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Should I buy car insurance or not?

I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?

   








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Which health insurance is better?
Should I get Empire Blue Cross or HMO? Which one is better and why?


Insurance for polyp biopsy?
Hi.my aunt is 41 years old. She is really concerned she might have cancer, which I hope it's not. She had no insurance but wants to find one do she could get the necessary test done. She already got one test done that showed she had an hernia in her stomach, but that's not what she is concerned, she is more concerned because they found polyps in her stomach and also neck. Idk if my facts are right,I don't even know if u can get them in your neck.anyway she needs to get them biopsy to see if there malignant or not. What is a good insurance that isn't so expensive andshe can get a quote of. We live in California.and shell just be getting insurance just for herself. Or what can she do to get this procedure done. are all polyps cancerous"


What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?"


Behind The Wheel Driver's Test And No Insurance?
Ok so I live in California I'm going in for my behind the wheel drivers test on 8/17/09. My dad just bought a used car for me off a lot (July 31, 2009) to use and it's registered until July 2010. The problem is the car has no insurance. Well I found a quote for insurance online from Progressive for $114.00 down today for six months worth of insurance. Would that besufficientt for the test? I put myself down in the quote, but it's under my dad's name. The coverage only includes Bodily Injury & Damage Liability & Uninsured/Underinsured Motorist Bodily Injury. Is that good insurance? Also since the vehicle was just purchased if I don't have insurance yet could I still take it in for the test since there's a 30 day grace period to get insurance? Please any answers would be helpful. Time is of the essence."


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I need to be more independent and get my own health insurance. I'm a full time student and my university offers a health insurance plan that costs a little under $2,000 per year but someone told me I should first look into plans available through the Affordable Care Act. How do I find an affordable plan right for me? I'm not even sure which professionals to ask about it.."


I need a doctor whom will get me pregnant but i don t have insurance?
I need a doctor whom will get me pregnant but i don t have insurance?


Someone help with Tricare insurance?
ok so my husband is in the military and in boot camp as of now. i just went to a base today to get my military Id and insurance information. I didnt get a insurance card they told me that when i go to the doctor i just give them my Military ID and they put in my husband SSN and it should be taken care of? I am 6 months pregnant and doing my paper work for the hospital and on there they ask for billing address, group number and policy number...and i dont have one?? what the hell and i suppose to do? they need that information and in all the papers i have i have found NOTHING to help me. i am so frustrated i have a doctors appointment soon..someone help."


Cheap car insurance for young drivers?
I'm turning 17 in a few weeks and plan to start taking driving lessons. My parents are looking into cars for me, they are only prepared to pay 1000 for my first car, but it's the insurance that is so expensive. There are a few cars that I have seen that I like, but any quote I try and get for them is at least 2,500! Are there any companies that do cheaper car insurance for young drivers or any ways that I could make the insurance cheaper? Also, i've heard that getting the insurance in one of my parents names then only being a named driver on the policy is cheaper, but when I have looked it doesn't seem to make much difference? Thank you!"


Is there a website where I can get an instant quote without giving my phone number and e-mail?
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What is the cheapest car to insure for a 17 year old male? 10 points?
I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help"


Who is the most dependable Motorcycle insurances and the cheapest?
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Today, I accidentally rear ended a car. I'm 17. How long will my insurance rates stay up?"


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How much would insurance for a 2000 harley sportster be in Colorado?


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My parents are divorced and my dad is trying to get life insurance for himself. He says he needs my brother's and my information like SSN and birth certificates. Does he need them? My mom doesn't want to give them to him but I need to know?


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Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?


"Got in to an accedent my insurance company has said no insurance was a nice the car when the car had registered tags, registration card etc?"
I got into an accident, a couple months ago. Since the accident has happened and everything has came out in to play my insurance company tells me that there was no insurance on the car the I was driving. I am on insurance with my mother in the state of North Carolina. Her insurance is nationwide. Also I have been pulled by police in this car for other traffic violations throughout this year of driving the vehicle nothing was told to me by an officer that my insurance was not active. I have also myself personally went to the Division of Motor Vehicles and received registration and tags for this particular vehicle, and in the state of North Carolina there is no way to get tags on a vehicle or registration if you do not have insurance. After talking to my mother's agent from Nationwide she asks has their been any notice sent to us stating that the car had no insurance on it? I replied no. She also said that she would look for documentation of them stating that. My mother talked to her a few days later and tells her that no they cannot find any proof that they notified us of the car not having insurance. Meanwhile on the other end of things they are trying to make me pay out of pocket for the damages of the other vehicle. Which in fact it was my fault. But my car had insurance on it now they're telling me something different and the divisions of motor vehicle is stating that if we do not show proof the car had insurance they are going to take my mother's license what do I do?"


