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Work for Allstate or start my own Independent Insurance Agency?

I am currently Life & Health Licensed and have about 3 yrs experience. I recently have been offered a job working at an Allstate Agency. I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%). They will train me and pay for my P&C Licensing. I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent. This would give me control over all my clients, have big commissions, and make residual income. However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money. I have been going back and forth for a while now trying to decide what to do. Any advice would be great! Thanks.

   








Can I be put under my dads car insurance?
What happens if you don't get car insurance?
Cheap car insurances for 18 year old females?
What the best insurance company that affordable to get for a new car?
How much is the pay out on Whole LIfe Insurance?
Is this a legit website to buy a schengen travel insurance?
HOW TO GET MY CAR INSURANCE DOWN PLZ!!?
How can i get cheap car insurance?
Can you still have life insurance even though payments were stopped?
How to go about getting a motorcycle, license and insurance...?
I recently had an accident and i have no insurance i live in Las Vegas?
What happens if to my insurance if i get married?
What does it take to become a state farm insurance agent?
Can I be denied health insurance after changing jobs with a pre-existing condition?
'ensure' vs. 'insure' - meaning and correct usage?
Insurance cant get a hold of the other at fault party, what do?
Can a person get insurance on a car when the tag is in someones name?
Isn't this illegal? A lot of people at my company have insurance and the cost is taken out of their weekly checks.?
Other driver was not covered under insurance?
Term vs. whole life insurance?
Insurance company and liability coverage on a leased car?
Young Drivers Insurance question?
Why is car insurance mandatory but not health insurance?
Where can you find cheap life insurance?..?
Will Car Insurance Fees Go Up?
Is there anything such as free term life insurance policy?
Will Progressive insurance do this for me?
In need of Medical Insurance?
Car insurance in the uk?
When can you call insurance for cheaper?
Why is my auto insurance so high?
Car insurance help?
Is it a good idea to combine my car insurance with home owners insurance?
Is it a good idea to combine my car insurance with home owners insurance?
Insurance cost for the following car: 2007 Pontiac G6 GT?
Where can i find affordable car and renters insurance?
What's the cheapest car for insurance?
Health insurance help..family of 6?
Why are insurance companies obsessed with ripping off young drivers in the UK?
How Does Pet Bird Insurance Work?
I need help on choosing Health insurance..... Anyone?
Help with Health insurance?
Are You For More Affordable Health Care?
Can insurance and credit card?
What do I need to apply for an individual health insurance?
Colonial Penn Insurance - how big is a UNIT?
Reasonable health insurance in CA??
Question about teenager insurance?
I just got a parking ticket while driving someone else's car. Will this affect the insurance on that car?
Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?
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How old do you have to be to start driving lessons?
How old do you have to be to start driving lessons?


If I get a personal loan will I still need full coverage for a car?
I want to buy a new car, but I'm only 19 and the only thing holding me back is the fact that I'd need full coverage and my insurance will sky rocket. If I get a personal loan to buy a new car, will I still need full coverage or would it be like buying the car in cash?"


Can You Get Insurance On A Car With A Reconditioned Tittle...?
I Saw I Car Dealer On Cars.com And They Say They Do In-House Financing And I Was Just Wondering What Companies Would Give Insurance On A Car With That Kind Of Title... Would It Be Hard? And Would The Insurance Cost Alot? IN TEXAS BTW


Please help HElp!!!!!!!!!!!!!!!!!!!!!!?
What is insurance coverage? The agreement you have with an insurance company The amount your insurance company is willing to pay The amount you pay to the insurance company each month The amount you pay for visits to a doctor 2. The dollar amount you have to pay before an insurance plan takes effect and the insurance company starts paying is the __________. (Select the best answer.) (Points : 1) Coverage rate Co-pay Premium Deductible 3. Which of the following things does the Affordable Care Act do? (Select the best answer.) (Points : 1) Regulates the amount of co-pays Provides insurance for people over 65 Requires all businesses to provide health insurance to their employees Allows young adults to stay on their parents insurance until the age of 26 4. What does COBRA status allow you to do? (Select the best answer.) (Points : 1) Add more people to your insurance plan Stay on your employers insurance plan after you lose your job Apply for health insurance as an individual Qualify for Medicare 5. What is a preexisting condition? (Select the best answer.) (Points : 1) A condition you were diagnosed with before you applied for health insurance A condition that you were diagnosed with after your insurance coverage started A summary of your past medical bills A set of standards you must meet before you qualify for insurance 6. What is a beneficiary? (Select the best answer.) (Points : 1) The person who files life insurance claims on your behalf The person or group of people who will receive your life insurance money The person who evaluates life insurance claims The person who determines whether you qualify for life insurance 7. Which of the following actions puts you at risk for dumpster diving? (Select the best answer.) (Points : 1) Not shredding financial documents when youre done with them Choosing online passwords that are easy to guess Giving out your Social Security number over the phone Having a mailbox in an unsecured location 8. Which of the following is an example of pretexting? (Select the best answer.) (Points : 1) A person accessing your email account without permission A person stealing a credit card bill from your mailbox A retailer scanning your credit card to steal its number A person calling and pretending to be an employee from your bank 9. Which of the following may help you protect against identity theft? (Select the best answer.) (Points : 1) Carrying your Social Security card at all times Clicking on pop-up windows to verify their information Contacting your credit card company if you dont receive bills Including your name in your online passwords 10. Which of the following things does the Gramm-Leach-Bliley Act do? (Select the best answer.) (Points : 1) Ensures financial institutions protect your personal information Requires financial institutions to keep a copy of your Social Security card on file Allows you to dispute incorrect information on bank statements Allows you to receive a free copy of your credit report 11. Which of the following are debt collectors allowed to do when theyre attempting to collect debts? (Select the best answer.) (Points : 1) Call you late at night Contact you at home Contact you at work Change the amount of your debt 12. Which of the following is a car insurance company unlikely to ask for when youre applying for coverage? (Select the best answer.) (Points : 1) The type of car you drive and when it was made Proof that you have life insurance Proof of how many miles the car has driven The number of accidents youve had in the past 13. Which of the following might a homeowner's insurance company be unwilling to cover? (Select the best answer.) (Points : 1) Theft A person getting injured on the property Fire A natural disaster 14. Which of the following is true about unemployment insurance coverage? (Select the best answer.) (Points : 1) It will provide you with the same income that your employer did. It will stop if you dont look for work. It is funded privately by the business where you used to work. It will last as long as you need it. 15. Which of the following people probably needs life insurance the most? (Select the best answer.) (Points : 1) An unmarried person with no children A person who is about to retire A mother whose children depend on her income An elderly person


Car insurance help :(?
would your insurance go up after you graduate high school?


Should I get a v6 mustang 09 I am a teen?
I don't know can it be dangerous getting a sport-car or are mustang for girls because of motor.


Good car insurance deals?
can someone please tell me where i can get the best car insurance deals?? Thanks


"Does GEICO"" stand for General Electric Insurance Company?"""
Does GEICO"" stand for General Electric Insurance Company?"""


Auto Insurance coverage -- How much Liability and Medical?
I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks."


"If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"
If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"


I'm wondering a car insurance random question?
Hello, my brother has a cheap honda civic like $6 thousand .. He was driving and got in a car accident with a $200,000 dollar car.. The back bumper of the $200k car is wrecked and my brothers car is fine.. He has insurance .. Does the insurance cover everything.? Thanks"


Fast cars with low insurance costs?
id like 0-60 inunder 6 seconds but low(ish) insurance rates for someone under 21. New, used, whatever."


Cheapest insurance company?
I want the cheapest no fault insurance for my car, 1994 beretta"


How much does an HSG dye test cost?
I am unsure if my insurance (Blue Cross Blue Shield of Michigan: http://www.bcbsm.com/myblue/plan_individ... ) will cover for the dye test. Did your insurance cover for it? If not, how much did you have to pay?"


Car insurance for Teen?
I am 17 and I want to get my first car and am wondering what insurance company's would have the lowest rates and good coverage for me. I am looking into buying this car, http://twintiers.craigslist.org/cto/4321779395.html I understand it has a rebuilt title and i checked into it and nothing bad seems to be wrong with the car, I ran a carfax on it and it has 3 previous owns its an 06 scion tc and it has some custom parts on it, let me know what you think, the seller will take 5700"


Work for Allstate or start my own Independent Insurance Agency?
I am currently Life & Health Licensed and have about 3 yrs experience. I recently have been offered a job working at an Allstate Agency. I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%). They will train me and pay for my P&C Licensing. I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent. This would give me control over all my clients, have big commissions, and make residual income. However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money. I have been going back and forth for a while now trying to decide what to do. Any advice would be great! Thanks.


Cheapest Car insurance in New Jersey?
Looking for cheap car insurance companies in New Jersey.


What is a territory number in home insurance?
I am searching for new home insurance and I have two different territory numbers and protection class numbers on the quotes. Can you tell me why?


"Insurance,life?
I'm 38. my wife is 33. non smokers. which insurance make more sense. i have whole life with long term care. my wife is looking into term insurance. which is better?


Where can you read reviews on renter's insurance?
My mom just moved into this expensive high-rise building and considering the crazy amount of rent she's paying for it and all the stuff she's putting in it I think she needs insurance. How can you decide on which one to go with?


What is the minimum amount of auto insurance required ..by law on a financed vehicle in CA?
What is the minimum amount of auto insurance required by law on a financed vehicle in CA?


How much is homeowners insurance a month?
My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a quick formula to help us figure out the approximate insurance costs each month? Thanks!"


"How I can get health insurance free, I live waterbury ct. Anything let me know. Thank you.My Emall is Marinete0119@yahoo.com?"
How I can get health insurance free, I live waterbury ct. Anything let me know. Thank you.My Emall is Marinete0119@yahoo.com?"


Nissan GTR for a teenager?
Hey everyone, I am a 16 year old who runs a photography business in Nashville, TN. I have been saving up for a car for the last 7 years, originally for a BMW M3 or Audi S5. I have amassed about $25,500 to spend on the car, and have a steady income to pay for insurance and gas. There was a recent question asking whether it would be safe to give a child like myself a car like the M3 or the Nissan GTR. However, I feel as though such a generalized statement is grossly inappropriate. I feel that responsibility in an automobile should fully be determined by ones own experience and responsibility, as opposed to strictly ones age. For example, I have shifter cart racing experience, have taken multiple high performance driving courses from some of the best. (Truly recommend Bondurant's program BTW). I have over a 4.0 GPA, and am editor and director of an online magazine and our school's paper. I make a decent wage from a job and business that I created myself, and have learned marketing and advertising from some of the best in the field (anyone heard of the oldspice commercials?). My own determination has lead to success and my ability to reward myself with a highly exclusive and phenomonal driving machine. On the other hand, no one would doubt the maturity or ability of a man thrice my age attempting to buy the same vehicle, who had never driven on a track, who had never used ABS, and who had never learned the evasive driving techniques necessary to driving such an automobile. Herein lies the problem. In the previous discussion on this same topic, the driving of a GTR by someone my own age was likened to handing someone like myself a loaded .44 Magnum. However, this in itself is a stereotype. I am a nationally ranked rifle competitor who knows how to build, much less safely use, a .44 Magnum. I am a member of USA Shooting and the NRA and CMP competitive shooting divisions. How is handing me a loaded .44 any less safe than handing some retired man who has never held a gun the same pistol? I am at a loss for the logic in that situation. Is my inherent danger of being 16 such a risk as to counteract my own experience and track record of responsibility? SO back to my actual question. 1. If I purchased it, would you disapprove of allowing me to drive a car such as the GTR. and 2. Would you purchase a 2009 GTR, an 2008 M3, or a 2010 Jaguar XF? Why? Thanks in advance!"


How can i get relatively cheap car insurance?
I'm 17 and just passed my test as you know first time drivers is extremely expensive to insure. As none of my parents drive I cannot go onto their policy so I'm having to start my own policy where the prices are ridiculous for an old car, but my friends have been telling me how there siblings etc. have started there own policies for as little as 1800 an this is their first year driving when all i can find is stupid prices such as 18,000 can anyone help please, please please!"


Is it Drs. who decide not to take Obamacare plans or the insurance companies?
I would think it would be up to Drs. what plans they want to take. A receptionist told me my insurance company decided not to use my Dr.


"People can sell their permanent, or whole life, insurance?
To Whom?


How much will a used SlugBug Convertible cost me in the state of Ohio?
I turn 16 in January 2011 and I want the car by August 2011 so in about a year and a couple months from now! How much with the car cost me to pay all up front or how much will it cost me monthly if that sounds better! How much will insurance be per month? How about Gas? All answers are appreciated and Im willing to buy 2003 to 2010 but the price range for the actual car has to be no more then 5 to 6k ? I also want to know if you think Im going to have to get a loan. . . thanks everyone!


How do you figh no insurance ticket?
if you get into an accident without insurance, how do you fight it both the police and the insurance."


Need help with Life Insurance?
ok i started a life insurance policy with X company 10 years ago. It's a 125,000 policy wheere i pay $60month and I believe there out of around 7k, 3k is cash value (hope this makes sense) and i was a smoker. Now i'm 30 and my friend who works for the company is suggesting i change it to a term policy half million 20 year term where i would be paying $27 a month. I will be taking a new physical also. I am not married and have no kids at this time.what should i do?"


How can I apply for Insurance???
Is there a site where i can go and Apply for Insurance??? Is there another way to do it?? Thanks that would be great.


Work for Allstate or start my own Independent Insurance Agency?
I am currently Life & Health Licensed and have about 3 yrs experience. I recently have been offered a job working at an Allstate Agency. I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%). They will train me and pay for my P&C Licensing. I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent. This would give me control over all my clients, have big commissions, and make residual income. However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money. I have been going back and forth for a while now trying to decide what to do. Any advice would be great! Thanks.


"My dad is the main driver on vehicle insurance, and i am the named, am i aloud to drive the car more than him?"
Ive just passed my test and looking for cheap ways to get cheaper insurance. Can i do it so my dad is the main driver and im the named, but i will be using the car much more than him? is this illegal? The car is in his name and everything but didnt no whether he has to cover more miles than me in a year with it being in his name? thanks"


Auto insurance needed to drive into Canada from the USA?
Hello, I am wondering if proof of auto insurance is asked for when driving into Canada from the USA? I know a passport is, but wasn't sure if proof of auto insurance is."


How do i register my car in my name if its in my mothers name?
She bought the car for my birthday and it is insured through me but i need to know how to go about getting it registered to me so it can lower my insurance.


Getting insurance for an expensive watch?
Does anyone know of any companies that provide insurance on expensive watches? I don't have a homeowners policy to add it on to, so i was looking for a standalone policy for a particular item."


Where to Find Affordable Family Health Care Insurance?
Recently I was looking on google for affordable health care insurance, but I can't make my decision which site to choose.There are so many sites.Please suggest me one."


Globe life insurance?
how reliable is globe life term life insurance.. and just what are the terms ..


Can you be denied healthcare for not having insurance?
So, thanks to Obamacare, it is now illegal to deny insurance to people with pre-existing conditions. But can actual healthcare providers deny healthcare to cash-only patients?"


Need help about car insurance?
hi i have uk provisional driving license and recently i bought a car now if i insure my car with my license then how can i drive car i need somebody with me with full driving license and if i drive alone then police can see my car insurance is only provisional license insurance or not because i am driving my friend car from last 2 years and i have lot experience about driving now i book my test already in nov .


How much do you pay for ur car insurance every month and how old are u?
Its full coverage.


2001 Honda Prelude First Car?
im 16 and just got my license. Im looking at cars under a budget of 5k. The 2001 Honda Prelude caught my eye. My brother, whos 25, had an older prelude for his first car and said it was an awesome car. My questions are mainly how much would insurance be and should i get automatic or stick? Just wondering if this would be a good first car? Oh and i have to pay gas a full coverage insurance while maling roughly $300 every 2 weeks. Also if you guys could tell me any similiar cars thatd be awesome!"


How much would my home owners insurance be?
In February I will most likely be buying a 1-2 million house, which is a huge leap from what I am currently living in. I would like to know how much home owners insurance would be for a 1-2 million dollar house. If anyone can give me a rough estimate that would be awesome, thanks! House details: State: Michigan Location: Private gated area (Not by water) (I know i should be asking my insurance company, but i want to know a rough estimate fairly soon)"


Can I buy insurance even though I have no car but I drive other peoples cars regularly?
I find myself needing to borrow my boyfriends car every once and a while but my mom recently took me off her insurance plan since I dont drive the car anymore (i moved away to college and dont come home often). All the insurance quotes I've seen require me to list a car. Can't I just get general driver's insurance to cover me when I'm borrowing cars? BTW, I drive a vespa-style scooter that doesn't require insurance, so I have transportation but when it rains or when I need to drive far I borrow a car. I also offer to drive whenever the driver is tired, or if I'm taking a road trip, or if the driver is drunk and can't drive, that kind of thing."


Why did my car insurance go up instead of down after i turned 25?
In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?"


"What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials?
I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???


Where can I find the cheapest health insurance in California?
Basically I am enrolling in this EMT course and they REQUIRE that you have proof of health insurance before enrolling in the class. Where can I find the cheapest insurance just to fill this basic need? Doesn't matter about coverage and co-pays, etc. just need something to suffice until I'm done with the course, then I'm going to drop the insurance once I get it from my job as an EMT, ya know. Me: married 23 yr old female in perfect health."


Work for Allstate or start my own Independent Insurance Agency?
I am currently Life & Health Licensed and have about 3 yrs experience. I recently have been offered a job working at an Allstate Agency. I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%). They will train me and pay for my P&C Licensing. I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent. This would give me control over all my clients, have big commissions, and make residual income. However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money. I have been going back and forth for a while now trying to decide what to do. Any advice would be great! Thanks.