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Why is it illegal to charge women higher health insurance premiums, but legal to charge males higher car insurance premiums?

In the U.S. - Women have higher health care pay outs, but it's illegal for health care insurance companies to charge women higher premiums, (even though women get more free services) However when it comes to policies where males have higher pay outs, such as car insurance, it's normal to charge males higher premiums, even though males don't get more coverage. Why this double standard?

   








Why do guys have whiter teeth than girls?
How Much is this Emergency Room Visit without Insurance?
How much is commercial insurance for Brooklyn,NY?
How much should my deductible be?
SR-22 Insurance Company risks?
Can someone who smokes marijuana get affordable life insurance?
Classic car insurance for 1972 camaro?
Will my insurance go up?
How Much Would I Have To Pay In Car Insurance A Month?
Insurance for a 125cc ?
Do I qualify for unemployment insurance?
Approximately how much does car insurance cost for a typical 18 year old female?
Hi Guys where i find explained ebout What is auto insurance?
Do you have to get the other persons insurance details if YOU hit their car?
How much is an average car insurance?
Driving without a license and no insurance?
Sporty car under 5k?
Do these insurance quotes sound right to you?
Which term is defined as the payment an insured makes to the insurance company on a regular schedule?
First time insurance for a 17 year old lad?
Insurance for a car your selling?
What is the diffent between term life insurance and whole life insurance? Which is most choosen?
Can I insure a vehicle even if I do not have a driving licence?
How much does it cost to insure a car in the UK?
Does planned parent hood accept health insurance?
I have to report interest earned on life insurance policy to the IRS, but not interest I am being charged for a loan against it, why?
How does this work, car insurance?
Do anyone have an idea about how the insurance of 1992 mistubishi expo cost for 19 years old male?
Getting my insurance under my mom policy?
Is it possible to switch car insurance?
What is the size of the whole life insurance market?
Question about car insurance and the situation i am in?
Does a years moped insurance give you a years no claims bonus for a car the next year?
Does a years moped insurance give you a years no claims bonus for a car the next year?
What could happen to me if i didnt tell insurance company?
What is the penalty if you're caught driving without insurance in California?
Where can I get the cheapest car insurance?
Temporary Car insurance for 17 year old?
What is the average price of motorcycle insurance for a ..17 year old girl in New Jersey?
How much would Car Insurance cost?
Life insurance, how much is the cost?
What is the difference between home owners insurance for a manufactured/modular home and a home in general?
Car accident and they got old insurance.?
How can I get a $4000-5000 car loan at 18yrs old without a co-signer?
Price for motorcycle insurance?
I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?
How much is having a baby with my insurance?
Why do Republicans want to let Banks gamble with Federally Insured monies, that put US Taxpayers at risk of bailing out banks again?
Car insurance for short locations (2-4 days)?
If car insurance companies are giving you quotes that you did not request - Is this a sign of identity theft?
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What is the difference between General Liability insurance and umbrella insurance?
What is an Umbrella policy


Can I Still File A Insurance Claim After One Week?
There was a car rear ended just a tad bit on my Mom's car. It left some scuffs. I saw the car and took pictures before we left because I had to go to school. Once my Mom got home the car was gone. When I got home I realized it is back again. Should I try get up early to talk to the owner and get their info or should I just leave it alone.


Is it illegal as a landlord not to have house insurance?
my landlord doesnt have house insurance, the boiler broke down and i asked the plumber questions about my landlord, he informs me that there is no house insurance. this concerns me as a tenent. is this illegal? i mean what if i burn th house down?"


Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!"


Car insurance price for 17 year old?
I've got 2 questions cropped into 1 1st question, im looking to buy a Ford Fiesta HOPEFULLY after i pass my driving test. Ford Fiesta 1.2-1.6 litres. 2004-2006 model. Insurance price to a new 17 year old male driver living in northwest london where not much vandalism/problems occur compared to other towns. Car will be on off road parking overnight. Whats the approximate insurance price im looking at? 2nd question being that if anyone had recently taken the theory test. Is it hard? Easy? Thanks in advance"


How much is insurance for a 2005 V6 mustang for a 49 year old women?
My mom wants a mustang for her birthday just to drive back in forth to work. What will the insurence cost for her


What's a good looking affordable car for a teen?
My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?


"What Costs more, Provisional Insurance or Fully UK licence Insurance?
Every one i talk to Says provisional is more money. But i did some quotes Provisional came to 800 Full Licence came to 2000 This makes no sense as everyone I have spoken to is obviously wrong then. or am i doing something wrong


Car insurance?
do you need car insurance in the philippines


My insurance is like $300 a month...help?
http://www.whipers.com


"Hit by a person with no car insurance, now what?"
I was rear ended by a kid that has no car insurance. He license was also suspended because of this. I called the police and filed a report with my insurance company. Do I have other options? I feel I should not put out a cent as I was not at fault. I have to pay my deductible and I know my insurance will go up, no matter what they say..."


