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Why is my insurance so cheap?

I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?

   








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https://tusilophame.wordpress.com/2017/06/05/cheapest-car-insurance/

https://assuharnepa.wordpress.com/2017/06/09/has-anyone-moved-to-pennsylvania-from-new-jersey/






























































How much is the Private Health Insurance?
How much is the Private Health Insurance?


My car is towed for vehicle registration. Please help!?
I dug myself deep. I already paid the registration fee, but they needed proof of insurance. It wasn't allowing me to do it on the dmv website, so I was told I have to go to the dmv in person to get this. I procrastinated and didn't go. My car got towed last night and they said I can't pick it up until I get the registration from the dmv. I pretty sure I owe more money for registration tickets. Is there a loan for this? And also, the next dmv appointment isn't until the end of this month. So what do I do? I work full-time, so I only have Wednesdays off. My driving record is good. No accidents or DUIs. I'm worried that I'll wait all day at the dmv, and have a big fine I can't pay, or a form that I should have brought. Please help! any info would be helpful"


I need term life insurance without medical exam for 30 yrs. and $250.000?
I need term life insurance without medical exam for 30 yrs. and $250.000?


"I accidently backed into a car, but the owner doesnt want me to turn it in to my insurance?"
She doesnt have car insurance and is scared she'll get into trouble. Its at least 500 worth of damage. Do i have to pay her out of pocket? I pay insurance for a reason!!! My deductible is only 100, and i dont feel i should pay anymore than that."


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I'm getting a car. Is there some website that will tell me or help me figure out how much my car insurance will be every month?


I need car insurance.?
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Car insurance?
im 17 and learning to drive my mum has a black small car ( not sure what make) im a girl houw much would insurance be any sites help


Dont employees get tired of working +8 hours a day/5 days a week?
Ok ,let me put everything on the table am 19 am still a student but i want to listen to mature people opinions so i dont want kids here,i think about investing and entrepreuership only ,i see jobs or being an employee as being a slave of someone, am i right or its because am still young im just dreaming ,what are the advices that you as a mature person you can give me ?"


Why is Travelers increasing my insurance rates?
I bought my house 3 years and insured the house with Travelers homeowners insurance. The rate started at $843.00 per year and the insured value of the house was $183,000. The rate rose about $200 the second year to $1053. Now I have gotten my renewal in the mail this evening and the new annual rate is $1368 and the insured value has risen only $10,000 to $193,000. Why has my rate increased 62% while the insured value has risen only 5.4%? I live in a safe neighborhood in South Carolina and have never made a claim against my property? Time to drop Travelers? Or was I given a teaser rate?"


"On average, how much is car insurance for a 17 year old in AMERICA?"
I live in the UK where it is a RIP OFF!! I'm 17 and i recently got a car insurance quote for a 1.4 VW Golf and it was like 3000 (around $4600). And that just for a 1.4 engine car. What's it like in America?? What engines do young drivers usually buy in a car and how much is it over there? On TV and that, Americans get like 3 litre cars for their first cars, that's why i'm curious. Cheers."


Around how much is Driving Insurance for a 17 year old?
Or is it car insurance...w/e What would be the cost? Allstate is the insurance my parents use. What would it be from.


Question on insurance payout from total loss car?
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I lost my learners a while ago and planning to get a non-driver ID. Am I allowed to also replace my learners so that I'll have two photo ID?
I live in Alberta by the way


What is insurance?What are the different types of insurance?Which of the insurance is mandatory?
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Why is my insurance so cheap?
I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?


Which of the following policies would reduce the natural rate of unemployment in the economy?
A) offering recipients of unemployment insurance a cash bonus if they find a new job within a specified number of weeks? B) Increasing the benefits offered to unemployed workers through the government's unemployment insurance program C) An improvement to a widely used job-search website that allows it to more effectively match workers to job vacancies I guess the part I am unsure of is if these policies will reduce the NATURAL rate of unemployment. I know that A and C will reduce unemployment, but I wasn't sure that any of these policies will reduce the NATURAL unemployment rate."


What are insurance considerations after child gets employed?
What changes does one need to consider after a child finishes college and gets employed (in a different state)? eg. I removed him from auto insurance since he has his own policy; do I need to do anything to ensure he can drive one of our cars when he visits us? My medical insurance at work covers children till 26, but they indicated for him the policy will be secondary to his insurance through his employer. How does this work given his insurance has more out-of-pocket expenses - copay/coins/deductible, etc?"


