wanting to get insured for work, I'm 19 years old male been passed 1 year and 9 month. Trying to get insured for a ford fiesta zetec s. My insurance is 1200 on my own with a black box or 1600 with no black box (I don't want a black box) but with a experienced driver been driving 20+ years the insurance goes up to 2200! Why? Please help me how to get cheap insurance with no black box? Cheers!!"


Should I be be careful with independent health insurance agents?
I have been looking to get health insurance because lately my acne has gotten really bad. I was looking through health insurance one night, entering information such as phone number and my health past. The next day, I received a call from a lady who said she was an independent health agent and that she worked with people to help them pick the right insurance for them. I just want to know if anyone has had experience with this in the past and if I should get insurance through her. I just find it weird that she somehow got my number and that she told me we would meet not at an office but at a meeting place like Starbucks. Also, she said I would have to pay the first month's fee with the application. What if she isn't who she says she is? I may not be able to find her again without an office right? Does this seem fishy to anyone else or am I just being paranoid? If this is a scam, does anyone know where I could find information on real health insurance agents in Arizona? Thanks"


I want a dog but cant afford the $200 at the shelters. Does any one know where I can get one for $20-40 or less. I can take care of it?
I can fully take care of a dog but dont have $200 to buy one I can pay for food and all that but to get one from a shelter and all the supplies is too much at ONE TIME so excuse me for wanting something to protect me at night.


Moving insurance question?
In september I will be moving to a state on the other side of the country for a few months and then comming back. Will I need a new insurance company or will my rates go up when I move? does it matter that it will only be for a few months? Im currently in CT and I'll be going to Orlando Florida if that helps at all


General Liability insurance?
How much will General liability insurance cost for my company? We have been incorporated for 2 years, with no claims against us. We are a parking revenue and security company. I have called dozens of brokers. i just need a ball park so I can tell if i am being ripped off. We have insurance now but feel it may be to high. Please advise"


Insurance and tottalling cars.?
well my husband totaled our car and we havent done anything with the insurance people yet and im wondering are they going to cover losing our car if we have the lowest insurance on a car that we are still paying payments on??


Will taking online driver's ed screw over my insurance?
I was just wondering. My older sister took an online drivers ed and said it was a lot easier and quicker, but my friends older brother said it screws over insurance, especially if you're a guy (which i am...). What are the pros and cons of taking online and in person classes? also, what can i do to lower my insurance rates for when i get my license?"


Is $15 an hour enough to live on?
I just turned 18 and I live in the St. Louis area. Rent around here is aboit 500 bucks a month on average. As a single guy, would I be able to afford to live on my own? This is my first job offer and Im hoping to get my own place. Thanks"


Where to get updated car insurance papers?
ok so i had no idea about the expiration date on the insurance papers. how do i get updated papers that i can put in the car.


What Health insurance would anyone reccommend?..?
my husband and I are trying to buy health insurance. we want something affordable. What good health insurance would anyone recommend.


Is an audi tt good for a first car?
im 15..and my dad is willing to give me his audi tt


Buying insurance for an old car -- collision option - worth it?
I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks