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Where can we get cheaper insurance without doing Obamacare? Husbands work coverage is too expensive.?

Hello! My husband is the only one who works in our household. We live in CA and he earns 48k/yr. We have an HMO with Anthem Blue Shield through his employer and they charge $500/per pay period so $1,000 a month! We are having our second child and just can't afford this astronomical amount anymore. But, I want all of us to remain on the same sort of plan with our doctors because they are wonderful. What can we do to get our insurance cost lower? Any advice greatly, greatly appreciated.

   








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Owner's Policy of Title Insurance being extinguished when property in a Trust and owner dies.?
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Equity Indexed Universal Life Insurance - pros/cons?
Great info from all. Thanks. I know I have more to learn. I spoke with a financial planner who gave us some unique investment strategies that made sense, although out of the box"" of what little I had been told. I am always skeptical and like to learn for myself from independent third parties. I heard a segment on the radio from another financial planner with the exact same strategies we had recently heard from our local planner. When I hit his website he had a video explaining it. After watching the video it made more sense. www.cramgroup.com . As this is my families future"


Insurance wants to total my car?
We got rear ended couple of days ago, some bumper damage and chipped paint. According to the repair shop there is no internal or inside damage to it. Nether the less it would cost about $1000-1500 to fix it (bumper would be replaced). I have 1995 Toyota Corolla DX, and it drives great. I really love it, and didn't plan on getting rid of it. The garage is saying that once we submit the claim, chances are Very high that the insurance company would just total it, because the car is old and has 277.xxx miles on it. We wouldn't get a lot for it, not enough to buy another car for sure. And to drive it with the cracked/dented bumper I don't want either. What to do so insurance will not to total it? We just have done some work to it, and all that money would be wasted too! I'm so lost!!!"


How much would car insurance be for me? I'm am 16 years old and get overall good grades.?
Some other things that might help are, - 16 year old Male - It will be under my parents credit/name ( They have Allstate ) - I would be driving my dads 2004 Ford Explorer (Once in a while his 2011 Nissan Altima) - Like I said, overall good grades - I live in Tooele Utah Please give my positive answers! Thanks!"


"6008 insurance quote for hyundai getz 1.1, what am i doin wrong?"
no its a basic 1.1 gsi, no added extras"


What is the best auto insurance company.?
i currently have 2 cars and pay alot with Geico


"Over 60, not eligible for medicare. health insurance options?"
My in laws are 65 years old and just moved to the US (legally!). Because they are not US Citizens yet, and it will take 5 to 6 years for that to happen, they do not qualify for Medicare. So my question is, is there any affordable option to get healthcare coverage for someone who is over 65 yrs old? "


How can we claim lost life insurance money?
ok so this one is a little complicated. My great grandfather came to the U.S. to work from mexico as part of a brazeros program. then he died in a car crash while working and at that time the program gave him life insurance. his wife was recieving money as compensation. then my great grandfathers brother came to the us and filed a complaint that stopped the payments saying that my great grandmother was using the money inapropriatley (this was not true, he was just jealous he wasnt geting any money). Now, we dont know exactly on what terms he cancelled the payments, but we believe that the money was supposed to be held off untill my great grandfather's children (including my grandfather) were 21 years or older. But, none of know how to claim that money or even where it went. so is there a way to find out where this money is? My great grandfather died around the 1960s."


How do I get general liability ins. for a business ?
I've tried to get small business general liability insurance but my field (custom fireplace mantel construction / installation ) is not listed , so I cannot get any quotes . I am licensed in my state but cannot pursue without ins."


"Hit and Run, no witnesses, lying to insurance?"
So, I was with my girlfriend and we parallel parked in a space which we soon realized was restricted. So she pulls out of the space, too close to the delivery truck in front of her, and side swipes it on the way out. We pull off to the side, see no damage to the truck, but a huge gash in the side of her car. We decide to leave, since the only damage is hers. The next morning, she goes to the body shop to get the damage assessed. They tell her it is going to be over $4000 to repair. She decides to file it with insurance, saying that she had left her car parked on the street, and found it this way, assuming it was a hit and run in the opposite direction. Had she asked me before doing this, I probably would have advised against lying about it, but she has. So, the insurance inspector is coming to assess the damage in the next few days. My question is, how rigorous are these inspections? Will these guys be able to look at a gash in the side of her car, and tell that it was inflicted by her sideswiping a truck, not the other way around?"


