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Can someone please explain how health insurance works to me?

Ok, I realize this question shows how ignorant I am about the real world, so I'm embarrassed but I have to be honest: I have no idea how health insurance works other than that it covers certain medical expenses! I'm just getting out of college so I am not used to having to deal with this. I know you pay a monthly fee, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible fee...when would I have to pay the $2,500, if ever? I need the most affordable health insurance possible... I am really struggling with money at the moment. I am a U.S. citizen with a very very good health record. 22 yrs old and non-smoker. I plan to travel to Canada (Montral) and live there for about 6 months after I graduate. If I get health insurance in the U.S., will this cover me in Canada as well? Thank you for any info, it will really help me out a lot!

   








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https://gasphefolkpranes.wordpress.com/2017/05/29/would-my-car-insurance-cancel-my-policy/

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How much does Zoloft cost without insurance?
I do not have health insurance anymore and my Doctor is putting me back on Zoloft....anybody know how much that would cost with no insurance?


"A 35-year-old woman purchases a $100,000 term life insurance policy?"
A 35-year-old woman purchases a $100,000 term life insurance policy for an annual payment of $370. Based on a published actuarial life table, the probability that she will survive is .999057. Find the expected value of the policy for the insurance company. Find the expected value of the policy for the woman. What do you notice when you add these two values together?"


Question about car insurance and car shop.. Need help.?
I just got into an accident my whole front bumper is totally gone. Im wondering is it possible for the shop and the insurance to put a new bumper but not the oem bumper i want a new body kit? I have full coverage my car is a 2009 toyota corolla S.


Why are health outcomes for Medicaid patients often worse than for those without insurance at all?
http://www.usatoday.com/story/opinion/20...


Help! Cheap car insurance living in London!?
Help! Cheap car insurance living in London!?


"Hi folks, i still don't get what cash value means for a life insurance policy? What can i do with cash value?
Does this money belong to me or is it a loan? After 20 or 30 yrs pay plan...what happens with my life insurance policy? Please advise.


Americans getting auto insurance in England?
Going to do a road rally in England, can Americans get some type of auto insurance on a car there or can they be put on someone's insurance to drive, I wll also be getting a International drivers license"


Pet Insurance?
Does anyone know what some of the best pet insurance companies are out there? One that covers congenital or hereditary problems. Thanks!


What would auto Insurance cost me?
I am 16, live in Toronto. I am a male, and none of my parents have insurance so I will be on my own. I have an 88 avg in school. And I will look for a car with low insurance prices and that is safe."


Can I get a pet even if my lease says no?
My lease for the house that I am renting says no Pets but it also says pets aren't allowed without managers approval in writing. What does that mean and Is there any way around this and what are the possible consequences of getting a pet anyway? I don't have any pets now but since I might be living here for 4 years a pet down the road would be nice.


If SCOTUS guts the ACA who's fault will it be when people lose their insurance?
It will e Obama and dems for crafting the law but libs will never admit that


"Issued with Fixed Penalty for no insurance, I have got Trade Insurance. Went to Police Station with Notice?"
I was dropping off a customers car, Police stopped me and checked the checked the details. They said they cannot check Traders Insurance on the roadside. They gave me Fixed Penalty Notice and said go to the police Station and everything should be ok. Went to the police station with my insurance certificate and the officer at the desk stated that that they issued the wrong form, it was not signed by the issuing police officer either name or badge number. They only gave me part 3 of the form and part 2 was missing, which was the part to make payment or request a court date, therefore the officer at the Station said it was invalid,. She gave me a leaflet to call the FPN Helpline and explain this to them. The helpline said I should email the documents over to them with a copy of my insurance and she will check the system. She called me back and said that it was not on the system as yet and it can take up to six months for the officer to submit their paperwork, this seems not right to me. Can anyone help?"


How much is the average motorcycle insurance?
I just got a Yamaha v star 250cc bike and I wanna know what the cheapest insurance is for it. I am a new rider and am 17 years old. I also live in london Ontario


Is Esurance a good auto insurance to have?
Right now I am currently with Farmers and looking to save on my insurance. I wanted to know if you have Esurance as your auto insurance what you're review on them is? Pros and cons? Any complaints? Thank you!


Health insurance questions?
I am under 26 but I am not on the plan with my mom and dad. Not sure if I can even go on their plan. Many young people I know are not on their family plans but they pay a couple hundred a month or so for their own plan. I never signed up for my own health insurance plan and now I am feeling sore near my ribs and I am worried. Should I look into signing up for health insurance now or will I have to go have a physical? Does that mean if they find something wrong then I won't be able to get health insurance? is my only option to go to the emergency room? I really just want a x ray or ultrasound to make sure I'm okay. How much would that cost? should I talk to someone in the billing area and talk with them ? Something happened to someone I know and the hospital took care of all the bills since they lived at home with their parents and had no job but was a college student. if the emergency room doctors refer me to a specialist then will the specialist doctor offer a low payment plan since I have no health insurance?


Can someone please explain how health insurance works to me?
Ok, I realize this question shows how ignorant I am about the real world, so I'm embarrassed but I have to be honest: I have no idea how health insurance works other than that it covers certain medical expenses! I'm just getting out of college so I am not used to having to deal with this. I know you pay a monthly fee, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible fee...when would I have to pay the $2,500, if ever? I need the most affordable health insurance possible... I am really struggling with money at the moment. I am a U.S. citizen with a very very good health record. 22 yrs old and non-smoker. I plan to travel to Canada (Montral) and live there for about 6 months after I graduate. If I get health insurance in the U.S., will this cover me in Canada as well? Thank you for any info, it will really help me out a lot!


Life insurance?
Okey dokey, so as a ballpark how much would term life insurance cost annually for a 40 year old male non-smoker?"


How much do teens have to pay for car insurance monthly?
I'm 17 and my mom has esurance. I have a job now and so now I'm allowed to get my license. They won't give us a quote until I actually have my license but I live in Littleton, CO 80123 and I'll be driving a 1997 Subaru Legacy"


Car Insurance in a different state?
Hello and thanks for all the answers! I have my car insurance in nyc on my name, I am 22 and its 3200 per year. I have been told that I can somehow have it in another state even though I dont live there. Do I need to open a mailbox there or how does it work? What will hapen if I get a traffic ticket here? Thanks!"


Checking Insurance Quotes?
May be a stupid question but can you check different insurance quotes even if you haven't passed your test yet, just to get an idea of how much it will be ?"


"How should someone get their car insured so I can get my driver's license with the car, if they will be giving me the car right after?"
So I'm trying to get my driver's license for the first time. My dad is going to be giving me his car very soon, but it is uninsured. Is there a kind of temporary insurance he can get so that I can take my driving test in the car, then I can obtain my own insurance when I finally own the car? Or some kind of insurance that he can get that I can transfer over into my name with a simple rate adjustment? Should I just try to use someone else's car? I live in Illinois if that helps."


Tips for cheaper insurance?
I'm 18 year old male so obviously my insurance is a bomb. I passed my test last February 2nd. I have been insured for a 1.0 litre corsa which was around 2,500 a year which is ridiculous, my mate has been driving for about 2 year and his insurance is under 500? I was on my mams insurance with her no claims and all that stuff, keep it in the garage at night, do 6000 mile aYear etc.. I don't really fancy having a tracker, could someone tell me some cars that are cheap on insurance and some good cheap insurance sites? Thanks"


Parents own car and insurance but im moving to California with it.?
My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. Is it ok if I jus take it over their with no problem or do i need to put the car under my name as well as the car insurance? but i rather not change anything. thanks


Is there anywhere to get cheap car insurance?
200 a month


How does american car insurance compare with british car insurance?
why can young people in the states drive nice, big, expensive cars, and in england it so expensive, and we struggle to get insured in england at a resonable price. you watch tv and they drive range rovers, and in england we drive old cars where the insurance cost more than the car. by the way i'm 18 years old anyone able to enlighten me?"


What is the deal with health insurance?
Does it matter to the price of health insurance if you are a male or female? Just one difference is females can get pregnant males cant so should male health insurance be cheaper? Males can get prostate cancer etc etc...... Just wondering do companies use stats of various health problems related to country of residence to calculate premiums like car insurance companies do? ie. young males have highest premiums.


Illinois Teen Insurance Question !?
So im 16 and i recently got my license. My dad has a car but he doesnt have a license nor insurance on the car. Can i, being a teen buy insurance for his car since i have a license ?"


Cheap Motor insurance HELP PLEASE!?
and ive used go compare.


What is the cheapest auto insurance in NYC?
There is no company that's cheaper than the other on average?


What is a good place to get auto insurance?
Are there any sites similar to travel sites where i can compare the best rates available to me


Benefits of health insurance?
How do individuals benefit from having health insurance? What are the sources from which an individual can obtain health insurance? Why do you think the government provides insurance to older and poorer Americans? What are your opinions of this practice? Why is health insurance likely to become a bigger and more complex issue in the future? Is health insurance a current events issue today? Why or Why Not?


