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Claiming on car insurance when repair cost is less than excess?

What happens when you claim on car insurance when the repair cost is less than excess? Just say I set my excess to 1000 and the repair for an accident that is my fault is 500, if I were to claim on insurance, do I pay 500 or 1000? If I had to pay 1000, do I get 500 back as the repair was only 500? Thanks

   








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How much would the car insurance for a Cadillac Escalade 2011 be?
*It's for a driver's education project


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I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month? how much extra will my parents pay a month and how much my car insurance would be? just a rough estimate"


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they think he may not have insurance, but the insurance company that he said he has is willing to settle at 80-20, meaning they would pay 80% and I would pay 20% and it would not go on my record as an at fault accident. I have the police report that says it was 100% his fault and my insurance determined that too. I didn't want to settle for this but I would be paying less of a deductible this way, rather than having my insurance fix it and the go to arbitration and wait for months to get this settled. Is there some kind of catch with this 80-20 deal? I don't wanna take it now and then somehow get screwed later on down the line..."


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How much should a Insurance CSR make?
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I am currently unemployed. Have been for almost 9 months now, except for a 6 week holiday job. UI is still paying, but I have already tapped into the rainy day fund"" and use that for my bills mostly--UI covers my rent and house utilities basically. So the car thing put a real kink into this new ""no job budgeting."" Thanks for the good advice."""


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Claiming on car insurance when repair cost is less than excess?
What happens when you claim on car insurance when the repair cost is less than excess? Just say I set my excess to 1000 and the repair for an accident that is my fault is 500, if I were to claim on insurance, do I pay 500 or 1000? If I had to pay 1000, do I get 500 back as the repair was only 500? Thanks


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My Husband works for a small heating and air company. He had a traffic citation that he was making payments on. This was approved by the courts. But we did not know that even though he was making payments, the courts still labeled the citation as unpaid. Since it was labeled unpaid they suspended his license.The ticket was paid in full but he did not know it was suspended for a week. Two weeks ago my Husbands auto insurance called and told his boss his license was not valid. His boss said he could not work until a $60 dollar reinstatement fee was paid.My Husband left work and went immediately to the DVM and paid the fee and his license was reinstated. His boss has been giving him the run around for 2 weeks now, saying the insurance rep is on vacation and he cant get it cleared through him to come back to work. The thing is my Husband does not even drive at work another employee always drives. What is his boss up to? I think he has no work, which my Husband was sent home early weeks before due to lack of work. Is his Boss going to try and not allow him unemployment benefits? We are just sick, like allot of families we live from check to check and this is devastating. Can he do this? My Husband has always been a outstanding worker, and this is really depressing. His employer also knew about the original citation when he hired him. Can a employer fire a worker for a suspended license even though driving is not a job duty? And us not get benefits? my husband calls his employer daily asking when can he be back to work, its either no call back or they have not got the insurance straightened out."


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Hi I live in Toronto Canada.I am currently on Employment Insurance. I have to attend an information session, where I am requested to bring with me proof of all the jobs that I have applied to since I have been laid off. I have applied for a couple of jobs,however when I go back to apply for jobs it says that I have applied for the same job already hence I havent had much luck in applying for jobs. So my questions is being that I do not have proof of job applications and I have to attend this information session with proof of it what can I do?? Has anyone ever had this issue. Do you know what to do. Please Help Thanks."


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Well it can't be where we live. We are room mates fresh out of basic training, We just bought ourselves a little something to congradulate ourselves on making it through the training. But we live in the same appartment, same car, same everything, the only difference is that his is blue and mine is red. I called them and they even said it was the color of my car.."


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My repair costs is far less than my insurance settlement check. I have a lienholder on the check as well. They stated that I will have to pay my duductible to the repair shop and send in the estimate and work order. Do i still have to pay that deductible even though the repair cost are less than the estimate and settlement check? Also, will the lienholder give me any problems by signing off on my check even though i found a repair shop that was able to do the repairs less then the repair estimate. Should I send in pictures of the repaired car so they will know that the car is fixed."


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Hi, Which Auto insurance is best in washington state? I moved to WA and I need to get one.I would like to know about the services while claiming any accidents or damage? Thanks, Vinayak"


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BTW im 16 and live in california


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I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps."


1994 camaro z28????~~~?? insurance lol?
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Claiming on car insurance when repair cost is less than excess?
What happens when you claim on car insurance when the repair cost is less than excess? Just say I set my excess to 1000 and the repair for an accident that is my fault is 500, if I were to claim on insurance, do I pay 500 or 1000? If I had to pay 1000, do I get 500 back as the repair was only 500? Thanks


Anyone know about maternity insurance?
I am recently married and my husband and I have been trying for a baby. We just recently added me to his insurance and of course, added maternity coverage to it. We were told that it wouldn't take effect until November 1st. My question is-if I were to get pregnant before November 1st, would the insurance not cover the pregnancy? I have a friend that seems to think if I were to get pregnant before then, if I didn't see a Dr until after November 1st, then it should be okay. Any idea what is correct?"


Do i need condo Insurance?
I have a condo in a six unit building in south florida that is being rented out. The building is insurance by the HOA master policies (windstorm and liability). My question is do I still need to insure my unit? Thanks.


How much is motorbike insurance?
I am 25, about to get my first 750cc bike, I have no previous experience, living in London how much is my motorbike insurance likely to be? Just want a rough idea, as I don't have a bike yet so can't get a quote."


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Insurance Claim after a car accident.?
Insurance Claim after a car accident.?


"Are most companies going to switch to Obamacare, for their insurance coverage plans.?"
Are most companies going to switch to Obamacare, for their insurance coverage plans.?"


What's a good first car for a teenager?
What's a good first car for a teenager?


Cheap Insurance for 16 driver??
I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies


Where to find affordable auto insurance?
I have a 2002 Mi Gallant ES , I have had my full coverage insurance for over a year now but its currently 160$ a month and I would like to find something more affordable , any ideas? all comments and suggestions are appreciated BTW: Ive never had any tickets or accidents or a lapse in coverage I am 22 years old Thanks in advance!"


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I've lost my national insurance number, if it helps i'm 17 and scottish."


Floridians pay in taxes and insurance in coastal areas?
Thinking of moving... I currently pay nearly $4000 in property tax alone on a house thats valued at $150,000 in Michigan. Would like to get tax and insurance examples on a house valued at @$250,000 in areas like dunedin, clearwater areas as well as daytona, orlando, canaveral areas. Any info is much appreciated."


Cheapest Teen Liability Auto Insurance?
I'm 16 and I have a job that pays about $400-500 a month and I need to buy auto insurance so I can get my license. What would be my best option?


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About to buy a car for the first time just wanna kno wat car insurance would be the best for a 16 year old


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Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back


Can i getmy licence removed and get my vehicle inspected and get my car insurance on the same day?
ok here is the dilemma im a marine stationed at camp lejuene and im going back to new york in a few days. i need to get my license and my registration, inspection and car insurance in a few days(like 3)will my license go right into the system so i can go call my insurance company (usaa) and get insurance on it the same day then go back to the DVM and get the car registration. thxs kinda freaking bout this"


Claiming on car insurance when repair cost is less than excess?
What happens when you claim on car insurance when the repair cost is less than excess? Just say I set my excess to 1000 and the repair for an accident that is my fault is 500, if I were to claim on insurance, do I pay 500 or 1000? If I had to pay 1000, do I get 500 back as the repair was only 500? Thanks