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I don't know anything about car insurance?

Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you.

   








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"What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)"
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us. We would like to have coverage in case something happens. I know the importance of Life Insurance, as my mom was killed in a car accident when she was only 38. So, we want to be protected, and we want our house to be safe. We are pretty much clueless when it comes to Insurance policies. I ALREADY LOOKED UP THE INFO ON WIKIPEDIA, SO PLEASE DON'T GIVE ME MORE OF THAT. I want opinions on what the best kind of Life Insurance is for us. Term (but if it is a 30 year term, does that mean when we are for example 54 and something happens after the 30 years, we aren't covered???) or Permanant (whole life, and others). We didn't like the decreasing term policy our agent showed us. We have gotten 2 quotes for Term Life. Help us make an informed decision!!! Please!"


Best car insurance for 17 yr olds?
been quoted silly money for car insurance...anyone know who is cheapest for 17 yr old 1st time driver????


How much would an 1996 Acura Integra GSR 2door insurance cost for me?
Im 19 years old, in college living in Los Angeles and i want to buy a GSR Integra. And i want to know Approximately how much Insurance would cost for me? ...Thanks."


Do you have to give medical records in order to get term life insurance?
I was getting an online quote from Geico and the results I got were based on interviews""(??) So does that mean I go in and let them look at me and answer some questions"


Mazda Miatia Insurance Costs!!!?
I am 18 years old and am in the process of buying a mazda miata. I am looking to buy one between 2002-2005. how BAD will the insurance be on it for someone my age? LIke minimum coverage, just Liability and Uninsured Motorist."


Term life insurance and Cash value life insurance?
Hello I've been reading a book named Starting a Small Business for Dummies"" In this book the author made a comment as follows ""Term life insurance offers the best way needed coverage at the lowest cost and wrote ""other policies such as universal"


"Ok, car insurance questions..?"
we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months ."


How much would insurance cost for a USED EVO 8?
The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............"


Home insurance comparison?
Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you."


Is there one day motorcycle insurance?
Is there one day motorcycle insurance?


Is there a grace period where you don't need insurance after you get your drivers license?
I'm getting my license tomorrow (as long as i pass the test) but I'm not sure when we have time to go to the insurance office to get my name added. The vehicle is insured. Is there a period where you can drive for (ie. 10 days) without being insured, after you get your license? I'm in illinois, also. thanks (:"


Can parents obtain car insurance for car son paying off.aussie answers only pls?
Can parents obtain car insurance for car son paying off.aussie answers only pls?


Does a stop sign violation increase your insurance in Sacramento?
I just a stop sign violation about an hour ago, I was planning on paying it because I do not know enough to fight the ticket in court. Will the citation increase my insurance rate? I have AAA. And the violation occured in Sacramento, CA few blocks from my house."


Borrowing on a life insurance policy?
If a life insurance policy was created more than 2 years ago and it's worth $100,000. How much would you be allowed to borrow from it today."


WHERE CAN I SAVE BIG ON AUTO INSURANCE!?
the general geco safe auto???? ect...


I don't know anything about car insurance?
Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you.


Is Geico really the cheapest car insurance company?..?
Is Geico really the cheapest car insurance company?


I just got fired from my insurance job and I need e and o insurance where can I get it now iam an independent agent?
I just got fired from my insurance job and I need e and o insurance where can I get it now iam an independent agent?


What are all the different types of insurance a Life only agent can sale?
ie: Term Insurance, Whole life, Variable life, ect."


Can insurance Car repo?
I'm finally able to start getting caught up on my insurance payments (I'm 2 moths behind sadly but getting it caught up), the vehicle is paid off, will an insurance company repo my vehicle for not being up to date on the insurance payment?"


Is Mexico auto insurance really necessary? Just want to go for few days somewhat close to the border.?
Is Mexico auto insurance really necessary? Just want to go for few days somewhat close to the border.?


Life insurance question?
Life insurance question?


Which insurance company offers the cheapest car insurance for new and young drivers?
Which insurance company offers the cheapest car insurance for new and young drivers?


Insurance on a supersport motorcycles is that much higher?
So I'm planning on getting a 600cc supersport soon, and I was looking at insurance rates. The choice"" package at progressive was $350 for my current 2006 ninja 250. (19m"


Uninsured Motorist Coverage -- Tortfeasor Admits through RFAs?
Personal Injury Case The Tortfeasor (TF"" other driver)"


Homeowners Insurance Policy Rate increases $220?
I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - Only change here was $29 dollars for Earthquake and House is covered for 1,000 dollars more. (Keep in mind my house is less than $100,000 and in good shape for being 40-60yrs old) Is there some unwritten law that states after providing insurance to homeowners for 6 months you have the right to jack up the price $200 every year? Should I get new insurance company again? If so, what guarantees that they don't tack on an extra 200 like the last company. This pattern is discouraging at this rate I will run out of insurance companies before I pay off the house. My insurance is paid through an escrow account so taxes already went up and insurance goes up - Monthly Mortgage Payment goes way up! Something none of us need. Please offer any of your experiences and advice."


