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Home & Auto Insurance Rip-Off?

My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?

   








Would a Hyundai Genesis coupe be considered...?
Drivers license in California 19 years old?
I'm 18 now when i turn 19 next year i'm gonna lose eligibility for my family health insurance?
What does your credit score have to do with your car insurance premium?
Insurance on a 2004 nissan 350z?
What do I do about insurance?
Can a health insurance company deny emergency medical coverage based on the final diagnosis?
Can you have two insurance policies on one car?
Is it possible for someone who is over 50 and disabled to find life insurance?
Does AFLAC insurance cost anything to have?
Cheap health insurance?
Insurance quotes and reviews?
Does anyone know the American Direct Life Insurance trivia question?
Accounting principle: recording life insurance?
BEST PET INSURANCE (DOGS)?
Will my insurance rate go up if i was hit by another ..vehicle?
@@hio all thinking of buying a mk4 Vw golf gti 2.0l 115bhp what insurance group is it in& the mpg thanks al@@?
Best First Car for a teenager?
Car Insurance for a 2007-08 Mustang?
How much would a convertible raise my insurance?
How much is a doctor visit without insurance?
Insurance carrier denied or claim stating the icd-9 code 785.6 was not compatible with asa code 01960 - why would that be?
What will a car insurance company check?
My 1st Hospital Bill. Kidney Stone. How do I get on a payment plan?
One ticket in Colorado and the effect on insurance?..?
What can i do if insurance is to expensive?
Best car insurance for first time drivers?
Which cars tend to provide the most affordable insurance rates?
How much is a low rate car insurance cost? how much would it be ??? ?
Paying 10k a year for car insurance?
What car and insurance?
Can i be on my grandma's car insurance even if we don't live together?
What are some affordable model of cars to insure?
What are some affordable model of cars to insure?
I had an accident need some advise on insurance?
If I borrow from my Whole Life insurance cash value do I still earn on the full amount?
How much car insurance would i have to pay monthly if i just got my licence and first lvl insurance?
What happens if I'm caught without insurance?
What would be the best/cheapest place to get moped insurance through?
Should a person without children get life insurance?
How do I get individual health insurance quotes for North Carolina?
My Mother's Insurance Has Been Switched And I Don't Know How To Fix It, Without the Brainwasher, Constantly Interfering?
Where can I get the best, most comprehensive earthquake coverage for a condo in san francisco, california?
Purchasing Scion XB?
Who has a Porsche 944?
Insurance settlement following motorcycle accident - GA?
Motorcycle insurance?
How to get a cheaper car insurance in new jersey?
How to deal with car accident with no insurance?
My home owners insurance was dropped a few months back due to 2 claims regarding my roof. My roof ended up having faulty shingles on it?
https://nacequarreaupo.wordpress.com/2017/05/25/is-it-a-good-idea-to-get-an-auto-loan-if-i-dont-work/

https://naiglycelplinbe.wordpress.com/2017/06/05/whats-a-good-less-expensive-insurance-for-a-younger-driver/






























































Is the criteria for getting auto insurance and the amount you pay fair?
When I bought my new car, I decided to insure it. I did not have my other car insured and I know this is wrong. I never went without full coverage before in my life and I was driving with NO insurance-badddd girl. When I went to get insurance for my new car, not only the regular things were used, but my CREDIT RATING was used for determining the cost. My credit is good, but as we all know, just one search into your rating effects how you look. With all that is going on with finances these days, is it right or fair to use someone's credit rating to increase the cost for auto insurance? Who are these insurance companies anyway, that feel credit is a reason to charge more or less, so long as they get paid? Do you think this is going over board as far as a persons privacy is concerned and to punish somebody for having financial troubles by raising the auto insurance payments, instead of helping a person by charging a set rate?"


Insurance on a used 2006 EVO 4 DOOR?
This is just a maybe. I'm 18 and was thinking of going for a 2006 mitsubishi lancer evolution. I just got my license not to long ago But I'd probably be using the car to go school and to go to work. I might use my parents cars every now and then since they're better on gas. I might finance the car. I KNOW IVE TRIED estimates but CAN I get an average? And would it be cheaper if my dad was under the insurance policy and I was added as a secondary driver? THANKS IN ADVANCE


Can you get auto rental insurance through your normal insurance company?
first time traveling... dont know what I'm doing


"I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?"
I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?"


Car insurance for teens?
Can a teenager have thier own car insurance and if so what companies let them im in delaware. And which is the best all answers welcome


Can I get car insurance without a valid driver's license in the state of Delaware?
1. My License was suspended due to an ERROR that involves the Division of Child Support Enforcement... 2. My Ex-Husband said he will pay for my car insurance if I transfer the car title & registration into my name (knowing that my license is temporarily suspended). 3. * My Ex is a Wilmington Police Officer in the state of Delaware. * 4. I believe my Ex knows that I will not be able to get car insurance (due to the fact that he is a Police Officer), therefore, that is why he is willing to pay for it. 5. Any help will be greatly appreciated!... Thank You!!!"


Can a person on ssi have life insurance?
my daughter said i need life insurance, i know being on ssi they dont let you have anything freely so my question is can i have insurance"


What does maternity and complications of pregnancy mean for insurance coverage?
What does maternity and complications of pregnancy mean for insurance coverage?


Lookin 4 cheap car insurance!!?
Lookin 4 cheap car insurance!!?


Car insurance problem?
I moved recently from California to Arizona for a new job. About a week ago, I received a letter in the mail from the California DMV stating that if I don't get at least liability insurance on my car, my car's registration will be nullified. The insurance company I had while in California only services California. My dad suggested that I call that company and tell them that my job is only temporary for a few months (so that I might get my old policy back). I think that during my move, I neglected to pay my car insurance bills because when I log on to the site to check the status of my account, they don't have a listing for me. I know this might be a little confusing but I think what I need to do is get my car registered in Arizona, get insurance out here and then call the California DMV and tell them that I moved. I just want to know if that is the proper procedure for my circumstance. Thank you. I really hope this makes sense."


"Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.?
Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what?


Pregnant with no insurance?
I'm in North Carolina.


Parents to buy car or insurance?
How can I persuade my parents to buy me a car or pay for my insurance (preferably insurance because that is more expensive). My dad said he is going to buy my sister a car and pay for her insurance but is going to make me get mine all on my own, even though I have better grades than her in school and I am more active outside - I play sports and do physical work. And to top it off, my test is in December, so I really will only have a car for the next 10 months as I will then be going to university, so the insurance won't even be that much. How can I persuade them?"


Insurance for senior parents?
I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?"


What is the average cost for a Lawyers Professional Liability Insurance?
Oh, the insurance should be in an amount of at least $100,000 for each claim, with an aggregate limit of $300,000 for all claims established against the Foreign Legal Consultant during the calendar day."


Home & Auto Insurance Rip-Off?
My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?


Insurance to volunteer at a clinic?
I was just offered an unpaid internship""-type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits"


Can my mother put me on her car insurance policy?
I really don't want to wait to get a car, and saving up money is next to impossible as I'm currently stuck paying cab fare daily to get to work. Essentially, if I'm going to be spending that much money, I'd really rather put it into a car that will eventually be paid off than dump it into a cab company. Even if it's only a small difference, anything helps. I'm at a point in my life where I'm trying to get things on track, and even if I have to take a hit, I'd rather it be a smaller hit."


Is there anyway I can get insurance coverage for a vehicle if I don't have a license?
I am a senior citizen and have never driven. I need transportation desperately. I can purchase a car but find I cannot get insurance for any driver of my car if I don't have a drivers license. I have not been able to find anyone I would really trust to put the car in their name. Any suggestions?


Do I qualify for Health Insurance from the Affordable Care Act?
I am retired woman age 63. My FORMER employer offers one health insurance plan for retirees that is very expensive, $15000/yr. Since my FORMER Employer offers retirees Health insurance, do I qualify for lower cost coverage plan from the Affordable Care Act?"


Car accident and insurance?
I got into a car Accident the other day which, i believe, totaled my car. I was still paying on this car. I have full coverage car insurance What exactly is the whole process for this? How much will i get back? If the settlement check isnt enough, will i have to pay back the bank? Does the cost of the property damages come out of the settlement check? Anything you know will be MUCH APPRECIATED!!! thanks"


"When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company?"
Say, today is 1st Feb'09. I had an auto policy (from Farmers) that expired on 1st Jan'09. Today, I buy a new policy from a different insurance company(AAA). When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan'09 to 31st Jan'09 by Farmers?"


Do amended tickets affect car insurance? if so how bad?
I need to know if the tickets that i got last year, but had them amended to non moving violations, will still affect my car insurance."


Buy a new big house?
I'm still young and don't know much about buying big houses.lets say I want to buy a 799.000 thousand dollar home.what will I have to do rather than just hand them the money and tell them is my house now?what are all the papers work I will have to fill out?where do I have to go or take the papers to?and when your with the agent showing you the house and you decide you really want it and are going to buy it,how will you tell him and what's gonna happen next?please tell me!!i need to learn!!!!"


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?


16 year old provisionals license Geico insurance w/Suburban estimate?
I have a GMC Suburban, year: 1998. I am 16 years old, had just passed my drivers test and got my provisionals drivers license yesterday. GPA isn't all that well right now @ 2.75, I'm not a terrible student, it's just I had failed a class & had c/d's my first year of highschool before I kicked it in gear to get a/b's in classes. If I were to get put on my parents insurance (Geico) as a driver on their plan to drive a GMC Suburban year 98. How much do you expect a month for it to increase? I will have to pay however much extra it is on their bill for my chunk of the insurance bill. Working at Subway @ Min wage, have to also pay for my phone every month (about $45, 50 a month). Tried to get a quote or look around online for a general price estimate, though I'm not 18 and unable to. Parent's are not home, not interested in waiting the few hours for them to get home and become motivated to look into it. Thanks!"


Car Insurance / Accident Question?
So both cars are backing out of the parking lot (two sided type in a shopping center) and neither one saw each other and bumped rear ends of each car. We both pretty much made the same mistake, how does insurance usually take care of this?"


How much was your auto insurance at 18 year olds?
How much was your auto insurance at 18 year olds?


What will my insurance rates look like?
So last Friday I got in an accident, I hit a curb going to fast around the round about and it screwed up below my car. This was all my fault and no one else's. No cops were involved and no one saw the accident. So we took it to shop and they are saying it is going to cost $3500. If I were to take it to the insurance company how would the insurance cost $$ wise or much % would it rise. Info: 17 year old driver Have had my liscense since July Drive a 2011 chevy cruze lt"


Car insurance...?
Ok I have 2 choices here! I have only been driving 6 months so I have 0 no claims. I have just been bought a car and to add it on my insurance policy it costs 60 on top on the 45 I pay a month..(105 a month) for 5 more months til i get my 1 year no claims or for 70 a month I cant start again with a different company . what to do? ....


Should health-care coverage be behavior based much like auto insurance is?
Maybe you folks are different than I am - but my mother always told me to take very good care of myself: to eat healthy, exercise, proper rest, etc Obviously the insurance would kick in when you come down with a non-preventable illness such as cancer, nervous system disorders, accidents, etc But why should we pay out the **** for if you eat 3 big macs a day and ride a scooter while shopping at the grocery store - get off your but."


Home & Auto Insurance Rip-Off?
My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?


Infertility insurance?
Does any one know of a good provider or some one with an insurance rider for infertility? I have great health insurance, except it dosent cover that! I should say that I live in Kentucky. Thanks"


My mother wants to add me to her car insurance. How much will it cost?
im 24 and i have never driven before. lets just say i had a silver spoon in my mouth for 23 years. but now i need to start driving and my mom would like me to drive her 2000 bonnaville while she gets a small pickup truck. but to be fair i would need to pay her once she gets her insurance bill yearly, and i would have to pay once she has added me...see where im going with this?"


