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How does Return of Premium life insurance work?

How does Return of Premium life insurance work?

   








What is a good life insurance company for a 20 year old man.?
Car Insurance for Teen?
Car insurance question?
Car insurance?
Life Insurance Question?
Can I get a life and health insurance license in GA with a misdemeanor Disorderly Conduct?
Do libs honestly believe that car insurance is analogous to health insurance?
What car should i buy?
Insurance question.....................?
Motorcycle insurance?
DUI Insurance?
I have Full Coverage Insuranc. Someone vandalized my car destroying the hood, and the front window is busted ?
Are there any good arguments for requiring health insurance. Ive only heard arguments against it?
Is there any way my parents can get my license suspended? and for new drivers how much is the insurance?
Looking for car insurance in Michigan?
Guilty of having on insurance on car UK?
Should I buy a used 2014 Mustang GT Premium?
Who is a good auto insurance company for active duty military members changing addresses often?
Why is a five door car cheaper to insure than a 3 door car?
Cheap motorbike insurance ?
Would I still need to keep the insurance up on my truck if my license was suspended for DUI?
Quick insurance question?
Health Insurance for an Eighteen year old Graduate?
What are some cheap car insurance companies for me?
When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident
Should I quit my job and become a nanny?
Please tell me the insurance companies that would take my car insurance payments through a bank standing order
Changing car on insurance mid-policy?
What are 2 Door car insurance choices?
With Obamacare in its death throes, are you surprised leftists are back to equating it with auto insurance?
How does the insurance payout work with a total roof replacement?
Where can I get affordable prescription glasses for my daughter?
What is the difference between registered and legal owners on vehicle title?
What is the difference between registered and legal owners on vehicle title?
How much would full coverage insurance be with 2 points on my license?
What is an average insurance rate for a house?
What would car insurance cost in Florida for a 16-year old male with a 2006 Ford Mustang GT?
Do I need SR22 insurance after a DWI 1st offense if my license is not suspended in the state of Louisiana?
How much is car insurance for a brand new HS 250h Premium Luxury lexus?
Buying/leasing first car? Insurance?
Car insurance problem?
Cheapest 3rd Party car insurance?
Where can i get affordable health insurance for less than 100 dollars a month?
Do insurance rates go up when you break off a side mirror?
Distributions from owner of int. (non-adr)?
How much is car insurance for a 19 y.o?
How much to insure a 2004 lincoln? g2 driver?
Home Insurance Question re: pools?
Is there an individual health insurance plan that has bariatric coverage? ?
Whats the cheapest insurance in california?
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Why the heck is insurance so high?
So I'm 17 trying to get insured on any car from a 1-1.2L DIESEL. I've tried practically everything and it's so expensive. I get quoted 15,000 for a MINI COOPER S and 12,000 for a corsa. The area I live in insurance is low. I passed in july and I really need a car. Any suggestions for cars or insurance?"


Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??


Car Insurance different address than car registered address?
Hi, I have insured my car on my friend's address because his postcode turns out to be very cheap for my premiums. My car and Driving Licence are registered on my home address but when I buy insurance on my home address it goes double. Do you think insuring my car on different address is wrong? What if I get my car registered on to my friends address same as my insurance policy? Would that be safe and legal? Please help me in clearing the confusion and doubt."


How does paying higher health insurance premiums and having to help pay the trillion dollar cost of Obamacare?
Make health care more affordable""? Is affordable now code for higher priced?"""


Homeowners insurance not renewed?
any insurance underwriters out there....our dog bit an adult neighbor who entered our yard...medical claim filed....agent tells us we wont be renewed....is this typical.....


Can you get homeowners insurance on a home that is not occupied & will be for sale in the next few months?
Mother-in-law just died. Her estate is a mess. She let her homeowners insurance expire (didn't renew her policy) in 2004. The broker that previously insured the home is having trouble getting an insurance company to pick up the home because it will not be occupied by anyone and will be on the market in a few weeks. I am concerned that something might happen to the home between now and the closing date (which may be months away). Anyone know an outfit that will insure this home?


