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First time health Insurance question?

I recently turned 50. Have been self-employed most of my life and never had or really needed health insurance. I guess next year I will have to get it so I looked into the highest deductible my local blue cross offers. Its $3250 and I pay $174 per month. Which I guess limits my out of pocket to $5338 the first year. I can handle that. I could handle a higher but that the highest they offer. My questions are does the plan offer me any kind of group rates with my Dr or any hospital bills if I have them ? Or am I stuck with the current wildly inflated rates I currently get for blood work ? (I haven't been PAYING for the blood work because they stopped giving me a reasonable discount) Ive found a new place to get my blood work at a discount in the future if I prepay. My further questions are how much are my rates likely to increase in the future ? What about IF I have a heart attack ? That's my most likely event" in the near and long term future. One of the reasons I have avoided getting insurance in the past is because Ive never been able to get adequate answers to the above questions. Another question about a health savings account. Will one benefit me with no earned income ? All my income is now passive. Capital gains

   








Do I have to tell insurance about my ticket?
List of Affordable Super cars?
I am planning to do a insurance for my son. What benefit I will get if I buy Term Life Insurance from BSLI?
How much would my insurance cost . . .?
Contacted Transamerica for term life insurance. BAD reviews online about their services. In touch with NYlife and Farmers also. Any ideas?
Commison claim?
What is modified life insurance?
Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?
SO confused about this car insurance issue?
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Does Aetna medical insurance cover fertility procedures?
First car 350z insurance cost?
Do I need to have insurance to drive a car across country?
What type of insurance is better for someone 35 years old term or whole life?
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Life insurance bank draft?
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Car Insurance Issues?
I currently have no health insurance. Am making 11 an hour, which is 10 an hour with tax deducts, should I get Obama care? How much is it?
With no health insurance . . .?
What is average cost of gen. liability insurance and bonding for startup locksmith business?
How much do you pay for your teenager's(16) auto insurance?
How much does the insurance cost on a 50cc 50km/h moped for a 16 year old?
Just wondering if there is any kind of insurance coverage for the victims of the tsunami?
Is it possible to cash out on your own life insurance policy?
Whats the cheapest car insurance?
How much is classic car insurance in Ontario?
How can I get affordable health insurance for my mother and I?
Income Statement/Balance Sheet problem?
How much would my insurance go up?
How much would a Hyundai Veloster turbo cost for a 16 year old to insure?
How much would a Hyundai Veloster turbo cost for a 16 year old to insure?
How to collect life insurance?
Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?
Car and insurance question..?
Car insurance question?
Car Insurance Question?
UPS insurance cost for sending a laptop?
Cheap and good car insurance in southern California ?
Is someone else covered under my car insurance to drive MY car?
Car insurance?
Typically, how much will your insurance increase if you get into an accident that is your fault ?
Can't afford car insurance, parents won't help?
Homeowners insurance????
Should contractor charge the owner extra for carpenters to cover their insurance/benefits/etc?
How to insure a used car off of the lot with no previous insurance?
What papers do you need for car insurance?
When a car is wrecked and the insurance people come to look at it.... ?
https://lananmalise.wordpress.com/2017/05/26/what-are-my-chances-of-getting-an-auto-loan/

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Insurance on a 1987 Z28 Camaro ?
How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks"


"Whats a cheap military car insurance, with low down payment?"
i know usaa, but i want options.. im in florida.. if that makes a difference"


Car accident and car insurance?
I got into a car accident and the insurance estimated the work would cost $4600.00 but I would have to pay the $1000 deductible. However, since it was the other guy's fault, my insurance company would send me the $1000 in a check and I have to go and pay the garage that fixed my car. It's been a little over a week now and I'm wondering if any of you have had this experience and how long it took to receive the refund check???"


A question about whole life insurance policies?
Assume two groups of policies,each consisting of 1000 policies, issued at the same time to groups of the same age. One group consists of single premium whole life policies and the other of 20 payment whole life policies. If mortality is less than anticipated, which group will show the largest mortality savings ?"


Insurance costs for new driver in canada?
I just got my g2 and im wondering how much will insurance be for a new male driver on their own vehicle, with no collision coverage? I know it varies!!! So just give me like a general answer... BY THE WAY I UNDERSTAND THERES WEBSITES THAT WILL GIVE YOU A QUOTE! I TRIED THESE AND THEY DONT WORK! SO DONT BOTHER TELLING ME TO LOOK AT A WEBSITE LIKE THAT!! theres still going to be a wise guy who does thou..."


I need health insurance?
My boyfriend and I will be moving to NYC to start college next August. We will have very little money, and will have no form of health insurance. Here in California, we both have free insurance provided by the state, but we are barely eighteen, still in high school, and therefore still living with out parents. I suppose what my real question here is can we still get free state issued insurance if we have part time jobs and no children? Or do you have to have dependents to receive that? We both have serious stomach conditions, and are sick very often. We cannot be without health insurance. But we also could not afford to pay for it. Any help?"


Who has the best car insurance?
Im looking for car insurance, and I need it soon. Sorry for the flood of questions, but no one is answering... And now the question- How has your insurance company been to you? Since most of the companies I've looked at have similar rates, I have the freedom to choose a company not by pricing, but by how good they actually are. I've spent hours searching reviews of all the major players, and I've seen almost exclusively horror stories about how bad the companies are once you file a claim. Geico, Allstate, and especially progressive (defended policyholders killer in court to weasel out of paying out claim), all seem to have a pretty bad reputation among their customers. Now I'm not a fool, I understand that most reviews are written by people who have been wronged. People are much less likely to write a positive review because their company has followed through, as this is what is to be expected in the first place. It is entirely possible that behind that sour review, there are several satisfied customers who didn't feel a need to review their service. If any of those people read this, please help me out with this choice. Additionally, anyone who may be in the wronged group, if you have a reason that you would not reccomendation your insurance co please let me know! Thanks for any help!"


"Is claiming a fake buisness to reduce insurance on your buisness car"" cosidered fraud?"""
Say you own a car but don't want to pay the steep insurance. You pull some strings and claim your car is part of a fake pet walking business. You get cheaper insurance, but is it fraud? How Illegal is it?"


Cheapest company to insure young new drivers in England? and also cheapest cars?
This time its not for me, its for my boyfriend, he's 19 and really big and broad so he wouldnt fit in something like a saxo or 106 unfortunately :( Also first time driver looking for cheap old shitty car! Quinn used to be cheapest but now quote has gone up at least 1,000!! Probably would prefer to pay monthly and am looking for third party fire and theft. Hopefully would have legal cover I have been looking for ages but since i'm not 17 yet, me getting a car instead of him is out of the question although i know it would be cheaper Thanks! :)"


Are there any specialized insurance company's that deal with young drivers?
I find it extremely annoying to type in all my details every single time I want to check the quote for a different car... ideally, I want a website where I can type in my details but NOT select the car and then it show me the quotes for each car so I can then CHOOSE from the list which car it is that I want... I'm 17, nearly 18 and have a full UK license and I'm looking at buying my first car. All the insurance quotes I've looked at are for over 1,700. Most of them are around 2,500. It's not like I'm choosing Ferrari's or anything either lol I'm looking at small run abouts, 106's, Saxo's, Polo's... I don't really CARE what the car is but I want a car. Any advice?"


If you've had insurance less than 30 days can you still put in a claim for lost phone?
If you've had insurance less than 30 days can you still put in a claim for lost phone?


Purchasing life insurance?
I have adult family members that I want to purchase life insurance for. A $10,000 policy each to cover funeral expenses. I know that if anything happens to them I will be responsible. I'm trying active solve the problem before it occurs."


Auto Insurance Experts: How much will I be penalized for lapsed insurance due to non-payment (I'm unemployed)?
I have been without insurance for nearly a month now. I have been unemployed for 5 months, but I will start a new job next week! Yay! Since I will start working soon, I will be able to afford to pay again. My car will also be paid off next month. I plan to go with a new company. (I do not have loyalty to the current"" company.) I used to have a well-known national company for years. When I first lapsed six months ago"


Why is the Affordable Health Care Act called that?
When it does nothing to lower the cost of health care or health insurance? Does anyone know?


COSECO Insurance Company?
i live in ontario, canada"


First time health Insurance question?
I recently turned 50. Have been self-employed most of my life and never had or really needed health insurance. I guess next year I will have to get it so I looked into the highest deductible my local blue cross offers. Its $3250 and I pay $174 per month. Which I guess limits my out of pocket to $5338 the first year. I can handle that. I could handle a higher but that the highest they offer. My questions are does the plan offer me any kind of group rates with my Dr or any hospital bills if I have them ? Or am I stuck with the current wildly inflated rates I currently get for blood work ? (I haven't been PAYING for the blood work because they stopped giving me a reasonable discount) Ive found a new place to get my blood work at a discount in the future if I prepay. My further questions are how much are my rates likely to increase in the future ? What about IF I have a heart attack ? That's my most likely event" in the near and long term future. One of the reasons I have avoided getting insurance in the past is because Ive never been able to get adequate answers to the above questions. Another question about a health savings account. Will one benefit me with no earned income ? All my income is now passive. Capital gains


Cheap menengitis vaccine in 2015?? not looking at quality! just need conformation of recieving it and my insurance does not cover it.?
Cheap menengitis vaccine in 2015?? not looking at quality! just need conformation of recieving it and my insurance does not cover it.?


What do you wish your insurance agent would do for you?
Aside from the impossible, what do you wish your insurance agent would offer, help with, take care of for you or do differently?"


Check from auto insurance company?
I had an accident few weeks ago, and today I received a check from the insurance company for the damage to my repair my vehicle. The check is payable to my name, so should I bring the check directly to the repair or deposit the check and then issue a new one? Can I use a personal check or I have to get a certified check?"


Car insurance in my name under 18?
I am 17 years old and i am really desperate to drive. I have enough money to buy myself a car. However, generally conception is that i cannot have a car until i turn 18 my question is if it is possible that i can get my own insurance in my name even if it costs me more money. can you please name any of the insurance company that insures the car of a person under 18 "


Do I have to have proof of insurance before I can take my drive test?
I live in CA.


Will I go to jail for not having health insurance?
KJV, my health is part of my spirituality."


Car insurance in Trinidad?
What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?"


"With Jesus' eternal life insurance, is there a co-pay?
https://www.biblegateway.com/passage/?se...


How can I insure a non-skilled caregiver who takes care of my elderly parents?
A non-skilled but experienced caregiver will be taking care of my parents in their home. What kind of insurance do I need to purchase, in case she gets injured on the job?"


Auto insurance listed driver question?
My question is as follows: What is the difference between me allowing someone to drive my car and me having someone listed as a second driver on my insurance policy when it comes to an accident. What are the differnces in the two situations at the time of an accident claim being filed? I know if the person I let drive my car had no fault in the accident, my rate wouldn't go up if I settle with my own insurance company. But if its the person who is driving my car's fault, are my insurance premiums affected? If yes, then what is the difference in not having the person listed at all and still making a claim through my own insurance. I ask because I am thinking of putting my girlfriend who drivers my car sometimes listed as a driver on the policy. Would this protect me or my premiums in anyway in case of an accident compared to not having her listed at all?"


Does anyone know the approximate cost of insurance for an 06 Golf GTI for a 16 year old driver in illinois?
Does anyone know the approximate cost of insurance for an 06 Golf GTI for a 16 year old driver in illinois?


I need cat insurance?
Does anybody know of pet/cat insurance in california that is affordable?


What car insurance do you have?
Im trying to find one that's cheaper I recently have 21st Century. What's the name of your car insurance and do you like it?


"Im planning to buy a new car.What's the average cost to maintain it,including insurance,per year?Please reply.?"
Im planning to buy a new car.What's the average cost to maintain it,including insurance,per year?Please reply.?"


Ticket for no insurance?Car insured but Name not on it?
i got stopped for speeding no licence and no insurance in Texas. can i show proof of insurance without my name and get it dismissed?


First time health Insurance question?
I recently turned 50. Have been self-employed most of my life and never had or really needed health insurance. I guess next year I will have to get it so I looked into the highest deductible my local blue cross offers. Its $3250 and I pay $174 per month. Which I guess limits my out of pocket to $5338 the first year. I can handle that. I could handle a higher but that the highest they offer. My questions are does the plan offer me any kind of group rates with my Dr or any hospital bills if I have them ? Or am I stuck with the current wildly inflated rates I currently get for blood work ? (I haven't been PAYING for the blood work because they stopped giving me a reasonable discount) Ive found a new place to get my blood work at a discount in the future if I prepay. My further questions are how much are my rates likely to increase in the future ? What about IF I have a heart attack ? That's my most likely event" in the near and long term future. One of the reasons I have avoided getting insurance in the past is because Ive never been able to get adequate answers to the above questions. Another question about a health savings account. Will one benefit me with no earned income ? All my income is now passive. Capital gains


Health Insurance. Why do costs differ from state to state when the coverage and provider are the same?
We are a few years away from 65 and moving from Maryland to Florida. Costs for the same high deductable health coverage from our health provider will cost 5 times the amount we pay now. We are healthy and have never put in a claim. Have any of you pre-medicare seniors found an affordable provider in Florida that provides good coverage for under $6k per year?


What is the average cost of auto insurance for a 16 year ..old in new york?
What is the average cost of auto insurance for a 16 year old in new york?


"Can you recommend a good,cheap insurance for a 17 year old??
I don't want to be on my mom's because mine will be higher than normal because hers is already really high.I'd rather just have my own insurance.Thanks in advance!!


What is a Group 1 Insurance license?
I'm looking at jobs in the banking industry and notice that one of the openings I saw has group 1 license preferred"". I have no idea what that is. I have my FINRA 6 & 63 and state life insurance license"


"I have a junk car with no title for and want to get rid of. How do I get rid of it w/o paying hundreds for a title? I live in Irving, Tx.?"
I have a junk car with no title for and want to get rid of. How do I get rid of it w/o paying hundreds for a title? I live in Irving, Tx.?"


Does this insurance company owe me more money?
a few weeks ago I was rear ended while stopped at a red light by a new car. The owner had full coverage insurance by the name of Alliance insurance. The damage to my car is basically a broken bumper and a dented and misaligned trunk lid. I took my car to an auto body shop just to have my own estimate on the damage and it was priced at over $3,000. My car is a bit old already. Its a 2000 Chrysler 300 which I had in top shape and condition before the crash. The insurance has already mailed me a check for $2,300 which is on its way. However, Upon further inspection I have found more damage to the rear of the cars frame. Anyways, I believe that what they are trying to give me does not cover the damages of my car. Should I give them a call and tell them so I can get more money? I love my 300 it was in mint condition and was even part of a car club. Thanks!!"


Will My insurance company fix my car???
Tonight I was practically left in tears after driving on the highway in my freshly painted (6 weeks ago) 1966 ford mustang. It was dark and there was very poor visibility and I drove though I pile of stones that had either been dropped off a truck, or from unfinished roadworks. Either way, My $50,000 paint job has been ruined. I have Full Comprehensive Insurance, on a website I looked at I red this blurb on it. Comprehensive insurance covers damage to a vehicle that was not involved in a collision. If you carry comprehensive car insurance and the paint chips on your car were caused by vandalism, theft, animals or a natural disaster, then your insurance will repair the paint damage. You will be responsible for paying the deductible on your policy. Tiny paint chips caused by insects, rust or mild weather conditions are not covered by car insurance. These types of paint chips are normal under most driving conditions and are considered common wear and tear. My car is insured for $85,000 So, am I covered. Or am I going to be wiping my tears away for months. And yes, I understand that cars will get small stone chips over time (Thats normal wear and tear, which is something I can live with. But I don,t call my car getting showered in loose gravel normal wear and tear."


Do anyone know how much is 15% on your insurance?
When you take the practice Driving test how much percent you get off ...and . I'm 22 by the way an also do Anyone know where a nice driving course to. Take that's affordable an worth it?


If you are in the military does your car insurance rate go down?
If you are in the military does your car insurance rate go down?


Do you have to get health insurance under obamacare?
I'm 19 I have no job no money.. would I have to get health insurance ?


"Cheap teen car insurance, best car to get?"
16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?"


Will his insurance cover my vehicle ?
I was involved in a car accident recently. The individual who hit me has insurance coverage. The crash report states his license is suspender or revoked. Will his liability insurance still cover the damage to my vehicle?


Best way to find affordable therapy for a teenager with depression?
By the way, I seem to cry a lot (at least once a day) which is not the usual for me because I've never been much of a crier. Nobody believes that I'm depressed because when I'm around people I act fine (and usually feel fine). Like I said something to my mom and my brother's girlfriend today and they both replied with you seem fine to me"" it's like um"


Buying GAP insurance after an accident?
I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party. Thanks"


Best insurance for just passed driver?
i need insurance for my car its a small engine and everything, i'm female and 17, does anyone know the best insurance to get as i know it's very expensive! thanks!"


First time health Insurance question?
I recently turned 50. Have been self-employed most of my life and never had or really needed health insurance. I guess next year I will have to get it so I looked into the highest deductible my local blue cross offers. Its $3250 and I pay $174 per month. Which I guess limits my out of pocket to $5338 the first year. I can handle that. I could handle a higher but that the highest they offer. My questions are does the plan offer me any kind of group rates with my Dr or any hospital bills if I have them ? Or am I stuck with the current wildly inflated rates I currently get for blood work ? (I haven't been PAYING for the blood work because they stopped giving me a reasonable discount) Ive found a new place to get my blood work at a discount in the future if I prepay. My further questions are how much are my rates likely to increase in the future ? What about IF I have a heart attack ? That's my most likely event" in the near and long term future. One of the reasons I have avoided getting insurance in the past is because Ive never been able to get adequate answers to the above questions. Another question about a health savings account. Will one benefit me with no earned income ? All my income is now passive. Capital gains