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How does a new independent insurance agent get appointed/chartered by insurance carriers?

I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!

   








Is there a dental insurance college students can go on?
Car insurance questions!?!!? HELP! accident!?
What are some insurance rates for 18 year old drivers?
How much will my car insurance go up for 3,475 worth of damage?
Do you need motorcycle insurance in florida?
Cheapest insurance?
Do I need my insurance card to go see my primary doctor?
Does anybody no any cheap car insurance company for young male drivers plz help in Ireland thank you?
Insurance rates?
Classic car insurance for 18 year olds?
Is my daughter covered under my car insurance?
How long does a traffic violation affect car insurance quotes?
How can I become an Insurance claim adjuster in California?
Rental car insurance?
Choosing a good car which has cheap insurance---I live in CANADA?
Do you need insurance to have a driver's license in California?
How soon before car insurance is due can you renew it?
Home insurance claim - water damage from flat upstairs?
What does car insurance cost?
How much does one speeding ticket effect my car insurance?
How long does a life insurance company keep a death certificate?
Does Obama use Obamacare" for his family health insurance?"
Can I get a quote for car insurace on the car I want to buy?
Is health insurance paid by a company considered income?
Insurance for me on a 1973 Dodge Charger?
How much is insurance if your under 18?
Does anyone have a 1985 rx7 that could tell me how much they pay insurance on it?
Do I need car insurance to rent a car?
How much is insurance?
Health Insurance?
Illegals can buy health insurance now. If they pay the premiums BCBS will sell them health insurance.?
Do you have to get health insurance under obamacare?
Insurance costs for a Yamaha Majesty?
Insurance costs for a Yamaha Majesty?
Cheap truck insurance in ontario?
Do you think it far we can't get tags with out car insurance?
What is the easiest/cheapest insurance company in Ireland to get insured on with an endorsement and 5 points?
How much is Auto Insurance in Italy?
50cc Scooter, insurance?
Will first time speeding ticket in Georgia increase insurance premium?
What do u mean by universal insurance?
Accidental damage insurance for my video camera?
Need help with Car Insurance?
Can you take money out of the cash value of a whole life insurance?
I,a a sole proprietor of a hair salon for over 30 years can I collect if I'm injured?
How much do you think car insurance would be for me?
Insurance companies (health insurance)....need help?
What job can i get that offers medical insurance.?
Help! which is cheaper of 2 cars on insurance?
What would be an average monthly insurance bill for a ..single person?
https://midisbufurcha.wordpress.com/2017/05/27/cheapest-compulsory-third-party-insurance/

https://theopertvalebi.wordpress.com/2017/06/04/what-is-better-socialized-medicine-or-affordable-health-insurance/






























































I'm 16 and Parents Just Bought me a Chrysler 300..... I have to Pay Insurance?
I live in Arizona


Do I Need to Provide Evidence of Homeowners Insurance Before Buying a Home?
Just to explain what actually happened: my husband ended up talking with the bank and they explained (rather late) that they do indeed require proof of home insurance before closing or they will not issue a loan. However, since it is still so early in the process all they wanted was a signature on the form which would indicate to them that we would indeed buy insurance at the proper time. Of course none of this was explained on our paperwork which appeared to demand immediate proof of insurance - but that seems to be the irritating way of the system."


"Could $5,000 provide healthcare for a family?"
If this credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium (has anyone read how much?) but it still seems like a good idea."


Why exactly do women pay lower insurance rates than men ?
http://www.youtube.com/watch?v=OrI3GjiS2...


Car Insurance for Male Teen?
-I'm a 17 year old boy -My parents have nearly clean records. i don't think my dad's been in an accident for 10 years (knock on wood) -im probably gonna drive an acura integra g-sr 2 door coupe anywhere from 1995-2000 not sure what year yet. about how much would my monthly/yearly insurance come down to? i'd like some sort of number even if it's very ambiguous. NO suggestions for getting quotes or telling me differing factors affect the insurance.


Insurance for 16 year old?
Hi, i live in California and I am 16 years old, I'm just wondering how much it will cost my parents every month/year for my car insurance. I have an Audi A3 2008 and I have Farmers Insurance. Please help!"


