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Why does ACA make insurance mandatory?

Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.

   








How much will my insurance be when I start driving next month?
Which of the following policies would reduce the natural rate of unemployment in the economy?
You need insurance if you want to drive, now do you need insurance if you are alive.?
How do I know if Health Insurance Premiums are pre" or "post" tax earnings on W2's?"
Can I rent a car without insurance in Texas?
Motorbike insurance?
Where can i find the car insurance rates by state?
What car insurance do u have and how much do u pay?
Car insurance GIRL VS GUYS?
What company provides a life insurance quoting engine software to install in an insurance agency website?
What is the cheapest car insurance ? ( Company )?
What are the best car insurance in Eugene, OR ?
Car Insurance and Tornadoes?
Does car insurance go up if you get your drivers permit?
I was hit by a vehicle and the driver gave me false insurance. What to do?
How can I go on my Grandads insurance without it being illegal?
In Virginia, is it illegal to drive without insurance when the car you're driving has one?
How much will I need for health insurance for 5 years?
Help plz car insurance in MD?
If my aunt crashed my car, will my insurance cover it?
How would this work with health insurance?
Cheaper insurance for full time students?
Car insurance for diabetics?
What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?
I thought health insurance cost was going down?
Why cant i get an online insurance quote?
Is this a proper plan for term insurance?
Agree or Disagree? It shouldn't be ethical & legal for USA health insurance companies under ObamaCare to use a business minded executive to?
Can i get insurance now?
What kind of life insurance ensures coverage no matter what happens?
Why would someone buy life insurance from Colonial Penn (whoever that is)?
My parents won't let me get a Mustang WHY?
HELP on buying a first car and insurance costs .?
HELP on buying a first car and insurance costs .?
How to get cheap insurance?
Is illegal to sleep in your car in the state of Georgia?
Does a police accident report contain drivers insurance info?
Im 16 and buying a first car im either buying an 2002 camaro Z/28 or a 2002 Pontiac Firebird Formula.?
How much do braces cost with insurance?
Fha lowered its motgage insurance from1.35 to .85 %.my question is can I get that lower rate without refinancing?
Owner's Policy of Title Insurance being extinguished when property in a Trust and owner dies.?
Cheap car insurance for a 17 year old male.? [:?
RV insurance and mpg question?
What is the cheapest automatic car, for a new driver?
Why is someone's car insurance company private information?
How much info does a car insurance company really need to file a successful claim against me?
What is an acceptable car insurance cost for newly passed 19 yr old male?
Foremost Insurance Co. Anyone had them cancel or Recind a policy after a claim was put in?
How cheap is car insurance for a 16 year-old Floridian boy driving a 2010 Mitsubishi Lancer?
What is the average cost of business insurance in Portland, Oregon?
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Whose insurance pays when you lend someone your car and they get in a single car DUI wreck?
My fiancee was driving my car (we have separate insurance) and she ended up being involved in a hit and run accident in which she spun out of control and pretty much totaled my car. To make things worse, she was arrested for DUI when she called the police to report the Hit and Run... I am glad that no one was hurt, but am wondering what will happen with our insurance coverages. Will my insurance cover the cost of repairing/replacing my car even though I was not driving it and she was slapped with a DUI? My gut tells me that my insurance will cover the damages and my premiums will increase the standard amount for single car accidents like this, and that her insurance will skyrocket because she now has a DUI.... Any info on this would be appreciated."


Best travel insurance for visitors to canada?
Can any one suggest me best travel insurance for my parents visiting to canada?


Can you buy a car if you don't have a license in CA? Can you get car insurance without having a license?
My friend has a driver's permit. She wants to buy a car and practice driving in it so she can get used to it. Then she wants to use that car when she goes for her driving test at the DMV. Can she buy and register the car without having a license? If so, can she get insurance on the car without first having a driver's license? Thanks for your help."


"When getting an auto insurance quote, can you lie?"
if you lie to get discounts, can they find out and do anything? i'm about to buy new insurance, and they ask if you had any violations in the past 6 months, and i do, but if i skip that part, can i get in trouble? also do they do a background check if you say your a good student when you don't go to school at all?"


How much can I expect to pay for a dented car door?
Actually, an off-duty police office hit my 2000 Dodge Stratus with his 2002 GMC Sierra while turning into a parking spot. The rear passenger door has a fairly large (about one foot in length and about a half inch at its deepest point) dent. The paint (I'm assuming) has a large crack running under the dent. The scratch from the impact starts at the bottom left of my rear bumper, and continues on the bottom left side of my car before the door starts, and continues to halfway through to the other side. The paint isn't scratched too deeply, and could probably be fixed up without too much work. His insurance is paying for it all; but they're going to give me a check based on an estimate - I'm just trying to figure out, going into it, what kind of estimate I can expect so I don't get taken advantage of. Thanks! (Fast response of the Best Answer!)"


