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I have 2 insurances, how does it work ?

I carry my own insurance throw my job. My dad recently picked me back up under his because I am under 26 and his is better. I already dropped mine but it doesnt take effect till January so for now I hold two insurances. I know how it works when I go to the doctors. When I get a prescription filled is it only submitted under my insurance or does it get submitted under mine then the short fall is submitted to my dads. Please help, I have some things I need filled !

   








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How much will insurance cost for a 16 year old on a Mustang GT?
I work and I wanted to know how much will it cost we are currently on progressive insurance.


Someone used my car insurance without me knowing. Fraud?
long story short, I recently sold a car to one of my friends and he has since gotten into an accident. No cops were called, but he decided to use my old insurance card that was in the glovebox(i should have took it, i know this now and it must have still been active) because now the accident is on my record. what do i do? is that insurance fraud? also: The friend"" and i are no longer friends."""


Cheap car insurance for 28 yr old?
I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 20. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky."


Does getting stopped by the police affect your car insurance?
i got a citation


What are some reasons why Americans do not purchase medical insurance other than the cost?
Lets face it, medical insurance is expensive and is the number one reason why most Americans cannot afford health care coverage. While many employees can purchase health insurance through their job, other employees cannot purchase health coverage if they are self employed or work at an employment site that does not provide health coverage. In your opinion, what would you say are reasons why Americans do not decide to purchase medical insurance other than the cost of getting health care?"


Will life insurance pay benefits if death occurred due to suicide?
Certain states have suicide clauses. I live in the state of Florida. I was wondering about restrictions and payouts.


What is Patient's Financial Responsibility When Insurance Company Adjusts Claims?
My dental insurance company processed a claim by my dentist and denied it because of their contractual agreement with the provider that any fillings re-worked within 2 years are not the patients responsibility. The providers benefit statement regarding this service states, The amounts shown as payable by you and by Delta Dental are in accordance with the terms of your dental plan and the terms of our agreement with your dental provider. The benefits statement shows my 80% benefit level for this service. The insurance company is not saying that I am ineligible for the benefit. Rather, they are saying that the dentist is not eligible to be paid for this service (by either the insurance company or me) based on his contract with Delta Dental and the benefits to be provided by Delta Dental and paid by the customer. The benefits statements includes notes explaining why the claim was denied. The underlying question is: What is the patients responsibility when the insurance provider says it is zero in accordance with the insurance agreements that all parties are abiding by? Said differently, Is the insurance company the final arbiter of amounts owed by the patient? Does the insurance agreement prevail? Or does the doctor truly have the right to demand payment for amounts that the insurance company says the patient does not owe? I realize the patient is responsible for co-pays and deductibles. But I am pretty convinced that if the insurance company is denying the claim and also stating the patient has no responsibility, then the patient truly has no responsibility until and unless the provider gets the claim processed differently. The provider agreed to be bound by insurance processing when he agreed to accept this provider and its terms and benefits. Insurance companies routinely adjust the submitted fee downward to the accepted/contractual fee and providers routinely accept those adjustments (and that is one of the reasons we have this complex insurance system: to adjust charges to reasonable levels and protect patients. We pay tons of premiums for this benefit). It makes no sense to then claim the patient owes other amounts that the insurance company says the patient does not owe."


Does the scratch affect the online quote price if Geico asks me to do inspection for insurance?
I am current using Geico insurance, I want to renew the insurance and quote online. It asks me to go to a body shop to do inspection. However, there are some scratches in my car near the bump, does it affect the quote price or inspection results?"


Does having a coupe or a sedan affect your insurance rates?
Does having a coupe or a sedan affect your insurance rates?


How to get Health insurance for unemployed?..?
How to get Health insurance for unemployed?


Do you have to have proof of car insurance to get your car inspected in texas?
Just wanted to know if you have to have proof of car insurance in order to get your car inspected in the state of Texas?


"If a homeowner has a title insurance policy, sells the home, and is consequently informed that an issue with the title exists, what happens?"
Basically, what is the process? How is the owner informed of the title issue (example - an outstanding home equity line balance that was not discovered during the purchase)? What must the seller do to notify the company that issued the title insurance policy? What is the responsibility of the company? Do they simply remedy the issue? *For example, would the title insurance company simply pursue the estate of the person who created the outstanding home equity line? Is there any further obligation of the seller/owner of the title policy?"