Insurance on a 1973 corvette for a 16yo?
Soooooo I'm out of my mind sure whatever doesn't matter. Probably a ridiculous first car but hey I picked it up For $3000 better than any other car I could get for that price. It has a 350 and it's 4-speed car, yellow and I know insurance might kill me but I'll have fun driving it in the mean time. Anyways any ideas on prices? Or the cheapest place to get insurance for it?"


What would insurance be for me with this car?
2004 nissan sentra se-r, silver, 4 door, manual transmission. I'm 17 years old and would drive the car to work and school about 5 days a week. I have never gotten a ticket or been in an accident."


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A person get a life insurance policy for $50,000 and passes away 4 months later. Can a beneficiary collect the total $50,000 or just what the decedant has paid into it?"


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I am hoping to pass my driving test soon and I was wondering whether it would be cheaper insurance on a classic car. I would like a Rolls Silver Shadow, though this is probably too ambitious."


Where can we get cheaper insurance without doing Obamacare? Husbands work coverage is too expensive.?
Hello! My husband is the only one who works in our household. We live in CA and he earns 48k/yr. We have an HMO with Anthem Blue Shield through his employer and they charge $500/per pay period so $1,000 a month! We are having our second child and just can't afford this astronomical amount anymore. But, I want all of us to remain on the same sort of plan with our doctors because they are wonderful. What can we do to get our insurance cost lower? Any advice greatly, greatly appreciated.


"Cheap teen car insurance, best car to get?"
16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?"


Does anyone know of any affordable health insurance?
My husband and I pay $420.00 a month for both of us. His has a 250.00 deductible and mine is 1,500.00 deductible. We are both in our 40's with no health problems."


"Critics say that we shouldn't be mandate to buy health insurance, What about auto insurance?"
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What is a good health insurance?
HI i need help in looking for a good health insurance. I need one since i am unemployed. What documents should i bring in so i do not have to go back and forth. Well any advice is obliging. thank you.


Car insurance__________________?
How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?"


How to get my insurance?
I'm 18 and I'm in the army reserves, how do I go about getting my insurance and all that? My recruiter is in Korea and I don't know who to ask. Thanks."


How much does auto insurance cost for a 16 year old male with Erie?
I just got my license and now I want to get a car but my dad wont pay for insurance, I was wondering what the possible prices might be. I would like a Jeep Wrangler or a VW Passot/Jetta. I am a male so I do understand the prices will be more. Also the insurance I have is Erie. The amount I am paying now is around 600$ while I am on my dads policy for HIS car."


How much does liability insurance cost?
How much does liability insurance cost?


Price for health insurance?
I work for a small company.


Term Life insurance?
If I choose to get a term life insurance policy for say...20 years..and I die before those years are up, will my beneficeries be able to get the money-or will I just have paid that money for nothing? Please no smart answers!!"


Insurance on a Subaru STI?
I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!


Can anyone tell me how good this insurance is?
I recently got Reliance Standard"" insurance..can anyone help me figure out the copay? I went to the website and can't figure it out.."""


Should I go through insurance?
Hi, Recently, I parked my car at my apartment parking complex and someone had scraped my rear bumper. I'd like to get it fixed...but I'm not sure if I should go through my insurance or not. I have a 250 deductible for uninsured damage"" which I think applies here under my policy. Will the rates go up if I go through my insurance company for stuff like this? Because if so"


Tires replaced with lower speed rating.Who is liable?
A few months back, we had all four tires changed out at Just Tires. We blew out the driver tire just before Christmas and went to a different facility to buy a new one. We were told there that they could not replace that single one because the rest of the tires were of a lower speed rating than specified (in the door, it tells you apparently). My question is, is Just Tires liable for any of this? We of course didn't know at the time that we were driving on tires of a lower speed rating but we want to go back to Just Tires and see what they can do. Help!"


Help!! i need help picking out car insurance?
Im 20 years old I wokr fulltime and go to school full time. I recently purchased my first car but I cant dirve it off the lot until I have car insurance. I live in michigan which is a no fault insurance state. i was trying to get full coverage on my car. but the lowest quote i found was 450 a month. I only paid 3500 for a 2004 monte carlo ss. I will be paying more in car insurance than i paid for my car. plus I cant really afford to pay 450 a month. I need help. Insurance is a rip off. I cant get on my parents account becasue I was a foster child.


Where can we get cheaper insurance without doing Obamacare? Husbands work coverage is too expensive.?
Hello! My husband is the only one who works in our household. We live in CA and he earns 48k/yr. We have an HMO with Anthem Blue Shield through his employer and they charge $500/per pay period so $1,000 a month! We are having our second child and just can't afford this astronomical amount anymore. But, I want all of us to remain on the same sort of plan with our doctors because they are wonderful. What can we do to get our insurance cost lower? Any advice greatly, greatly appreciated.


