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Life insurance Vs. Investing $$ ?

just a thought ...I have 40k life ins through work which of course would double if u died in a accident..Then accidental $$ with bank etc..I recently got a extra policy through state farm for 100k 20 year tearm.....im 45 years old an my wife is 42 years old...im a weightlifter an over weight but my 315 lb 5'11 body doesnt tell my whole story..anyway....my monthly rate is 70.00 an wifes is 30.00 an kids riders are 15.00 total..,..I was thinking instead of paying 70.00 a month for mine i would just get my wife an kids policy an invest 70.00 a month an be in my own control...is this a dumb thought? i understand that if i do die withing next 20 years the 100k policy is best route but geez 70/mnth is hi for 100k policy.. thoughts /advice/ideas welcome..thanks

   








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Does anyone know where I can buy affordable motorcycle insurance online?
I guess I should have provided more info... In no way are we trying to scam anyone. He finally finished repairs (lower end and chain) on Wed. and yes he rode it two days w/o ins. I made the mistake of not getting it sooner...and all we wanted was to get the temp. ID card so we could get the bike out of impound before the rate got out of hand.


Who is the best and most affordable company to go through for homeowners insurance ?
Who is the best and most affordable company to go through for homeowners insurance ?


"If you have medical and Medicare insurance, can you go back and forth to see doctors in ucsf and kaiser?"
If you have medical and Medicare insurance, can you go back and forth to see doctors in ucsf and kaiser?"


"How much do you pay for these items,Gas,Food etc Monthly?"
rent, water, electric, gas, car insurance , gas, food, internet service, phone bill, medication"


Home Insurance question re: umbrella policy.?
If we mentioned it to our broker does he have to report incident?


Car Insurance estimate?
I know it's a bit impossible (like asking what's the length of a string) but I am wondering if anyone knows a rough amount , or has experience of how much car insurance would be for a 19 year old - near 20 year old male in the UK. I would be a named driver on one of my parents cars (A vauxhall Corsa 2013), my parents have no points on their license. I would only be using the car when I am back from University so for a maximum of about 3 months a year so not for the full year! I have heard of some people younger than me getting insurance quotes as a named driver for around 700 but I am unsure if this is true. a) Are there any insurance websites where you can calculate an estimate for a Named driver? ( I know ones for the main driver) b) would it be worth to pay it monthly ?... c) any estimates roughly? (an estimate within 200 or so! ) Thank you ! P.S if anybody magically knows of how much it would be for me to be with an insurance company as a named driver yet still gain no claims bonuses (as many named drivers don't get no claims) I'll be extremely grateful!"


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So I just got my license yesterday but my dad said that I can't drive the car myself until he puts me on the insurance plan. Do I really need to be put on the insurance plan? I know its illegal not to have car insurance but I do, it would just go under my parents' names. Isn't that ok or do I really do have to get my own insurance card and everything? if yes, how many days would it take for me to get my name under the insurance? I really want to be able to start driving on my own. thanks!"


Wats the cheapest car insurance company for young drivers?
Wats the cheapest car insurance company for young drivers?


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ok i live in canada, and i am saveing up for my first car, what is the cheapest car i can get, cheap but still a good car, a standared car not a stick. and how much insurance will i have to pay for this car. no i only got pulled over once but that was 2 years ago, will that take an effect for my insurance ........."


How much is car insurance for a 18 year old male in CA?
I'm 18 years old, get good grades, and I'm buying a new Nissan Versa (in Magnetic gray). The car's going to be about 14k total (out of the door price). I'm wondering which car insurance company I should go for, and what a good price would be. My parents are debating whether I will be added to their insurance plan, or if I will get it sepatetely. Does anyone have input on this? Thanks~"


What's a good car insurance company?
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I'm going to look at a used car today. When should I buy Insurance?
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I am currently employed in a coporation and have health coverage. I was planning on leaving but with my family history and my current medication for high blood pressure. I don't know if i can get coverage and it be pre-existing?


