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What happens in the real world regarding liability insurance claims ?

I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don't drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.

   








Cheapest insurance companys in the uk?
How much more is average insurance on a sportsbike vs regular car insurance?
I am self employed and shopping for an affordable health/dental insurance, any ideas?
Car insurance from another country?
What percentage of investments should goto each category: savings/retirement/life insurance?
What are the benefits of getting insurance through your employer?
Insurance: Get car fixed?
How can I get my car insurance cheaper?
Life Insurance Survey - Do you have it ? Yes or No?
Do health insurance professionals exist?
If you separate from your hubby and the health insurance is through him would I still be covered??
Found fathers old gulf life insurance policy ,but he died in 2008 could it still be cashed in?
Can my mom insure my car if her name isn't on the title?
Help finding an orthodontist that accepts my insurance?
Is a 1994 Eagle Talon Esi good for a teen Insurance and Saftey wise?
Avon reps health benefits go in effect how soon?
Anyone in Florida with a 220 insurance license?
Will just one speeding ticket increase insurance rates?
Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?
Challenges faced by brokers in handling health insurance?
Car insurance rates in Ontario for new driver?
New Car Insurance?
I have impacted wisdom teeth but no insurance or way to pay in cash what can I do?
Where can i find cheap car insurance for over 25's first time buyers?
How do you get health insurance?
I am a 17 year old female and really need a car. I am wondering how much car insurance would be for a car or sports car?
Insurance cancellation -short rate -?
A question about insurance on a car?
What is a coinsurance rate ?
Oklahoma emancipation laws?
Do you have to have proof of car insurance to get your car inspected in texas?
Can I cancel my fathers car insurance?
I will give ten points for the best answer, I need some car insurance help please?
I will give ten points for the best answer, I need some car insurance help please?
What is the Cheapest Car Insurance For Young Driver?
If I have a bench warrant in another state and try to get license plates in another can I?
Whats owner liability insurance?
How much would my car insurance be if i am a 16 year old female driver?
Chevy camaro insurance?
Insurance auctions/Salvage yards websites???
How much will car insurance cost?
Whats a good way to lower car insurance if your about to turn 16 and live in Las Vegas?
Will my first speeding ticket affect insurance?
High school sports insurance?
Home insurance question?
Car insurance for 16/17 year old and 21 year old?
Can I get my driver's license before I get auto insurance?
Car insurance question! HELP HELP HELP?
Health Insurance - suggestions?
Health insurance for college students?
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Do you need insurance to drive a motorcycle?
and at what cc is considered a motorcycle? do u need any kind of insurance? i know u need a license i live in gainesville fl where do i get class for one?


Where can I find a comparative listing for auto insurance rates?
Where can I find a comparative listing for auto insurance rates?


What is the difference between the private insurance and the insurance you get from employer?
I refused to get insurance through my work because it was too expensive for me to efford but now i realize that i need to have insurance. so I wanted to know if i can get private insurance. would there be any difference. thanks for your help in advance


Can I get cheaper Car Insurance in England if I have 3 different clean Drivers Licences?
No insurance claims either.


A Service Dog dropped by insurance?
I'm sure most of you have heard the old 'banned breeds' by insurance companies. Pit bulls, Malamutes, Huskies, Shepherds, Chows, and Akita's are all considered a bad breed to insure and they raises insurance rates for said owners of the dogs. Now I understand very GENEROUSLY of trying to protect themselves, but to deny a service dog insurance? After full claims and papers of never having an incident by owner or dog? Really? My friend Rachel is still having her home owner insurance drop even though her plush Akita is a certified service and therapy dog. I don't understand the logic too much but they had a problem with her having two Akita's and now that one is going to be around people more, I suppose they think she's high risk of incident and now they are dropping her. Can they do this? I thought service animals were considered a better target to insure and to exemplify for others to view? I am at a loss for words of this new thing her insurance company is trying to pull. I suggested to her of speaking to a lawyer. The dog has been through so many classes and has passed with flying colors of her service tests and she is identified as a higher risk because of it? I don't even care that they had a problem with the dogs before hand. They didn't drop her before, what makes this so absolutely dangerous? Afraid of possible future liability? What happened to innocent until having been proved guilty? I have been meaning to ask this for a few weeks but haven't had time to do so until now. Should my friend seek lawyer advice? Before she still had a pretty low rate compared to others of her dogs, but if she has to I guess she'll have to switch if necessary. And my other question is just... why? Why would they drop her?"


Cheap insurance for 18 year old?
does anyone know any cheap websites or company's because on all the comparison websites im getting 3500 pound for a 1.1 Peugeot 106, and that's third party fire and theft :( please help because this is ridiculous."


Will your insurance rates go up if you hit a car but don't cause any damage (California)?
Someone rear ended me but no visible damage was done to my car. I'm going to report it to my insurance company but I most likely won't file a claim. Will the other person's rates go up even if I don't file a claim but only report the accident?


We were just in a no fault car accident and we're uninsured?
How should we proceed? Our Insurance has been canceled and we were just hit by another driver while driving. I have heard that you have less of a claim when you're uninsured even if you're not at fault, but I just wanted to get some advice... Can anyone help?"


