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Could someone explain health insurance deductibles?

What is a deductible? Is it a good thing or a bad thing? Do you want a low deductible or a high deductible? I ask because while trying to find some affordable health insurance, one company said it was $45 a month with $0 deductible. What does this mean?

   








What is the insurance on a Yamaha R1?
Just a question about Geico's insurance rates versus their advertisements?
Does anyone know of any life insurance companies that will let you take out a term life policy for one age 69?
What are some cheap diesel cars to insure?
Where can I find affordable dental insurance, that I can use immediatleywith no waiting period?
What is the Cheapest Homeowners Insurance for Senior Citizen?
Facts only please: where is the money coming from to pay for everyone's medical insurance?
Whats the minimal amount of car insurance one can get? or really can i get insurance without a car?
Cheap aircraft renters insurance?
Can insurance subrogate from the home owner?
What is Term life insurance?
Teens do any of you have any insurance?
Low income health insurance in Missouri?
Can Hertz car rental be liable if their Driver hit me?
If car insurance is around 200$, would that be 2400 a year (every month) or 400 a year (every 6 months) Idk?
Car Insurance...?
Looking for car insurance in NY?
Florida Auto Insurance Quotes Online, are they really safe?
Whats a Good Car to Customise at 17? but cheap insurance on?
About how much does auto insurance cost per month for someone who's 30 years old & drives a small basic car?
Car accident, other insurance wont pay my car hire bills, my insurance wants me to take driver to small claims?
Is there a grace period on car insurance coverage after a cancellation for California with Mercury insurance?
Am I required to pay taxes on a car insurance settlement?
Can i take ONTARIO G" drivers test with no insurance?"
Motorcycle insurance? how much?
So I'm 18 years old and i have a 2001 mazda protege. what's the cheapest car insurance i can get in Georgia?
Costs of Owning a Home (Insurance, Tax, Utility, and what else?)?
Luxury cars with low insurance rates?
Low car insurance adjustment from liable company's adjuster?
Does the owner of a car have the be the primary driver on the insurance?
Esurance Homeowners Insurance?
Affordable Florida Group Health Insurance Question:?
I was wondering if Doctors pay for health insurance?
I was wondering if Doctors pay for health insurance?
What is the best car insurance that can cover any accidents and passenger & property damage in California?
Car insurance question?
Health insurance Dubai?
Insurance doesn't want to fix car?
Ford Mustang for a 21 years girl?????
Esure Home Insurance, Is it possible?
What are tips on getting the cheapest car insurance?
My car insurance was canceled by insurance company
What do the insurance groups of cars mean. for instance is 1 high or low.?
Whats a monthly premium means on insurance company?
Medicare and medicaid insurance?
How much does it cost for a check up without insurance in california?
Low Repair Estimate How to Go After Insurance Company?
Minor car accident without insurance?
2002 Toyota Corolla vs 2000 Honda Civic?
Life insurance?
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"I am looking for a good,affordable place to rent out to throw a party.In sacramento and surrounding areas?"
Does anybody know a good place.I just want to have fun and make sure people are safe ,but at an affordable price ?"


Do you have to get insurance as soon as you get your license?
I plan on going to get my drivers license in a few weeks (hopefully I pass!) and I've been told you have to have insurance right away. I'm currently on my parents plan with my permit but it's not costing them anything. Their agent said to immediately notify her once I get my license. Could she have said this just because she thought I would be getting a car? I don't plan on getting a car anytime soon but drive my parents cars occasionally. So will the insurance go up any if I don't have my own car that needs to be insured? If so will it be a lot? All answers will be greatly appreciated, because my parents are trying to make me put off getting my license because their car insurance is sky high already because of all the tickets & wrecks my brother has gotten in & I really want my license! Thanks in advance!"


"Why do politicians force insurance companies to cover things that have nothing to do with risk,?
forcing up the cost of insurance?


Car insurance if im under 18?
how would it be and do i need insurance if i dont have a car but using my parents car?


Baby insurance HELP!?
im getting ready to have a baby in two months and i still dont have insurance for him...i dont know how and what kind to get please help???


Question regarding rental car insurance in the US?
Even though I don't live in the US I have a valid credit card issued in the US, I will be traveling to the US and renting a car I have asked and been told by the credit card company that using the credit card provides insurance. I have two questions: 1.- Would the insurance be valid even if I don't have a US driver licence? 2.- Would the car rental agency allow me not to purchase the insurance even though again I don't have a US drivers licence?"


25 what kind of best buy insurance?
25 what kind of best buy insurance?


"Typically, when does your health insurance coverage end after losing or quitting your job?"
Thanks guys! I'll put this to a vote. Hm, now I see why they asked my husband to leave on the 31st, and not fulfill his 2 weeks. Jerks. I'm still trying to get in touch with these fools. I won't report them to the labor board, but we will make sure that all our friends still working there know what happened."


Is the contact lens exam covered by insurance?
If not, how much is the average cost of the exam. I have healthfirst insurance btw..."