1968 ford torino gt fastback insurance rates ~ 10 pts!!?
I was recently doing some quotes...I keep getting around $981*ish 6 month premium. I don't know, it's not that I couldn't afford that in the future it's that I'm hoping I can get it a bit cheaper...being that I drive 4 miles to school, will only drive it less then 2500 miles a year! 5 days a week. I don't qualify for hagerty, or any of those classic car Insurance Co.'s. I'm not sure, I guess if i talked to a real agent you think it'd decrease a bit? Because I have a junk car that I'll be using for winter and really cold days, my dads car :p. By the way the insurance company was PROGRESSIVE. I tried many other, they where all higher. Why was it when I tried other cars they skyrocketed past $900, like seriously, I tried a 1996 Honda it went from $900 to $1100!? I'm not sure if it's a messed up quote or what, haha. P.S. all this from it going from X amount to X amount that's all 6 month not 1 month."


What will have the cheapest insurance payment? 2003 escalade or a 2012 camry hybird?
It will be my first car which one is easier to afford and which one looks better


Does anyone buy life insurance?
Does anyone buy life insurance?


Does car insurance go up if you get your drivers permit?
will my parents car insurance go up if i only get my permit?


Insurance costs?
How much do you pay for your medical/life insurance each month? Mine is about RM200.


How much car insurance ?
Hi, i am a 17 year old. i am wondering how much could i realistically expect to pay for insurance on a Infiniti G35.. i understand it will be high.. but i will have a job , so im trying to play with the numbers to see if i can handle it. how much would it be a month? i understand the affects i have on it. 17 sports car foriegn car Male but i have a 3.0 gpa took drivers education. apparently these raise and the others deduct. how much could i realistically expect to pay a month."


Can you get motorcycle insurance for summer months instead of all year round?
i want insurance for CANADA only!


A person with sr22 insurance wrecked my car. Will sr22 cover the damages to my vehicle?
I was unaware the person I let drive my vehicle only had sr22 (Texas) insurance. He totaled my car while I was a passenger in it. My insurance is very unlikely to cover the damages since he is not on our policy, but would his sr22 cover the damages? I am very worried & any and all feedback would be greatly appreciated. Thank you"


What is the best dental insurance?
My husbands employer does not pay for any of our insurance this is self pay.For the entire family.


How does a new independent insurance agent get appointed/chartered by insurance carriers?
I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!


Where can i get cheap auto insurance in mass ?
Does anyone know a cheap auto insurance company or any where, where I could get help?"


How much is car insurance for a 17 year old female ?
Im asking for an estimate btw i know i have to talk to an insurane agency


Provide proof of insurance online for Florida?
My previous insurance got canceled and i need to provide my new insurance to the state of Florida so my license doesn't get expired... can i do this online?


Does car insurance decrease in price after a certain age?
for example, when you are 15-16 is it more expensive than when you are 17 or 18? when does this change?"


What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?
license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest


"Do you believe in having life insurance? If so, do you have life insurance?"
I have a friend who sells insurance so I wanted to ask you guys... 1.) Do you have life insurance? 2.) If not, why have you NOT purchased life insurance? 3.) If you HAVE purchased life insurance, what motivated you to purchase life insurance?"


Can I legally drive my fiances mothers car; will her insurance cover me?
I'm 20, I will be 21 in a month. I got my Provisional Drivers License today. I have a toddler, and am pregnant. We live in Calvert County, Maryland. My fiance and I live with his parents, we rent 2 rooms. His mother is 69, and has All State car insurance, not sure what plan. Can I legally drive her car infrequently, like to the grocery store, or to OB appointments here and there without having insurance myself? Does it depend on her plan? She's going to call them tomorrow to see, but I'd just like to see what answers I get on here tonight. Any help would be appreciated, thank you. Will it cost money or make her insurance more expensive to have me added as a driver to her policy?"


How to cash in a life insurance policy?
my granny bought a life insurance policy for me when I was a month and a half....the policy was for 20 years and when i turned 20 (which was last dec) i was allowed to cash it in...she paid $17 a month for 12 months in the year for 20 years....how much money will i recieve if i cash it in? and should i cash it in? and how would i calculate that? thanks! =)


Motorcycle insurance is so expensive?
Basically I'll be doing my cbt test this Wednesday so I can ride my 125cc supermoto which I use for dirt biking. Checked insurance on my Yamaha WR125X and it's 1400 for comprehensive, da fk is this? After seeing that I was physically sick. So I thought I'll just check on the most cheapest moped and it's 700 which is still expensive.. How the fk do these kids I see with mini coopers afford insurance and all I wAnt is to ride a small 2 wheel sht face. I'm 18, 19 this march, work full time. Can I find it any cheaper anywhere? Should I go for third party insurance? I just hate my life"


What does insurance cost on a 1971 comaro?
What does insurance cost on a 1971 comaro?


