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My Girlfriend Doesn't Know How To Save Money. What Should I Do?

It's not a major issue or anything that's hurting our relationship, but I still have concerns for her spending habits. She works two part time jobs. During a good week she might have around $100 to spend, but there are many weeks such as this one and last one where she literally doesn't have enough money for food. She eats maybe one meal a day, if that. It's often just candy or a cheap snack from the dollar store. She pays upwards of $500 a month in rent, a large amount in student loans, cell phone bills, she owes over $500 in credit card debt, tens of thousands in student loan debt and of course insurance. On top of all of this, she insists on going out and buying expensive food, bodywash, perfume, new clothes, shoes, bags, jewellery, getting her nails done, etc. She's also trying to buy a car despite her current financial situation. I've explained to her that she's going to have to cut back if she wants to have enough to eat every week. She's extremely stressed out because of her lack of funds, but doesn't care. She says she has a certain lifestyle she wants to live and that's what she's going to do. I know it's not my business, but I don't want this to become a problem in the future. She was raised rich while I was raised poor so that may contribute to our difference of opinions. Still though, I feel that she's going to overwhelm herself which is not going to have good results for anyone. What should I do to convince her to save?

   








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Can anyone suggest Trusted London Taxi Companies?
Can anyone suggest Trusted London Taxi Companies?


Can i have more than one full coverage auto insurance policy on one vehicle?
Can i have more than one full coverage auto insurance policy on one vehicle?


Car insurance?
I am a newly licensed driver and i dont know who insures them. Please help. I am 19 and own a jeep cher. If you are or know anyone that could help it would thanked. I am also in California.


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my car insurance has gone up 140 this year


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we are ptentially going out for 2 weeks to fit a conservatory and need insurance not holiday but work / life insurance


Can anyone reccomend a cheap car insurance company?
My Husbands car insurance is due to run out the end of this month, however he is also waiting to see if someone puts a claim in against his insurance as he had a slight prang with another car, through no fault of his own. His insurance company have said that whie they wait to see if this claim is put through, the other person has 2 months, then they are going to charge him as if he has no noclaims bonus, this will be 120 a month. He just wants to find a company that will insure him for a couple of months that is cheaper than this till he sees if the claim goes through or not, if it doen's he will have 3 yeas no claims, hope this makes sense, thanks in advance x"


Insurance cost?
How much, on average, would insurance cost for a 17 year old?"


Car insurance?
i hold a foreign ( non EU ) drive license , and all insurance companies ask for ( claim bonus certificate ) and i explained for them that insurance is completly different in our country than the irish system, but no one listen, and i dont know what should i do if i need to drive a car in Ireland ...can any one help ?"


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Is there any user friendly and cheap motorcycles out there?
Hi, I'm 17 years old and looking to get a motorcycle. I have good grades and will only drive a motorcycle when the conditions"" are right. Like weather"