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My husband smokes, he has been trying to quit but unsuccsessfully and I need to geth him some insurance. I'm teetering on the low income requirements, not if you take out taxes though and he has had some medical problems in the past but mainly mental health problems. I was gonna get him insurance through my work but it would cost me 273 a month and I simply do not have that much money, I don't know how anyone does. I can barely spare $100 a month can I find insurance for him for that amount and where, I live in Kansas."


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I am currently employed at a wonderful job with great insurance, but my baby is due in January and my husband and I would really love for me to be able to stay home. The only problem with that is, my husband is self-employed and we would not have insurance if I quit my job. We live in Missouri, is there affordable insurance out there for us. I have looked into Medicaid, but I believe that my husband makes just a little too much too qualify. Any help would be greatly appreciated"


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cheers for people who answer properly,for those who think cause im asking the question im a hazard,u know where to go.iv been driving 3yrs with 3ncb's,not all young drivers are a hazard!fast cars cost fortune on petrol,i just want sumtin nippy for a while.the statistics show that 30% of crashes in uk are caused by speeding,not really that bad considering price of insurance on fast cars,driving test should be more thourow"


"HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA?"
IM TALKING ABOUT DODGE DART 2013 ,HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA."


Why is my insurance quote so much and what is NCD? Im 17 years old!?
I understand with me being 17 my insurance will be a little high but the quotes im getting at the moment are hitting the 2500 mark whilst some of my friends are getting insurance between 600-1000 so why is mine so high? Also; What is no claims discount? Ive literally only just passed my driving test and no ones has explained to me what this is and i have a feeling me putting '0 NCD' is contributing to high insurance, is it? Why do i have to put how long ive lived in the UK as well? Im a British Citizen, parents british but i was born abroad and only moved to england when i was 11 as my dad was in the army so we travelled, but does this affect my insurance as well? sorry for all the questions, just need some help. Also, the car im trying to insure is a second hand Ford Ka Collection, 2000w, 1.3 petrol Thanks"


"Was in a fender bender, not my fault but I have no auto insurance...advice?"
I live in LA, California. I was hit at a gas station -- a car backed into my front left door... My car was the only one with noticeable damage. However, I have no auto insurance. I also don't have a lot of money to get either cars fixed. I don't really care to get my car fixed since it's a 92 nissan stanza about to die out on me. I just don't want to get in trouble for not having insurance...Their auto insurance has already called and sent a letter to have my insurance rep contact them to work out a deal to fix my car. They are already claiming it to be their fault.... Should I call their insurance rep and let them know that I do not want to put down a claim? Or call the guy who hit me personally and let him know I don't want to put down a claim? Could they find out that I have no insurance and figure out a way to get me in trouble? I only gave them my name, address, phone number and driver's licence number. Side note: The car is registered under my sister. Her registration and license have been suspended due to a DUI. Will they find out about this and find a way to get me/us in trouble?"


What car has the cheapest insurance for a 17 year old new driver?
looking at cars, i would like something that looks alright like a clio etc"


Re-posted! How much do you pay on equine insurance?
It is a re-post! I'm posting it again! If you aren't going to answer my question then don't press the Answer question"" button."""


"Does anyone know how much it would cost to own a lamborghini that is 2 years old (2006)? insurance, maint..?"
Does anyone know how much it would cost to own a lamborghini that is 2 years old (2006)? insurance, maint..?"


Is there drivers insurance for infrequent drivers?
I'm currently in LA, and my family is here too. So, I've been an insured driver since I was 15, for the last 13 years... In August I will begin grad school in Boston, and will be without a car. But, perhaps during winter break, Thanksgivings, summer, I may return to LA to visit family and friends. I can easily borrow one of my parents' cars while I'm visiting, but I don't want to have to maintain car insurance year round for several hundred dollars just to drive a few times a year. Are there any reasonably priced options for someone in my situation? As far as I know, most car insurance terms are 6 months. Thank you!"


Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?


About how much is Valet parking insurance in FL?
Garagekeepers Liability Insurance


How hard is it to find health and life insurance if you're a professional boxer?
Are promoters required to pay for insurance during training? For the actual event? Iis getting your own insurance ungodly expensive?


Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?
Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!"


What can I do about car insurance from another state? Please help!?
Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?"


How do I know if my life insurance policy can be assigned as collateral?
I am considering selling some of my annuity payments for a lump sum, but required to have life insurance policy as collateral. I currently have a policy which is more than needed to cover the amount needed, but dont know much about using as collateral. What types of policies are assignable? I know you can designate a beneficiary on the policy, but dont know if there is a certain type of policy needed for this purpose. Any info is greatly appreciated and thank you in advance."


I need health insurance for my baby... please help.?
Sadly we missed the open enrollment date at my husbands job to add our infant son. He could have been added up to 30 days after he was born and we missed the date. We filed an appeal and they denied us. So now I have a 3 month old who has no insurance and cannot see a doctor for his shots or if he gets sick. We make too much money for like medical or healthy families but not enough to afford expensive private insurance for him. ANy advice would be greatly appreciated!!! Thank you


What is a good cheap dual sport motorcycle for starters?
bayareart1, i googled it and those are like 30 year old bikes, would it still work good. or am i just googling the wrong thing. btw my mom is convinced its a death trap cuz some dude died at an intersection 2 streets from my house when he got sideswiped by a lady while he was turning left and unfourtunately passed away from the accident :( plus with insurance improbably going to have to save up for another year....r ask my boss for a raise :P and also as for them not being cheap, i see what your saying but i need something that can survive a canadian winter (atleast toronto) and mostly road riding like 80% of the time"


What is the purpose of building cash value inside of a life insurance policy?
Who is this type of policy ideal for? I am almost thrity and considering many options at this point, but I don't want to consider any options solely based on my representatives opinion. What is the purpose of building a cash value in an insurance policy?"


What's the minimum auto insurance coverage I should have in california?
I'm not talking about the minimum required by law, but what's a good idea to have? Is 100/300/50 BIPD overkill? Are we just throwing our money away?"


Which car costs more for insurance?
Hahaha rich stupid parents? That's hilarious! No, they gave me $5000 for my first car, and we decided to put it toward a down payment. We aren't rich, if we were, I would be driving a brand new car!"


Is healthcare ever going to be affordable again in our country?
I just got an e-mail saying that my insurance premiums are going up again and now I'm going to be paying $500+ per month for insurance premiums. This is for a high deductable plan where I have to meet $2,500 in deductable before I get covered at 100%! It's like my raises don't matter anymore and they only serve to keep my head above water when each year when my insurance spikes. I get hit harder than anyone because I am in the employee plus family"" category. 1. Is there a ray of hope at the end of this tunnel? Will we ever get back to affordable health care (us guys that don't work for huge companies)? 2. Are there any alternative solutions for me out there? I can get covered 100% for employee only"


Mobile Home Renters Insurance?
I'd like to find out decent rates for insurance in the NC area. What is a good level of insurance for a family of 4 in a double wide mobile home? We don't live lavishly but have some extra electronics to consider. Will I have to provide detailed information about each and every thing I insure? I also had a concern. From what I'm reading of other questions, they do a credit check. I'm concerned that in order for many different companies to give me comparable rates that my credit will be hit several times. Is that something I should be concerned with? Obviously I'm new with this so any help is appreciated to get me started. I want to be smart about what to watch for and who to go with. Thanks!"


I am a first time driver with a pass plus..aged 24. any tips for getting cheapest insurance on second hand car?
Thanks a lot greg and lesley....Your suggestions are really helpful....thnx again xx


If my wife doesnt have health insurance will i get penalized if i claim her on my income tax?
my wife hasnt worked all of 2014 and i have two kids. she doesnt have health insurance. would it be better to claim just my two kids or all of them including my wife? only i have been working. my two kids have insurance.


How do I prevent myself from getting taken advantage of by the car insurance companies?
What steps do I need to take in order to always be well ahead of the tricks that car insurance companies would want to pull on me?


Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?