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Do I need both hazard and homeowners insurance for a condo?

I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa.

   








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Can a teen get his own car insurance in texas ?
can a 16 year olds get his own car insurance policy rather than just adding to the adult parents policy? also at what age can I am on my own car rather than just having it in the parents name? I live in texas .


Whats the difference between term and permanent life insurance?
Whats the difference between term and permanent life insurance?


18 Year Old Male's Car Insurance?
Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now.."


Whats the difference between term and permanent life insurance?
Whats the difference between term and permanent life insurance?


Who thinks GEICO is a great insurance company?
I think their ads on TV are so right - they have not only the lowest rates (at least for me), but the best customer service too. I have never filed a claim, but recently requested some insurance record from them. Even though I am not their customer anymore (currently do not own a car), they still were very helpful on the phone, sent me the requested letter immediately and even did a follow up on it. I think they are awesome. Who had similar experience with them or any other company? PS - I am not a GEICO employer :))"


Health insurance for an immigrant who's over 65?
My parents and I are thinking about bringing my grandmother to the U.S. but we are worried about health insurance. My grandmother is 87 years old and has many medical conditions so we need to get her something that would cover the medical expenses. She will be an immigrant because she doesn't have U.S. citizenship or green card, and she has never worked in this country. Since she is over 65 years old, she cannot get a health insurance, but I am hoping that she can get something that is similar to Medicare, Medi-Cal, or Medicaid. I know that Medicare is for people who is either a citizen or permanent resident and who has worked least 10 years in Medicare-covered employment. Is there anything that my grandmother could be eligible for medical health plan or insurance although she is an immigrant, over 65 years of age, and never worked in the U.S.? Any advice or suggestion would be much appreciated."


I have group health insurance but to add a dependent would be very expensive. My husband and I are planning?
BTW my husbands insurance for a dependent is worse than mine.


Does my full coverage car insurance cover paint and body touch ups.?
aight i bought a car from a 05 mustang GT from car max and there was a few places on the front bumber that have had a very crappy touch up job. also there is a ding very small but noticeable if u look hard enough just right behind my door, and a few spots on my hood that have some rock chips. will my insurance cover this if i have it all repainted. i have full coverage from state farm if that helps at all. I know im picky about my vehical but thats cause im the kind of person that strives for perfection. anyways please help me thank u."


Cheap car insurance!!!?
well aaron b my daddy bought me insurance I guess it did happen!!!=]]


17 year old car insurance help?!? Modification!?
Just got a Nissan micra 1.2 10 year old, insurance quotes cheapest is 2700 with a parent as a named driver, how can I get this Down and I wanted to add some mods"


I need to get health insurance. What is the best affordable insurance.?
I travel within the united states so i need to be covered where ever i go. I can only afford 60.00 a month.


Car Insurance HELP? which would be cheaper?
im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = ) "


Should I file a claim on my broken car window?
Or just manage to fix it myself out of pocket even though wouldn't filing it I'd still pay out of pocket for it? Should I also try to find out who did it? So after 2:30am I left the nightclub venue which I promote their events, I parked on the side of the street, when I got to my car my right side passenger window was smashed, nothing was stolen, I tried asking few people but they didn't see who did it, I called the police, an officer arrived then said they can't really do much about it and the camera on nearby intersection probably wouldn't be able reach to where I was parked and I wouldn't be able to identify who did it. He suggests I file a claim to my insurance which is AllState but he said my rate would go up. Is it best to file a claim though? Also he suggests I could file a case to the police online but not really sure if it could be worth it.. I'm also super upset & stressed about this since I'm pretty broke now and wish I could find and track down the ****** who did it, the officer and few people who saw my window believes it could've been some drunk jerk(s) who walked by and just randomly smashed it which I'm sure that's what happened, someone asked if I had any enemies which I'm not sure but could be possible.. also don't understand how the car alarm didn't go off since my car has an alarm but IDEK.. could it even be possible to track whoever left fingerprints or some sort of evidence or just unfortunately leave it be and deal with some idiot's fault..."