Car insurance fraud or not?
I was hit by my next door neighbour who we have another dispute with beforehand. My side of the road was clear and I'd just pulled off, he came up the road passing 2 parked cars on the wrong side of the road, causing damage to my front wing, trying to lessen the damage I headed up the kurb damaging my new 250 alloy wheel! How I filled out my claim form and so did he. My insurance co. have now contacted me wanting to know why I told them the accident happened where it did when he has said it happened in another location further round the corner. He has also said I was out of control and reversing! I have photo's of the accident site and the damage to my car and the kurb stones, the kurbs are still marked! He has also claimed he has whiplash and hurt his back, this is very serious as I have cctv footage from the front of my house of him digging up his garage floor and carrying rubble outside! Any advice welcome before I get the police and insurance co. investigating his fraudulent claim"


How to get health insurance with a prexisting condition?
My wife lost her job and to put on mine would break us we need an affordable health issurance but a lot of companies won't toucher because of stuff she had in the past


Aetna student health insurance cover accutane?
Does anyone know whether Aetna STUDENT health insurance cover accutane? I don't know whether regular Aetna and Aetna Student are the same. also, for guys who have taken accutane, do we take the ipledge too? if so, how long do we have to wait before taking our first pill?"


"What is the best caliber rifle to use for moose .270, 30-30, 30-06 or .308?"
What is the best caliber rifle to use for moose .270, 30-30, 30-06 or .308?"


California Lawyer Malpractice Insurance Requirements?
Does a lawyer in California have to get Malpractice Insurance in order to take clients? For example if a newly admitted lawyer wanted to do a simple will for a family friend, would they have to obtain insurance first or can they take the case, at their own peril, and collect a fee for it?"


"On Average, How Much are braces without insurance?"
I Love my top row, they are just fine, but my bottom front teeth need alignment. i want to get braces for the bottom half only, and i wonder how much it would cost, due to the fact i don't have dental insurance."


Homeowners insurance question?
My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!"


How much is your car insurance a month?
What kind of car do you have? What car insurance company are you with?


Do pcv holders get cheaper car insurance?
Do pcv holders get cheaper car insurance?


How does Return of Premium life insurance work?
How does Return of Premium life insurance work?


Best and Worst Cat Insurance?
I have read this statistics that says that 1 in 5 kittens gets into one kind of accident or another. Poisoning and bone fractures are the most popular ones.


Is insurance needed for car rental?
i would like to know if car insurance is needed to rent a car, or is it provided for the car."


Medicaid pays 100% but does insurance?
People who don't qualify for medicaid has to have regular insurance . A lot of those who don't qualify for medicaid can be determined by just a few dollars as they have a cut off limit. If they have to buy insurance wouldn't they have to pay the difference between the ins pay and balance? If one does not get insurance then there is a fine from your taxes. Is all this correct? Does the fine go towards an insurance premium if they pass the new health care law? Sorry for so many questions. Just trying to understand this a bit.


When we ask for AFFORDABLE health care?
maybe we should control the Hospital, Doctor, and Insurance company's cost. That would bring it down. Then the government wouldn't have to get stuck with it all."


How do health insurance companies make money?
Heathcare is really expensive, we all know this,but how do the insurance companies make money? Even though many people have a co-pay,it's usually a drop in the bucket compared to what the bill is,& some don't even have a copay,or it'll be a few bucks.Like when my late husband had a medicine that cost $3000 a month,he paid $6 co-pay.And someone in the hospital can be tens of thousands or hundreds of thousands of dollars.I know that people are always paying into it & it's not the type of thing you use every day,but it just seems like for what things cost compared to what people pay for the insurance that they'd never make money,especially when they get it through their employer.But even if you pay privately,it just still seems like it wouldn't balance out."


What's the right kind of life insurance for my situation?
I'm a 22 year-old, healthy male(don't smoke or do anything considered dangerous), who lives with my Dad. My Dad's employer only pays $10,000 to him if something happened to me. I'd like to get a life insurance plan where I can make my Dad the beneficary. I've been told Term Life would be my best, but was hoping other answers. Thanks for the help."