Insurance when buying a used car?
I'm going to buy a used car next week from a private seller and I am concerned about the insurance. I've heard that you need to have insurance to drive it but what should I do? I am 20 years old and I've looked up temporary insurance and most of them you have to be 21 years or older and some are around 200 for 1 day cover but you have to have a Full UK Driving Licence for at least 6 months when in my case, I've only had it since yesterday as I passed my test yesterday. So what should I do? Get the full insurance and tell them this cars registration number or not get insurance at all and assume I get 7 days free insurance when buying this used car from the private seller?"


What would my monthly Homeowners Insurance premium be?
For a home in Lapeer, MI 48446. The House is 1600 Square feet, built in the 80's. I was told on Yahoo!'s calculator I would need around 180,000 worth of coverage, but I dont know how to compute that into a monthly payment. Thanks"


"I am looking for low cost health insurance in NY not government plans,?
any ideas?


I have 2 insurances, how does it work ?
I carry my own insurance throw my job. My dad recently picked me back up under his because I am under 26 and his is better. I already dropped mine but it doesnt take effect till January so for now I hold two insurances. I know how it works when I go to the doctors. When I get a prescription filled is it only submitted under my insurance or does it get submitted under mine then the short fall is submitted to my dads. Please help, I have some things I need filled !


Why is it impossible to buy complete insurance?
Why is it impossible to buy complete insurance? (Preferably if you know a lot about economics and health insurance)


"Who knows what the different coverages in auto insurance are actually for, ex: the 25/50/10 for liability, ect
What are the different auto insurance coverages and what are they used for?


How much do you pay for car insurance per year?
i pay $3000 a year on car insurance, im 22, female, 3 points on my license and drive a v8 mustang, red. progressive. NJ HOW MUCH DO YOU PAY? please put everything i put above, but for you, survey for college class. thanks for helping!"


How much does a Ford Shelby GT500 Super Snake cost? (car+delivery+insurance) estimate?
So there's this car I really really want when I'm older. Right now I'm almost 14 so maybe 3 to 5 years from now I might be able to get one but I'm not sure about that yet. I need to know how much it really costs. I've been told the price to have the car insured is a lot and I should be more worried about that than the price to buy the car because it's a really dangerous car. So it's a Ford Mustang Shelby GT500 super snake. I really like the lights at the back they look really aggressive compared to the previous mustangs. The entire car looks awesome to be honest. If you can find the prices (in UK money): Of the car Ford mustang Shelby GT500 super snake. Of the insurance for the car And how much it would cost to be delivered to the UK if it's in the US. I'll total it up my self but if someone could find a estimate for each one above ^^ that would be awesome. 10 points for best answer Highly doubt anyone will answer this anyway


"VC5; Registered Keeper, Main Driver, Policy Holder (Insurance) & Owner?"
What is the difference between all these positions and how are they linked (in England)? I want to buy a car and only I will drive it, mostly at weekends (sometimes weekdays), but I will park it in my mums rented garage. However the car has to be in her name"" (what ever that means) enabling her to rent the garage. But she does not drive. Would my mother's status as ""Registered Keeper"" (if that is possible without a license) be sufficient for me to park my car at her garage overnight? For Tax and MOT whom will they contact? With whom will the INSURANCE communicate with? Who's name will be entitled to No Claims Bonus? And who is actually the ""Owner"" in this instance? (My head is spinning lol) Thanks"""


How much is ATV insurance?..?
How much is ATV insurance?


How much would my car insurance be in new york?
i'm 27, this is my first buying a car, thinking buying a honda accord ex 2003 2 doors. but i'm a little concern about the cost of my car insurance for this particular one? please serious answers"


How much for insurance being a new driver?
Okay so.. I know the price for insurance vaires between age/gender and which insurance company i choose and also which state/city im in. Buttt! im simply just looking for a price range.. So what could possibly be the lowest to highest amount ?..Im just trying to plan ahead so when i finally get my car in july im atleast aware of whats about to be torn outtaa my pockets... (Btw im a 20 yr old female) :D && Also if it helps im from NY and planning on moving to VA or MD in the next couple months where ill be using my car. So if anyone knows prices from thoes states thatll help a ton! Thankss!!