"If a child or teen commits suicide, does their parent(s) get their life insurance money?"
Please don't worry, I'm not going to kill myself, although I completely appreciate your concern for me. I can't say I haven't thought about it (almost daily, almost constantly) but I'm a Christian and I know that in so many ways it is wrong. So I won't. But, I was genuinely curious, because I've known a number of kids like me who have or have tried to kill themselves. And I wonder about their families. Not all kids have insurance, but I do (because my grandparents have custody of me, and not my parents) and so do some others. I've heard that life insurance is null and void in cases of suicide. Does that apply to minors with insurance? Anyone from 10 to 17? Does their family get any money for their funerals and all, or do their insurance policies not cover them? Thank you. :-)"


Why is insurance so expensive?
I don't know if it depends on what state we live in but I live in Arizona and my parents used to have insurance for everything like auto and health. Now, they don't have it anymore because they're struggling with money and the price increased. My parents were legal immigrants from Mexico since 1987 in Los Angeles, California until we moved to Arizona around the early 1990s(I don't know if that also has anything to do with insurance but I guess it does with money). I'm starting to get frustrated that my family is very unfortunate to be suffering from this here in the United States."


Do I need both hazard and homeowners insurance for a condo?
I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa.


Can i change my car insurance over to a new car after 2months ?
Is this possible and how does it work ? Can i change it over , let me know please , Thanks I have car that i only plan on having for 2months and then getting new car , is it easy to change it over to new car and what does it cost ?"


What do you put on a car insurance quote when your penalty has expired?
i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?""


How much will getting dentures cost me without having any dental insurance?
How much will getting dentures cost me without having any dental insurance?


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Ok im a 19 year old male that has never been in any car accidents with a clean record. My parents dont want to help me with all this car stuff so i need help. I bought a used 1993 honda civic del sol s. And i only got the title of the car but Now im lost. I dont know what to do next. I know i need insurance but i want to know how much money i need to get insurance. How much will i be spending in order to have the car all ready to drive? Can someone give me the steps listed of what i have to do and in what order? And how much money will i be having to pay? Can someone give me an estimate? Im short on cash. I had 4100 dollars and the car i bought was for 3000 i have 1100 dollars left for the rest of the things i have to do. I want the car on my name. And also i heard my car has to be inspected before i get insurance. Can someone just explain everything to me? Im so stressed and confused


"Do you have term life insurance with allstate, Aflac or colonial? under age 40? How much coverage do you have and what do they charge you?"
Do you have term life insurance with allstate, Aflac or colonial? under age 40? How much coverage do you have and what do they charge you?"


Do I claim my car insurance or my boyfriends car insurance?
I borrowed my boyfriends car and I accidentally backed it up onto someone's car and I want to pay in cash instead. but my dad said that I should claim my boyfriends insurance instead of mines because the guy may claim to much. But I'm the driver not my boyfriend. Arent they suppose to claim my insurance? I don't want to claim my boyfriends insurance because his insurance may increase and his dad may get really mad at me. What do I do?


ICBC Storage Insurance?
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Car insurance - how to get a check direct?
Hi Folks My car got vandled recently. I want to get it fixed but my car mechanic does not work with my insurance company direct. Is there any way I can receive the check from insurance company and then pay the mechanic? I mean do I have to go through a body shop that work with the insurance directly? -Z


"What might the cost of a Million Dollar Whole-Life"" insurance policy cost for a 22 year old.?"""
Non-Smoker, 22 Years Old, Healthy I just want a round-about monthly cost ballpark figure. No term life please, also note I am not looking to get life insurance, I'm simply inquiring on the estimated"" costs. I will not take your quote to a life insurance agency and argue"


How can i have a free car insurance for 1 day?
i want to buy a car from auction it has bot MOT & TAX. How can I insure it for 1 day to jut to drive 300 miles back home and then search for a good insurance quote? I am insured to drive another car as a named driver. Thanks


Which company has the best term life insurance premiums for a 47 yr old healthy man?
Which company has the best term life insurance premiums for a 47 yr old healthy man?


Motorcycle insurance cost for m1?
16, live in canada, suzuki gs550, cheapest insurance? p.s. heard statefarm lets you do it by month, how much would that cost?"


