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2 insurances? 2 deductibles?

If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?

   








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I'm looking to get a hunting rifle for elk and deer and would like to know what caliber is best for first time hunters.?
I'm looking to get a hunting rifle for elk and deer and would like to know what caliber is best for first time hunters.?


What will happen when I lose my insurance?
I'm 19 years old, and i'm currently receiving my dads insurance. He is on blue cross blue shield, and I can use his insurance until i'm 26 as long as i'm in college. Well...I'm moving in June and I will be taking a break from college. I'll also be moving out of state in which case I have no clue if the insurance will cover me there. I haven't done jack squat with signing up for my own insurance because I also have a health care card through the state. When I move and I lose my insurance how do I go about signing up for new insurance? I'm planning to get insurance through an employer and sign up once I finish my first 3 months. I don't mind being without insurance for a few months because i'm getting all of my health care/vision/dental done right now. I heard that the Affordable Care Act has deadlines and that you won't be able to sign up for a plan until 2015? Also does that mean I'll be fined for no longer having insurance? I'm so confused."


Car Accident Insurance Settlement for minor..Help!?
I was in an accident in November, other drivers fault. I was the passenger. My medical bills are about $2100 and the insurance company offered a total of $4100 and then I would take the medical bills out of that $4100. Is that fair? Also I am 17 years old, I will be 18 in October. So does this money have to go to probate court? My parents are divorced, dad lives two hours away. Check will be written to me, my mom and dad so does that mean I need them all there at the bank to sign it so I can get my money? Pretty much, I need to know if this will have to go to Probate court or not? I really need the money for some school stuff and other things THANKS!"


"Life insurance question - whole life, bank on yourself/infinite banking, term life?"
Hello, my husband and I are in early 40s, with a 1 year old son. We both work full time. We bought a house on a 30 year mortgage last year. We are looking for a life insurance for each of us and inquired the same company that has our car and home insurance about it. We arent really knowledgeable about various insurance products. We knew there was term and permanent life insurance, but not about different permanent options (whole, universal, etc.). I had imagined that we would go with a cheap, term life insurance. When we talked with the agent, he started off by talking about bank on yourself (infinite banking) concept. We finished the meeting without digesting all the information, but after looking at various information on the web, Im still not sure if it is a good idea or not. What we want the life insurance to cover if one of us dies now/soon is at least half the cost of raising our son (until hes 21, so maybe 20 more years?), half the remaining balance on the mortgage, funeral cost, and amount we would have saved in the coming years for our sons college. I tentatively calculated that to be about 300,000. However, if we dont die until were 70, most of our mortgage would be paid off, we would have already paid for his college tuition, so we dont need that much coverage. I have read that people should re-examine their insurance needs periodically and adjust their coverage from time to time. But then I imagine if we re-examine and adjust our coverage when were 50, 60, or 70, our premiums would be much higher (assuming adjusting our insurance=change to smaller coverage would be equivalent of starting new policy; please let me know if this is wrong). I wonder, if taking a whole life policy and taking the money out (=banking on ourselves) for our sons tuition and some additional principal payment on the house would be a way to adjust the size of our insurance, without increasing the premium (from refreshing our policy at an older age)? If we take out that money from our policy and not pay back in full, then I imagine our death benefit would be smaller, but thats fine if its after weve paid for most of our mortgage or our sons tuition. Is this thinking on the right track? What I understood before is it is usually the best to buy term insurance and if you have extra money, invest in other vehicles, rather than buying more expensive insurance. Would this still hold true in this case as well? Also, if we are to look around into other companies, which ones do you recommend? I also dont quite understand paying back what you withdraw with interest when you bank on yourself. Who are you paying the interest to to the insurance company (theyre making profit, Im losing money), or myself (we're making money)? Another question: in the whole life scenario that the agent showed us, the cash value does not seem to exceed the totally premium paid until 18th year (cash surrender value in non-guaranteed illustrated values), and in guaranteed values scenario, the guaranteed cash value never exceeds totally premium paid. Is this common? Its dividend also never seems to reach the point where it pays for itself (amount of dividend >premium). Does this seem right? I would appreciate your input. Thank you!"


Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month."


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Ok about a month or so ago I was at my house minding my own buisness when one of my boyfriends friends swung by our house to get my boyfriends cell number. Apparently he lost his phone or something idk. Thats Besides the point..anyway The way he pulled up in the driveway his truck ('13 chevy silverado) was in front of my truck('03 explorer), well when he was backing out I heard (from inside the house!) CRUNCH really loud. I walked outside seen what he had done I just sighed. It was really bad I mean terrible ...if he had No insurance I would've been royally screwed! I said are you okay?"" When he said ""yes"" it was ""well lets call the insurance companies."" (I've been in enough car accidents to know the drill by now). Even still I've never been involved in something like this where the insurance is in my name (not my parents) &I wasn't even in the damn vehicle! Although he has full coverage with statefarm"


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2 insurances? 2 deductibles?
If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?


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What would be the best insurance for teenager?


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If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks"


Is this what we will expect with government run health insurance...?
http://business.theatlantic.com/2009/06/... http://blog.heritage.org/2009/06/01/the-... Ok, so we are 60-70% shareholders... doesn't that mean I get a emplyee discount? And, since the union now works for the government (it is the governments money, which is mine, paying them right?), doesn't that mean it is a non profit organization (like health insurance), which would lower the cost significantly?"


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I had State Farm but they terminated my insurace because of to many tickets, i herd Progressive was cheap, what do you think? I am 19 by the way"


Homeowners insurance????
Can anyone give me some good companies for homeowners insurance? What do you use? What is the average monthly payment for the policy? I need this info - I will be closing on a house in a few weeks and need to get homeowners insurance. I'd like a cheap policy so my monthly payment will be lower. (I might increase later). Thanks!!!


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I recently have came back from a trip abroad, and well. I'm looking into car insurances and seeing if I can get any better deals and what other way than the internet! So here's a little about my Insurance right now. I'm paying about 761.82 every 6 months for just liability. I recently got into a small accident last year which raised it about 100$.00. Even though all that was repaired was his fender. it' whatever. I'm 19 and I drive an 01 PONTIAC Sunfire SE So you think this is enough or am I paying too much? Oh and I'm with GEICO"


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im 18 years old,i just got my license, and i drive a 1984 toyota camry 4 door how much do you think the car insurance will cost ?"


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My previous car insurance was cancelled due to failure to keep up with payments (hands up that was my fault through being between jobs etc) Anyway i need to reinsure my car now after gaining new employment, however i was wondering if anyone could point me in the direction of an insurer that would insure me even with my previous cancelled policy. Thankyou"


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I am a minor and i am 20 weeks pregnant. I dont have any kind of health insurance - my fathers decision. and my father isnt eligible for medicaid or anything. When i try to apply myself, they tell me since im under my father's custody, i have to use his income. i have no way to pay for doctor's bills especially without insurance, prices being so high. so am i just NOT supposed to see a doctor? i need help asap."


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What is the minimum insurance that an owner of a heating/plumbing business must have in California?


"Do you think peer review for the science"" of global warming is best method of insuring the cause stays on message?"""
Face it - If geologists, physicists, astrophysicists independently reviewed the global warming data they would come up with far different conclusions as the so-called global warming scientists"". Does peer review do a good job for keeping the message on track so not to confuse the general public with actual scientific evidence and data?"""


This is about car insurance?
Ok. i have a direct debit set up with swinton for my car insurance every 26th of the month. This december I got paid on the 18th and i have left no money in there for my direct debit to come out when they took it out on 29th decemeber. I didnt realise this happened until friday 29th january and got a phonecall form them telling me they are cancelling my car insurance. I was angry as I had no letters to confirm this and no phonecalls. My phone is broken and I had changed my address (which i have given them about 10 times) they said there was nothing i could do and cancelled my insurance. They have now told me that because i havent paid that its been sent to the debt collectors and is a criminal offence!!! My argument is they did not change my address even after I had told them time after time. Is there anything I can do, or if anyone has any advice what I do now. I have set up a new insurance now but its 8 more than my last one!!"


