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Need advice suing homeowners insurance?

In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.

   








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Question about car insurance?
I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.


"Im 19 with a permit, can I register my car and insure it? Price Estimation?"
First I have a 1999 Acura Integra...I believe over 100,000 miles...no driver side airbag, no alarm system YET...and its fast...BUT I drive safe...I dont believe in street racing because It claims to many lives, especially innocent ones such as families that are not even involved with the idiots racing... Im 19 with a learners permit, have wayyyy over 4 yrs driving experience, I plan to get my license this month [or this week], as I just got my permit today, can I register my car and insure it? What would an estimated price be for... 1. My Registration and Tag [whats better temporary or permanent for now? 2. Insurance [Who should I go to for insurance?!] Thanks"


Name and explain some factors/events that could greatly affect the profitability of a life insurance company.?
Name and explain some factors/events that could greatly affect the profitability of a life insurance company.?


Car insurance in California?
If you insurance cancels your policy don't they have to notify you, your lien holders and the DVM? And if yes then how long do they have to do that? Days? Weeks? Months? I had an accident friday and called them and they said I had been canceled on May 29th. That they sent a letter, but I never got a letter. I never received anything from my finance company or DVM either. Any Suggestions?"


How much is motorcycle insurance for a 150cc moped?
I've heard some people say $100 a YEAR. And some $250 a MONTH. Big difference. Who is more correct? And I'm just wanting a rough guess. Not an exact quote. So please no answers for me to contact a local agent. Thanks! :)


Wouldn't letting insurance companies compete across state lines lower costs?
El Tecolote: It's your responsibility to notify your insurance company if you plan on living in another country. Simply driving from state to state or temporarily living or visiting another state is not insurance fraud"". So I don't see why you view this as a problem unless you ARE willingly committing fraud."""


Motorcycles and California ?
Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence


Whats the best landlords insurance?
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How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?
in the state of texas, and its had 2 past owners, with about 9,000 miles on it"


How much would car insurance be for a 17 year old girl?
How much would car insurance be for a 17 year old girl?


What is a good car insurance for a DUI offender ?
My 1st time offense and hopefully the last, anyone no of a good car insurance that is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!!"


Is this really possible? Mutual funds vs Whole life insurance?
I understand that the investment linked with whole life offers very little returns compared to real investments like mutual funds. Now I tried this online compound calculator http://www.math.com/students/calculators/source/compound.htm to see if mutual funds can really beat insurance investments"". I placed the following data in the calculator: Years: 40 Percent Yield: 12% Initial Balance: $500 Monthly Contribution: $100 Final Balance: $1"


Car Insurance Help...?
Hi, I'm trying to get car insurance for myself. I'm 16, 17 very soon. I can get car insurance at a decent price before I've passed. But when I've passed it is ridiculous. I'd love to buy a mini, but the insurance is just too high. So here are my questions: 1. What car should I buy that will have cheap insurance? 2. What insurance company will offer me a good quote after I've passed?"


What is the best insurance company?
I am buying a Cadillac Cts and need a good and cheep insurance company. I am 16 and have taken my drivers Ed. Should I get Gieco, allstate, state-farm, or nation wide. please help what do you have. I live in florida 32967"


Do i not have insurance if im driving someone elses insured car?
ok so i got in a little fender bender in my dads VW and the police asked for the insurance cars, that werent in the car at the time, so he gave me a ticket for not having liability insurance, he said if i bring proof of insuarnce to court he will drop it. now i live in the same house with my dad, i have insurance on my honda,with the same company and i am 19. the insurance cards however dont have my name on the VW . does this mean i am driving with no liability insurance?"


Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.


How can i get cheap car insurance?
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Who has the best rates and coverage for motorcycle insurance?
Who has the best rates and coverage for motorcycle insurance?


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Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so."


Would the car insurance cost more than this car?
I'm thinking of buying an old car for $300 maybe a bit more I have my eye on a few cars like a Vauxhall. I heard car insurance is very expensive maybe a months cost of insurance will cost more than the car?!?! What price i'm I looking at?


What insurance is the cheapest a month?
for a 16 year old that drives a 98 ford explorer 4 door 4wd. 4.0L V 6. it has a lift on it i dunno if that effects it at all. i;ve looked around but all it shows is like 2 grand. and i know it aint 2 grand cause my cousins 17 and she has an 05 mustang gt. by the way i live in tn. dunno if that helps. and i have 230,000 miles. no wrecks or sitations."


What is the best deductible for car insurance?
What is the best deductible for car insurance?


How much will a Toyota Spyder increase my insurance?
I'm looking to buy a 2000 Toyota Spyder. But i'm only 20 years old, so i'm questioning whether or not it is a good idea! Its will cost me about $10,000 after tax + the insurance. I'm not so worried about the actually cost of the car, because I can make about a 60% downpayment, and take out a small loan for the rest... But the insurance is the big issue..."


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I joined a weightless clinic and the receptionist took my insurance information and confirmed that everything was in network. I did a whole bunch of tests with them and started a weightless plan. I was told it would only be a one time out of pocket charge of $60 for me and insurance would take care of the rest. But a few months later, my parents receive a bill for over $100,000! The program isn't complete yet and they have not been providing the services promised. I am clueless when it comes to health insurance. I'm still on my dad's insurance plan. What are my options? Can this be disputed?"


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For example: A 1990s Camaro for instance Would a Camaro with just 160hp or 200hp raise your insurance rate just because its a Camaro, with the power of the engine being weak would it still be considered a sports car? I know probably a 1990s camaro with 275hp and above would raise your insurance more than a basic car But would a camaro that weak even being a coupe, be more expensive to insure than a regular car just because its a camaro and has some style? Im 17 and looking for some cars"


What type of term life insurance to get?
I am a 23 year old male that has type II diabetes. I have around $40,000 worth of debt from student loans, and I'm going to be getting married in a year. My parents currently have me covered so that if I die, they can afford my burial and other costs. I am more concerned about getting a 10 year term life insurance policy to help my wife if I die after we get married. Once we have kids, I would plan on getting something like a 30 year term life insurance policy. Anyways, does anyone have any recommendations on how much coverage I should get and what companies have good rates (especially for diabetics?)"


Would Enterprise car rental be liable if their driver hit me?
I was rear ended by a a driver (under 25yrs) who was driving a rented Enterprise car. I opened the claim through Mercury (his insurance in which his mother is the main policy holder). The claims person is super insistent on me going through my own insurance, saying that it could be weeks before my car gets any work done. However it feels more like her trying to get rid of me"" than her attempting to be helpful. Today"


"Did you ever have a home burn down, did the insurance company cover everything for you?"
Shopping for home insurance, did you ever have any problems or compliments to share about a home insurance company. Whats the insurance co's name"


Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.


USAA car insurance while deployed?
it is illegal in MA to have no car insurance. I can take my car off the road but it costs $120 to get new plates. Does USAA have an option for insurance cheaper than the minimum allowed by your state. How am I going to drive anyway when I am deployed??? thanks


Do auto insurance companies actually confirm the info you provide for the quote?
After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?"


What is the best life insurance?
I wouls like to make sure that my partner and my mother are safe if something happens to me. What is the best insurance? Also: Does life insurance also cover critical illness?


What I need to do when someone stole my car insurance and vehical registration (the one we renew every year)?
Yesterday I forgot to lock my car, and someone came in my car and take my car insurance, vehical registration. Do I need to call my insurance to report it? Also, on the vehical registration, it has my Car's VIN number. Is it bad if guys know it. Thank You!"


How do you set up your website to sell products online?
How do you set up a website to sell products online using The Poor Man's Approach to Digital Sales on the website listed here: http://www.wilsonweb.com/ecommerce/wilson-digital-sales.htm How do you set up your website to have a page that is password protected so you can use this approach? I am using 000 web hosting service.


"If I get into a wreck and did not know my insurance policy ended and their car is totaled, will I at least be able to buy their car?"
If I get into a wreck and did not know my insurance policy ended and their car is totaled, will I at least be able to buy their car?"


Insurance for a cheap car?
Hi all, i am living in NYC which has notoriously high car insurance rates. I'm looking to purchase a second beater car to work on as a side hobby. This car would run anywhere from $500-$2000. Is there anyway to insure this car without it being $100/mo? Because those are the quotes i am currently getting for just liability insurance. Seems a bit ridiculous seeing how the cost of insurance would go over the value of the car in just a year or so."


Question on car insurance?
mad jack - wow way to be a prick. maybe i dont have a phone, maybe im at work and arent aloud to use their phones. maybe i dont have a house phone. ever think of that? what s that then drive to a freinds house? sure ill drive toa friends house thats 20 mins away by car. oh wait i cant cuz my car is in un working conditions. have a family member drive you or have them come over? hmm...ant do that either. my family hates me and i dont even live with them."


Affordable health insurance plans?
The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that arent too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.


Why do we have to pay car insurance for other people's cars?
As I understand it, the car insurance we pay is to fix other cars and their drivers in case we hit them. I don't understand why the law requires that we must pay for others' protection. Why shouldn't everybody pay for his own protection? If car insurance is required for everyone, then it would make no difference anyway, and I think, it would make people more motivated to get insurance. For example, if I pay $150/mo for car insurance, and if someone hits me who has no insurance and no money, then my car will look terribly even though I kept the law. This doesn't sound fair to me. If someone hits me, then their insurance should cover their damages and my insurance should pay for my damages. Why should I suffer a loss because they didn't keep the law?"


Is medi-cal insurance a bad way to go?
I'm a full time college student, independent and out of my parents insurance umbrella now. I qualify for Medi-cal as I don't have any income and am paying for my school out of pocket. But I am concerned it is not adequate, I occasionally ride dirt bikes, hike and other small activities. What's your thoughts on media-cal or should I find a way to afford a bronze kaiser plan? I'm just concerned about if something happened to me would I be safe? Thank you!!"


Life Insurance.........?
I want to get a life insurance policy and would like to know more about what type to get. Just want a policy that will pay out if I die (car accident,cancer,illness,etc etc) and not really one that has cash value cause I think those are more expensive. Also any good"" companys that I can get a rate from? Thanks!"""


Cheap car insurance for 7 star driver?
Cheap car insurance for 7 star driver?


Should you get better car insurance coverage when purchasing a home?
I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year."


How much is car insurance?
I am in Delaware. I am starting grad school and I will have very little money. But I am considering getting an old car just to get around and save some time. I'm a 26 year old girl so I know I'm not in the worst catagories. I just want a basic idea of whether or not it will break the bank to consider a car.


Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.