Can someone please explain how health insurance works to me?
Ok, I realize this question shows how ignorant I am about the real world, so I'm embarrassed but I have to be honest: I have no idea how health insurance works other than that it covers certain medical expenses! I'm just getting out of college so I am not used to having to deal with this. I know you pay a monthly fee, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible fee...when would I have to pay the $2,500, if ever? I need the most affordable health insurance possible... I am really struggling with money at the moment. I am a U.S. citizen with a very very good health record. 22 yrs old and non-smoker. I plan to travel to Canada (Montral) and live there for about 6 months after I graduate. If I get health insurance in the U.S., will this cover me in Canada as well? Thank you for any info, it will really help me out a lot!


Canceling car insurance?
i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters."


"Insurance companies send misleading cancellation letters, trying to hustle people onto more expensive plans...?"
....because they have healthcare conditions. The only insurance that won't ever do that to you is the ACA exchanges, because they can't by law. Will conservatives realize they have been lied to by Fox News before they do something stupid like go with no insurance?"


Is this too Much for car Insurance?
currently I'm paying $1,360 for my car insurance every 6 months and that is after deductions from doing good, it's a 96' camry 4 door sedan, basically I bought it for like $1,800 it has around 175,000 Miles and I went to driving school, I recently was employed so I was driving around 25 Miles a day total, I have A's and B's for grades (High-school), I'm going to college, I'm 18yrs old with a clean record and I have had my license for about 10 Months now."


I had a kitchen fire and will meet with a claim adjuster. I have insurance ! What should I expect and what questions should I ask?
I had a kitchen fire and will meet with a claim adjuster. I have insurance ! What should I expect and what questions should I ask?


Which are the cheaper car insurance in UK?
Which are the cheaper car insurance in UK?


How do I find out which insurance company I last held car insurance with?
My car insurance expired a year ago. I didn't renew it as I had a company car. I now have my own car again and need proof of my no claims. However, I can't remember which company I was insured with and can't find the old insurance certificate!"


Different address on my auto insurance?
Is it okay to have one address on my license and registration and a different address (my mother's address) on my auto insurance?


Whats the average pay for Car or Auto Insurance ??
What is the average amount that people pay for Car Insurance a month for one car?????? PLEASE SOMEONE ANSWER!!!!!!!!!!!!!!!!!!!


What used car would you recommend for a 17 year old boy the Honda civic or mazda3 under 5000 safe and reliable? Good gas price and insurance?
What used car would you recommend for a 17 year old boy the Honda civic or mazda3 under 5000 safe and reliable? Good gas price and insurance?


Does manual transmission increase your insurance rate?
i had someone tell me it did, but i just don't know about that!"


How much would insurance be on a dodge stealth?
doesnt me being a female help the price?


Will my home owners insurance drop?
I currently own and occupy a home that I will soon be renting...... Right now my home owners insurance is rapped in with my mortgage payment.... I am curious as to how much less this insurance will be once I begin to rent it out ... any help would be appreciative.


What type of Health Insurance can I get?
My mother lives in Florida so my insurance doesn't apply to me in NY. I am a full time college student and make 16


Should I take a lower paying job with benefits or stick with my high paying job without benefits?
I am currently filing bankruptcy due to me being in a financial crisis as my husband is unemployed. The reason for my filing is due to my son's premature birth and the high cost of medical expenses that transpired, however he is perfectly healthy now. To answer your question, yes, I am required to pay a portion of the health insurance benefits, which is taking away from the already low $30,000 a year. It's a hard decision but financially I don't know if I can make it..LIST OF BENEFITS INCLUDE:Medical Insurance Dental Insurance Vision Insurance Flexible Spending Account Life Insurance/AD&D. Short- and Long-Term Disability 401(k) Retirement Savings Plan. Paid Time Off maximum of 30 days. 7 Paid Holidays Associate Referral Program Direct Deposit."


Do i have to have proof of insurance and registration to get car from impound?
Do i have to have proof of insurance and registration to get car from impound?


Can someone please explain how health insurance works to me?
Ok, I realize this question shows how ignorant I am about the real world, so I'm embarrassed but I have to be honest: I have no idea how health insurance works other than that it covers certain medical expenses! I'm just getting out of college so I am not used to having to deal with this. I know you pay a monthly fee, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible fee...when would I have to pay the $2,500, if ever? I need the most affordable health insurance possible... I am really struggling with money at the moment. I am a U.S. citizen with a very very good health record. 22 yrs old and non-smoker. I plan to travel to Canada (Montral) and live there for about 6 months after I graduate. If I get health insurance in the U.S., will this cover me in Canada as well? Thank you for any info, it will really help me out a lot!