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Homeowners insurance question?

My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!

   








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https://cansaregentwon.wordpress.com/2017/06/07/will-my-insurance-cover-the-wreck-my-car/

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Homeowners insurance question?
My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!


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My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!


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Homeowners insurance question?
My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!