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Is it okay to buy 30 year term life insurance?

What are the advantages and disadvantages of buying 30 year term life insurance instead of buying whole life insurance? I'm 30 years old and I a father of a beautiful 8-month old daughter and I don't smoke.

   








Cheapest car insurance for 18 year old who has just passed test?
My father passed away and i was beneficiary on his life insurance. i received a w9 form to fill out why?
A question about insurance!?
Cheapest auto insurance?
Car insurance cost in CA?
Is there some kind of insurance I can buy for my pit bull while renting a home/apt?
If you are 17 years old and live in NJ can you save on auto insurance if you show proof of enrollment?
Insurance companies that dont allow pit bulls?
I live in Austin. The business I work for is closing down. I will probably be offered a job in San Antonio.?
How do I find out my neighbors homeowners insurance company?
Will auto insurance find out about my ticket?
I live in Massachusetts where auto insurance can't compete my question is....?
Will home insurance cover structural damage?
I have a badly infected ingrown toenail and no insurance. Help!!?
State farm health insurance?
How to get cheap insurance and get covered fast?! help:(?
Which one is the group number on my insurance card?
Car insurance so unfair?
Would you sell life insurance in Libya?
Nissan GTR for a teenager?
Which Life Insurance is Best among the below list?
Life insurance for seniors over 75yrs?
I want to cancel my AOK insurance which is very expensive and i want to take low price insurance?
Why did my insurance company call me?
How much would an insurance cost?
Will my car insurance be high because of an accident last year not in my car?
Appealing for driving licence back early after no insurance or licence ban uk?
When is the right time to buy life insurance?
Does auto insurance cover the vehicle or the driver (California)?
How do you calculate private mortgage insurance for a home loan?
Short term car insurance in the Netherlands?
Car insurance question?
Is dental insurance mandatory in Massachusetts ?
Is dental insurance mandatory in Massachusetts ?
Car insurance renewal - is it compulsory ?
Around wat do u think the cost of my insurance will be, im 17 years old with a jeep cherokee?
Car insurance rates for teens?
How do I get two speeding tickets from 2006 to not show on my record for insurance? ?
Do you buy insurance before buying a motorcycle?
How much is insurance for a new driver that is a male with a 97 sports car?
Are there any schools out there that offer their teachers affordable family insurance?
Can my car insurance company raise my rates if my CA Drivers License was put on hold?
Travelling to Netherlands and Health insurance?
How much will insurance cost for me?
Car insurance for 16 year old?
How much money should you donate to a coworker's funeral?
How long does it take to get insurance card from an agent?
What is the cheapest north carolina car insurance?
How much does it cost to put insurance for a car the first time?
Do you need proof of insurance when getting license in alabama?
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What states dont require auto insurance?
As a young driver auto insurance is way to expensive. Since I drive a Mercedes most quote me at thousands of dollars a year. More than what I can afford. I know some states don't require car insurance if you can prove you have the financial means to pay out if you cause an accident. I need a list of those states that don't require auto insurance if you can prove you can afford to pay out. On top of this question how do I prove I can afford it. Do I need to keep a minimum amount of money in a bank account or do I have to buy a bond how does it work. And if it works with a bond or bank account please list the states with the minimum $ you need in bonds or account money. The reason Im asking is that I can easily get a minimum amount in my account (hopefully under $10,000) because id rather have $10,000 sitting in a bank I cant use than having to pay thousands a year for insurance I don't need. I been driving for 3 years and I never had an accident and im confident I never will (at least not one that's my fault) so I don't wanna waste thousands of dollars I need for my school. The reason Im asking is cause im looking for a state that suits me. So far Vermont and new Hampshire have laws to my liking but hopefully you guys can give me more possibilities by answering this question. Thanks"


Where can I get affordable dental insurance?
I am self employed and need dental work.


Finding information about monthly payments?
I am currently looking to move out of my parents house and get an apartment with a friend of mine that is 45 mins away from my hometown. I am a sophmore in college and I would like to have the experience of living on my own for a couple years near my parents before I move thousands of miles away after college for my career plans. Now I am looking into my costs and spendings on living on my own. But the problem is I really don't want to talk to my parents about this until I get it all planned out. But I need to find out how much my car insurance, health insurance, life insurance, car payments (if there is still any), cellphone bill...and other expenses that I need to find out on a monthly basis to get an idea of what it will cost for me to live on my own because my parents pay majority of everything for me and I just been working and saving money for this opportunity to live on my own with a roommate or two or three (maybe). How can I find out this information when the expenses are not in my name but in my parents name? And without my parents finding out that I am looking at all this? Thank you!"


How much is Motorcycle Insurance for M1 in Ontario?
Im thinking of getting an 2012 WR250 for next summer for school, work and just the usual everyday running around, its a really nice looking bike and good on gas! I have had a dirt bike before so this will be no problem driving it around. I just wanted to know how much it would be for Insurance If I only have a M1."


What is the best and cheapest web hosting site with a page builder?
I am currently using yahoo and it works ok, but I was wondering if there is a better, cheaper site. I currently pay $10/month, but this includes no other features. Thank you."


Am I paying too much for car insurance?
My parents make me pay 100$ a month for car insurance. I have Allstate. I drive a 93 ford escort and have never gotten a ticket or in an accident. I'm 19 years old


What are some situations where life insurance is not needed?
I need this for a financial planning project. i need to find out when life insurance is not necessary in a situation


If a car is insured in my name should the title and registration have to be?
If a car is insured in my name should the title and registration have to be?


Which insurance is better?
hello, just wanted to know which insurance is better? for a couple ages 51 and 50. AETA PPO Blue Cross Blue Shield 5000 (Nevada) Humana thank you ! :)"


Motorcycle insurance question?
Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol


Gta V - How do i get car insurance?
I got myself a nice Bugati Veyron, how do i get car insurance on it?"


Does my dad lose his no claims if I'm added to his car insurance?
I have a query about car insurance. When I passed my test last May, I was told that if I was to have my dad as the main driver, and me as the named driver, and my dad has 9 years or more no claims, then they would have to be reset to 0 years when i am added to the insurance, is this true? if it is, then i'm going to have to stick with the ridiculous insurance quotes... if not, then i've just realised that i could be saving myself 1000! Any opinions appreciated! :)"


What would be the insurance on a DeLorean for a 16 year old?
What would be the insurance on a DeLorean for a 16 year old?


Car insurance in the US?
So me and a mate of mine are planning a roadtrip to the US (were intending to start in Miami, buy a car, wiggle around a bit and end up in Seattle when our tourist visa runs out). I am however assuming that we would be required by law to get some sort of insurance for the car. How challenging would this prove to get as foreigners, and what might we expect to pay for it? Were thinking about getting a pickup of some sort (allthough the cheaper sort). Are there any other things not blatantly obvious we might want to take into consideration?"


Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I skip health insurance for at least one year."


Is it okay to buy 30 year term life insurance?
What are the advantages and disadvantages of buying 30 year term life insurance instead of buying whole life insurance? I'm 30 years old and I a father of a beautiful 8-month old daughter and I don't smoke.


Can I sue my Car Insurance Broker?
I recently got into an accident. I was at fault. Rear-ended a guy, who rear-ended another car because of me. Was talking to my children in the backseat. Just bought a NEW car, a month ago, October 13. When we purchased the car, my Insurance Agent mentioned there was a problem with our insurance, that they needed to correspond with New Jersey Indemnity about some drivers that could be associated with my insurance. The Insurance Agent then called us back, said everything was okay, we purchased the car, and was able to drive it out from the dealership with our new insurance (full cover) on October 13. On October 16, the Broker made an appointment for an Insurance Inspection Report. We also paid an Endorsement to Insurance Company via our Insurance Agent. My accident was a month after the purchase of the car, November 12. Got our police report, went to our insurance Broker, they say that our policy was cancelled October 15, TWO DAYS after we purchased our new car. Please educated answers only. Can I sue my broker? What else can I do? I have children, would never drive without insurance..."


Insurance for Display Homes?
i have purchased a display home in victoria, melbourne and am looking for someone to insure it with? know any insurance companies?"


"Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?"
UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn't give me those coverages?"


How much will it cost to insure my business?
It's a grocery delivery business. I have a few drivers. I am concerned about the following: Protecting employees while they are driving/delivering, Protecting my customers from any negligence or criminal activity done by my employees, Insuring inexpensive (about $5k each) delivery cars"


How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?"


Is there a web site in Michigan for insurance rates?
My insurance company keeps telling me that the reason my insurance keeps going up is because Michigan keep raising the insurance rates. Is there a web site I can go to to find out when and how much Michigan raised the insurance rates?


How much should I save up for car insurance?
right now I have 0 money. But with that said, my uncle has promised me to buy a new car such as the hyundai elentra. This is about 16-20 grand. Now he states that I should be responsible to pay for the maintenance,gas and the insurance of the car. So technically I have the car but now need to save up for the insurance. How much do you believe should I save up before cashing in the car?"


Who has the cheapest Home Owner insurance in Middle TN?
I have a 975sq home. Brick exterior. Crawlspace. asphalt roof shingles, built in 1965, remodeled in 2007. New wiring, plumbing and roof as of 2007. House valued at $125,000. It has a detached carport worth about $5K. I live in Franklin, TN. I need quotes please! email me at vgentry83@yahoo.com"


Cancelled home insurance directly with Ins. company but not with broker. Broker wants 1 month premiums. Did we have to notify broker?
Cancelled home insurance directly with Ins. company but not with broker. Broker wants 1 month premiums. Did we have to notify broker?


"If their,s a fire in your home and u don't have home insurance can u be made to pay the damage?
or can u just pay the dedecable on ur landlord insurance


"How much does Motorcycle Insurance cost in Ontario, Canada or in your area?"
Hi, I'm planning to get either a Motorcycle License or a Private Aircraft License. I know for a fact that the minimum cost of a Private Aircraft License is around $10,000 CND for ground school, 40 hours in an airplane and your examination. From then on its around $120 CND for an hour in a Cessna. My question is, How much is a Motorcycle insurance? I heard its a lot and that is the reason why i'm choosing between these two licenses. - I am 16 (17 in December) - Grade 11 (86% avg) - Toronto, ONtario - I have my g1 and so far no tickets or accidents -Planning to get either a 2008 Ninja 250R or Honda CBR125R Thanks So how much will insurance will cost me?"