How to work with Insurance Company regarding ACV and salvage buy back?
Here is my situation: I recently crashed my 2003 350z and my insurance company just deemed it a total loss. My original plan was to accept the total loss and buy back the car to repair it myself and get a salvage(rebuilt) title. Today, I received a call from my claim rep with Progressive Ins with the numbers regarding the accident. Here are the numbers in approximation as I'm awaiting a breakdown via email. Car Value(tax, registration, etc):$12,400 Deductible:$1,000 Lien Payoff:$8,250 Settlement amount(check to me):$3,170 I requested to purchase the car back to repair myself, and my agent advised: I would need to first pay down my lien by about $2,250. Once the payment posted, they would then complete the payoff of the lien and I would be able to get my car back. So, basically, they are wanting over $5,000 for me to purchase this car back, which is over 40% of the car's value. I feel this number is a little high and originally expected to be able to at least have the lien and deductible paid, and just receive the car back with little or no cash in addition to the car. After hearing this information, I became frustrated and let the rep know that I would need to think about how I wanted to continue. After doing some research online, I was able to locate where the car was(never advised). The car was towed directly to an Insurance Auction company in Phoenix, AZ. While looking for information regarding this company, I was actually able to locate my car on their web site ready for auction with a start date of TBD, awaiting certificate. This was posted on their site yesterday, a day before I received any information regarding my claim. As mentioned, this was declared a total loss and I was able to obtain the repair summary, and every part listed on their paperwork was highly overpriced based off my part research. Their web site also stated that the car did not start, but since the accident on last Thursday, 03/15/2012 and every single day following, I started the car and it started without a hitch, even on Monday, when I left the key in the car for the tow company to get the car. The car also has a lot of aftermarket(performance) parts installed on the vehicle. So, how would I find out if the value of the car included these parts in there figures? If it wasn't figured into the pricing, or the payout amount for the premium parts is not very much, I can opt to remove and replace these parts with stock or acceptable parts. For instance, I have a cold air intake, full adjustable coil over suspension with camber kits, (4) Work Wheels and Nitto Invo tires, full cat-back single exit exhaust, and premium sound system. Obviously, if these were not figured in to the pricing, how would I go about adding these, or would it be better to just remove and replace these with stock or acceptable replacements? Is there anyway to get the buy back price down? Or if that is not an option, would my additional GAP coverage work in paying the $2,200 to the lien holder so I could buy back the vehicle within the limits of their settlement offer? Regarding the starting of the vehicle, like I mentioned, it was fired up everyday until it was towed, and now it states that it doesn't start? How would one go about investigating this? Is it worth it to try and hire a third party appraiser and/or mechanic to price out the repair and the worth of the vehicle in it's current state with all the parts? I understand the reasoning behind totaling the car, but I don't quite understand their valuing of the car, and the amount they want me to pay to buy back the vehicle? How should I move forward, who should I contact, and what would be the best plan of action in this situation? I'm thinking that removing the aftermarket parts and replacing them with oem or acceptable replacements would be the first step, as I would make more money on selling the parts private party than having them remain on the car with the current values. I'm very stressed out and I'm really unsure on how to move forward with my Insurance company. I understand that they are trying to pay out as little as possible, but it's my insurance company who claim to be on my side. The value of the car they provided would be acceptable with the car was bone stock, but it's not. Can anyone please help me with this situation? It would be greatly appreciated and any advice would help greatly! I should also note that I also had a total loss last year with the same Insurance company and it was handled very differently. The car was taken to an actual reputable body shop for the appraisal, and the value of the car was higher than blue book and also had aftermarket parts. This was an 2006 Ford Focus ST (SAP) with 73,000 miles. They even offered the buy back option at 20% of the ACV, and with my current 03 350Z, they want over 40% of the ACV for the buy back. PLEASE HELP Thanks!"


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i was involved in an accident a couple days ago, and it wasn't my fault, well my son was drivin my car and hes not in mygo inicy, he got his own car his own insurance and everything , anyways, so i called the insurance and they said they were goin' to call the other person whom my crashed with, later my insurance called me tellin' me that my car won't be fix because the other person insurance has expired??? and because my son was drivin my car, they also told me that because my son its not in my policy?? i told them But My car has full coverage??....Why Wouldn't they fix my car??..can i get a lawyer for this??"


My Girlfriend Doesn't Know How To Save Money. What Should I Do?
It's not a major issue or anything that's hurting our relationship, but I still have concerns for her spending habits. She works two part time jobs. During a good week she might have around $100 to spend, but there are many weeks such as this one and last one where she literally doesn't have enough money for food. She eats maybe one meal a day, if that. It's often just candy or a cheap snack from the dollar store. She pays upwards of $500 a month in rent, a large amount in student loans, cell phone bills, she owes over $500 in credit card debt, tens of thousands in student loan debt and of course insurance. On top of all of this, she insists on going out and buying expensive food, bodywash, perfume, new clothes, shoes, bags, jewellery, getting her nails done, etc. She's also trying to buy a car despite her current financial situation. I've explained to her that she's going to have to cut back if she wants to have enough to eat every week. She's extremely stressed out because of her lack of funds, but doesn't care. She says she has a certain lifestyle she wants to live and that's what she's going to do. I know it's not my business, but I don't want this to become a problem in the future. She was raised rich while I was raised poor so that may contribute to our difference of opinions. Still though, I feel that she's going to overwhelm herself which is not going to have good results for anyone. What should I do to convince her to save?