Do i need insurance to learn to drive?
I am a 25 year old living in Akron, OH and i was wandering if i need insurance to drive with a learner's permit?"


Whats the average time it take to a car insurance claim to go through?
Whats the average time it take to a car insurance claim to go through?


Is NAA insurance a scam?
I am in the process of being a rep for the company. But tonight i read some nasty stuff on the net. I was wondering if any past or present sales reps could give me advice.


Lower car insurance?
I was wondering where i could find a class to take driving lessons to lower my car insurance and if that is even possible??


"Health insurance company says I don't owe anything to provider, but provider is still trying to collect?"
The in-network provider I went to failed to file a pre-authorization for any of the dates of service and that's the health insurance company's justification for denying all the claims. The provider though is still sending me bills and threatening collections. Here's an excerpt from the letter the health insurance company sent me: According to the provider's in-network contractual agreement with Empire you may not be balance billed for the services they failed to preauthorize. The claims have denied with $0.00 liability to you. The only way that you can be held liable for the charges is if a waiver form was signed. If there was a valid waiver signed the provider would have to submit proof to us. Once a copy of the waiver is on file a review would be completed and a decision would be made if the waiver was valid. A new Explanation of Benefits would be mailed to you and at that time you would be able to file a grievance because they can hold you financially responsible."" I don't recall signing a waiver"


What will have the cheapest insurance payment? 2003 escalade or a 2012 camry hybird?
It will be my first car which one is easier to afford and which one looks better


A question on fully comprehensive car insurance cover?
im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)


"Insurance denies claim, A deer hit my car, its damaged my driver door and fender and made a slash in my conv top.?"
They acknowledge the damage to the door and fender and paid the amount reasonable for that but denied the claim about the slash in the conv top. Saying that because I put duct tape over it that left residue meant that it was pre-existing, when I only had duct tape on it for like 3 days due to it raining and me waiting on the appraiser to make a meeting with me. So know im faced to pay 1500 for a replacement top and installation. What can I do to make the insurance company pay for it? Its USAA and Im located in NC. Was I supposed to just let water seep in my car for 3 days waiting for the appraiser to come look at?"


Will the cost of auto insurance change for me?
My mom has geico insurance and right now i am listed as a driver on her car and mine. My car is plated in my name but insured under hers. I got a ticket last march or april on my motorcycle which is insured in my name and plated in my name and when I got the bill from state farm (I pay yearly instead of every six months or every month) my insurance had not changed for my motorcycle. I am 17 right now. If she changes the insurance from my car to another car that is also plated in my name, will they check my driving record first? Will the price change? Ive been told the only time they check your record is when you open a new policy."


How does Return of Premium life insurance work?
How does Return of Premium life insurance work?


Is my auto insurance too high?
i am 18 yrs old. my car is 2008 c class benz. my insurance for the car is 315 a month!!! aaghh!! is that too high or it is a good price for the car i drive? does the car model matter? please help!! i hate paying this price!


Car insurance payment not taken but documents sent?
I took out car insurance, gave payment details over the phone and then received the insurance documents by e-mail. However, payment had not been taken from my account. Where do I stand as I m broke and no longer have the money in my account to pay?"


Is the VW Jetta good for a teen?
is the VW Jetta 2009 a good first car for a female teen? fuel efficient? good insurance price? best exterior and interior color? and would it look good with a rear lip spoiler?


Got a ticket for no car insurance because i didnt have my insurance card?
I just signed up with the general for car insurance earlier today so i dont have proof. About 1 hour ago a car slammed there breaks in traffic and i was one of the unlcky ones behind her. The cop said his systems were down so he couldnt run a check to see if i had insurance. Becuase i didnt have my card, he gave me a ticket for driving without insurance and told me to bring my insurance card to court on that date. Im worried the judge will think i went home and bought car insurance immediately after the accident. My question is, am i screwed?"


What is the average payment for house insurance?..?
What is the average payment for house insurance?


Will depression medication raise my insurance costs?
My brother is in a severe depressive slump, if you will, and I would like to know whether any antidepressant medications will raise the family insurance costs. Please help me, and him! He needs it!!!"


