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How do health insurance deductibles work?

I need to know exactly how health insurance deductibles work..I dont get how there is a $10000 deductible if it works how i think it works. Does it mean, say every time you go to a dr , hospital, for testing, that you have to pay the ENTIRE bills until u reach that $10,000? if so that is CRAZy..i have had health insurance at all my jobs until recently and never had to pay anything close to $1000 or higher before insurance paid anything. And i think i had a 2000 deductible, but i do not remember ever having to pay the entire dr bills or hospital bills on my own until i reached a certain amount. Can someone please explain this, i need health insurance badly and they cancelled my medicaid probably because i am white. Thanks

   








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Where can i get non medical whole life insurance for an insulin dependent 60 year old female who has ckd who l?
Who lives in Delaware


How much do E.R. visits cost without insurance?
thx so much!


More affordable health insurance?
I'm paying about $1100/month for health insurance through work (me + family). I've heard I should stay with the group plan but can I get just as good coverage with a private plan? And we may decide to have another child... do private plans cover pregnancy? any ideas would help


What range should my home insurance be?
50 yards from fire hydrant, good structure, built in 60', $90,000 home, 1300 square feet, not in flood zone, great credit score, first time purchase....this is information that I know may help. Just curious if anyone had something compatible...what do you pay?"


Whuch company can offer decent auto insurance rates for a young male in gta?
I'm 20 living in Brampton and Georgetown, most likely permanently Georgetown soon. Looking for a company that could give me the lowest insurance rates. Yes I know a young male pays Alot to begin with I'm asking despite that who is low? Thanks"


What is the average price of teen insurance?
What is the average price of teen insurance?


Am I going to be late on my car insurance?
My car insurance is due tomorrow. I ended up setting up a payment for it online today but the payment won't transfer until the 22nd. Will this be considered late for my insurance policy or does the date I set up the payment prevent that?


In Texas are you required to inform your medical insurance company when you are in a car accident?
My girlfriend was in a car accident last year and her insurance company is not paying her physical therapy bills because she did not inform them at the time of the accident.


I have a Texas Driver license but I'm staying in California for about 6 months?
So I moved to California and I'm only staying for six months because of work. I'm also buying a new car to get around. Because I am only staying for six months, I don't feel the need to change to a California license. Can I still buy car insurance and do everything I else need to do with just a Texas driver license? It doesn't expire till 2014."


How can i get cheaper car insurance at 17?
How can i get cheaper car insurance at 17?


I hit a fence with my car will my insurance rates go up if I make a calim?
The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?


My mother needs health insurance but...?
Ok, so my mom is extremely sick. Her stomach/genital areas are usually in very big pain, which makes her have trouble walking to the bathroom, and even then she said using the bathroom is even more painful. She sometimes has trouble breathing so she drags her feet (because she can't walk too well now) and go outside. The pain goes away after she takes some pain stopping pills, but they do come back. Now, she does not have health insurance, and neither do I actually. I don't think any health insurance company would actually take her cuz her health is so poor. What are my options here? We're not rich, so I don't think a direct scan of her body and (possible) surgery is a good idea (so expensive :( ). PS. I live in Southern California."


Need urgent help with one day van insurance for 23 year old?
Hi We hired a van today and are playing a gig tonight. Our driver has just phoned to say he's not insured to drive other cars on his policy, and that he can't get one day insurance because he isn't 25+. I read somewhere that some companies allow you to get van insurance for one day under the age of 25 but i can't seem to find any. Does anybody know one that will do this!? Thanks in advance, we really need this to work!"


Is motorcycle insurance usually more costly than auto insurance? whats usually the median cost?
I want to get a motorcycle and I have a car. I am selling my car and buying the bike. Am not worried about passing the licensing test or anything like that. Am wondering about how much motorcycle insurance runs. Anyone that can help with some examples or ratios in their personal life of how much a bike costs compared to a car?


"40yrs ago I took out 5- $1000.00 whole life 20yr pay"" insurance policies. What is the most money can I get..?"""
today from these policies combined? I literally had fogot about them. They were all paid up in 20yrs, and they have kept them for 20 extra yrs a total of 40+ yrs. What are they worth now every penny if I cash them in today?"


How do health insurance deductibles work?
I need to know exactly how health insurance deductibles work..I dont get how there is a $10000 deductible if it works how i think it works. Does it mean, say every time you go to a dr , hospital, for testing, that you have to pay the ENTIRE bills until u reach that $10,000? if so that is CRAZy..i have had health insurance at all my jobs until recently and never had to pay anything close to $1000 or higher before insurance paid anything. And i think i had a 2000 deductible, but i do not remember ever having to pay the entire dr bills or hospital bills on my own until i reached a certain amount. Can someone please explain this, i need health insurance badly and they cancelled my medicaid probably because i am white. Thanks


How much is insurance for a girl (18) coming up to 19 on a peugeout 106?
how much is insurance for a girl of the age 18/19 on a peugeout 106 roughly?


Health Care Reform?
After a few years of not having health insurance on me and my wife I was finally able to get health insurance for us thru the marketplace, my question is that Republicans want to do away with the reform altogether and we and millions more will not have or be able to get affordable insurance again, why would I want to vote for someone that's wanting to cast out the low income that can't afford health insurance otherwise?"


How come my insurance is going up?
My mom just told me that the insurance company is raising my insurance by like 168$(6 month pay day) and I dont know why. I havent gotten a ticket, pulled over or anything. I mean at school I get parking infractions and stuff and it says ' your license plate has been reported to the police department' but ive gotten multiples of those and have friends that have gotten way more and nothing happens. So I want to know a reason on why the insurance would be going up. Thanks"


What is a good and cheap insurance for a Acura Rsx 2002?
I just recently got my license and want to know of good and cheap insurance for my car.


What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?
I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood pressure pill a day. I am waiting for a quote from Anthem for a single policy but I am afraid it will not be affordable. Thanks for all the help I can get!


How much does motorcycle insurance normaly cost?
im 17 and im going to buy a yamaha r6 or a honda cbr600rr this month and im wondering about how much insurance would cost. the website quotes take forever to get so id just like to know how much other bikers pay for their insurance.


How long does it take for the dmv to get my sr-22?
i had my insurance company electronically send proof of financial responsibility to the dmv a little more than a week and a half ago and they still have not processed it. How long is the whole process supposed to take? I am dealing with the California DMV. Thanks


For car insurance is it better to get it through a broker?
I am 19 years old and I have never had insurance (I have had my license for a year). There is a broker right now charging me $508 to be insured for the whole year. Before finding this broker the cheapest I could find was at State Farm and they were charging $720/year. The thing is I was told I would be charged $33/Month by the broker which would total $396 for the year. Is the remaining $102 their (the brokers) commission? What do you think?


How much do doctor appointments cost without insurance?
How much do doctor appointments cost without insurance?


Insurance Question for lawyer?
i have an insurance that i paid full for six months and it still has two months left however, someone called the insurance place and cancelled my insurance. they didnt pretend to be me, they just know somebody that works in that insurance place, it was the same person who had recommended me to that place. what really bothers me is that this person now knows my information, what car i drive, address, color of car, any and all information that the insurance place has. i know i can get my insurance reinstated because i paid it for six full months and everything is under my name my question is if their is anything else i can do, or does anyone know of any laws that this breaks. im sure that its illegal i just dont know the laws, help anyone?"


Can I get auto insurance with a warrant??
Can I get auto insurance with a warrant??


What to do about a urinary tract infection and no health insurance?
I have a UTI and no health coverage. What do i do?


"Buying a car with poor credit, what do expect?"
i am 17 and buying my first car. I cannot buy it on my own because i am not 18. So the title will go in my mother's name. She has a poor credit score of like 540. The car i'm looking to buy is a 2015 Nissan Versa for $13,000. I can put $3,777 down. which is what theyre asking for. On the site is says a 2.9% interest. BUT since my mom has awful credit will they jack up the price even though i have the down payment and everything???"


"Why is it that despite public and private health insurance programs, some US citizens are without any coverage?
health insurance


Why does college cost so much?
I don't think they need about $50,000 from each student to pay the professors and maintenance."


How do health insurance deductibles work?
I need to know exactly how health insurance deductibles work..I dont get how there is a $10000 deductible if it works how i think it works. Does it mean, say every time you go to a dr , hospital, for testing, that you have to pay the ENTIRE bills until u reach that $10,000? if so that is CRAZy..i have had health insurance at all my jobs until recently and never had to pay anything close to $1000 or higher before insurance paid anything. And i think i had a 2000 deductible, but i do not remember ever having to pay the entire dr bills or hospital bills on my own until i reached a certain amount. Can someone please explain this, i need health insurance badly and they cancelled my medicaid probably because i am white. Thanks


How do i set up a car insurance company?
im looking to set up a car insurance company in the uk. I am quite business minded but am not in a position to be spending thousands of pounds to set it up. would be greatful of any info on how I go about things thanks


Should women pay less than men for car insurance?
Should women pay less than men for car insurance?