What is the cheapest auto insurance?
I am 18 and have insurance with Progressive, I have no tickets or accidents, and just for basic liability i am paying $287.96"


Home Insurance?
How soon during the closing process should I purchase home insurance?


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Also, whose insurance pays and/or goes up. This is in Minnesota."


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i will select best answer with 7 hrs


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Who hates Health Insurance?
On the infrequent occasions when I need to see a doctor, I pay cash. Which I'd have to do even if I had health insurance because of the ridiculously high deductibles. I dont even know why i have it. I pay too much money. A friend recommend me a pharmacy Online I will be trying that. They have very cheap prices. am sick of giving out my money. Do you guys think i will save money with Medicines mexico Online Pharmacy?"


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Kids can be covered on their parents policy until they are 26. People will not be cut off if they get sick. And If you have a preexisting condition you can now get insurance. The Medicare prescription donut hole is going to be closed for seniors, saving seniors $1000s each yr. Why are people afraid of these things?"


How much would my insurance be?
I am a 17 year old male and I'm looking a getting a ford mustang. I am trying to get a 2008 v6 4.0 L convertible is my car insurance going to be rediculously high?


My Girlfriend Doesn't Know How To Save Money. What Should I Do?
It's not a major issue or anything that's hurting our relationship, but I still have concerns for her spending habits. She works two part time jobs. During a good week she might have around $100 to spend, but there are many weeks such as this one and last one where she literally doesn't have enough money for food. She eats maybe one meal a day, if that. It's often just candy or a cheap snack from the dollar store. She pays upwards of $500 a month in rent, a large amount in student loans, cell phone bills, she owes over $500 in credit card debt, tens of thousands in student loan debt and of course insurance. On top of all of this, she insists on going out and buying expensive food, bodywash, perfume, new clothes, shoes, bags, jewellery, getting her nails done, etc. She's also trying to buy a car despite her current financial situation. I've explained to her that she's going to have to cut back if she wants to have enough to eat every week. She's extremely stressed out because of her lack of funds, but doesn't care. She says she has a certain lifestyle she wants to live and that's what she's going to do. I know it's not my business, but I don't want this to become a problem in the future. She was raised rich while I was raised poor so that may contribute to our difference of opinions. Still though, I feel that she's going to overwhelm herself which is not going to have good results for anyone. What should I do to convince her to save?


How much do you pay for full coverage car insurance?
i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay


What is the cheapest form of auto insurance?
What is the cheapest form of auto insurance?


Motorcycle insurance question?
Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol


Is motorcycle insurance required in tusaloosa?..?
Is motorcycle insurance required in tusaloosa?


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I just turned 16 a couple months ago and i already have my license, and i live in Colorado. My parents have State Farm auto insurance and they want me to pay for my own insurance when i get a car. I already know that you can get a bunch of discounts for things like getting good grades and attendence and safe driving and not driving your car to school, but anyways i was wondering how much it would cost me without any discounts? Like how much would it be every month or so? I do have a job but i dont know if i would have enough to pay for car insurance. Any help is needed! thank you!!!"


Is healthcare on medicaid health insurance decent?
my father has to take an array of medications every day for heart problems and high blood pressure. will these be covered? i hear many doctors don't take payment from medicaid, and that poor healthcare is offered through the program, instead of private practitioners, one must go to community clinics, etc. should my father go on medicaid, or is it not worth it?"


