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Why exactly, do we tolerate the medical insurance industry?

Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry. Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added? Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?

   








Where do i get cheap car insurance after passing my test at 17yrs old, thanks?
How does car insurance work?
Question about HEALTH INSURANCE?
How much does horse insurance cost?
I am looking for an eye docter that takes any insurance in los angeles california?
How much would car insurance cost ?
How do i get car insurance with a suspended registration and license ?
How can i finance a car and pay insurance? help?
Can my ex get car insurance under her own name since we are both on the title?
Temporary car insurance for Provisional License holders?
What is a good life insurance?
Does term life insurance fall under Obamacare and if not, what IS available to provide for my family?
Whats the point of Home contents insurance if you have warranties on gadgets vice/versa?
Life insurance question?
What is the cheapest car insurrance to start at?
Tell me everything about cars a teenager should know.?
Insurance rates for 2004 Pontiac GTO?
How much would insurance be?
Good Student Discount for Car Insurance?
How do you switch from motability to owning a car with the UK's new car insurance policies?
Does Accidental Death and Dismemberment Insurance expire?
I am looking for an affordable holiday abroad ?
Making 40k a yearm take home 2500 monthly after taxes and insurance. How much rent can I afford?
What happens if I'm an uninsured driver and I get into an accident?
How can i set up my own Car Insurance, that i can sell to people....?
Can i get good affordable health insurance? ?
A question about car insurance.?
Car accident and insurance/how much in repairs?
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Car insurance for teens?
How much would it be to insure my first car?
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Where is the best insurance company to insure a subaru wrx turbo?
How much is Car Insurance for a 17 year old Boy in NJ?
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Will my insurance go up after receiving3 points on my license?
What is the most affordable small home or cottage insurance company?
Motorcycle insurance cost?
Car Insurance for driving test question?
Best place to get California car insurance?
Where can I rent a cheap tow dolly for a one way move?
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"How do i find car insurance for my 55 Chevy Bel Air, in Australia?
we have recently bought a 55 chevy (left hand drive) but i cant seem to find any insurance companies on the net to get a quote on how much the insurance will be...can anyone out there from Australia in particular help me out? thanks :)


Car insurance problem!!?
I have had my insurance policy and have been paying monthly installments since the end of June (have not missed nor have been late on any payments) BUT they have still not sent me an insurance cover note, I have called and called and they have promised to send it but to no avail. I havent been able to tax my car (ran out end of sept) so has been sat on my drive for nearly a month now unable to be used..... what can I do - where do i stand with the ins company?!?! Am I liable for any compensation from them due to their sheer lack of service?! Thanks x"


"What is a good health insurance plan/company for a family of 4, 5yr old and 2yr old....income is 31,000/yr?"
we really need health coverage, don't know how to afford it?"


Can small business owners & the self-employed get quality yet affordable health & dental insurance...?
if so, how?"


Which insurance company?
I run a manufacturing company in Asangoan, Thane District. We make engineering goods. I want to know which insurance company can provide accidental insurance for my workers. The workers are basically farmers so they switch jobs in 6 months. I am looking for an accidental insurance which covers maximum Rs. 50,000 as accidental expense and plus which is hassle free - like it should be easy to add up new workers. Do any one knows about such insurance?????????"


Can you have one car insurance for two cars?
I'd like to get another car but at the moment I am the 2nd driver on my mums insurance as we share the car. I am 20 and the reason why I am on my mums insurance is if I take an insurance by myself it costs a lot because I am a young driver. But could I get another car and have the same insurance, so in other words it would cost me no more than it already does.? Thanks!"


How can a 16 year old afford a BMW Z3 and insurance?
Hi, it's almost summer time and I plan on getting a full time (8 hours a day) job from June 1st until maybe mid-August. Here's the thing: I really want a 1996-1998 BMW Z3 1.9L. I want this car more than anything else and I'm willing to work my a$$ off if that's what it takes. But every time I talk about it to my parents they discourage me, by saying I could never afford the insurance and that it's just a dream. I have $500 in the bank and I plan on selling my dirt bike for about $1200 bringing me up to about $1700 that I already have. I want to find a 4 cylinder Z3 for around $7000 or less and make a down payment on it (I don't know how much) and make payments for 36 months. Is there any way I could afford this? I am willing to do whatever I can to afford it. And what job pays the best? Like a restaurant or grocery store or something else? And what could I do when school starts back? I was thinking getting a job after school for 2 or 3 hours a day. Any suggestions on all this? Thank you so much."