"How to go about getting a motorcycle, license and insurance...?"
i am from kansas and am going to get a motorcycle. can i get a permit? do i get a motorcycle first, then a license? how can i get a license first if i dont have a motorcycle? what is the order of getting a motorcycle, insurance, license? what do i do first second and third??"


Can I get around paying really high price for Car Insurance being only 19yrs old>?
I am 19, dont want to pay high price for car insurance. My friend said I can do this: find a cheap insurance company for my dad/mum to get insured on the the nice car (e.g. BMW) just them"


Buyer wants to buy my car but has no driver license & insurance?
Hello, I listed my car on craiglist a week ago and now just got a buyer who wants to buy it. The problem is this person has no driver license and proof of insurance. He's only 19 years old. I have the pink slip with me and also written a bill of sale. What should I do? I don't want to be liable if this buyer gets into car accident or traffic tickets. I was told to remove the license plates and notify the DMV ASAP. I'm from California by the way. Thanks"


Buying a car + insurance?
I currently do not have a car nor insurance. If I buy a car, am I supposed to get insurance first and then the car, or a car first and then insurance? How does this work? This is in Washington."


17 and planning my pregnancy advice?
Hey guys I am 17 and half way through my senior year. I am perfect track for graduation, I go to college part time and am getting my certified nursing assistant this year. I have been with my boyfriend for two years and we are moving to Arizona in July for his college. We have already lived together now for 6 months due to his dad kicking him out for getting a dog. I know it will be very hard to take care of a baby so young and especially with college and moving. But we feel its the right time to add to our little family. I would just like some tips on how to handle the stress and some story's from teen mom. I work as a baby sitter and make about $500 a month so I know what its like to take care of kids. I am more of a nanny I do overnights and multiple days. So I have had experience along with a early childhood education course and I am in my class to take care of the elderly. Please no rude comments and no judgment. Thank you in advance =) Btw I already dont party and I stay at home unless I am at work so no teenage years are really being ruined lol"


Life insurance question?
My boyfriend lost his father a few years ago from an accident. So it's him, his 4 siblings and his mom. His mom spends money on them all the time and usually its a lot of money and I'm not sure she has a job, unless it's at home. But even then would she be getting that much money? Was this because his father might've had an amazing life insurance? It's really none of my business but it's really been bothering me recently"


Could someone explain health insurance deductibles?
What is a deductible? Is it a good thing or a bad thing? Do you want a low deductible or a high deductible? I ask because while trying to find some affordable health insurance, one company said it was $45 a month with $0 deductible. What does this mean?


Auto Loan Insurance?
Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will automatically be paid off?"


Is it any difference between Insurance agent and broker?
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Who does the cheapest 1 day car insurance?
UK


Is Whole Life insurance always a bad idea?
Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small"" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there ""slowly"" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"""


When will the government provide car insurance and life insurance to the uninsured?
There are plenty of people out there that has no car and/or life insurance...do you think Obama and his Progressives need to address this problem also...Come on Where is the outrage? There are life insurance companies and car insurance companies out there making a profit...we need to do something about this...


How do I build a website and make money off of it?
I want to build a website that can upload videos, kinda like Youtube. I have no idea where to start. My questions are first How do I find: 1) Domain name? 2) Web host? How do I: 1) Make it pretty? 2) Get money for it? Like selling ads? 3) Make upload forms? 4) Build it? Do I need: 1) Money? 2) to be an extreme super genius? 3) Software? 4) Codes or text files?"


How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)"


Who has the best car insurance rates?
Who has the best car insurance rates?


"With The $100s Of Millions Spent By Insurance Co.s To Defeat The Affordable Care Act,, Could They Have Paid?"
With The $100s Of Millions Spent By Insurance Co.s To Defeat The Affordable Care Act,, Could They Have Paid Could They Have Paid Saboteurs To Infiltrate The Co.s Building The Exchange Web Page To Upload Viruses?? I wouldn't Put It Past Them,.. You?"


Do feminists think men should pay the same amount for car insurance that women pay?
Men are charged more for car insurance. Women typically are charged more for health insurance. Feminists have lobbied and complained that it's sexist for women to have to pay more for health insurance, and now thanks to Obamacare, feminists may be getting their wish, as Obamacare is supposed to charge men and women the same. I'm just curious if feminists think it's fair though that men still have pay more for car insurance? Doesn't it seem hypocritical that you'd want health insurance for men and women to be equal, but not car insurance?"


Will I get a car loan? Credit score 608?
I want to get a car loan for $10k. I can put a $2k down payment and will also use the car for collateral. My credit score is a 608 on one report and around 580 on the other. Any ideas?


Should I buy my own insurance?
I'm a named driver under my husband's insurance for 2 years. Just brought another car, if the insurance under my name + husband it cost 450, if under my husband's name + me it cost only 200, is't better buy my owne one?"


Why is car insurance so expensive?
l am learning to drive by next year and l checked the deal on the cheapest car l could find, even a Ford Fiesta and it's a near enough 2000 for the cheapest deal l could find! My dad's is only 350 a year but obviousy because he has been driving for a lot longer but why is it so expensive? l am only 19, 20 next year if this makes a difference. l am shocked because l need a car to drive to places at some point to get hours in at work. Would my dad's insurance company let me go on his insurance?"


