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Car insurance advice?

I cancelled my car insurance with liberty mutual about a year and a half ago. I owed them about $700 which I payed off a few weeks ago. I was looking to insure with them again until they told me my down payment would be the whole years worth of payments which is almost $4000, due to previous cancellation and nonpayment. Then they told me the best they could do would be half of the years total. My question is, if I go to other companies are they all going to tell me the same thing for down payments on policies? I do not owe any money to any company at this time.

   








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https://inistivesto.wordpress.com/2017/06/03/do-you-have-good-car-insurance-rates/

https://laichrisconporus.wordpress.com/2017/05/27/is-there-a-way-to-get-rid-of-my-auto-loan/






























































Who pays my car insurance?
As a Christmas gift my boyfriend bought me an X6. I didnt ask any questions because he and my parents got into a fight about it because they didnt think it was appropriate so I dont know anything about whos name its under or insurance or anything, anyways. Im almost positive the car is under his name, but will the insurance be under his name since the car is under his name or would the car insurance be under my name since it was a gift to me?"


Do I need to Insure my project cars?
I am planning on restoring classic cars and I would plan to do this on a garage, so would I legally need to insure them in Nj if I am not driving them on the road? Just trying to get some information about all the technical things of doing restorations at home. Thanks"


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I should say that the vehicle has maintenance records, which includes every tank of gas, going back 147,000 miles to the day it was driven off the lot by my gf's cousin. It's not replaceable in the sense that it really is a GOOD vehicle; never wrecked before this, ran like a top, always professionally maintained. That's my contention regarding the diff. between market value and cost of repair."


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RJ, you are right, it is a whole life policy. I should also add a few other items: 1) At the same death benefit rate on the new policy, my mom would pay no more than 15/mnth until age 85; thereafter, she will be subject to another rate increase (she currently pays 145/mnth). If she elects to use the dividends to pay off her current premiums, it would bring her down to 20/mnth, up until age 75(?). ---What confuses me the most is that her current policy illustrates that her cash value will continue to grow even if she changes the payment method, whereas the agent/broker says this is incorrect. 2) By staying with the existing policy, she is not subject to another health exam (I believe). 3) In the event my mom passes away, all benefits will be directed to a family trust; therefore, she will have 'ultimate' say as to how the money is spent (primarily college tuition or down payment)."


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Car insurance advice?
I cancelled my car insurance with liberty mutual about a year and a half ago. I owed them about $700 which I payed off a few weeks ago. I was looking to insure with them again until they told me my down payment would be the whole years worth of payments which is almost $4000, due to previous cancellation and nonpayment. Then they told me the best they could do would be half of the years total. My question is, if I go to other companies are they all going to tell me the same thing for down payments on policies? I do not owe any money to any company at this time.


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I was just hired yesterday as a substitute teacher (part time). I am very confused if I am obligated to get insurance under the affordable care act that will soon come into effect. I will be earning money below the poverty level with this position. I know that the school district is not offering me health insurance, do I need to get it myself to avoid fines/penalties? Am I exempt? Who can I talk to about this?"


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Car insurance advice?
I cancelled my car insurance with liberty mutual about a year and a half ago. I owed them about $700 which I payed off a few weeks ago. I was looking to insure with them again until they told me my down payment would be the whole years worth of payments which is almost $4000, due to previous cancellation and nonpayment. Then they told me the best they could do would be half of the years total. My question is, if I go to other companies are they all going to tell me the same thing for down payments on policies? I do not owe any money to any company at this time.


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last year i had the police turn up at my door saying that i had hit a car roof with a claw hammer i didn't no what they was going on about i did not get arrested and they left, few days later i got a insurance letter thur the post saying that i had collided with a bmw and drove off leaving the seen, there insurance paid him out 5000, i spoke to my insurances and said i don't no what is going on they asked for pictures off my car i sent them, i phoned the police and asked them they said there is no further action is to be taken as the person as dropped the chargers, so i phoned there insurance and they said we are waiting for police reports, i said the police are not taking it any further as the person as he had dropped the chargers, they did not believe me and wanted me to pay 3500 in 14 days i said no, i lost 3 years no claims and my premiums went up, i just had to wait for months :( i got a letter today off there insurance saying we have had the police reports and there is no further action against me or my insurances... ok what will happen to the person what made up this lie to his insurance as he told the police one thing and his insurance another??????"