Which car insurance company is cheapest for 18 years old?
hi i live in texas and i was wondering which car insurance company is cheapest for me no car accident and no ticket at all if it is possible can you tell me how much you pay


Not sending counterpart to car insurer?
I have convictions that a year from being spent"" I can't send off my counter part as the insurance will go up 3"


Insurance on a Honda Civic EG?
Im planning to get an old Honda Civic EG 1994 model. and I'm just wondering approximately how expensive the insurance, rego and all that other stuff will be. OR even if i am able to drive the car. The car will be registered under my name. The car has a custom carbon fibre bonnet and a carbon fiber spoiler, sports mufflers, it is slightly lowered and has black alloy rims. And i think it may also have a custom body kit. So will i get insured? and how expensive will the annual cost be to keep the car?"


"If AIG bankrupt, what happen to my life insurance?"
I have life insurance with AIG which I pay annually, what happen if AIG bankrupt. Any similar experience?"


Insurance companies that offer...?
insurance for cars that are not yours.... ie cars that you rent etc... is it worth getting it? It's time to renew the insurance for my car, and as i was comparing quotes.. i was wondering should i get the extra insurance that covers rental cars..... or is it just a waste of money? The past couple of years ive had it added to my insurance..... but didn't really fly anywhere, where i needed to rent a car, and have not moved nor am i planning on moving.. but in case in an unforeseen event i have to rent a car............. my two main questions are 1) would the insurance that a rental company offer on their cars be cheaper than the insurance that my own insurance company offers for the rental... or about the same?? 2) if one was to have insurance for rentals, would the rental companies care about it, or force their own insurance upon you? Also..... if they were to accept your insurance company's insurance for their rental.. how would they do it? do you have to fill out extra forms etc? because if its a lot of hassle, and their rates are the same.. then there's no point in adding the rental insurance to my regular insurance right??"


I don't know anything about car insurance?
Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you.


I got hit myself by a car she doesnt have insurance and didnt do a police report?
I got hit myself by a car she doesnt have insurance and didnt do a police report?


How does a car insurance company make money?
Does the government back the car insurance companies?


How much would insurance cost if i drove an Audi S4 at the age of 16?
what would be the average insurance cost?


Mobile home insurance?
i am thinking about buying a 2008 single wide mobile home that is in a lot in a trailer park. anyone have a guess on what insurance might a month?? or do i need it?? Thank you


Is it true that red cars cost more to insure?
I live in Oregon if that makes a difference.


Can I have two cars under two separate car insurance companies read my situation please!?
I have my own insurance on my own car with Farmers Insurance. However, my best friend just bought a new car and her insurance rate sucks. Can I insure my friends car under my name with Gieco and add my friend as a secondary driver and keep my Farmers insurance under my own car? Also, is there any way that Farmers would no if I did this? Do I have to tell anyone I have two insurance companies? Just put insurance, right? THANK YOU!!!!!!!!!!"


I'm 17 years old- how much will it cost me to get my own car insurance?
i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance


Car insurance ?????/?
Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general


Will my car insurance go down after having a child?
I am 19 and pay around 250 a month for my car insurance, my girlfriend is due to have a baby in december, how will this affect my car insurance? if at all, Thank You"


Auto Insurance & Road Service Question?
Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I'm paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. Ive been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercurybut I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a AAA Plus Dues - Associate. He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because hes been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. Im saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if Im going to be screwed, then are the savings worthwhile? ======================================... As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): - Honda 2008 Civic LX 4-door sedan - Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). - Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K - Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 - Medical Payments: No coverage - Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 - Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 - Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 - Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 - Enhanced Transportation Expense: Premium: $28 - All Risks: Actual Cash Value Less Deductible; No coverage - Total Premium Per Vehicle (1 vehicle): $1,383 - Auto Death Benefits: 15K/driver listed with ADB coverage above - DSR (Driving Safety Record): 1 Pt - YDE (Years Driving Experience): 12 started at 18, Im 27so the actual is 9, but Ill take it. - Discounts: None except Good Driver(s): Items 01 and 01 is my Honda, so I guess this means Im a good driver (dont know why the price doesnt reflect it!) - Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight."


What is a good type of health insurance for younger married couple.?
My wife and I are both 20 years old and don't have health or dental insurance which we definitely need. We have had a lot of hospital bills and can't keep up with them. We were denied for medicaid so I am looking for a type of health insurance that will be cheaper but include health and dental benefits. I just wanted to ask you guys before I spend all day researching stuff so if you have any advice that'd be great. Thanks


Can i sue my car insurance company.?
I am pretty sure they only sent me my certificate online, nothing else. And also all my other previous insurance companies have sent me details of everything ive given to them and a form to sign saying everything ive said is correct. Please tell me if i have any right to appeal against them and the fact that they disnt send me it does that mean they've broken any rules. And can somebody provide me with a link to like the laws an insurance company must follow."


Should I get Life Insurance?
I am single with no kids right now


Whats a cheap car to insure for a 21 year old female with 2 children ?
am wanting to buy my first car am 21 with 2 children, and car insurance is so expensive, i need a bigish car for me, my partner and kids but big cars are even more expensive, what are the cheap cars to insure thanks"


Car insurance for new driver?
I recently bought a car, its brand new but I don't own it yet I financied it so I don't have the title of the car yet. I was wondering if it would be easier and cheaper for me to go on my mom's insurance or should I get my own? I am 19 and girl I've only been driving for about 2 years and i got in an accident which was my fault in which I received a ticket but I am going to traffic school at the end of the month to get it off my record. Please help me! Any info on the sugject would be great!"


I don't know anything about car insurance?
Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you.