What are some requirements to be eligible to file a clime for auto insurance?
What are some requirements to be eligible to file a clime for auto insurance?


Whats the average percent a life insurance make and ...?
what do a good one make a year. like 100 grand per year? and what is the average one make per year?


What is an average 16 year old car insurance bill?
Im am 16 years old bought a car sunday its a 96 240sx 2 door, and my mom is wondering how much my insurance would cost. And we are with allstate if that helps you guys."


Camaro Vs. Mustang which is cheaper?
Camaro vs. Mustang which is affortable? Would a 2012 Camaro Coupe more affortable than a Mustang 2012 Mustang. By affortable i mean like insurances/ gas/ and all that other stuffs. Which one is cheaper in total to own? TY


I am a new driver looking to buy a car and insure it tomorrow. What do I need to do to in order to be able to drive on the road legally?
I passed my driving test today and wish to buy a car tomorrow, I know I have to insure it and hold a valid driving license which I do so do I need to tax the car too? How do I go about doing this? Can it be done instantly? I plan to buy the car and drive it home insured, am I able to do this without getting it taxed?"


Cheap birth control pill without insurance?
I am currently on Sprintec and its not working well for me and I would like to switch. The problem is I'm on birth control behind my parents back and cannot use their insurance to get birth control. I pay out of pocket in cash at walmart pharmacy $9 a pack for Sprintec. Are there any other birth control pills i can get for around the same price without insurance?


Do you have auto insurance?
Do you have auto insurance?


Can I drive my parents car without being on their insurance plan?
I am 16 years old, got my license a while ago, and live in Connecticut. I am wondering if I am aloud to drive my parents car like once a week to the landfill for dump runs, with permission to use the car. The reason I am asking is because I myself do not have insurance. The car is insured, and my dad is insured. I have been told by people that I can be allowed to drive the car, as long as it is only once a week for a short time, with permission from my parents to do so. Is this true?"


Is it absolutely necessary for my car insurance company to have my husband's drivers license info?
My husband and I recently got married. We both keep separate finances and have our own cars and insurance policies. He actually owns cars jointly with his elderly mother and they have insurance together. He does not drive my car, he can barely fit in it. I have State Farm insurance. When I got my insurance I was told that they would cover anyone I choose to let drive my cars. I have 3 cars insured with them. I've been with them for 10 years, I've never missed a payment or had any claim of any kind. My husband doesn't feel comfortable giving out his information to anyone who does not need it. I think he has this right. State Farm claims it won't affect my policy so why do they need it? They keep calling me. I'm thinking of emailing them and telling them my opinion and that there are plenty of other insurance companies out there if they have a problem with it."


Cheapest Contents Insurance Company?
Hi i need to get contents insurance for a rented house with 4 bedrooms. the cheapest i've found is HSBC - 19 a month (unlimited) Do you know of anywhere else that's cheaper?????????????????? Thanks.


Why does ACA make insurance mandatory?
Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.


What is the cost of general liability insurance for a small business?
What is the cost of general liability insurance for a small business?


Health Insurance App - what if I lie?
I need to apply for individual health insurance. I already got denied by Humana because I have ADHD and take medication for it. What if I simply omit that information on my next application? I have insurance right now and I am afraid that the company I am applying for will check all my records and see all the meds I am on and any pre-exsisting conditions. Should I omit any of that info. If I don't I may be unable to get health insurance!! Help me please. I am not a liar, but I need health insurance. I can't afford to live without it."


WHERE IN THE UK DOES CHEAPEST CAR INSURANCE AT THE MINUTE?
AS A NAMED DRIVER!


Is a 2009 mazda 6 a good car?
also what would the average insurance run for a 20 year old male for this car?


Will my car insurance pay my car note off if i die of natural causes?
Will my car insurance pay my car note off if i die of natural causes?


What type of doctor pays least for malpractice insurance?
Just wondering what type of doctor pays the least on average for malpractice insurance? I have heard dermatologist and radiologist any others?


Does skydiving increase insurance premiums?
I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds extreme for a one time event. Anyone know the truth? Thanks


What's the best home insurance in Hong Kong?
Also, looking for a good travel insurance. Thank you!"


When you buy a used car how many days do u get to put insurance?
How many days can u drive around whit it whitout insurance ? how much time do u get to go the DMV and stuff ?