So obamacare will not cover spouses. How is that helpful to you?
Just read where the obamacare law doesn't consider spouses to be dependents and there is a real possibility that companies will stop providing coverage for spouses. This will lead to spouses having to buy their own individual insurance-or be uninsured. How is that going to help you? Is this a good thing? How does this make insurance more affordable? http://wallstcheatsheet.com/stocks/will-...


2 insurances? 2 deductibles?
If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?


Can I register and insure a car in FLorida with an Ontario drivers license?
I have a residence in Florida but am only here part time (snowbird), can I still register a car with Ontario drivers license."


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What happens when someone who has both vehicular and life insurance hits a person who has neither, and the other person dies? What if the second person is not a US citizen?"


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They have an assembling fee which I've heard is bs and that I can get them to take it off, I believe that was 200-300. When I talked to the sales guy earlier he explains the warranty and said it covers only defective parts, it does not cover wear and tear or maintenance parts like oil filters spark plugs etc.. I stopped by the dealer today during work and I noticed that the bike had a small noticeable scuff under the right handle bar. Could I also use that to make them knock off some money off the bike?"


Who owns united health care Insurance?
Who owns united health care Insurance?


Cost of Auto insurance for 16 year old in North Carolina?
My son will be getting his license in a month. He already owns his own truck (1990). Any ideas about how much liability insurance will cost him?


Car Registration and Insurance Company?
So, here is my predicament. A person wrecked into my car (while it was parked) and her Insurance Company (State Farm) has already sent out a person to do estimates and told me it is a Total Loss, which is fine, they offered me a lot more then blue book says, BUT my issue at the moment is, they told me I need to get my registration up to date before they would deal with me anymore (Was expired by a month cause my lack of insurance). So I rode up to a Tag Agency and got a Black Tag (In Oklahoma, we have color coated Registration stickers that we put on our License Plate) A Black Tag means it is not being driven and is parked but is up to date on being registered. So they told me they would call me back when it shows in their system I have registered my tags to up-to-date, and I called them today, which was over 48 hours after getting registration and they are still telling me they haven't heard anything. So I'm curious, did I do something wrong or is the Tag Agency slow? Or Insurance Company slow? (I'm impatient cause I need a car ASAP for work.)"


Will my car insurance be high because of an accident last year not in my car?
Will my car insurance be high because of an accident last year not in my car?


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http://mp6downloads.cn/home-insurance.html http://mp6downloads.cn/home-insurance.html http://mp6downloads.cn/home-insurance.html


"Buildings insurance - we're buying a house and need to put the insurance on risk""??"""
We're in the process of buying a house. As we are not using our mortage lender (Alliance & Leicester) as the insurer for the house, our solicitor has told us that we need find buildings insurance and put it on risk"" for when the contracts are exchanged. What does this mean? It says that a quote or renewal notice is not sufficient"


Car Insurance Question?
A couple of months ago, I checked out Insurance on Money Supermarket and got a cheap quote of 1,115.44 for a 5 door 1.1 Citroen Saxo, but I've been recently checking again and now all the quotes from the same company are over 4K??? Are they allowed to do this anyhow? And if I phone up the company and tell them about the cheap quote, will they give it to me?"


Does anyone know how much car insurance is for a 16 year old female?
I am not sure if gender matters, but age most likely does.....I was thinking about getting my license soon...but I am not sure if my income is enough for insurace."


1999 Pontiac Grand Am SE auto insurence?
how much will it cost for me monthly just estimate the price please to have insurance on that car thanks and are ponitacs goood with there motor and all that it has 172000 miles on it for $2900 should i take it or na just tell me about the insurance please thanks


What is the fine for not having health insurance or Obamacare in 2014?
What is the Federal fine for not having health insurance or Obamacare in 2014?


Where to get cheap health insurance?
If garbage plans were scrapped, then why does Medicaid still exist? It is NOT real insurance"


How come insurance is almost double for 2 cars.?
acermill: your answer shows that you need to take a simple class in probability. You think that if the first car is in an accident, then it's probable that the second car will also be in an accident shortly after. Thats just illogic."


2 insurances? 2 deductibles?
If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?