Anybody know of any cheap car insurance or a car which is cheap to insure on?
I'm 18 aswell...


How much would my car insurance be...???
I would like to pay it every six months...also the car would be FULL COVERAGE.


Where is the best online insurance in california without broker and billing fees?
i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees"


Motorcycle insurance?
I received my scooter insurance in the post but is there a cert like a car as i did not receive one and if there's not what do i bring with me to prove to the police i have insurance?


Is getting renter's insurance a good idea? How about with Balboa insurance?
I'm considering getting this but have no idea how renter's insurance works or anything.


What is the cheapest insurance company?
ok so im an 18 year old guy and i just bought a 98 mustang. i also got my g2 recently.i am thinking of putting the car under my moms name and me as a secondary driver. what is the cheapest company you can recommend?


How much is car insurance?
I'm 17 and I need insurance for a car so I can own it. How much is it usually for an kinda old car like 2010 or older?


Car Insurance: does policy holder have to be main driver?
Ok, i have spoken to insurance company (2 of them) and both confirmed that we would be covered and it was fine. You really shouldnt give advice unless you are 100% sure that you are correct, or at least quote a source. I will think twice before using Yahoo Answers again. Thanks to the genuine responses. To the others, you are all bozos!"


Why exactly, do we tolerate the medical insurance industry?
Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry. Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added? Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?


Companies that dont ask for a deposit on insurance?
any company's that dont take a deposit on insurance policy when you take it out


What type of car is cheapest to insure?
I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu"


Home insurance comparison?
Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you."


I need super cheap health insurance?
http://1proxyweb.cn/health-insurance.html


How to get my auto insurance licsence?
How to get my auto insurance licsence?


Mis sold car insurance?
I had a car crash around christmas time. However, there was a lot of miscommunication with the car insurance people - constant ringing, people telling me different things etc. My car was written off, no injuries or anything. It ended up being 50/50 fault. However, I was eventually told that I would not get anything - I would only lose money paying storage fees etc. because my car was worth less than my voluntary excess. Eventually we persisted and when we said that we thought we had been mis sold the policy, they agreed to pay the estimated value of my car to cover storage fees for me and have my car scrapped. We agreed, because I was worried I would have to pay money that I couldn't afford like they originally said. But now I regret agreeing. I'm sure they mis sold the policy - what would be the point of having insurance if I would have to pay myself? No matter what the circumstances I would always have to pay extra. It doesn't make any sense, I may as well have not had insurance. They only covered my car amount (it was a cheap first car) because we persisted and persisted. However, since we agreed to that amount and I'm not with them anymore (no car to insure!), does that mean I can't complain about being mis sold the policy? Am I too late?"


Does taking driving classes cheapen the cost of driving insurance for new drivers?
I'm planning to get my driver license when I turn 18 which is in two months and I live in Massachusetts. The state law says that you don't have to take driving classes in order to get your driver license if you are over the age of 18 but I am taking in order for my driving insurance to be less. If so, do you save around 10-15% on driving insurance rate? And how long does this discount on this insurance last for drivers."


Chances of a teen getting pulled over on the street for driving without a permit or license?
A 16 year old male who knows how to drive well, is driving in the middle of the day on regular streets to the mall, the gym, etc. No license, no L, no permit. The 16 year old can easily pass for 22, nobody would ever guess he was 16. What are the chances of him getting pulled over? This is not me if you're asking. I am just very curious. If this was in canada as well"


Can i buy a car in my name at age 16?
I live in california & have the cash to buy a cheap car at an independent car lot. If not, age 17?"


Do nurses get free health insurance?
I heard from some people that they and their family get free insurance (if that's true, then what members of the family qualify?)."