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I am trying to cancel my renters insurance with State Farm (I have a new residence and new renters Company as of 4/24/15), but they are stating I need to come in to the office and fill out an ACORD LPR form in order to cancel. Does this sound right to anyone? He is stating that this is the Insurance Standard."


Can you borrow against a primerica life insurance policy?
Can you borrow against a primerica life insurance policy?


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Someone told me they had to. I live with my devious grandmother. I am under 18 and need to get my car legal so i can go back and forth to college ect. I am however untrusting of my grandmother and do not want her to have any legal rights to the car itself. Does she have to be the co owner of my car in order for me to be put on her car insurance. I cannot afford it on my own. We live in Florida if that means anything. And she has geico for insurance.


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Why pay for health insurance anymore?
The Community Organizer (Barry O) has made sure that pre-existing condition"" cannot be basis for refusal when buying health insurance. So why not just wait until you get sick to purchase insurance? Its like waiting until you get into a car wreak to buy car insurance. Barry's penalty for not having insurance doesn't kick in for another few years... so why have insurance before getting sick?"""


Average rate of return on life insurance policies?..?
Average rate of return on life insurance policies?


Insurance on a VW golf?
Hi, I was wondering if anyone could give me an estimated insurance rate on a VW golf. I live in the UK. I'm turning 17 in a month, and I'm going to start learning to drive straight away. I've been looking at cars to buy, and I'd really like a VW golf. I've found one being advertised in my town for 895. It's a 1998 model and has gone 135,000 miles. I've got a feeling that the insurance on a VW golf would be pretty high for a 17 year old driver, but if it's affordable I'd be interested in getting one. I have 3000 saved specifically for buying and insuring a car, but if I'm going to spend all that in one year, it's not worth it. I also have a job that pays me about 2500 a year. If anyone thinks that a VW golf would be too expensive for me to insure, could you please offer any alternative cars that are quite cheap to buy and insure, bearing in mind that I'd like a car that's not embarrassing (a ford KA for example). Thanks in advance!"


Where can my husband get cheap health insurance?
I'm on medicaid because I'm pregnant, but my husband has asthma and has no way of paying for doctors visits or getting inhalers. He has recently had an asthma attack that lasted a whole week! but we can't afford the ER bills every time he has an attack"


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I'm about to rent a car for one day travel for the first time ever but I have some questions. 1. They give me these options for insurance, but what's the difference and what to they cover. - Pre-Reserved Full Damage Waiver - Supplemental Liability Insurance Priceline.com offers 'Collision Damage Insurance,' but what is that and does it mean; that I don't have to buy insurance from the renter? 2. Do I have to present anything i.e. I.D., existing car Insurance (I don't have a car) 3. Do I have to Pay for gas? 4. Do I have to sign a contract?"


Health insurance in California?
My wife and I will be moving to California in December. We've heard that health insurance is more expensive there than in other states. My question is this: If I'm unable to get a job that offers health insurance as a benefit and I'm forced to buy my own policy - about (exact quotes not necessary) how much should I expect to pay monthly? I know there are a lot of different kinds of policies. I am open to any information you may have about whatever kind of policy you are familiar with. Please indicate what kind of policy it is. I'm a 37 year old male (non-smoker, average BMI) My wife is 30 (non-smoker, good BMI) Any information would be appreciated! Thank you!"


Do you have Umbrella Insurance? How long did it take for the agent to get you coverage?
Thank you both. I called the agent and still got the same run around.


Can I apply for Unemployment Insurance after losing a temporary full-time job?
I worked for a steakhouse that closed a while back, and received UI benefits for a while, until I got a temporary position at a state college. The temp position is ending, and I m wondering if I can collect until I re-apply, or find something else."


How do i add my name to someone else's car insurance?
A friend of mine is willing to teach me to drive in their car. I know you have to add your name to the insurance but don't know how to or how much it will cost. Any info will be greatly apprieciated thanks


Why is my insurance so cheap?
I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?


Why is driving without insurance wrong?
its funny how so many of the answerers automatically assume that the person asking the question is by definition guilty of not having insurance. i cannot even drive and don't own a car. forget the legality, its the moral/ethical line i'm interested in, which someof the answerers seem to grasp."


How much is adding my teenager to my insurance policy?
how much is the averge amount that i would have to pay when i add my teen to my auto-insurance policy..with their own car.