"Global warming, home insurance and the Precautionary Principle?"
A recent question about home insurance got me to wonder about how some people form their thoughts and beliefs. That has led me to asking about the Precautionary Principle and global warming. As evidenced by many posts here and elsewhere, it would appear that acting on global warming is akin to planetary insurance. Even if some of the numbers are a bit off regarding how much warming we are experiencing and how much is due to CO2 emissions, it would seem prudent to reduce CO2 now just in case. In other words, this seems like an issue important enough to employ the Precautionary Principle. However, applying this principle at the wrong time for the wrong reason can actually be harmful. I personally feel that a lot of so-called environmental issues, including climate change, are being mishandled from a policy point of view. If you take the time to read some of my sources, please comment on my above opinion. http://www.sirc.org/articles/beware.html http://www.heritage.org/Research/Regulat..."


Can I get auto insurance on a car that someone owns and has insurance on?
So I am an 18 year old who lives with his girlfriends Mother. I recently just obtained my Drivers License, but I have one problem. I don't have any Auto Insurance. I do not have a car, but I drive my girlfriends Moms car when I need to. First question. Can I get in trouble without Auto Insurance driving her car with her permission? If not, can I get a different type of insurance under the same car that I pay all on my own? She has State Farm is it helps."


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thank yall for helping me prove my friend wrong once again :)


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It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick"" and cited me for speeding and the no proof of insurance as non-correctable. It this accurate? I don't think his radar reading is accurate. How can I challenge this?"""


Mn teen insurance policy?
I just got my license in Minnesota (under 18). I do not own a car so I drive my parents' car around. Do I need to be added in my parents' car insurances? Some say I do some dont...really confuse!!


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My 61 year old mother is immigrating to U.S. She is a heart patient and I have sponsored her how can I find health insurance for her here?


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Hi all, I have got an offer from Qatar. The package is 3500 S.R+Incentives+ Housing Allowance 2000 + Furnishing Allowance 300+ Yearly leave 30 days with tickets+Car+Family visa (if married).if in family visa 3300 riyals for housing allowance. I would like to know whether it is a fair package and how is the cost of living. I dont need much of expenses for my living . just normal food+and basic expenses and no smoke drinks stuffs etc..As of now am a bachelor. Kindly advice."


How does health insurance work in this case?
I'm looking to sign up for health insurance. I don't have any right now. The plan I'm looking at says the monthly premium is 0 (zero) dollars, but the decutible is $5,000. So if I ever get sick I have to pay $5,000? Do I have to pay $5,000 every time I go to the doctor, or every time I need a test or exam done?"


Can i get good affordable health insurance? ?
I am 18 I live on my own and support myself. I go to school and work full time. But money is especially tight. I have no support from my parents and i haven't been to the doctor in years even though I've felt the need to go see one for the past year.. but its so expensive. Are there any possibilities of me being able to get good but affordable health insurance? And my job doesn't offer it


What happens to an insurance premium when a deductible is lowered?
Answer only if you are 100% sure. Thank you!


How old do you have to be to buy insurance?
how old do you have to be to buy Business insurance?


"A drunk driver hit my parked car, and i only have liability insurance...?
I have called her insurance company and i already have a claim #. they just said they need to wait for her (the driver that hit my car) to call them. so they can start the process of the whole liability thing. so right now i'm just waiting for All State her insurance company to call me back. they just sent someone to the tow yard to see look at my vehicle. and i didn't know anything about insurance. my dad paid for it. so i had no idea wth full coverage or liability is until now. so yea i'm not making that mistake again. now i know! full coverage is the best way to go when u have a car.


How much will insurance be for a MarkIV Supra TT?
I'm 19, I've never had any bad driving history that's recorded, I've been insured for two years. I'm single and have a job that can certainly afford the car. After looking around I've seen lot's of factors that affect the price but I'm just looking for a number for an answer. of course I'm not expecting it to be entirely accurate but I'm looking for anything close."


Who pays for damages if my friend drove my car without insurance?
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Car insurance advice?
I cancelled my car insurance with liberty mutual about a year and a half ago. I owed them about $700 which I payed off a few weeks ago. I was looking to insure with them again until they told me my down payment would be the whole years worth of payments which is almost $4000, due to previous cancellation and nonpayment. Then they told me the best they could do would be half of the years total. My question is, if I go to other companies are they all going to tell me the same thing for down payments on policies? I do not owe any money to any company at this time.