Student health insurance in California...?
I am a full-time student who desperately needs health insurance. I posted a similar question but haven't received any answers. My job won't offer any health benefits for a whole year (Wal-Mart). I buy Concerta from the pharmacy. My college offers no health insurance and nobody I talked to knew what to tell me. Can anyone recommend a plan? My job is only part-time so I need something cheap or affordable that will help cover my medication. Please help. I have no idea how to do this. D:


Car insurance increase?
My 19 niece has moved in with us and is going to get her license and a car soon. Will that affect the rate we pay in our insurance even if she carries her own policy? I am not sure if it would be with the same insurance company or not. We live in Minnesota. Thank you for your help!


For a learners rivers permit in california do you need liability insurance?
drivers lol sorry


What is the cheapest car insurance?
I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends."


I recently had hail damage to my car and my insurance company did an estimate which is 100% lower than 3 reput
I recently had my car damaged by hail and I have comprehensivr coverage. My insurance company had an adjuster do the estimate and his estimate is 100% lower than 3 other estimated I had done (some of which weer by shops they work with...CRP). They are telling me I can take it in and they will pay the shops a supplemental check for the additional costs. I don't want to take it in because of my deductible and they are telling me pretty much the only way i can really re-coup the money owed to me is to have it fixed...I pay for my policy and as I understand it, i am entitled to the compensation of the damage and it is my choice to have it fixed or not...am I right or wrong in my understanding????"


Do police check with your car insurance to make sure it's valid when you're pulled over?
Do police check with your car insurance to make sure it's valid when you're pulled over?


Car insurance?
Are there any cars which are very cheap to insure? I have at several but insurance is still quite high, how do i know which will be lower than others?"


What happens in the real world regarding liability insurance claims ?
I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don't drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.


VERY EXPENSIVE CAR INSURANCE?
Actually if you made a quotation in comapnies like 1st central and you say I am born in the UK. They will ask you to pay 1100 if you have 2 years NCB. But I do have 7 years 2 from the UK and 5 from an EU company. And 1st central asks me for 7000 pound. I am not making this up you can test it yourself. Actually some insurance company try to steel immigrants money by soaring their premium.


Best insurance companies for 17 year old passed my test?
ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)"


"What happens if you have health insurance through your job, then have to get new health insurance?
http://mp6downloads.cn/health-insurance.html


How do life Insurances work?
How is it that some one pays $50-$60 a month on a $700,000 life insurance, it doesn't add up?"


If you just got your license and a speeding ticket for 58 ..in a 45 how much will your insurance go up?
If you just got your license and a speeding ticket for 58 in a 45 how much will your insurance go up?


Why are my car insurance quotes so high for male 17 (UK)?
i have looked on a couple of comparison websites (compare the market, go compare, confused) and have found that the cheapest for provisional licence is 900 from collingwood, but then when i change to full licence the cheapest is 3000 from ecar. none of my friends have to pay this much for a full licence and some of them even hae better cars than me. i am trying to insure a clio campus 2002 1.2"


How can I borrow from a life insurance plan?
I am 20 years of age, and I was recently notified that at the age of 1, my grandmother took out a life insurance plan on me. I'm not sure what company it's through, or even how it truly works. All I do know is that every year it accrues around $6,000. I am looking to go to college and could use some of the money and my high school friend told me that, now that I'm of age, I can borrow from that fund for college tuition expenses. Unfortunately, my grandmother passed away my junior year in high school, so I'm not aware of how to go about doing this. Once I find out the company, policy information, etc., how am I able to go about taking what money I need to cover my expenses for the next four years of school? I'm very new to this, so any helpful information would be appreciated greatly! Thanks in advance"


Insurance on a vehicle that's registered but not running?
Insurance on a vehicle that's registered but not running?


I was crashed and injured by an Uber driver. His insurance says they will not pay because he was acting as a livery driver...I'm screwed!!!!?
I was crashed and injured by an Uber driver. His insurance says they will not pay because he was acting as a livery driver...I'm screwed!!!!?


How much would auto insurance cost me?
I am 19 years old and I do not have my license yet. I have been holding of for a while because I know that I will not be able to afford the insurance right now. My dad does have insurance and when I do get insurance, it will be on his policy. Although I know it will be alot because I am a 19 year old male, I really cant guess how much approximately it will be. Also, how much would it be if I were to get my own car and car insurance? ( something small and used, nothing fancy). Any help would be great. Thanks in advance"


What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?
What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?


Can I opt out of home insurance?
I have a property on which we built a home. The property with home is worth $170,000. The remaining mortgage is $54,000. We now have to consider selling the home we love so much because the insurance companies keep dropping us. This time it was for having chickens ducks and a dog. This kicks the bank who holds the mortgage into getting us very expensive insurance which would almost double our mortgage payment. I would rather sell the house than go into poverty mode. Is there a way I can opt of of insurance by saying the property by itself is worth $54,000? Is there any other way to save our house?"