Insurance cancel due to asbestos tiles and flood in rental house?
Thank you to everyone's informative answers. I was under the impression that any insurance company would assume many properties built before a certain year has a high chance of having asbestos flooring and sometimes in insulation. Seems convenient they would take one's insurance money then deny coverage when it's discovered"" - didn't they want to confirm it BEFORE they covered them at all?"""


Car Insurance in Sweden?
Hi i live in england but my GF lives in sweden, i recently went there for 2 week which while i was there i drove her dads car everywhere we went, but i was not insured on the car i was driving. i went to pick her brother who had been drinking up from the next town to ours but went into a taxi parking spot about 5minutes later i was pulled over by the police who were very polite. i was worried as i didn't think u need car insurance in sweden and all they asked for was a breathalyser test and then they let me go. Since then i have not receive anything saying im fined or whatever so now im really confused weather or not sweden has car insurance policies. Thanks for reading hope u can help."


Help looking for health insurance for college student in California?
I'm a 20 year old living in California and I'm trying to get health insurance. My previous one in PCIP is dissolved and I'm trying to get enrolled into Covered California, but I got locked out and can't reach anyone there due to high call volumes. I'm looking for an alternative but I have no idea where else to search. I'm looking into Kaiser, Blue Cross etc. but I'm not sure what to do.. Can someone please help me?"


How much money would it cost to get car insurance im 18?
my grandmother is wanting to add me onto her insurance and let me drive her car, how much is it going to cost she has nationwide and the car is a 2001 honda accord lx sedan 4 cylinder i also never had a permit and im just going to get my license after i get my insurance, im white and a guy. Thanks for the help its much appreciated."


How much is auto insurance cost for a 15 year old in ..California?
How much is auto insurance cost for a 15 year old in California?


Car insurance for a 17 year old boy?
Looking at some of these answers: I just think, innocent until proven guilty. They shouldn't be allowed to charge 17 year olds that amounts. (the people who have the least amount of money anyway) They should charge a reasonable price to begin with, then push it well up for the specific driver who has an accident. That way, the safe young drivers who are sensible on the road can enjoy cheap insurance with petrol money to spare, and the irresponsible drivers can suffer and hopefully learn from their mistakes, when they see their sensible friends getting this cheap insurance."


Can I have the insurance company replace my car?!!!?
Hello everyone. I just bought a new car five days ago. Two days ago another driver crashed into the back of my new car and sped off. The other driver was caught, but I am told that my new car is in pretty bad condition and it will probably be considered a total loss. The problem is my credit is pretty bad and I had a hard time getting such a nice car, which I traded my previous vehicle for. I'm afraid that even if the other insurance company pays off my new car, I won't be able to get another one. I have no money and nothing to trade. Even more, I really liked my new car and I want the same make and model, but I don't think I'll be able to find another one. What can I do? Would I be able to have the other company replace my car."


Help! driver's license and auto insurance?
so I just got my driver's license (im 18), but i don't have a car yet. im driving my mom's car, is that ok? do we need to call the insurance comany and tell them to add my name to our car insurance? do we need to pay extra money? thanx for ur time! p.s. we r in Maine"


Insurance and pregnancy...
I am planning to get pregnant in March, 2009. After working things out with my husband, it seems like the best time for us Anyway, my insurance policy will finish in August and I'll have to get new insurance (I won't be able to continue with my current insurance policy for reasons beyond the scope of this question). Will this cause me problems with the new insurance company (I still don't know what insurance I am going to purchase)? Will the NOT cover my pregnancy and delivery and consider it a pre-existing condition? What's your advice? We really don't want to postpone pregnancy any more and now is not the best time for us"


Graduating from college and need affordable health insurance. Suggestions Please?
I'm graduating from college in Chicago this year. My parents are kicking me off their insurance. Does anyone have any suggestions for affordable health insurance?


What can I do about car insurance from another state? PLEASE HELP!?
Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?"


If you are in an accident and you dont have collision insurance do you have to pay for both parties damages or just your own?
If you are in an accident and you dont have collision insurance do you have to pay for both parties damages or just your own?


Looking for an affordable reliable rehab center in TX.?
I have a family member who is in need of rehabilitation (pill addiction). La Hacienda is 26k for 35 days. Do you know of anything cheaper but reliable, or is that 'normal'? She doesn't have insurance, so the family will be helping to pay. Thank you."


Why is my insurance so cheap?
I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?