WHAT IS THE BEST INSURANCE for plastic surgery?
iam trying to find a good insurance companys that except laser lipo and insure plastic surgery i have tri care but im having trouble figuring this out i have breast implants all ready but i want to know if i should look else where from other insurance companies to cover my expenses


"Roughly, how much do you think car insurance would cost me?"
I was wondering if anyone knows roughly how much it would cost for a seventeen year old girl to get car insurance? All the websites I have tried keep asking me for details about the car I'm trying to insure. I don't have a car yet, all I want to know is if I did, roughly how much would it cost to insure?"


USAA Auto insurance extra monthly bill?
If i take the extra amount we are paying and multiply by 6, I get the exact amount we used to pay per month. Basically they broke down our normal payment and divided it by 6 and stuck the extra amount onto our normal monthly bill. So 7 Bills in 6 month period! It's funny cause there only excuse is it happens once or twice in the lifetime of your policy! "


Do I need both hazard and homeowners insurance for a condo?
I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa.


"Where can I get free insurance calculators and insurance compare quotes"" software to place in my blog/site?"""
Hello friends I have a wordpress blog about insurance.How can I get free insurance calculators and get insurance quote"" softwares to place in my blog/site.Help me friends."""


What happens if I stop payment or cancel on my term life insurance I've had for the last four years?
Will I get any kind of refund?


How does a wrecked car loan payoff (by insurance company) affect credit score?
I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points"" to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?"""


Why is my insurance going up?
It is 189 a month now, but in January it's going up to over 400. Is this part of the affordable"" care act?"""


"How long will I have to work until I can get a car, and insurance?
I'm 16 and plan to work at McDonald's or a local restaurant. It'll be after school so I'll only be earning minimum wage. How long will I have to work to earn enough money to buy a car and insurance? Thank you!


What does full auto insurance cover?
hi, i bought a 2005 saturn on sat. i am tryng to get insurance quotes, so what i need to know what exactly does full coverage include? details please!! NO RUDE ANSWERS!!!"


What factors affect how much i will pay for auto insurance?
what are the factors that affect the amount i pay for insurance on a car? im looking to purchase my first vehicle and want to know what i cant afford. does insurance companies charge more for certain colors, convertibles, older cars, etc?"


A question about whole life insurance policies?
Assume two groups of policies,each consisting of 1000 policies, issued at the same time to groups of the same age. One group consists of single premium whole life policies and the other of 20 payment whole life policies. If mortality is less than anticipated, which group will show the largest mortality savings ?"


Affordable Health Insurance?
I am a 19 year old college student. I have always been on soonercare but I stopped being covered when I turned 18. I take over 20 hours in college and live with my fiance so I am unemployed. I need health inaurance so I can go to the dentist and eye doctor but everything is way expensive. My fiance is covered by his work but they dont offer family coverage so even when we get married a year from now I will still need my own health insurance. Ive tried getting some quotes but I cant pay $200-$300 a month. Is there somewhere to get afordable coverage that I am over looking?


Who has to pay and/or who's insurance payments go up?
presume i am driving a car that doesn't belong to me, but a car someone let me borrow for just one drive. the car is insured for the owner, but my name is not on the insurance. i have my own insurance, but its for some other car. i am a minor (17) and have a california driver's license with 1 point on it. now, let's say I get into a car accident (in califonia) and its my fault. there is damage to the other driver's car, but none to mine. if reported to the insurance companies and not handled on the side"


"My wife and I are separating,can I keep her on my medical insurance.Does my employer have any say in this?"
My wife and I are separating,can I keep her on my medical insurance.Does my employer have any say in this?"


Does a citation go on your insurance?
Does a citation go on your insurance?


What does an insurance deck page show?
my car place is asking me for a deck page from my insurance company, i was wondering what the page is going to show."


Which auto insurance company would have lowest price for under 25 teenagers?
I live in 20850 maryland, shopping for auto insurance now. I am getting a new car, first time insured, just got my license about 10 months ago. any experience drivers know which company have the lowest quote? any suggestion? what is average people paying for 6 month or annually insurance ?"


Do I need insurance for learner permit in Maryland?
My mom has insurance on the car and if im driving on my learners permit with her do I need insurance too?


Do I need both hazard and homeowners insurance for a condo?
I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa.