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Why is group health insurance better than individual?

I do not have insurance now. my employer is not going to pay any portion of it, but he says by having group it will ensure that I not be dropped if it turns out that I do have something serious. I don't feel that i am in good health and I haven't been to a doctor so that I won't be diagnosed with any pre-existing conditions. The group insurance is very expensive compared to an individual plan. any advice?

   








If I do not have health insurance in Fremont, California, and I want to deliver a baby?
Does anyone knows of a good Health Insurance in Florida?
Why are all my insurance quotes so high?
Cheap health insurance in Pennsylvania?
I have insurance, but I can't afford the copay or prescription meds right now?
Can I get temporary insurance on my dads car?
Cheapest car insurance I can get? (10 points)?
What is state financed insurance in Florida?
What would be a rough estimate on a monthly insurance price for and 18 yr old kid with a '12 motorcycle?
Can a vehicle get insurance by someone other than vehicle owner?
Proof of insurance for a road test?
Who is the head of the Texas Department of Insurance?
Car with fault, expensive to repair. can it be and insurance write off job ?
Do I Need A Drivers License To Obtain Car Insurance?
Using a po box in license for cheap car insurance?
Best car for me (47 year old male)?
Expired insurance of another driver?
I'm 24 and married. Do I need Term AND Perm life insurance?
Ideal first car cheap on insurance.?
Is my daughter covered under my car insurance?
Question about auto insurance?
Californians will see a HUGE rise in our insurance rates because of O'Care..what gives?!?
My parents just lost there health insurance. ?
At fault drivers insurance company wants copy of title for minor repair, standard?
How much time do you have to get car insurance after buying a car?
Extremely Crooked Teeth?
What good is term life insurance?
Car insurance help for a young driver?
I have a phone that is insured by ATT to be replaced if anything happens to it. Does the insurance void the phone once I get a new one?
Can i claim it on my insurance if i damage my car under third party fire and theft rules?
Auto insurance driving history vs state driving history when searching for a job.?
Is there a way to purchase insurance for frequent car rental?
Can i get classic car insurance?
Can i get classic car insurance?
Im 17. How much should my parents expect to be paying for my car insurance?
Will my Car Rental include insurance?
Quote for a day car insurance????????????
Insurance Brokers Commissions and Residual incomes?
How can I tell what cars are still registered under my name?
Should you switch term life insurance companies every ..couple of years to save on premiums?
How much is car insurance for a new driver in London?
If only have personal liability insurance will they pay for damages if I had a medical condiiton while driving?
Tell me a word which explain Insurance in a single line?
Health insurance for someone on a Fiance Visa to the U.S.?
How much would insurance be on this car for a 17 year old?
Anybody know of any cheap car insurance or a car which is cheap to insure on?
Looking for a new car - which ones have lowest insurance AND lowest tax?
What is a 1989-94 Nissan 240sx considered as?
What is the best car insurance place for a 2004 mitsubishi eclipse GT??
Whats health insurance?? :O?
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Why do parents take out life insurance policies on their children?
I just got an ad for a Gerber Life Grow-Up"" plan as an insert in my morning paper. The whole idea weirds me out big time! The ad claims that a child will ""have trouble getting a policy on their own once they turn 18"". It doesn't make any sense to me because my husband at age 25"


About how much does it cost to have breast reduction after insurance pays ?
Insurance has agreed to pay due to shoulder problems


How costly is motorcycle insurance per month?
Is gas for motorcycles expensive too?


Does the Affordable Care Act force employers to PAY for or just PROVIDE insurance?
Flower: I have never asked this question before. You must be assuming I was someone else. But thanks for trying to answer it. Zarnev: Since you only make $500 per month you do not work over 30 hours per week


Mathematical expectation?
an insurance company sells an automobile policy with a deductible of one unit. Let X be the amount of the loss having the p.m.f. f(x)=(0.9 x=0, x/c x=1,2,3,4,5,6,) where c is constant. Determine c and the expected value of the amount the insurance company must pay."


My car insurance renewal is due 1 month before my licence is a year old. How to overcome this?
Here is the problem. I got my car 1 month before I passed my test. I insured it legally on my provisional licence and passed my test 1 month later. This leaves the problem that when I get my first year no claims bonus, I will have had my licence for only 11 months. When doing new car insurance quotes, the difference between having my licence 11 months and having it 1 year is up to 300. So what are the options? I could put my car in a garage uninsured for 1 month until my licence is over a year old then get a new insurance quote, having had my licence for a year and 1 years no claims. What to do?? Another option would be to continue with my current insurer and then cancel after 1 month and take out a new policy. Is that possible?"


Iininsurance on celica or rx 8?
Heres my situation at the moment currently i have celica,supra and skyline in my drive way and have rx8 and rx7 comming this summer Now i know i wont be able to afford insurance on rx7 supra or skyline But im wondering rx8 evolve (231ps) or celica How much would insurance cost Info on me No ncb Got driver license for few months 18year old University student living away Live in uk midlands"


"Obamcare, how is it enforced?
I can't help but to notice the comments from my detractors are peppered with words like entitled


Car Insurance COMPANY?
MICHIGAN STATE.


Health Insurance- Test Result Privacy?
I am curious as to how much information my insurance company (through an employer) has access to. For example, can they view the results of my blood tests done via Labcorp/Quest if they payed for them? Also, what about a test such as an EMG and Nerve Conduction study. Do they receive a copy of the final report? I know a copy is sent to my physician and that I personally have the right to a copy. But are results also sent to my insurance company? For what it's worth I have BCBS. Any input would be greatly appreciated."


Where to find affordable life insurance at 64?
Where to find affordable life insurance at 64?


What is the best Life Insurance company?
I'd like to get my mom some life insurance as she just turned 61. I'd like to know the cheapest/legit place to get life insurance for her. Any suggestions?


How can I claim Health Insurance from two different providers for the same incident?
Basically if I have two health insurance policies from two different Health Insurance providers, what is the process to claim?"


6 penalty points for driving without full license?
I recently received 6 points for driving without full license and no insurance. Car was insured but named driver was not in the car (i was insured as well but without somebody over 21 years old with license next to me so insurance is not valid then) What happens next? It was stupid idea but you always learn on mistakes :I


Will my health insurance pay if car insurance refuses?
Thank you.


Why is group health insurance better than individual?
I do not have insurance now. my employer is not going to pay any portion of it, but he says by having group it will ensure that I not be dropped if it turns out that I do have something serious. I don't feel that i am in good health and I haven't been to a doctor so that I won't be diagnosed with any pre-existing conditions. The group insurance is very expensive compared to an individual plan. any advice?


Why do employers call retirement and insurance compensation when they aren't?
Since apparently the only real compensation that the employee has control over is the wage they recieve. What the employee does after they recieve their wages is their private business so far. But their retirement and insurance are not. Do I have this right?


What probably are the causes for increasing health insurance rates?
Is it due to inflation, lowering standards of medical care, insufficient government control, deteriorating human health, environmental degradation or other factors?"


Can I be on someone's auto insurance policy if I don't live with them?
I'm 16 and I would have my first car if it wasn't for insurance. I got some quotes and the cheapest one was like 316 a month. Is there any way I can be on my grandparents' policy if they live 60 miles away? I go up there almost every weekend. Also would it be cheaper if I was on their policy versus me having my own? Thanks in advance.


Can someone file a car insurance claim against me after 2-3 years?
My wife brushed my sisters car in my moms driveway 2-3 years ago. At the time there was barely any damage to my wifes car, and nothing on my sisters car but a rub"" mark that my sister said ""they would just buff it out. Now my Bro-in-law just lost an estate lawsuit and has informed us that the ""damage"" to their car is $2400. We don't even know the date for sure"


Why do Liberals have a problem with Indiana insuring that their people have religious freedoms?
Why do Liberals have a problem with Indiana insuring that their people have religious freedoms?


Insurance on a Subaru Impreza WRX Wagon.?
Would someone like please tell me how much insurance would run me on 2004 Subaru Impreza WRX wagon? I know that its not cheap, which I'm ok with. I just figured that it would be a little cheaper being that its a wagon, and I would also like to get a heads up b4 I talk to the insurance company P.S. If you have just an RS Impreza or a normal WRX you can also let me know how much that runs too. Either one is fine.. Thanks guys!"


Insurance for pre- existing condition?
My friend was recently diagnosed with a brain tumor, she has scheduled a MRI for march and then they will determine whether she can go through surgery. The problem is she had recently exchanged jobs (just prior to the tumor news), and apparently cannot be covered with her present Insurance company as her condition is pre-existent. Now, the tumor is located in the fourth entricle of the brain (where the spinal/cerebral fluid is housed). She will probably need Chemotherapy. Can she be re-insured or covered by a different plan.? Can a single mother qualify for medi-care instead? She is in TX"


Which will make the insurance higher manual or automatic transmission?
I'm thinking of buying a car but I want to make the insurance cheap as possible I don't know if manual or automatic transmission will make the insurance cheaper


Please help with auto insurance?
I want to buy a WRX for my first car. I am 16. The car I want is a hatchback. It would be a 2002-05. Would auto insurance be a lot more than a Civic Si?


CHEAPEST CAR INSURANCE IN CANADA!!!?
LOOKING FOR THE CHEAPEST INSURANCE /BROKERS IN CANADA


Is there insurance that will cover loans if you loose your job?
Is there insurance that will cover loans if you loose your job?


Should I pay insurance or internet?
I have a disrespectful, irresponsible 18 yr old that dropped out of school during his senior year. I am on unemployment and the money is very tight. I had internet for while I was taking online classes to finish my Associates Degree. My son dropped out of public high school in September. I was against him dropping out and urged him to stay in school. He left anyway thinking that he could enroll in an online class for free immediately. He found out that he could not start until the next semester in December. I told him if he wasn't in school he had to get a job. I finished my Degree at the beginning of the month and my parents just gave me a car for a graduation present. Now I have a choice to make based on the following: 1) as stated he willingly dropped out 2) he has not made an honest attempt to get a job (he put in one application with a list of restrictions) 3) internet costs $54/ month 4) car insurance costs $55/month 5) I can't afford both the internet and insurance on unemployment 6) unemployment will run out in 3 months He honestly thinks that I am wrong because I am cutting off the internet so that I can get the car insured and use it to get a job. He is worried that he will not be able to talk to his girlfriend in the chat rooms more than him going to school. I am trying to show him that I am being practical and responsible not vindictive. So I am seeking unbiased opinions on what I should do."


What would be about the cost for motorcycle insurance?
I will be getting my first bike around when im 20/21, i'm a girl and live in Northern Ohio. I am looking to start with a Ninja 350. But I don't know whether or not I need to insure just the bike or if I need personal insurance as well."


How will the bank know if i dont have insurance on my car?
jesus christ NO MORE SCAMMERS/SPAMMERS. this is a community of REAL people giving REAL answers to REAL problems. i hate it when i get an email that ive been waiting on for an answer here, and it turns out to be some asshole trying to scam or sell something. GET OFF YAHOO ANSWERS"


Are Health Insurance Deductions from Payroll pre-tax or post-tax?
I've recently realized that my company was deducting too much from my check towards my health insurance. So now they have to reimburse me. Should my reimbursement check be tax-free since the amount deducted was from post-taxed income?


Why is group health insurance better than individual?
I do not have insurance now. my employer is not going to pay any portion of it, but he says by having group it will ensure that I not be dropped if it turns out that I do have something serious. I don't feel that i am in good health and I haven't been to a doctor so that I won't be diagnosed with any pre-existing conditions. The group insurance is very expensive compared to an individual plan. any advice?


Home insurance when renting an apartment?
Hi Im moving into a 2 bedroom apartment in the next few week and I'm trying to work out how much my out goings will be. I think I need to get home insurance. Is that a requirement? also how much would that averagely cost per month and what does that cover. The property is unfurnished apart from fridge freezer,oven,washer dryer. Thanks james"


How much do you pay for your car insurance? 10pts?
I thought it was at least $80! I started at like $110 I think! I remember dealing the dealership if my insurance was any higher than that then I wouldn't get it....


"If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?"
i want to get a car, but don't know where to start, ive tried the insurance website, but not sure what some things mean, as ive never had a car before, i just want some kind of idea of what range of money i will be paying out each month..thank you for your time."


BMW 1991 318is Insurance/Gas/Parts?
I'm looking into getting a car. This would officially be my first. I want it to be a car that is of good quality for at least the next 2 to 3 years. Meaning not too much to spend on gas, parts and insurance. Which are where my questions lie for a 1991 bmw 318is; Does a 1991 bmw 318is take up more gas than the average car of it's time? Also, I understand maintaining a BMW is expensive but is the 1991 bmw 318is pricey to insure? I've heard after a certain year, BMW are a little less expensive to have. I'm absolutely in love with this model and year, I'd love for it to be my first actual car but I'm skeptical. Please answer my questions and thank you for your time!"


Should i trust AIS insurance broker company?
ais charges for broker fee only for one time, is that true? i have farmers right now. but AIS offer me mas cheaper insurance (mercury). but i'm not familiar with AIS company. do they have any headen charges that they never mention??? please help!!! thanks"


"First car, low insurance group, modifications, help?"
Just asking for a few suggestions for a first car, second/third hand not too expensive 2000-3000 max, however i would like to add modifications to it such as alloys and lowered suspension. Have you any ideas for what car would be cheapest and if possible what UK driving insurance company? Thanks :)"


I canceled my car insurance and didn't pay my final bill. Can they suspend my drivers license?
I canceled my car insurance and didn't pay my final bill. Can they suspend my drivers license?


What kind of life insurance is right for me and my husband?
I am trying to find life insurance for myself and my husband. My husband has skin cancer which is in remission. I'm 27 and he's 36. I need something that will benefit both of us. We do not have life-threatening illnesses at the moment. What is the best type of insurance for us? We have two kids ages 9 and 6. My husband is disabled and I work from home as a writer.


Insurance wants to total my car!?
I got in a fender bender (5 mph collision) at a 4 - way stop. The only damage is to my bumper, radiator and hood and my auto insurance wants to total my car as a complete loss. I owe $18k to the bank and the trade in value is $13k. They are refusing to make the repairs and said they will pay off my loan balance. I do not have money or down payment for a new car. I would much rather have them make the repairs to my car so I can keep it and continue to make my payments. Why do I not have a say in this? Why do they get to call a small repair a total loss? Any advice on how this all works would be helpful. Thank you"


"Car insurance help, please answer!?"
im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?"


How can I make car insurance lower?
I have 6 points on my license at the moment, which everyone already knows has made my car insurance skyrocket. As points get taken off my license will the car insurance go down? If not does anyone have any advice on any kind of way I can make my insurance cheaper?"


Health insurance in florida?
Does anyone know where i can get good health insurance in florida. I hane been living here for the past 7 years and i had BCBSF before, it helped alot but i really could not figure out the deductible, i had a $500 deductible, i was once in the hospital for 7 days and when i got out the bill was $17,000, after they paid there part i only had $980 to pay, but that is still alot to pay for me, i try not to have alot of expenses, and i also put away for a rainy day, that bill has been paid and i am proud to say i am not in debt, and also have all accounts in good standing, If anyone knows of really good health insurance and also reasonable it will be grealty appreciated. Also i was paying $150 before and right now i would like to get something a little less but with good coverage. Thanks for the help."


Would changing all my Addresses on insurance and license be illegal?
I am currently staying at my girlfriends house most nights of the week. for me to insure my car at her home is much cheaper than my parents. if i change my address over on all my things such as insurance, registration, license, bank etc. would this be illegal. although i actually am there all the time and not my parents. would insurers have no choice to pay out as everything is all in correspondence and the car is actually kept there..."


What is an affordable health insurance that I can apply for in Southern California?
An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.


Can you still be covered under your parents insurance if you get married and under age 26?
Can you still be covered under your parents insurance if you get married and under age 26?


Why is group health insurance better than individual?
I do not have insurance now. my employer is not going to pay any portion of it, but he says by having group it will ensure that I not be dropped if it turns out that I do have something serious. I don't feel that i am in good health and I haven't been to a doctor so that I won't be diagnosed with any pre-existing conditions. The group insurance is very expensive compared to an individual plan. any advice?