Car insurance question?????
me and my husband both have a car and have full no claims on both of them however we went to france for a year now we have returned but our uk insurance company are saying our no claims is no good as last year we were in france and they can't read whether we had a claim or not as our policy is in french!! the french company wont translate it to english as it's a french legal document!! so now although we have full no claims we are being penalised for leaving the country for a year!!!! we feel this is discrimination!!!!! we can translate it for them and the english lady in the french office has said it is ok for the uk company to call but of course this is not good enough!! any advice would be great!!!


Who offers the cheapest car insurance in the Uk?
Ok im 22 years old and have have been driving for 4 years. Only one crash 3 years ago. Just got my renewal notice through the post. It has gone from 56 to 81. That is a alot for me. Whats the point in a NO CLAIMS BONUS?


"Does Lowest Quote Wins"" really lower your insurance to $15 per month?"""
Does Lowest Quote Wins"" really lower your insurance to $15 per month?"""


What happens in the real world regarding liability insurance claims ?
I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don't drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.


How much would an insurance cost?
I need help on how much a Full coverage insurance"" would cost for my vehicle. mitsubishi 3000gt Sl 1994"


How much would insurance cost...?
For a 16 year old girl with a 1994 4x4 Jeep Wrangler:4 cylinder, 12 suspension lift"


Do I have to have car insurance?
I'm 18, and I'm getting my first car that I'm paying for in two weeks (2006 Ford Mustang). Unfortunately, I don't think my mom will put me on her insurance. I don't have enough money to pay for my own insurance. My mom told me its illegal to drive around without insurance (Is this true? And how would police know?) Also, what would happen if I got into a car accident with damage to both cars and I was at fault?"


Car insurance in Massachusetts?
What happens in the state of Massachusetts if you get pulled over and have no insurance but there is insurance on the car and I'm 17 years of age.


Car insurances how they rate?
different car insurances how they compare


Auto Insurance in Illinois?
Here is the situation/dilemma I am dealing with, I told my daughter that she should no be allowing anyone to drive her car. Well, sure enough I come to find out that she allowed her loser of a boyfriend to drive it. I am debating whether or not to take her off of my policy and make her get her own. If I do this her rates will go way, way up. On the other hand, I do not want to take the chance of him getting into an accident (he has no car or insurance) and I get sued."


Does health insurance go up when you buy a motorcycle?
Does health insurance go up when you buy a motorcycle?


Where to find low cost health insurnace?
Where can i get a low cost health insurance with a low deductable in miami, fl 33133?"


Help understanding insurance card?
I have us family health plan and online I need to fill something out for school if not they will charge me for insurance when I already have it. What I need is Insurance company Policy number Group name Group number What is on my card: Member id number Group number Rx group number Copay. Can you help me match what I have to what I need


Named driver car insurance?
But we both need access to the vehicle. My dads sole use vehicle is used for his work and he now has a car for leisure. When I say 50/50 I mean we can both have it same amount of time but he will do more miles etc. If they cancel it will they refund the rest of the money as he payed in full? I understand it's illegal if I use the vehicle for my sole purpose and I am by no means a law breaker! For me to have insurance separately and my dad to have insurance separately doesnt make any sense, that's what named drivers are for right? I don't like the thought of paying 2000 for insurance when I probably do about 40-50 miles a week."


Car insurance for 18 year old living in NY?
my parents plan on buying me a car soon and it will be the first car in our family. my parents do not have car insurance because they've never had a car. i'm going to be the first person in my family to be able to drive. we do however, have full health insurance(if that matters). i've gotten some online quotes and they say its 1,000+ a month for me.. what do you guys think?"


Can DMV revoke my license if I don't have a car or car insurance?
I called my insurance agent (btw I have non-owners insurance) to cancel my insurance policy and the agent told me that DMV could revoke my license if I do not have insurance. I talked to my mom about it and she told me that it was a lie, I also talked to my girlfriend about it and she says that she doesn't have insurance or isn't on her parents' policy and DMV hasn't done anything to her. I just want to reassure myself, or is it a better idea to call my local DMV office about it? Also, I am 18 and I don't have a car yet. The insurance agent told me that if I get a car and I am still with that policy I can add my car onto that policy without paying any down payment fee. I am hoping to get a car in 1-2 months, is it worth keeping the car insurance? I only wanted to cancel it since I do not have a car yet."


How much will my car insurance go up and who should pay?
My ex-husband just bought my 17 year old son a car. He will not pay for the insurance and my son does not have a job to pay for it or for gas money. How much will the insurance cost and who should pay for it? My ex or me?


Best online insurance website?
i own a insurance broking firm in india, insurance in india is at very nascent stage. want to launch a service oriented internet portal to sell insurance online. please suggest me some good insurance online websites where i can emulate some of the best practices and also please give me suggestions what people expect from these online websites and broking firms? Any Bad/good experiences. All your inputs would be very very valuable"


What's the insurance for a lamborghini gallardo?
NO! i'm not looking foward on buying one.. Cant afford it. People told me insurance for this car was $1000 a MONTH.. but i asked a couple people with lamborghinis in gas stations and they said they only pay $2700 a YEAR for their cars... What do you have to say to this? They were in their 30's..


What happens in the real world regarding liability insurance claims ?
I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don't drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.