How much does health insurance cost?
Just On average how much does health insurance cost for one person and one child


"What would be a good, cheap to insure and reliable car for a 17 year old?"
What would be a good, cheap to insure and reliable car for a 17 year old?"


"Got a speeding ticket, how can I make sure my insurance doesn't go up?"
I'm 19 and I just got my first speeding ticket. If I pay for a lawyer to plead not guilty and get my demerit points removed, will that guaranty that my insurance rate will stay the same? (I live in Canada)"


Is this what we will expect with government run health insurance...?
http://business.theatlantic.com/2009/06/... http://blog.heritage.org/2009/06/01/the-... Ok, so we are 60-70% shareholders... doesn't that mean I get a emplyee discount? And, since the union now works for the government (it is the governments money, which is mine, paying them right?), doesn't that mean it is a non profit organization (like health insurance), which would lower the cost significantly?"


How much is the insurance for having an average motorcycle?
I'm 19 years old and living in Santa Monica, CA. I have driver's license and sometimes I drive my parents' car but i don't have an insurance and car yet. I just want to know how much it will be payed for a year for like Harley Davidson or something."


LA area car insurance?
My friend is letting me use her car for about a year and she wants to make sure I'm under her car insurance, too. (and I pay for my portion of car insurance for borrowing her car) She took my driver's license to have her car insurance company list me under her name. AND IT'S TAKING MORE THAN TWO WEEKS she told me that the insurance company have to contact her and let her know what's up.. but in my common sense, it only takes like ten minutes to list a person under someone's policy. Is this true because I'm not a related family member of hers or is she up to something suspicious?"


Can physiological therapy for mild depression affect when applying for life insurance?
Affect in terms of eligibility,premiums,etc. Must such therapy be disclosed, what rights does the patient have, do the providers of the therapy have to disclose such information? To what extent will life insurance companies go to find this information out?"


At-fault's insurance reaches limit - who do I sue?
A kid crashed into my parked car (as well as my roommates car - no, he was not drinking). I did not have insurance on the car (I know, dumb). His insurance company is saying they have a $10,000 limit. To make things simple, suppose there is $15,000 in damage to my car. What recourse do I have? The kid is 20, his car is registered under his name, and I do not see any other names on his insurance policy."


What has Obama done to insure that as many people as possible will have health coverage?How does Politics enter into the system?
Sorry that the picture is upside down! :(


Buying new home. Will our Home insurance company cover our new home? filed claim a year ago?
Im worried that our current home owners insurance is not going to cover our new home. We filed a claim about a year ago for a dog bite. No money has been paid out to that yet. My dog was in my yard, tied up. The kid wanted to pet the dog, but took a stick with him just in case he bit. So anyways the kid got bit and we filed it on our home owners. Since our current insurance company already has us covered is there going to be a problem getting our new home covered? The new home is probably going to need more coverage since we have horses. Ive been stressing about this all day and my insurance agent is going to call us back tomorrow with our quote. She said our current insurance would probably cover us but wasn't for sure. Another issue is that 8 years ago my husband had a different dog, and that dog bit 2x, then my husband put him down. How far back with the insurance company look. I really don't want to get rid of the dog, its been a year, and i don't really feel like it was the dogs fault. will this be an issue? please no haters, please only insurance agents or personal experiences. I just can't wait till tomorrow to find out"


Will my auto insurance go up for a speeding ticket?
(76 in 65)? If so how do I find out about how much it would go up?


Most affordable Health Insurance provider for my employees?
I am looking for an affordable Health Insurance Company for my employees. I have 7 employees w/families and no coverage to offer because the prices are outrageous. My compnay is Incorporated, if that factors in. I have already used the sales companies that do this research for me, but I am not satisfied with the results...plus they call every 2 seconds with high quotes."


My car got stolen will Mercury Insurance low ball or give me retail price payout?
2007 Scion tC 24k mileage condition about 8/10 with about 1k worth of added accessories that I don't expect to get back in the payout. I'm in California, Los Angeles County."


How do health insurance deductibles work?
I need to know exactly how health insurance deductibles work..I dont get how there is a $10000 deductible if it works how i think it works. Does it mean, say every time you go to a dr , hospital, for testing, that you have to pay the ENTIRE bills until u reach that $10,000? if so that is CRAZy..i have had health insurance at all my jobs until recently and never had to pay anything close to $1000 or higher before insurance paid anything. And i think i had a 2000 deductible, but i do not remember ever having to pay the entire dr bills or hospital bills on my own until i reached a certain amount. Can someone please explain this, i need health insurance badly and they cancelled my medicaid probably because i am white. Thanks