Which would be cheaper to insure for a 16 yr old male?
a hyundai tiburon (not gt, just the regualar one, probably a 2004 or 05 because of the added anti theft put on the car after 2003, which lowered the insurance rate) and the tiburon is NOT considered a sports car, so dont try to convince me that it is,lol. or a scion tc 2005(regualr, not gt or whatever scion calls its sport verson) i really like the scion tc but this will be my first car and i cant be picky, id have to go wtih which ever is cheaper to insure. any advice (dont tell me to buy a cheap clunker, my dad doesnt want me to get one, he wants me to find a nice, afordable car) thanks!"


Best car to insure in GTA 5 online?
I need a car to insure and upgrade but not sure which one is the best help?


What cheap classic car would you recommend for a 17 year old?!?
I turn 17 in October and so i have began to start looking for cars and the insurance that it will cost me. from looking on go-compare, i've found that the cheapest cars to insure are old classics like the VW beetle or Rover mini. I would really like to know if there are any other cool looking classic cars out on the market that would suit a 17 year old? they will have to have a small sized engine as well. recommendations would be great! thanks"


That great republican healthcare plan of out of state insurance co.?
Like here in California where an Indiana company, Wellpoint, buys out Blue Cross of California, renames it Anthem and jacks up private rates 39%. How is that going to save me money?"


My car was stolen....how much is my insurance gonna go up ?
i live in hawaii and its a no fault"" state"""


Motorcycle insurance?
i have seen things that say motorcycle insurance is ALOT more then car insurance and things that say car inurance is ALOT more then motorcycle insurance and i dont really know if any one will be able to give me accurate answer to my question but i just want an idea of how much the insurance would be for an 18 year old, with a Honda Rebel, in south texas ((or if there is some where i can find out, that would help to))"


Why does ACA make insurance mandatory?
Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.


Is car insurance needed to get an oil change?
They are fixing a few things and adding the oil change. Can they see if I have insurance and when I dropped/added it or no? I just don't want to look like an idiot without insurance :)


Who has the auto insurance california ?
I have a car that I want to sell. I only need insurance for about a month.


We are looking at buyin a house what insurances will we need and around how much should we budget for this?
We are first time buyers ans are looking to buy a house and we were wondering what are the insurances we need to take out and how much should we be looking at budgeting for this a month any help would be brill thanks x


How much will my car insurance go up?
I am the defendant in and have just settled an automobile lawsuit at $100,000. How much will my car insurance go up?"


Why was my car insurance in Germany cheaper($500 a year) compared to Florida($1650 a year)?
Why was my car insurance in Germany cheaper($500 a year) compared to Florida($1650 a year)?


"Stolen phone, Best Buy insurance coverage?"
Hello, I just had my purse stolen from my car along with my phone and was wodnering if anybody knew Best Buys insurance coverage. I've had their insurance for about 3 months and wanted to know if they would cover a stolen phone? Please let me know asap. Thank you."


Expired insurance of another driver?
While I was slowing behind a stopping car, another vehicle hit me at the rear bumper. My bumper would probably have to be replaced. We have exchanged insurances and continued. Now that I check his insurance, it's expired. I have his driver license details as well. I will call his insurance company, but if it really turns out to be expired and he was uninsured - what are the options?"


Which car insurance companies reserve cars through hertz?
im going to be getting me a new car and with my current insurance company they only reserve through enterprise which i am not old enough to use. hertz rents to 20 year olds. im just trying to make sure i will have an alternative way to get around if something happens to it. so which insurance companies reserves through them? or will u have to request it? because i know some wants you to pay first and they will rein-burst you


A question about insurance!?
How much would insurance be on a 2005 BMW 645ci ($11000) for an 18 year old I will be on my parents insurance. 300-460???


Is C cup big for a 13 year old?
Well I'm 13 and I have C cups and I can fit into D cups. And I'm 4'11 and a half in height. And no I'm not over weight. I'm very fit. Im on competitive soccer team so I run a lot.


What is the average cost to insure a 16 year old male in texas for a dodge ram 2500 quad cab 4x4?
It is a 2003 dodge ram 2500 cummins diesel 4x4 quad cab.


Where can i find car insurance for less than $50?
Where can i find car insurance for less than $50?


Would car insurance go really high if you got a mustang?
I'm 16 thinking about getting a 2000 mustang 150,000 miles clean driving record I have state farm. I didn't know if a mustang would make it jump to much high than just an average car."


Maternity Insurance...Anyone have it?
I dont qualify for Medicaid


I need help finding a dentist or really cheap insurance?
I dont have very much income what I make goes out for bills automatically and I really need to go to the dentist. Can anyone tell me of a cheap insurance that I could get that wont take 6 months to kick in.


Why does ACA make insurance mandatory?
Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.