Husband got DUI...Insurance question.?
My husband stupidly got a DUI in March but our insurance still hasn't changed. I'm worried that when we renew our policy it will go up. I co-signed for his truck so I'm technically the owner also. Can I insure his truck in my name and just take him off the policy completely since I have a clean driving record? We would obviously have to lie and say that he doesn't drive the truck. Do you think this is possible?


"I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?"
I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?"


Does State Farm auto insurance round the GPA for good student discount?
I have a 2.998 GPA and need a 3.0 for good student discount. Will they round up to a 3.0?


About how much is insurance on an 18 wheeler truck ( the tractor) and about how much is a trailor 48' long
getting n2 the trucking world. expect to complete truck driving school oct 11, 2006. looking 2 start buisness or start working soon after."


Health Insurance?
This may be silly, but I saw a commercial the other day on tv that was advertising for health insurance for a little over &5.00 a day. I am currently in the hunt for health insurance so i wanted to go online and get some info. As luck may have it by the time i was able to get on the internet i forgot what the website was. I know the company starts with an e"" and its right at the tip of my brain"


Will my Progressive Ins. rate go up with speed camera tickets?
I have progressive car insurance in MD and have received a lot of speeding camera tickets in the last few months (due to my driving and my brother driving my car). Does anyone know if Progressive insurance will keep track of these camera speeding tickets that will cause my car insurance rate to go up?


Insurance cost for 2.3l fox body mustang 16 year old?
I am 16 and considering purchasing a 2.3l four cylinder mustang. These were made from the mid 80's to early 90's. They have like no power but get good mpg. I am worried that insurance companies would see the word mustang and give me a high rate. BTW my sister is 17 and pays only 50 a month on a family plan for a 1995 suzuki sidekick.


Am a 20 year old female how much car isurance should i pay?
i mean of course i can go on insurance companies and check it out but they take too long! i want to know how much should i pay for a 1.1 or 1.2 Corsa or cleo for my age and i have only had my licence for 2 months. whats the average/ lowest / highest should i pay? btw i know am a good and responsible driver, i don't drive to show off, i drive for my pleasure and work :) UK answers please"


Dental Insurance questions (really so cheap?)?
While browsing for Dental Insurance plans (using ehealthinsurance, apparently) i noticed plans that are actually pretty cheap. Im wonder whats the 'catch'. For example; HumanaOne HMO Deductible: $0 Coinsurance: N/A $11.99/month $11.99 a month really isn't bad. Is it so cheap because usually people don't go to the dentist but twice a year? I would like to get some things done to my teeth, and considering the deductible and copay are zero does that mean i'll have no out of pocket cost? Thanks... Mitch"


Looking for cheap & crappy life insurance?
I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement."


Cheap Car to insure?? (UK)?
Hey, I'm 18/female and was looking to start my driving lessons soon and I was wondering what cars would be cheap to run and insure, and does anyone reccomend any driving schools that are an okay price..if you could put links up to cars I would be grateful. Thanks :)"


Will this effect my car insurance?
I got pulled over and ticketed for an outdated inspection sticker and a light being out. I've been ticketed before, but the ticket was thrown out in court. I was wondering if this will effect my car insurance at all. I live in Massachusetts. I think it counts as a moving violation but i think they let you off on your first offence."


Where can I search for health insurance that's right for me?
I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?


How can I become an Insurance claim adjuster in California?
Ive searched and searched for classes offered, or forming but there seem's to be non of that offered so how can i get my foot in the door to become a claim adjuster? it seems as if its a catch 22, because jobs that are hiring for trainee adjusters or in house adjusters need you to have experience but there seems to be no way to get your foot in the door. Ca someone guide me towards the right direction? Thanks"


Insurance for a rental car?
Is your own insurance enough to cover a rental car or should you purchase the supplemental insurance offered by car rental companies?


Where can we get cheaper insurance without doing Obamacare? Husbands work coverage is too expensive.?
Hello! My husband is the only one who works in our household. We live in CA and he earns 48k/yr. We have an HMO with Anthem Blue Shield through his employer and they charge $500/per pay period so $1,000 a month! We are having our second child and just can't afford this astronomical amount anymore. But, I want all of us to remain on the same sort of plan with our doctors because they are wonderful. What can we do to get our insurance cost lower? Any advice greatly, greatly appreciated.