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TERM LIFE INSURANSE CANCELLED DO I HAVE TO PAY CAPITAL GAIN TAX?

I just canceled a term life policy that my husband and I have had for over ten years, because the premium became to high. It went from $40.00 a month to almost $200 for two people that are in their 40's, and pretty healthy. It was for $100,000 on each of us. The girl said we would have to pay capital gain tax? Why, we never received any money if anything they made a ton of money off of us?? Does anyone know how much we would have to pay? Part of the reason for canceling is my husband was laid off for almost two yrs. We ran out of unemployment and things are very hard. He is finally back to work but who knows for how long. He is in construction.

   








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TERM LIFE INSURANSE CANCELLED DO I HAVE TO PAY CAPITAL GAIN TAX?
I just canceled a term life policy that my husband and I have had for over ten years, because the premium became to high. It went from $40.00 a month to almost $200 for two people that are in their 40's, and pretty healthy. It was for $100,000 on each of us. The girl said we would have to pay capital gain tax? Why, we never received any money if anything they made a ton of money off of us?? Does anyone know how much we would have to pay? Part of the reason for canceling is my husband was laid off for almost two yrs. We ran out of unemployment and things are very hard. He is finally back to work but who knows for how long. He is in construction.


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TERM LIFE INSURANSE CANCELLED DO I HAVE TO PAY CAPITAL GAIN TAX?
I just canceled a term life policy that my husband and I have had for over ten years, because the premium became to high. It went from $40.00 a month to almost $200 for two people that are in their 40's, and pretty healthy. It was for $100,000 on each of us. The girl said we would have to pay capital gain tax? Why, we never received any money if anything they made a ton of money off of us?? Does anyone know how much we would have to pay? Part of the reason for canceling is my husband was laid off for almost two yrs. We ran out of unemployment and things are very hard. He is finally back to work but who knows for how long. He is in construction.


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TERM LIFE INSURANSE CANCELLED DO I HAVE TO PAY CAPITAL GAIN TAX?
I just canceled a term life policy that my husband and I have had for over ten years, because the premium became to high. It went from $40.00 a month to almost $200 for two people that are in their 40's, and pretty healthy. It was for $100,000 on each of us. The girl said we would have to pay capital gain tax? Why, we never received any money if anything they made a ton of money off of us?? Does anyone know how much we would have to pay? Part of the reason for canceling is my husband was laid off for almost two yrs. We ran out of unemployment and things are very hard. He is finally back to work but who knows for how long. He is in construction.