How much would a CT scan cost with insurance?
Approx. how much would a CT or CAT scan cost me with my insurance? I have Harvard Pilgrim HMO and the it was a head scan lasting about 90 seconds to 3 minutes. I did not have to drink or take anything prior to it and it was taken at a dr facility and not a hospital if that makes a difference. I rarely have medical issues so I havent paid any deductible yet or had any major procedures done this year. Im curious about what my bill might look like. Thanks


Insurance on a S2000 for a 45 year old man?
How much would it cost for a 45 year old man with a good clean record to own a S2000? I'm only 22 and planning on buying a IS300 (with manual transmission). If I do find one the car will be under my dads name and the cost will be around $150 a month!!! But how much for the S2000 (and under my dads name)? I want the IS300 but there so hard to find in MN with manual transmission and with very low miles on!!! So if the S2000 doesn't cost too much or maybe as much as the IS300's insurance, I probably would consider getting the S2000 since it's a bit easier to find one! (plus they look better!) (and also both cars are around $15,000) Thanks in advance!"


Driving Offence - Learner insurance no L plates or supervisor. - Plea By Post Letter.?
Today I have recvied a letter from the courts in relation to me driving on learner insurance without L plates or a passaged with a full licence. which took place June last year. I have a letter asking for my pleas by writing 1. Use of a motor vehicle on a road / public area without third party insurance 2. Drive a motor Vehicle otherwise that in accordance with a licence - endorsable offence. I did have learner insurance at the time and on the offender detail slip I was given it had: Driving licene offence: YES Insurance offence: NO Licence: Prov L Plates: no Supervised: No In July I did pass my test and am now driving legally. I was under the impression this was not a insurance offence although please correct me if I m wrong and if I need to plea guilty to both. would it go in my favour that since this I have now got a full licence?


Where is the best place to buy cheaper home insurance for the over 50s?
Where is the best place to buy cheaper home insurance for the over 50s?


Named driver car insurance?
But we both need access to the vehicle. My dads sole use vehicle is used for his work and he now has a car for leisure. When I say 50/50 I mean we can both have it same amount of time but he will do more miles etc. If they cancel it will they refund the rest of the money as he payed in full? I understand it's illegal if I use the vehicle for my sole purpose and I am by no means a law breaker! For me to have insurance separately and my dad to have insurance separately doesnt make any sense, that's what named drivers are for right? I don't like the thought of paying 2000 for insurance when I probably do about 40-50 miles a week."


Has anyone used Cover Me Insurance Agency to buy Truck Insurance?
I'm a truck driver in need of truck insurance and filled out their quote form online at http://www.covermeinsurance.com/quote.html but have not heard back from them. I called them about 3am to leave a message but they don't even have a way to leave a message. I was wondering if anyone has had any experience with this truck insurance agency.


How much is car insurance for teens?
How much is car insurance for teens?


I have 2 insurances, how does it work ?
I carry my own insurance throw my job. My dad recently picked me back up under his because I am under 26 and his is better. I already dropped mine but it doesnt take effect till January so for now I hold two insurances. I know how it works when I go to the doctors. When I get a prescription filled is it only submitted under my insurance or does it get submitted under mine then the short fall is submitted to my dads. Please help, I have some things I need filled !


No insurance and Pregnant in Florida?
Hey everyone.. im 19 and i just found out last night that there is a good chance of me being pregnant. I took two tests last night and they both came out with a faint pink line and a dark pink line. Now i dont have medical insurance, but im a part time student and i work full-time but my job doesnt offer any insurance coverage. Everyone keeps telling me that i need to go to the docot but i dont know what do do next if i dont have insurance. I' m in Orlando Florida so if anyone can help give me advice on what i should do next id realllllyy appreciate it. Thanks!"


Tips on how to get first time drivers car insurance down?
Hey, so I have my driving test on June 3rd but i am looking to buy a car before then in these next few weeks. Ive been getting some quotes on some possible cars but the cheapest quote i am getting is 4,500, which is absolutly ridiculous! I thought 2,000 was pushing it and i dont intend to pay more than 2,000 a year. The cars ive been looking at are Peugot 206s, Vauxhall Corsa SXI, and Renault Clio's. Which i believe are in the cheapest insurance band. I just dont understand why im getting quotes of 4000/5000. Most of my firends with similar cars pay 1,500 a year which seems right. I must be doing something wrong. Can anyone give me tips on how to get the price down. Should i add my mum as an additional driver? Do modified cars (alloys and tinted windows) dramatically increase the insurance price? Any reccomended insurance companies? Thanks guys!"