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Hi, I am a probationary licensed driver in the state of NJ, and since I live with my mom, I was told by an insurance company that I need to have insurance on my mom's (primary) car under a plan with her in order to drive my mother's car. However, I was also advised that I won't need it on my great aunt's (secondary) car... so is it okay if I don't have insurance under my mom's plan, as long as I drive my great aunt's car, or do I need to be under some plan in some way in order to drive by myself? thanks! :)"


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I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks"


Life insurance Vs. Investing $$ ?
just a thought ...I have 40k life ins through work which of course would double if u died in a accident..Then accidental $$ with bank etc..I recently got a extra policy through state farm for 100k 20 year tearm.....im 45 years old an my wife is 42 years old...im a weightlifter an over weight but my 315 lb 5'11 body doesnt tell my whole story..anyway....my monthly rate is 70.00 an wifes is 30.00 an kids riders are 15.00 total..,..I was thinking instead of paying 70.00 a month for mine i would just get my wife an kids policy an invest 70.00 a month an be in my own control...is this a dumb thought? i understand that if i do die withing next 20 years the 100k policy is best route but geez 70/mnth is hi for 100k policy.. thoughts /advice/ideas welcome..thanks


Car accident: should I pay the damage or let the insurance pay for it?
pay for it, but after he decided to take into consideration my offer. These are my questions: 1)Do you think that 600-700 is the right price to fix a dent in a car's door? He said that he will take the 2-year-old car to the Toyota garage. 2) If the price for fixing the dent is more or less the same of my car insurance's voluntary excess, do you think that it is better for me to pay for it or let the insurance pay? 3)How much the insurance company is likely to increase my cover after this"


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I have a friend who bought an insurance policy when she was about twenty-one or twenty-two years old because her old boyfriend sold it to her. She's been making payments on it every month for eleven or twelve years. (She's thirty-three now.) She's never been married, has no kids and very few financial obligations. Right now, she needs cash. However, because she's married"" to this Insurance Policy"


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I am 20 years old, sophomore college student at CSUEB. My father just got fired from his job of 7 years due to minor, policy reason. Anyway, because i'm a full time student, I have basically no time to work. I WAS part of my father's health insurance benefits and now, it's gone. So in case I get sick from now on, I won't get admitted into a doctor by just paying the $20 copay visit...instead, i'd have to pay the whole no-insurance amount... I do have temporary insurance at my college but I DON'T like at school..i live about 20-30 mins away. So, in case I get severely sick (worse than fever or cold), I won't get treated until I get enough money to pay for hospital/clinic bills. Anyone know a solution?"


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But, what about all the money I've already paid in? That should cover the cost of the accident. My last accident cost $2,000 in damage to the other vehicle. I paid in way more than that with my premiums of the years."


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I need to know asap how much estimated it would be to add this car to insurance. (state farm) I just bought it for 800 bucks and i need to know also how much in total it would be to get on the road.. register, title switch , tags all that good stuff...im un VIRGINIA btw.. need any more info ask.."


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Ive been studying my *** off with this website http://driving-tests.org/nevada/. Aced all 5 practice tests along with the Fines and Limits test and reading through my handbook. But I read some of the comments saying most of these questions aren't on the test so I don't want to be studying the wrong material. I'm just wondering what sort of questions are on it and how hard is it?


Am I covered under my parents health insurance?
I am 20 years old, and I heard that the new national law is that any child under the age of 26 can be covered by their parents health insurance. My fiance is 23 and he is still under his dad's even though we live in our own place. My parents live in Michigan and I am in California, and I was wondering if this still applies for me. Can my parents add me to their health insurance and have me covered out here untill i'm 26?"


Life insurance Vs. Investing $$ ?
just a thought ...I have 40k life ins through work which of course would double if u died in a accident..Then accidental $$ with bank etc..I recently got a extra policy through state farm for 100k 20 year tearm.....im 45 years old an my wife is 42 years old...im a weightlifter an over weight but my 315 lb 5'11 body doesnt tell my whole story..anyway....my monthly rate is 70.00 an wifes is 30.00 an kids riders are 15.00 total..,..I was thinking instead of paying 70.00 a month for mine i would just get my wife an kids policy an invest 70.00 a month an be in my own control...is this a dumb thought? i understand that if i do die withing next 20 years the 100k policy is best route but geez 70/mnth is hi for 100k policy.. thoughts /advice/ideas welcome..thanks


Rear Ended Insurance Settlement?
I got rear ended and suffered some neck pain for few days. The doctor confirmed and said I should take some meds for a week. Worst was that I could not sleep at night and that the other party send me sms messages in the evening harassing me. Physically I am fine but sometimes still can't sleep remembering the accident and harassment. My question is should I still see some physician for the post traumatic stress? Is it possible to settle for the property/car damages separate since those are already determined and keep the physical part open? Can I ask some reimbursement for pain and suffering or is this a to small accident?


What does health insurance cover?
i recently turned 18 and am in need of Knee surgury. if i got health insurance right now, would it cover the surgury? or would it be like trying to get a totaled car insured? if insurance doesn't cover it, what should i do? i live in NJ."


