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Insurance deductible?

My apartment flooded due to my neighbor upstairs leaving the tub running. I immediately called my insurance company (State Farm) who put me in a hotel for a week. Within a few weeks my insurance reimbursed me for my damages which cost me my 1000$ deductible, this is because my neighbor upstairs didn't have renters insurance. When I spoke to my neighbor a few weeks later she stated she was not at fault because she didn't flood the tub her home health aid did. My insurance company sent me a letter stating they would go after the responsible party for my deductible and the money they paid for paying for my property loss and hotel stay. My question is who's at fault?Wiill I ever recover my 1000$ deductible? And when?

   








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My apartment flooded due to my neighbor upstairs leaving the tub running. I immediately called my insurance company (State Farm) who put me in a hotel for a week. Within a few weeks my insurance reimbursed me for my damages which cost me my 1000$ deductible, this is because my neighbor upstairs didn't have renters insurance. When I spoke to my neighbor a few weeks later she stated she was not at fault because she didn't flood the tub her home health aid did. My insurance company sent me a letter stating they would go after the responsible party for my deductible and the money they paid for paying for my property loss and hotel stay. My question is who's at fault?Wiill I ever recover my 1000$ deductible? And when?


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My apartment flooded due to my neighbor upstairs leaving the tub running. I immediately called my insurance company (State Farm) who put me in a hotel for a week. Within a few weeks my insurance reimbursed me for my damages which cost me my 1000$ deductible, this is because my neighbor upstairs didn't have renters insurance. When I spoke to my neighbor a few weeks later she stated she was not at fault because she didn't flood the tub her home health aid did. My insurance company sent me a letter stating they would go after the responsible party for my deductible and the money they paid for paying for my property loss and hotel stay. My question is who's at fault?Wiill I ever recover my 1000$ deductible? And when?