"Car accident, neither driver has insurance?"
I had insurance and due to medical reasons am out of work and could not renew my insurance info, I am trying to.communicate with the other driver and do the right thing and he is ignoring me. Im so effing sorry im not an amazing upstandinf citizen like all of you who couldnt read my question all the wsy through and.notice I said if you were gonna ne rude dont answer. Talking down to those who are living inpoverished must make you feek real great. Thank you all so ******* much. Youve been great"


How much would car insurance be a month for a 20 year old driving a mid nineties car?
I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car soon. The one I'm looking at is a mid-late nineties car. Nothing fancy. I plan on going under my own insurance since I don't want my parents' rates to go up if I were to be in an accident. How much, on average would it cost me for insurance a month for full coverage?"


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"Do cons understand by starting people on Obamacare..."" sounds like a fear mongering tactic since its just a mandate to buy insurance?"""
So not that its anything new, but good luck with your people on obamacare"" madness"""


Oklahoma emancipation laws?
So things at home have become unbearable for a long time now. I'm a really good kid, don't drink or do drugs, and I get good grades. And if I get emancipated, it would be good on both sides. My mother, whom I live with along with my sister, would be able to afford a lot more, and not have to spend money on me. I would be able to be in a good environment, and not be verbally abused. I have a part time job, and can save a lot. I'd probably be able to live with my aunt and uncle, and my grandpa who's a lawyer would represent me. I don't want to talk to them now, until I fully understand what I would need to do in order to become emancipated, and what that means completely. My mother isn't responsible, is very emotionally manipulative, and verbally abuses me and my sister. She's done and said terrible things to me as a child, that's affected me to this day. She isn't present in my life. I love her, but I think it be better for both of us if I was able to move out. The only problem is she loves the fact that she's my 'boss' and I'm 'her property'. I think in the long run though, it would be healthier for both of us if I moved out ASAP. My family agrees she isn't a good mom, so I'd have a lot of support. But one big thing that worries me is that my sister would be left alone with her, so all my moms anger and abuse would go towards her. Any advice/tips/experience would be greatly appreciated."


Anyone know of cheap health insurance for NYS?
I am looking for cheap health insurance for New York State into the 12953 area.


I need help finding free health insurance.. Dont have a income.?
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Car Insurance Claim Help?
Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??"


Will a reckless driving ticket affect an insurance premium in Georgia?
My husband and I have dealt with enough punishment and judgement. He had to deal with me, and I've had to deal with the bills. Our blood alcohol limit here is bizarre, although I do not agree with driving after having even one drink. He is a very responsible person, and this was a one-time ordeal. He has learned a lot from his DUI classes, and he has changed a lot of things in his life due to this incident. We spent over $8,000 total on this situation. Please do not assume that he is a bad person and please do not pass judgement, just answer the question. There are rules to Answers, and answering a question just to voice your personal opinion does not fall within the guidelines. Everyone makes mistakes, I am simply asking a question to find out if we have to deal with even more consequences than we have already endured. Thank you for your time."


My Girlfriend Doesn't Know How To Save Money. What Should I Do?
It's not a major issue or anything that's hurting our relationship, but I still have concerns for her spending habits. She works two part time jobs. During a good week she might have around $100 to spend, but there are many weeks such as this one and last one where she literally doesn't have enough money for food. She eats maybe one meal a day, if that. It's often just candy or a cheap snack from the dollar store. She pays upwards of $500 a month in rent, a large amount in student loans, cell phone bills, she owes over $500 in credit card debt, tens of thousands in student loan debt and of course insurance. On top of all of this, she insists on going out and buying expensive food, bodywash, perfume, new clothes, shoes, bags, jewellery, getting her nails done, etc. She's also trying to buy a car despite her current financial situation. I've explained to her that she's going to have to cut back if she wants to have enough to eat every week. She's extremely stressed out because of her lack of funds, but doesn't care. She says she has a certain lifestyle she wants to live and that's what she's going to do. I know it's not my business, but I don't want this to become a problem in the future. She was raised rich while I was raised poor so that may contribute to our difference of opinions. Still though, I feel that she's going to overwhelm herself which is not going to have good results for anyone. What should I do to convince her to save?