How much will my insurance cost?
I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly."


Whas isthe best health insurance plan for single individual?
Married male, 33, smoker. Wife has insurance through job, I do not. Too expensive to go through her work. What is the best/most affordable per month insurance plan for myself only?"


Will insurance premiums rise?
Will insurance premiums rise if you get caught breaking the law and loose demerits while the insurance is expired?


Is burial life insurance different from final expense life insurance?
My mom has been wanting to buy burial life insurance but is confused about the terms she sees online. She says she keeps seeing the term final expense life insurance on some of the websites. Can someone explain what the difference in these two terms is?


Why is it illegal to charge women higher health insurance premiums, but legal to charge males higher car insurance premiums?
In the U.S. - Women have higher health care pay outs, but it's illegal for health care insurance companies to charge women higher premiums, (even though women get more free services) However when it comes to policies where males have higher pay outs, such as car insurance, it's normal to charge males higher premiums, even though males don't get more coverage. Why this double standard?


How much will my insurance be?
I only have 90 bucks on me, im buying a 1985 mazda for 700... Im going to go on my parents insurance and my older sister is also on their insure, so they're insurance will be covering 4 cars including mine... Will my insurance be under 90? Any extra payments?"


What can I get FIRST: a driver's license or car insurance?
I'm 19 & have had a class O"" learner's permit since February & my brother has been giving me driving lessons with his car since then. A couple days ago he got me this $300 car for when I get my license (so I won't keep asking to borrow his"


What to do if you're a PREGNANT teen?
I'm about to be 19 and just found out I'm pregnant using a home pregnancy test, even though it's been about a month since my missed period. I'm in a difficult situation, the father and I been together for over a year, he's strong on me doing an abortion, but i'd prefer to either keep it or put it up for adoption. Currently I have a min wage job, and is trying to look for another. I'm done high school and was suppose to start college in the spring. The baby's father is still in high school, and currently don't have a job. I'm going to take it that I'm close to 2 months pregnant by now, I have not seen a doctor, and I'm not sure where to go at this point. I have health insurance, but I don't know if it'll cover baby doctor visits. I'm pretty sure our families would not support that I'm pregnant, my family don't like my boyfriend/baby's father too much, and his family isn't gonna be supportive on him having a girl pregnant. I'm scared since I don't know what to do, or even how to tell them. I don't talk to my father at all even though he and my mom are together. once i get a new job i'd plan on putting away $50-100 a week so that when the baby comes and I can't work for the time being, I'll have money to use for diapers. My boyfriend don't want to bring a kid into the world if we can't support it. I'm only trying, and I know I can't go through with an abortion. He's telling me I'm not thinking it through and thinking long term about out life. The option of adoption is something that goes through my mind. I'd want to see the baby with a family who can give it everything that I can't, and more. I would want to know the baby is out there safe. On the other hand the baby's father disagrees with adoption. His views are that even though they've been checked out by people, don't mean they are good people and aren't hiding something even if it's not on record. Basically abortion is the only thing he wants to be done. I guess what I want to know is: 1-Where do I go from here knowing I'm pregnant? 2-Do I need to apply for a new insurance so I can make baby doctor visits? 3-How do we tell our parents that I'm pregnant? 4-What are your views on us either keeping the baby, adoption or the idea which i'm against, abortion? thanks for the help, it means a lot to me."


Is it true that ObamaCare forces people to buy health insurance?
Please, leave all the political bias aside, I want an honest answer, yes or no."


Insurance for a 17 year old VW polo 1.2?
so i'm coming up to 17 soon and my parents are considering buying a third car that me, my mum and my dad will be insured on. It will probably be a VW polo with a 1.2L engine and i think we're getting one of those black-box insurance thing's. anyway i know there isn't much information provided but hopefully you could give me a rough estimate of how much i am going to have to pay annually. oh and also is there any insurance calculator sites that i could use to get a more accurate estimate? -thanks"


Does my landlord's home owners insurance cover me if i get hurt at a house im renting?
I recently took a pretty good spill in the garage of a house i am renting. Unfortunatly i tore my ACL. I do not have health insurance so i am having to pay out of pocket for my medical bills. I would like to know if his home owners insurance would cover my medical bills.