How much would a car payment be and insurance?
I know this is very broad but that is what Im' looking for...a ballpark estimate. I'm 20 years old been driving for 3 years with no accidents and no tickets. I have no credit and no one to cosign. Looking into a 2006 honda civic for about $18,000 or whatever car for about $18,000. How much would payments and insurance be I make about $1,500 each month with no bills to pay."


Can I get Motorcycle insurance for a hired motorcycle in Thailand?
I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil


License/Insurance question?
I have my permit and will be getting my license soon but I wanted to know after getting your driver's license do you automatically have to get insurance, or do you only need to get insurance if you have are driving someone's car."


Best places for glasses / eye exam without insurance?
I have no vision insurance and would like suggestions for a place to get a cheap (but good) eye exam and glasses/contact. Any recommendations. I have no major problems. Last time I went to Walmart and they seemed they hardly spent any time with me - I want to make sure I'm getting the correct prescription! Thanks


Does life insurance and mortgage protection py the bills after death?
im confused we recently bought a house (mortgaged) and we were told to take out mortgage and bills protection as well as life insurance if one of us died does that mean the mortgage would be paid off and all bills paid? and life insurance piad out to other person?


How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?"


Car insurance cost if I want car insurance only 3 months?
Hi, I'd like to buy car insurance for only 3 months, and I'm wondering how much this will cost me approximately. * car price: $3000 * city: Phoenix * new driver, no record Could someone give me a ballpark figure please? Do you think it will be more like $300 (this is $100 per month) or more like $1500 (this is $500 per month)..... I have no idea. Thank you in advance."


Can someone tell me when the first motor car was invented' who by and what it's top speed was?
Can someone tell me when the first motor car was invented' who by and what it's top speed was?


Car insurance in new york???!!!?
So im 18 years old about to be 19 in december, and i would get car insurance quotes online all the time cause i was curious! Thwy would be like 300+ and thats waaay too much for me! Then i got in a car accident in my parents van. Totaled it. No other car or person was involved! It was just me! So then my car quotes went up to 500 a month!!!!! Wtff!!!! I was pretty stupid! But learned from my mistakes so dont lecture me. I recently bought a motorcycle, a 2007 yamaha yzfr6 and insurance for that is like 230 for full coverage a month. But i have the option to get less things in my insyrance like no collision and no comprehensive and that brings my insurance down to like 50 a month! Thats amazing! And im ok with that! But i wanted to know if i could do the same with car insurance?! Can i not get collision and comprehensive and pay a fraction for insurance?!?! Thanks in advance!!!"


My dentist wants me to pay up front and have my insurance company reimburse ME?
I just went to the dentist today and had a filling. I have dental insurance, but the dentist wanted payment up front for the services. The receptionist said they require payment in full for the services on the day of service, and then they will send the insurance claim in to the company and eventually I will receive a reimbursement check. Isn't that what INSURANCE IS FOR??? So you DON'T have to pay????? I don't handle the cash in my family, so after much arguing about requiring payment up front, the receptionist agreed to let me walk out withouth paying, but expects me to have my husband pay by tomorrow. It just doesn't seem right that the dentist gets cash up front for the work, and then makes ME wait to get reimbursed by the insurance company... what the heck?"


Benefits to get pet health insurance?
will getting my kitten pet insurance cover her yearly shots too? ive never had a pet before and not sure if pet insurance is a good idea or if its least expensive to just take her once a year to a vet for her shots.


Homeowners insurance?
i have homeowners insurance of coverage up to $75,000 for a co-op. does this cover my damages and/or people living below me if my fish tank burst accidently?"


How much does it cost to insure a 17 yr old on an audi a3?
on a used 1.6 audi a3, how much does it cost (in the region of) to insure a 17 yr old if you don t have them as the named owner but a user? "


Life insurance Vs. Investing $$ ?
just a thought ...I have 40k life ins through work which of course would double if u died in a accident..Then accidental $$ with bank etc..I recently got a extra policy through state farm for 100k 20 year tearm.....im 45 years old an my wife is 42 years old...im a weightlifter an over weight but my 315 lb 5'11 body doesnt tell my whole story..anyway....my monthly rate is 70.00 an wifes is 30.00 an kids riders are 15.00 total..,..I was thinking instead of paying 70.00 a month for mine i would just get my wife an kids policy an invest 70.00 a month an be in my own control...is this a dumb thought? i understand that if i do die withing next 20 years the 100k policy is best route but geez 70/mnth is hi for 100k policy.. thoughts /advice/ideas welcome..thanks