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Excluded on Parents Auto Insurance Policy?

My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either

   








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Excluded on Parents Auto Insurance Policy?
My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either


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Excluded on Parents Auto Insurance Policy?
My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either


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Excluded on Parents Auto Insurance Policy?
My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either