Newborn Baby Insurance?
I recently found out I am pregnant, luckily I am currently covered under my father's insurance still but I need to get insurance for my baby once he or she is born. Anyone have a good idea as to were I should go. I believe I won't be able to file for Medicaid which is perfectly fine just curious what other mother's or fathers have done."


Life insurance?
If someone is willed money from a life insurance policy, is it taxed?"


"Insurance question; Auto, home?"
My neighbors tree fell onto my property during hurricane IKE, crushed my 1957 ford, hit two more cars. and house. my insurance co USAA says that that i have to pay the deductible, it was her tree. she pays nothing. i did not have the old car insured as a an antique(I did not know that i could) so the insurance says i get nothing.. since the vehicles were on my property doesn't the homeowners insurance cover this? Never filed a claim and I don't understand all this... to me its simple her tree, my cars, why do i have to pay? The person at USAA was rude and curt on the phone. I am very unhappy with how they have treated me."


Does anybody have this insurance?
Do you have Presbyterian Health Plan which is an hmo? What does hmo mean and is this insurance any good? The doctors that I go to for my pregnancy, the hospital, and my sons counselor are ALL covered but does that mean i have to have a referral to go to each one or what does it mean (hmo?)"


Is it okay to buy 30 year term life insurance?
What are the advantages and disadvantages of buying 30 year term life insurance instead of buying whole life insurance? I'm 30 years old and I a father of a beautiful 8-month old daughter and I don't smoke.


How would I go about getting a loan out of my TSP?
I understand I have to take out a minimum of $1,000 and that's fine with me. Is it a difficult, lengthy process - taking a loan out of said TSP? If it makes it easier, I am ARMY Reserve. Five stars up for grabs."


How can I find a whole life insurance policy that was paid in full by my Mom on me as a child?
How can I find a whole life insurance policy that was paid in full by my Mom on me as a child?


How much does 2 points on a driving record increase your monthly payment of insurance?
Im 17 about to be 18 and i have 2 points on my record from an accident that happened about a month after getting my liscence.


"Can I sue the other driver's insurance company, or do I have to sue the other driver himself?"
Sorry this is so long, but I wanted to give enough details for folks to give an informed answer. I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses. The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident"""


Do you pay a fine if you dont have health insurance in the U.S.?
and in california? i heard that you have to have health insurance or you will have to pay a fee/ fine or something is that true? it doesnt make sense because people who dont have health insurance cant afford it but now there's medicare and obamacare so does that mean you are forced to have health insurance?


Anyone know of affordable health insurance that is not a scam?
im in florida - sunrise


Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?


I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up?
The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy.


What would be a good first car?
I'm 16 and have to pay for it all myself.


Questions on Mental health and Insurance.?
I am doing an eight page paper on health insurance in my abnormal psychology class. I can honestly not think of anything to write about. I need help brainstorming ideas to fill this paper up with. Any questions or ideas are apreciated.


Am I paying a reasonable amount for car insurance?
Per month. Sorry.


Do disabled people get cheaper car insurance or any other benefits?
Sorry FOOH forgot to put no knob cheeses please at the end of my question


Car insurance help?!?! I need advice!?
I am 20 year old single male in los angeles, california. I just bought a used 1993 toyota corolla for 1500 with financial aid money, after a tune up and some minor repairs I have 300 left in my pocket. I don't have a job, but I was planning on using this car to help me get one asap. I still need to get my car smog tested which will set me back $50 and registered which will put me back $150 leaving me with about 100 left. I don't know what to do at this point, I didn't think it would be this much. If I don't register it within 10 days am I subjective to late fees? I bought this car hoping it would help me get a job. I can barely afford gas. I have no idea what to do. I was told I need to get insurance before I can register my vehicle, which has no plates. (I got the pink slip and all the paper work) My question is what should I do, what insurance is the cheapest. If I don't register it within 10 days will I have to pay late fees? Please help me with any solutions. If I could register it next month it will save me so much grief. Is there anything I can do to make my situation easily until I find a job?"


Insurance when your pregnant?
I currently have insurance although October 1st my coverage will be terminated because I left my job. I recently found out that I was pregnant and was wondering how I will get insurance and will my pregnancy be considered pre-existing when I get insurance through a private company. Should I try to go to the doctor while I have my current insurance through work or wait until I have new insurance


I am 24 why is medicare being taking out of my paycheck if we don't even get insurance for work?
I am 24 why is medicare being taking out of my paycheck if we don't even get insurance for work?


Is it okay to buy 30 year term life insurance?
What are the advantages and disadvantages of buying 30 year term life insurance instead of buying whole life insurance? I'm 30 years old and I a father of a beautiful 8-month old daughter and I don't smoke.