How would this work with health insurance?
Hi.. I am a student and I am about to enter the nursing program at my school next fall. One of the requirements is that I have to have insurance. I have already called a few weeks ago just to get an estimate...it was $167 mo. and $5000 deductible. Since around halloween I have felt this bump in my elbow. When I bend it, it is pretty noticeable, although it has decreased in size since then. I am scared so I am going to the doctor soon. But if they decide to run some X-rays or something else. How would this visit affect the price of my health insurance? Say I go but it turns out to be nothing or it does...how will both situations affect me? Please help. I did some research and the two thing I found that could be it is Rheumatoid Nodules or a Lipoma? Although I pray not. I am a 20yr old female, never had surgery or been hospitalized for any reason, no children, one car wreak 8 yrs ago, 125lbs. Help. Thank you in advance. I am just worried because I am paying out of pocket for all of this and if the insurance were to go up I don't think I could afford nursing school at all.."


How much does car insurance cost?
if you can't give me an exact amount or something that's fine, just give me some kind of ball park."


Are insurance premiums supposed to be deducted on a ..3rd paycheck if you get paid bi weekly?
Are insurance premiums supposed to be deducted on a 3rd paycheck if you get paid bi weekly?


What's a cheap car insurance company for drivers with alot of points.?
What's a cheap car insurance company for drivers with alot of points.?


Does anyone know any insurance places in california that you can get insurance for your car without a DL?
I can't get my drivers license without insurance and I can't get insurance without a drivers license. anyone know a way around this? please don't say use a friend or family members car. I really don't have anyone besides myself. I tried looking into drivers schools, but they cost 250 +. is there any insurance places that will give me insurance with a permit??"


Why exactly, do we tolerate the medical insurance industry?
Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry. Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added? Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?


What is the best insurance?
Okay. Need the cheapest insurance for my boyfriend. He is 20, only three speeding tickets within a three years time, and wants a newer car."


What car insurance company has the cheapest coverage for drivers aged 18-25?
Chicago-land area companies would be best. Any insurance 100$ or less????


Can I have a car in my name under my parents insurance?
I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)"


Who is the best life insurance agent/broker in Southern California?
I am looking to buy life insurance for myself and my wife. Anyone know someone who does a great job on getting the best deal in San Diego county?


Medicate and your own private insurance ?
Medicate and your own private insurance ?


Auto insurance wrong information!!?
Relatively, I am a new resident in the USA, I have been here for 18 months only, and I am trying to get a car insurance. The problem is the insurance companies give a huge discount for those who got licensed in the USA or Canada at age 16, but they do not consider other countries. For this reason I have to pay a ridiculous amount of money to get the state minimum requirements for auto insurance. In fact I have been licensed in my country since 1998.. I wonder what's the influence if I choose to answer yes"" when the insurance company agent asks me whether I got licensed at age 16 or not in the USA or Canada? Because technically I am already licensed at that age but not here!!"""


Why do dogs lick their owners?
I was wondering if dogs lick us out of real affection or because the salts and oils make us tasty?


Can I get insurance with just a learners permit?
it is registerd in my name. I need insurance for it for my driving test.


Insurance cost. street legal dirt bike vs. small cc. street bike?
What type of bike would be better to get for insurance cost? Would I be safe with a xr 400 over a 250 ninja? (just for example) Or like a xr650 over a cbr 600? not this bikes in particular but you get the concept


Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?


How does health insurance work?
Can someone please explain to me how health insurance works. I'm 18 and I know i'm supposed to know how it works but I dont. I'm getting older and these are things I need to know. If you could explain how it works with having a job, why people cant get it, etc... I want to know any and everything you can tell me. Thanx 10 pts best answer."


Do you think its good to have insurance?
Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance School supply insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?


"Health Insurance. What exactly does Maximum Benefit"" mean?"""
I'm looking at two health care plans, dental specifically. One has a maximum benefit of $1,500 per year and the other Unlimited. Want to make sure I understand this perfectly before I sign on the dotted line. Thanks."


Where can I find cheap health insurance for a child?
I guess what I mean is where can I find information about other insurance plans and things like that. He got a quote through his old job and it was like $300 a month for just him and the two kids (he was just going to do his daughter but it's the same cost for any additional child). He hasn't been giving a quote for this job yet. So I just wanted to check into other options since I know that his old job was pricey. He may not even have to carry insurance I'm just getting all the information.


Will my car insurance be cheaper driving a 2007 corolla or a 2005 altima?
20.m.IL clean driving record


Why exactly, do we tolerate the medical insurance industry?
Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry. Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added? Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?