How much is business liability insurance for a business that provides only services?
Just and average maybe from some people that might have business liability insurance.


Will my moms car insurance go up with my permit?
i want to get my permit, my mom says no because she said her insurance will go up. she has Geico. i am a Straight A student....how much more money would she have to pay each month? p.s. a number would be great =)"


How much the insurance for porsche 911 per year in california?
How much the insurance for porsche 911 per year in california?


"How much is insurance going to cost me, 18 and driving a Nissan altima?
How much will it cost to insure myself at this age?


Car Insurance help No claims bonus?
Ok so i passed my test last month and have been driving about 3 weeks. i got an insurance quote with Aviva for 1800 per year (roughly) and im an 18 year old male, however because i had a provisional license for a year my dad thought i had 1 year NCB so told aviva this. They now want proof of my NCB (which i obviously don't have) so i will have to tell them. But my quotes are about 4500 without any no claims bonus !!!! and i drive a Y reg 1.2 fiesta ghia! is there anyway i can get this premium down? please help! i'd be really grateful!"


How does a new independent insurance agent get appointed/chartered by insurance carriers?
I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!


How should I calculate when to change from full coverage auto insurance to liability only?
Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?"


Cheap car insurance for a non owner vehicle college student?
I'm about to start college this fall and I won't have a car with my on campus. I won't need a car on campus until my Junior year when I have to start internships. This January my parents want to kick my off their auto insurance cause my rates are pretty high I have 6 points on my record (but 2 of them will be dropped in March). I'm looking for cheap auto insurance for a college student who doesn't own a car. I will need the auto insurance for when I'm back visiting family i can use the family car my parents bought for my brothers and I.


I need help on choosing Health insurance..... Anyone?
Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful.. "


Getting my license in April. Good cars w/ low insurance rates?
I like cars like the Scion tC, Mitsubishi Lancer, ect. Sports cars, but not super nice ones. I'm getting my license in April and will get a car shortly after. I want to get a car like the ones above, but I don't think my dad will want to pay a lot for insurance, but I don't want to get a Jeep, which is what he got my brother and sister since the insurance is low. What are some cars like these that also have good rates for insurance? Price range is any thing lower than $10k."


Can someone please explain deductibles and coinsurance for medical insurance to me?
I'm getting health insurance for the first time on my own, so I really don't know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?"


Insurance required for a self-employed cleaner?
My girlfriend is thinking about starting cleaning peoples house's. Does anybody know what kind of insurance would be required for this!


"Who are the best car rental company, insurance wise and cost etc London?"
there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use"


What happens when you drive your friend's car withour insurance?
My nephew borrowed his friend's car that has no insurance. He was stopped by police for some reason and got summoned to court because the car was without auto insurance. What would happen to him? by the way he lives in L.A. Thank you!


Why are universal life policies more costly than term insurance policies?
econ help, brief answer please"


Will home insurance cover tree roots causing water to enter my basement?
I live in montana, and tree roots have grown under my foundation and drawn up ground water, created a path for the water to follow, and separated my foundation from my footing allowing water to enter my basement. Will any home owner's insurance cover this type of damage or repair? It is a city tree, would they be liable? Thank you."


How much is teen car insurance?
Im 16 and get my license next month. my parents are asking i pay car insurance so im looking for a rough estimate of what it would cost if i have my own car or not. im a girl with straight As and I've never been in any legal trouble. thanks!


If my dad is a co signer for a car will my insurance be cheap?
I'm 19 and its my first car and my dad is the co signer will my insurance be low? What are cheap insurance agencies for teenagers?


Is life insurance considered an asset or a liability?
It is whole life insurance, not term."


Could you please tell me what insurance group a peugeot 406 110 bhp si?
Could you please tell me what insurance group a peugeot 406 110 bhp si?


How much insurance do you guys pay for 2005+ mustang gt?
im 21 years old and thinking about buying a 2007 mustang since I have saved up enough money for one. I have 3 speeding tickets in my record driving history. I can only afford upto $4000-$4500 a year in insurance. Can I not afford this car? Gas and winter driving are not problems for me.


How does a new independent insurance agent get appointed/chartered by insurance carriers?
I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!