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Car insurance question?

I'm 17 and still living with my parents. I just got a car and now I need to find insurance. My dad doesn't want me on his because then, if I got in an accident, his rates would go up. My question is, if I were to cause his rates to go up and then got kicked off his plan, would his rates go back down? I'm curious because I really would rather not get my own insurance, being on my dad's would be much much much more affordable.

   








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Car insurance question?
I'm 17 and still living with my parents. I just got a car and now I need to find insurance. My dad doesn't want me on his because then, if I got in an accident, his rates would go up. My question is, if I were to cause his rates to go up and then got kicked off his plan, would his rates go back down? I'm curious because I really would rather not get my own insurance, being on my dad's would be much much much more affordable.