Best motorcycle insurance for me?
I was wondering what would be the best motorcycle insurance for someone like me. I'm 18, in the military, zero credit. I ride a 2011 ZX6r (sport bike). I've been driving since I was 16 and riding for about a year. No speeding tickets, no accidents, nothing. I'm SUPER busy ALL THE TIME so I really only plan on putting around 5-7k miles on the bike over the next couple of years just riding around for fun on the weekends. A lot of people suggest USAA because I'm in the military but those people don't ride bikes, and it seems like everybody I have heard of who has USAA motorcycle insurance grossly overpays. I have done a little research and it seems like the general consensus is that motorcycle insurance is the worst service (among some very good ones) that USAA offers."


How many of you cant afford health insurance? If not why not and how long have you been unable to afford it?
Could you afford it if you cut out frivolous expenses?


"Minor fender benders, insurance, and suspended license?"
if there is minor fender bender, both parties have insurance and exchange info. what could happen if no police report was made, and driver A reports to their insurance company. diver A insurance company then try to contact you, driver B avoids them (even though Driver B was not in the wrong) by avoiding the insurance company can driver B license be suspended, without proof of accident or proof of who was in the wrong. Its been a month since accident, what should Driver B do"


How much does horse insurance cost?
Yes he is registered and very valuable to me. I lost a horse to colic a while ago and had no insurance so this time around I want it just in case something like that ever happens again so I'm not left empty handed.


What is the average public liability quote for a student hairdresser?
im currently studying hairdressing at college and have a few clients outside of college. Does anone know how much the yearly average insurance is for a student?


Liberty Mutual Insurance?
im 16 years old just got my provision license in california and my mom has liberty mutual car insurance and i was wondering if i drove her car and crashed would they cover damages?


"If one driver in a marriage becomes disabled, are insurance rates reduced?
My husband (82) is disabled and can no longer drive. I am the sole driver now. Do the insurance rates remain the same or are they based on one driver only?


Question about motorcycle insurance?
Ok... I know that insurance is different from person to person but in general who is the best company to be with for motorcycle insurance. What is the average lowest price, who actually will do their job when its time for a claim. Who has the best or most coverages for a cycle. All these different things. So who is the best..."


What insurance license allows you to sell insurance to businesses?
What insurance license allows you to sell insurance to businesses?


My car stolen and insurance company is delaying claim?
My car was stolen at my school, after calling the police and everything. I was asking people at school for a ride home one girl told me she was busy and asked her friend to drive me he agreed. When I notified my insurance, he asked for a recorded statement which I gave. Then he wanted the name and contact numbers of the two people I asked for a ride a home. Which took a while to get yet i still got them a gave them to the guy. After they contact the adjuster, I called to try to see whats going on with this claim because its been over 30 days and I am trying to replace my stolen car. He says there are some difference in the three statements he recieved and he has to file some notes and contact me later. I later called the other two people and asked what did they say and to me it seemed the same just in different person view and they also told me they did not remember alot...Can these people cost me my claim? I cooperated and did everything..How long can this take? What else does he need"


British citizen visiting Canada- Health Insurance vs. Travel Insurance. Visa for America?
I'm going to BC. 5 months. My travel insurance says it covers medical, and includes wintersports. I only doubted it because a friend going to U.S has to buy health insurance specifically, rather than travel insurance with medical. I'm just going to stock up on inhalers and antihistimies (free prescriptions here!) before I go."


Car insurance question?
i was just wondering...if you chose to pay off car insurance all in one do you pay it off as soon as you get insurance or do you pay after the year is over ?


How much does health insurance cost per month?
I'm a freshman and I'm doing a project in my career planning class. I have to make a budget to see how much I need to make from my job. I need to know how much health insurance would cost per person. I want to be an architect or art director so idk if my employer would cover some of the cost or what? I'm kinda confused on this project cause I've never had to think about this stuff.


I have 2 insurances, how does it work ?
I carry my own insurance throw my job. My dad recently picked me back up under his because I am under 26 and his is better. I already dropped mine but it doesnt take effect till January so for now I hold two insurances. I know how it works when I go to the doctors. When I get a prescription filled is it only submitted under my insurance or does it get submitted under mine then the short fall is submitted to my dads. Please help, I have some things I need filled !