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I got into a car accident and my insurance is gonna sky rocket?

I'm 17. I was driving my mom's car to school. It really cold outside and there was frost on the windows, but I could see fine (also I was late), so I didnt wait for the car to warm up. Anyways, as I was driving, the sun came out and thanks to the frost I was COMPLETELY blinded. So i immediately slowed down and turned to the curb to stop. I hit a parked car going 20-30mph :( The lady I hit was really really nice and she didn't have her license with her so we just decided not to call the cops. I called my mom who came and told me to walk to school and that she'll take the fall for me and will deal with the insurance, I know im very lucky. But my whole family is living off unemployment & we cant afford a higher insurance! Do you have any advice for me? Should I get a job and help? I'm in my last year of high school and going to uni.

   








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I'm 17. I was driving my mom's car to school. It really cold outside and there was frost on the windows, but I could see fine (also I was late), so I didnt wait for the car to warm up. Anyways, as I was driving, the sun came out and thanks to the frost I was COMPLETELY blinded. So i immediately slowed down and turned to the curb to stop. I hit a parked car going 20-30mph :( The lady I hit was really really nice and she didn't have her license with her so we just decided not to call the cops. I called my mom who came and told me to walk to school and that she'll take the fall for me and will deal with the insurance, I know im very lucky. But my whole family is living off unemployment & we cant afford a higher insurance! Do you have any advice for me? Should I get a job and help? I'm in my last year of high school and going to uni.


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I'm 17. I was driving my mom's car to school. It really cold outside and there was frost on the windows, but I could see fine (also I was late), so I didnt wait for the car to warm up. Anyways, as I was driving, the sun came out and thanks to the frost I was COMPLETELY blinded. So i immediately slowed down and turned to the curb to stop. I hit a parked car going 20-30mph :( The lady I hit was really really nice and she didn't have her license with her so we just decided not to call the cops. I called my mom who came and told me to walk to school and that she'll take the fall for me and will deal with the insurance, I know im very lucky. But my whole family is living off unemployment & we cant afford a higher insurance! Do you have any advice for me? Should I get a job and help? I'm in my last year of high school and going to uni.


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I got into a car accident and my insurance is gonna sky rocket?
I'm 17. I was driving my mom's car to school. It really cold outside and there was frost on the windows, but I could see fine (also I was late), so I didnt wait for the car to warm up. Anyways, as I was driving, the sun came out and thanks to the frost I was COMPLETELY blinded. So i immediately slowed down and turned to the curb to stop. I hit a parked car going 20-30mph :( The lady I hit was really really nice and she didn't have her license with her so we just decided not to call the cops. I called my mom who came and told me to walk to school and that she'll take the fall for me and will deal with the insurance, I know im very lucky. But my whole family is living off unemployment & we cant afford a higher insurance! Do you have any advice for me? Should I get a job and help? I'm in my last year of high school and going to uni.