How much rental car insurance do I need?
How much rental car insurance do I need?


"After today's multi-million $ ruling against State Farm, will all home insurance companies hike their rates?
http://news.yahoo.com/s/ap/20070111/ap_o...


How much will my insurance company give me for a totaled car?
i bought a 2000 Oldsmobile Alero and totaled it less than a month later. the kbb value of the car is about $3000. Can anyone tell me about how much i should get from the insurance company?


Motorcycle Insurance Question?
I was wondering how much insurance would cost for a 16 year old in California, driving a Ninja 500r would be. New driver, taken safety course, and stored in garage. What companies would insure me (I heard geico and progressive were good), and how much would it cost? Also what is the minimum amount of motorcycle insurance needed? Please answer with as much detail as possible. Thanks"


My insurance company is charging me extra they say my home is a 2.0 story not a 1.5 story home?
My insurance company is charging me extra they say my home is a 2.0 story not a 1.5 story home?


What car can i get that will be the cheapest insurance a month?
Hello I'm 18 I'm a male and I live in Cleveland Ohio I was wondering what is the best car I can get with the lowest insurance a month? And what is the best car insurance for first time drivers?


Life Insurance?
I have had a VERY unprofessional and unpleasant experience with a well known Life Insurance company. I had State Insurance Administration intervene the situation and re-instate my policy. This whole process put me through a lot of hassle. All the Life insurance Company is saying that It was an administrative mistake and we have re-instated your policy."" Having gone through the agony"


Best car insurance deals uk for young drivers?
Hi there i am male , 18 years old wanting to learn to drive. My mother has a small daewoo matiz which is only a 900 and something cc, so not even a one litre, but a car which would be cheaper on insurance then a lot of cars. Im just wondering if anyone knew any good companies offering good prices for insurance either as a seperate insurance of my own or a one for my parent with me being a additional driver. Thanks"


How much should we ask the insurance company for when settling a car accident claim?
My boyfriend was recently in an accident. His chiropractor told him that when settling his claim, he should ask for three times the amount of all his total expenses. My aunt was also told the same thing by her doctor. I was wondering if anyone knew if this was a law or something?"


How much does it cost lasik without any insurance?
I really need to do it (lasik) my prescr. is very high but I don t have insurance, how much can cost me? I have $4000 do u think that s enough? Also I don t know where I can go to do it, I live in Chicago and sometimes I saw in tv the commercial with lasik plus, what do u suggest?"


AAA insurance? (Even if it's insured under my mom's name am i allowed to drive the car)?
So i passed my drivers license test today. We have 3 bmws. one is mine, one is moms, and one is dads, respectively. ALL 3 cars are insured under BOTH my parents names. But mom won't allow me to take out the car, saying that if i take it out and get into an accident, it won't be covered because my car is insured only under her and my dads name... but a friend of mine got into a car accident recently... and she purchased a new car, which is insured under her mothers name, because if the car was insured under her name, it would be expensive. However, my friend still gets to drive her car saying that it is insured for her even when she gets into an accident. Im not sure what type of insurance she has though. And she's 19 years old. And then i asked my brother, who doesn't live with us, and he said even if i get into an accident, it will be insured because it is under both my parents names and we live under the same household. Then i told mom about this, and she was like Well if your under 18"


How can you get auto insurance after 2 DWI's?
How can you get auto insurance after 2 DWI's?


Rover Mini insurance
Hi, im 16 years old and want to buy a rover mini pre 1997 as they have an airbag then, i wanted to know roughly how much it would cost to insure a 17/18 year old in a 1.3 litre rover mini. And im not a speed obsessed crazy teen, i would want to keep it nice and would not drive that fast anyway. Anyone know a figure? "


Home & Auto Insurance Rip-Off?
My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?