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Do you have to pay for a full year of car insurance if your car is written off part way through that year?

I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.

   








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Do you have to pay for a full year of car insurance if your car is written off part way through that year?
I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.


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I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.


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Do you have to pay for a full year of car insurance if your car is written off part way through that year?
I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.