Proof of insurance California?
I recently had my car fixed and for some stupid reason I pulled all my documentation out of the car. Well, I got pulled over one day and was cited for not having my proof of insurance. (Stupid, I know.) The cop was really nice and said I just needed to go down to the court and show them that I was covered during the period I was pulled over. He said the fine would be at most 10 bucks. Today I get my notice of bail and it says that if I show proof of insurance, I can get the bail reduced to 756 dollars! Am I reading this right? Thanks"


"If minors can't sign contracts, why can they get their own car insurance?"
If minors can't legally sign contracts, then why can we get our own insurance policies? The policies are way higher in price, but in Virginia, where I live, you can legally have your own insurance policy and insurance, separate from your parents. They don't have to sign anything, they don't even have to know that you have the policy. Statefarm, Progressive, Allstate, all of them do it."


I live in arkansas and i need cheap car insurance and i just got my license. know of any cheap companies?
I live in arkansas and i need cheap car insurance and i just got my license. know of any cheap companies?


I think I've made a mistake on my car insurance?
Long story short my Dad has a car that is insured and has been for a while. He has never made a claim in his 40+ years of driving. He's just bought another car that we can both drive (I can't drive his automatic until I pass my test) He was going to insure it with the same company as his other car however they won't let me be a named driver as I'm under 18 so we've found another company to go with. We got a quote and paid the money. No problem. Awaiting conformation in the post. Earlier today, however, I was talking to a friend who is insured with the same company and he says my dads no claims doesn't count because he's still insured with another company. Therefore by putting 9+ years on the form we've lied""?! Is this correct? Does this make our insurance invalid? How much trouble could we get in for this mistake? How can we resolve this?"""


Buying a used Honda Civic 1996? First Car? Insurance?
Hi guys. I'm a College Freshman, and I got my California Driver's License last winter break. I am thinking about buying a used Honda Civic 1996. I know the only way I can find out how much insurance would cost me every month would be by me getting a quote. But on a rough estimate, how much would I be paying at age 19 for a Honda Civic 1996, on my own plan. Not on a family plan or anything. Also, plus gas and everything, how much roughly would I be paying every month? Best detailed answer gets 10 points. Thanks!!!"


Can i list my vehicle at another adress for insurance?
hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?"


Are Life Insurance benefits taxed?
I dont know if that's the correct terminology, but when your are the beneficiary of a life insurance policy and the person dies, the money you collect. . . is that something you have to pay federal/state taxes on?"


Can I be covered under my parents health insurance?
I'm 21 and I no longer have health insurance. My question is if I can be on my parents health insurance. I am not currently attending college and I have a job, but not one that I'm eligible to receive insurance. What are my options? Thanks"


"Do you need medical"" on your auto insurance?"""
Do you need medical"" on your auto insurance?"""


Why is it illegal to charge women higher health insurance premiums, but legal to charge males higher car insurance premiums?
In the U.S. - Women have higher health care pay outs, but it's illegal for health care insurance companies to charge women higher premiums, (even though women get more free services) However when it comes to policies where males have higher pay outs, such as car insurance, it's normal to charge males higher premiums, even though males don't get more coverage. Why this double standard?


"If I buy a forclosure and get a special warranty deed and title insurance, is this risky?"
By the way, I am in Florida. "


How can I get help for sleep apnea if I don't have health insurance?
I'm 15 and I think I have sleep apnea. I wake up every hour so during the night and my throat always hurts in the morning. I'm so tired all the time and it's been very detrimental on my schooling and social life (which is nonexistent because I never have energy). My parents can't afford health insurance but I need treatment.


Mid-term change to car insurance?
hi, i have my insurance with e-car on a provisional licence, i am hoping to pass my test today which means i will need to make a mid-term change on my policy, i looked into it on there website and i know that there will be a 150 additional premium, i pay my inurance monthly and was wondering if anyone knew if i would have to pay this 150 upfront, or would it just get added onto my monthly payments? thanx"


How much will my auto insurance go up if I am at 100% fault?
I was in an accident recently where I was found to be at 100% fault - accident was not too bad-- other car's front bumper dent-- How much should I expect my insurance to go up?


Where can I find a cheap but reliable enough car?
Ok... so my car died all of a sudden on me and now I am left trying to find rides. Riding the bus/other public transportation is uneconomical and too time consuming because I live far from work. I am unable to afford a car payment AND insurance (since the cheapest insurance I can find is around $140-150 a month. it wasn't even that high when I was 17). Where can I find a cheap car that won't break down? I can't buy from a private seller because I don't have any money. I can only afford to pay something month to month.


Whats the cheapest car insurance for teen?
Hi I'm getting my drivers license in two weeks I don't have a car still trying to find one. I'm 17 I live in Hollywood,fl and I'm just trying to find out the cheapest insurance for me. So if you can help me and tell me who has the best policy for teens full coverage and or liability for the cheapest price. Also I didn't Go to driving school"


Motorcycle Insurance in Ontario(re asked)?
Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record. Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them. I live in the Ottawa area if that is any help as well."


