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First Time Driver - Car Insurance?

I live in Western Massachusetts and will be 18 in July. I haven't gotten my permit yet, but I plan on getting it sometime in the next month to start practicing. In Massachusetts, you cannot get your license if you're under 18 and haven't taken a driving class, which I don't have the money for, so I plan on having my mom teach me everything about driving and I'm hoping to get my license when I turn 18. I do already own a car (1998 Honda Accord Coupe), so that won't be an issue. Here are my questions: 1. When I have to start paying insurance, how much (range) do you think it would be? I know that everyone says that first time drivers have to pay WAAAY more, but I don't even know how much regular drivers pay. 2. Would it be cheaper to just be added onto my parents' car insurance plan? They've already brought this idea up, but they're afraid that if I get into a serious accident that the people could go after everything they own. I don't want to be that much of a stress on them, but I really don't want to end up paying a lot. Please and thank you!

   








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I live in Western Massachusetts and will be 18 in July. I haven't gotten my permit yet, but I plan on getting it sometime in the next month to start practicing. In Massachusetts, you cannot get your license if you're under 18 and haven't taken a driving class, which I don't have the money for, so I plan on having my mom teach me everything about driving and I'm hoping to get my license when I turn 18. I do already own a car (1998 Honda Accord Coupe), so that won't be an issue. Here are my questions: 1. When I have to start paying insurance, how much (range) do you think it would be? I know that everyone says that first time drivers have to pay WAAAY more, but I don't even know how much regular drivers pay. 2. Would it be cheaper to just be added onto my parents' car insurance plan? They've already brought this idea up, but they're afraid that if I get into a serious accident that the people could go after everything they own. I don't want to be that much of a stress on them, but I really don't want to end up paying a lot. Please and thank you!