Car insurance?
what happens if you have liability car insurance and a guy that smashes your car hits you and he doesnt have any insurance? are you covered or are you screw ed?


The other party does not respond to auto insurance and they are at fault. What can I do? What will happen? HELP!?
HELP!! HELP!!! HELP!!!!! I was hit about 2weeks ago in a parking lot. the other driver was going against traffic in a parking lot. We exchanged information and I filed a claim with my insurance but the other party never filed a claim. The driver was on vacation from the phillipines but he was not the owner nor was he insured. He never filed a claim and he does not respond to the insurance nor does the owner of the vehicle. I also have photos of the cars. I was told by both insurance companies (mine and his) that he was at fault but they can't do anything until the other part responds. Unfortunately I am a college student and I don't have a lot of money so I didn't have collision and I would have to do my repair through his insurance but they said they cannot do anything until they have a statement from the other party. And if they don't get one they can deny the claim. Is there anything I can do? Should I get a lawyer? Are there loopholes? Are they allowed to do this? I don't see how this is fair or how someone can dodge a bullet by not responding. I am a college student I have a part time job and a part time internship I can't afford to not have a car and it's not drivable right now. I need help please!! Thanks in advance!!


What cars under 2000 are insurance Group 1 apart from a Vauxhall Corsa 1.0?
Please dont say cars that are group 2 or more and please dont say cars that are over 2000 Thank you


Will I get my w-2's this year if I don't have health insurance before January 15?
I was told by a friend that if I don't have health insurance by January 15th, (the Obama care deadline) I will not receive my taxes. Is this true?"


"If my bathroom has a leak of some sort... It has mold, can I claim that on my home owners insurance?
What if my insurance goes up? How do I make my insurance pay for it.


"My son's 16 and i need help on the car insurance, help please!?"
My son's 16, he's taken drivers ed. he's done his on roads. I live in Massachusetts. I'm now buying him a Land Rover Range Rover, or a Mercedes, or a Saab 9-7x (Saab's will be 06 - 08 for year), or Cadillac Escalade. These would be about 02 - 05's maybe even an 00 - 01. (I don't want to buy him a new car for his first car, obviously) So what would the insurance cost on those cars? and also, put your personal input on which car you think is best. Also, which car would be easiest to fix? Thanks everyone!"


About Life Insurance.Please help!!!?
Which insurance company is the best when it comes to life insurance? And is it worth it at all? Thank you for your answers.


Is it legal to be declined health insurance for this reason?
I applied with a major insurance company in California, am a single vegetarian in my mid/late 30s no children, extremely healthy never been diagnosed with anything, exercise regularly. I guess they dug up that I had taken a fertility drug in the past - I was never even diagnosed as infertile - it's a really cheap common drug that stimulates your ovaries to produce more eggs but I had no partner to get pregnant with so to was just something I got from a fertility doctor if I wanted to get pregnant with donor sperm. That's not even covered by insurance if I ever want to do that again and the drug's like $20 you can practically get it over the counter it's so common I know tons of women who use it. I didn't even apply for maternity care to be included in my insurance, just a basic policy. Is it legal for them to decline me because of this? So if a woman has a baby they are no longer eligible for insurance? Most women who get pregnant take this drug (including both my sisters) yet they still have insurance. Was it legal for the pharmacy to give them this info? I don't know how else they found out."


How long before an auto accident insurance claim expires?
Someone hit my parked car on November 6th. It's now November 24th. I made a file with the insurance the day after the accident, and got a letter saying it was approved shortly after. I was told I now need to bring my car in to a repair shop to get it evaluated and worked on. It's a very long complicated process that's very inconvienient for me, because most auto repair shops around here are closed on the weekends & when I get out of work. I'm not sure how long I have to fix my car under the claim. Will it eventually expire? NO-ONE has been returning my phone calls, and I've tried calling both my insurance company and the person who hit me who I have the claim with. Anyone who can help? :/"


How does Return of Premium life insurance work?
How does Return of Premium life insurance work?