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Does driving school affect insurance rates when over 21 in Massachusetts?

I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?

   








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Does driving school affect insurance rates when over 21 in Massachusetts?
I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?


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Does driving school affect insurance rates when over 21 in Massachusetts?
I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?


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Does driving school affect insurance rates when over 21 in Massachusetts?
I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?