What health insurance plan should I get?
I have $580 in monthly employer benefit to apply towards health insurance. I know I'm going to have to have 2 separate MRI scans, and probably a sinus surgery this year. Do I get an HSA-based plan, or should I get a more traditional, PPO-type plan? Each plan pays 100% after a $5,000 deductible. I'm just wondering if there's any way I can get to avoid paying the maximum 5 grand, given all the stuff I'm going to have to have done."


Does a citation affect insurance?
I got a speeding citation tonight apparently I was going 68MPH in a 55MPH but I know I wasn't going over 60 I'm 18 and have been driving for atleast 1 years will this affect my insurance and is there any way I can get rid of it?


Could someone explain health insurance deductibles?
What is a deductible? Is it a good thing or a bad thing? Do you want a low deductible or a high deductible? I ask because while trying to find some affordable health insurance, one company said it was $45 a month with $0 deductible. What does this mean?


Which car would insurance be higher on?
Hi, I'm 16 and I'm getting my first car. I've saved up a chunk of money to make the down payment and 2 or 3 of the monthly payments (my parents are paying for the rest). I've narrowed it down to 2 cars of about the same price. A 2004 MiniCooper and a 2005 mustang (v6). My parents will be paying for my insurance so I was hoping you could tell me which one would have a lower rate so I could make it easier on them? I already know it's going to be high because I'm a teenage driver so whatever helps really. A mustang is kind of, sort of, sports car-ish (I'm not big into cars people, ignore my ignorant terminology) so I figured that would have an effect on the insurance. On the other hand, a minicoop is very small and I don't believe they're made in the U.S like a mustang is so parts and stuff would be higher if I'm correct? Thank you very much for any help!"


Affordable Dentistry for someone without insurance?
Anyone know if it exists? I don't have dental insurance at the moment and I am in need of an extraction. Can anyone recommend anything? I live in the Chicago area if it matters. Obviously pulling it myself is not an option, don't be an idiot."


How can I get my company on a insurance vendor list?
Hello, I am trying to get my environmental firm on a insurance vendor list. We cover all aspects of environmental work (i.e. mold, lead, asbestos, fire, water damage) and service the TRI-State area. I have done some research and made several calls, but have yet to find any helpful information. I am trying to exhaust all resources, so any advice would be greatly appreciated. Thank you!! "


Can our home insurance drop us for a bad roof?
we had an inspection for a claim back while back and we got money but not even enough to even begin to fix anything we had a 1,00,00 deductible"


I wanna buy insurance for my car?
I wanna buy insurance for my car . In my postcode insurance is very expensive if i give a another postcode to insurance company car insurance is very cheap . Is this ok if i buy car insurance and give a another postcode to insurance company .....


Has anyone tried the Ameriprise Auto insurance? How do you rate their service compared to other insurance co?
They have a tie-up with Costco and offers a very good rate compared to AAA, Farmers, etc. I signed up with esurance who has a excellent rate but after 6 months, they are raising the premium by more than 30%. A feedback or review on Ameriprise will aid me in decision making. Thanks!"


Do I need my own insurance to drive my mothers car?
What I would like to do it borrow my Mother's car to drive to work, which is less than 2 miles away. Do I need to have my own insurance, or will her insurance cover me if I'm driving her car?"


I hit someone car's door when I was parking. How much it will cost?
When I parking. I hit someone's car then she was opening the door. How much should I pay? I have a learner permit and I was practice parking with my friend who is over 21 with drive license. When I practice parking. It was clear on my back but the last time I practice. There is a car just parked back me and I did not notice it. When she open the door. I accidently hit on her door. It is not too bad. A little bit dent. And she said she is going to call the insurance. If it is not too expensive. I will pay. So. I just wonder how much it will cost me. Thanks


What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?
What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?


What car insurance suits me best?
i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!"


Where can i fins cheap car insurance? or get cheaper somhow?
i have been looking for car insurence and the cheapest i can get is around 3000 but i was wondering if there are any ways i can get it cheaper? also i was wondering i am getting provisional insurence but i am paying it monthly so what will happen if i pass my test and still have provisional insurence??


Car insurance question?
also is this car considered a sports car


Does having V8 engine increase insurance?
The car would either be a jeep grand cheeroke or ford explorer


How much does accutane cost without insurance?
Im planning on possibly going on accutane by january if my skin doesnt clear up.... i will buy the cheapest generic accutane i can find, But how much will it cost for bloodwork, dermatologist visits, the pills, etc...etc... i herd it could be pricy but personally i dont care i just want to get rid of this 5 year long acne....."


What bike is learner legal and cheap to insure?
Im nearly 17 and looking for a learner legal bike, most likely a 125cc, but I also want it to be relatively cheap to insure. Any advice please?"


Could someone explain health insurance deductibles?
What is a deductible? Is it a good thing or a bad thing? Do you want a low deductible or a high deductible? I ask because while trying to find some affordable health insurance, one company said it was $45 a month with $0 deductible. What does this mean?