Should I have my own insurance while using someone else's car?
The other person owns the car and has it insured in his name but is allowing me to use it until I can get another car. Should I or even can I have my own insurance policy on his car? I live in Michigan and my previous car was hit and totaled. Trying to buy/finance another car after only working full time again since Feb. is near impossible.


Car insurance with minor traffic violations from a different state?
Recently I just bought a car and I'm looking for great deals on car insurance in the MN area or wherever. I've applied to almost four different insurance companies to get free online quotes (ex: esurance, progressive, etc.) and they've been asking if I've had driving violations in the past three or five years. Now my question is, If I had traffic violation tickets back in WIS, do I have to list them down since I'm living in a different state? or what's up? Give me some hints or insurance companies where I could get a great deal from as well!!"


Cheaper car insurance.?
I'm 17 and I've recently passed my driving test, I'm currently insured as a secondary driver on my Mums car for about 1200. I'd much rather have my own car; I was looking at quotes for 1L Citron saxo's and Vauxhall Corsa's and they all want around 4 grand insurance which is waaay to much. However I know someone who apparently is a main driver on a 5 year old saxo and they're paying about 1300 for it? They're also the same age and gender as me. How the hell did he get it so cheap? I've been on the comparison websites and I can only get it down to about 3800. Any ideas and help are much appreshiated."


Canceling car insurance?
i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters."


Negligent driver hit my car & insurance $ is not enough.?
On Sept. 28, a jeep hit my hyundai while passing cars illegally and totalled my car. My insurance gave me 2,100 for it (after i just spent 1000 in fixing it up not even a whole month before) and his insurance is giving me back my whole deductible of 500 (that I haven't received yet)... but that is not enough to get a decent car. All cars in my area (from putnam county - suffolk county in NY) cost AT LEAST 3000 for a car that is a 4 cylinder automatic and runs. (I spent 3600 for my 2001 hyundai accent in 2008) I feel really jipped because he passed cars illegally and hit me... and now I can not afford to get another car... what else can I do? (I'm a 22y/o college student... graduating this year and need to get a job only to not have transportation for it)"


Totaled a Financed car Liability Insurance!?
Okay December 22 2012 I went to Eldorado Motor to Finance a nice car! I'm 18 had no credit but I held a job since I was 16! Anyways I got Approved! I picked out a Red 2001 Ford Focus! Its was 7, 000 butt after everything was said and done it all added up to like 10, 000! Anyways when I got the car I didn't know they wouldn't let me leave with the car unless I had insurance! So after I gave the $500 Down payment! They was like alright all we need is proof of insurance & sign some paper work and its mine! Well I only had like 600 bucks and 100 left after I gave the down payment...I told them I wouldn't be able to get insurance until next payday cause I was broke! They worked with me and said how much will it cost you for insurance? I told them it depends on if I needed Liability or full coverage! They said all you need is liability! I was in shook! I clarified like twice if I could get Liability? They said yes! So I called State Farm got a 220 quote and Eldorado Motor dropped my down payment to 300 and refunded me 200 So II paid for insurance! And was rolling! Butt I do remember asking what happens if I wreak? They told me they had a repair shop and all I would have to do is pay a 200 dollar deductible! And they would repair it and just tack the rest of the repairs on my car note! So fast forward like 4 months its April 12 2013 I was in a hurry Tailgating a Truck and finally this ttuck in front of me swerved into the next lane! I thought the Truck was getting outta my way so I could go ahead of him turms out he swerved around a turning car! And I couldn't stop in time and I rear ended the car turning!!! So the Truck drives off and I got out checked on everybody no one was hurt! But my car and the guy I hit the cars was Totaled I could tell by just looking at it! Anyways my Liability insurance covered the guy I hit but not me!!! So I called Eldorado Motor and told them everything now i've been without a car 4 a week and don't know what the car lot wants to do"


Will my car insurance be high because of an accident last year not in my car?
Will my car insurance be high because of an accident last year not in my car?


Best car insurance in Ireland?
I am buying a car, I'd like to know the best car insurance, I'm French and I've been driving for 10 years with a full driving licence. Any tips?"


Why is it illegal to charge women higher health insurance premiums, but legal to charge males higher car insurance premiums?
In the U.S. - Women have higher health care pay outs, but it's illegal for health care insurance companies to charge women higher premiums, (even though women get more free services) However when it comes to policies where males have higher pay outs, such as car insurance, it's normal to charge males higher premiums, even though males don't get more coverage. Why this double standard?