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Do I really have to pay more or change my car insurance because I drive a child?

I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?

   








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If healthcare is like car insurance and the federal government can force you to buy it?
First off, the federal government doesn't tell people to buy auto insurance, that is the States that do that. Under the constitution, the Federal government doesnt have a right to force Americans to buy anything. Second, imagine a world where people didnt have to buy car insurance until they got into a wreck. That is exactly what this healthcare plan is. People just have to pay a small fine for not having insurance that is much less than an insurance policy would cost, then when they get into a wreck, then, this bill forces insurance companies to insure these people Now, I ask you, how long with the insurance companies be able to afford that? Not long. They will soon be out of business, leaving only one provider standing The Federal Government!"


This is about car insurance?
Ok. i have a direct debit set up with swinton for my car insurance every 26th of the month. This december I got paid on the 18th and i have left no money in there for my direct debit to come out when they took it out on 29th decemeber. I didnt realise this happened until friday 29th january and got a phonecall form them telling me they are cancelling my car insurance. I was angry as I had no letters to confirm this and no phonecalls. My phone is broken and I had changed my address (which i have given them about 10 times) they said there was nothing i could do and cancelled my insurance. They have now told me that because i havent paid that its been sent to the debt collectors and is a criminal offence!!! My argument is they did not change my address even after I had told them time after time. Is there anything I can do, or if anyone has any advice what I do now. I have set up a new insurance now but its 8 more than my last one!!"


Where can I find the cheapest auto Insurance in NJ?
I trying to find insurance that is not expensive does anyone know where I can go to get this?


Best car insurance price for financed cars?
I'm only 19, and I'm getting a financed car VERY soon. I know I can't look at the big name guys, cause I've already done that and they want $450 a month just for a car with no power and isn't even sport. I plan on either getting a 2009-10 Dodge Avenger or 2009-10 Nissan Altima/Sentra. I have had car insurance without a gap for almost 2 years now on my current car, so I won't have any problems having anyone cover me or anything. I live in FL, so if anyone knows of any small insurance companies that are good with financed cars and teens, PLEASE list it below. Thanks."


"If I am 27 and single, do I need to be paying for life insurance?
I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?


Can I take out a life insurance policy on someone else?
My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won't be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such?"


Whats the best landlords insurance?
we are looking for landlords insurance for a property rented to our local council. Which would you recommend?


Does anyone know how long health insurance is active for after being laid off?
I was just laid off...and my insurance premium was still deducted from my last pay check..does that mean I have an additional 30 days of coverage?


Quick insurance question?
Can i put my insurance under m uncles name that way insurance would be cheaper and i drive my car? is it possible hes 45, and i'm 18"


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How does the insurer make profit on a whole life insurance plan? ?
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I'm 25 years old and I will be getting my liscense soon, How much could I expect to pay for car insurance as a first time liscense holder? I understand that 25 is the magic number for the costs to go down, but how will just now having my liscense affect my cost?"


State farm teen quote?
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Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?
Anyone no how to make insurance cheaper for a first time driver?(with out going on parents insurance)?


Life insurance health exam privacy?
I recently applied for life insurance provided by my employer. This will require me to have a physical including a urine and blood test. the problem is my employer has a zero tolerance drug policy and I have been a habitual pot smoker for the last 10 years. I have been clean for three weeks now and have been avoiding the independent mobile examiner that will come to my place of work or my house. Unfortunatly its now too late to cancel this since we only have open enrollment once a year and the application is pending. My question is if my test comes back positive for THC, can the insurance company tell my employer that the reason I will not be insured is that I tested positive? At this point I dont care if I am insured, but I do not want to loose my job of 15 years. Please, can anyone with first hand experience help with this?"


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?


"Hit a mercedez on the rear bumper, only a few scratches, nothing worse, how much its gonna cost?no insurance?"
Thanks for the replies! :D well yeah, at first the guy was so dramatic about it but i talked him out the insurance and cops thing, so i could pay it myself. We both agreed and i'm thinking about have him sign a release form just in case, you never know."


"Car accident, insurance and no insurance, what happens?"
I will also have to go to court, what does that mean? What will happen in court?"


Do you have to have health insurance to have Rhinoplasty?
Just wondering if you have to have health insurance for a nose job.


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Im a 16 year old male who lives in new orleans. I have a 3.8 GPA, and my car has a 5-star crash rating (2010 Toyota Camry Hybrid). Where can i get affordable insurance?"


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"Before getting term life insurance, the parent with minor children...?"
needs to set up a trust fund ? or manager. A will needs to be made. Who is the best person to talk to about this. I'm trying to plan ahead incase my husband and myself pass away. I don't want to sign up to get term life insurance untill I set up some kind of trust fund to disberse the money to go to different places including the person who will be taking care of my children. who is the best person to talk to ? and what is the cost approximately ? Do I go to the bank, atorney, financial planner ? the person who is selling the term life ? who is the appropriate person to go to?"


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i have to make a script for a commercial about car insurance and i need some ideas of what to do.


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I had a heart transplant 10 years ago, and I am looking for a more affordable insurance plan, currently I use Cigna, and they're running me over $400 a month, plus a $50 dollar fee per prescription I am on, which runs me another $250-300 dollars every three months. I just recently graduated college, and am 24 years old, so my father's insurance at work no longer covers me. I'm not very familiar with insurance plans, but I would obviously need one that would accept my pre-exsiting condition of a heart transplant, and have a prescription plan, cover doctor visits, emergency care and anything else people can recommend that would be important. Thanks so much!"


Can I get insurance without a physical license?
Can I get insurance without a physical license?


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she already have tickets in her name . i trying to find someone who can make a deal with us.


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How can I reduce my speeding ticket fine?


I need cheap auto insurance fast ! Can you recommend a good place ?
Also , can they start coverage for the month previous ? Thank you."


How much would insurance be for a 1998-2001 mitsubishi eclipse for me?
im 16 and i need a car i would like to get a mitsubishi eclipse like a 1998-2001 model but I dont know how much my insurance would be. like i said im 16 and my grade point average is about a 2.5-3.0 (i get D and C) so if any one know plz share with me, thanks!"


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?


Landlords are having someone over to appraise the house to lower insurance. They are telling us we can't be here for it. Is that right?
Landlords are having someone over to appraise the house to lower insurance. They are telling us we can't be here for it. Is that right?


I need to find cheap health insurance for mom ------HELP!?
i don't know what im i supposed to be looking for in the plan , i mean what's best and so forth . the deal is that she is 46 my sister and i will be paying for it since she doesn't have a real job she just babysits my sisters kids when she goes to work. so i guess she will fall in a low income . but i don't know if we have to put our income where they are gonna determine if it's low income or not . what kind of health insurance are out there cheap and plans are good? what do i need to do and so on . please i need your help on this one . p.s i would appreciate if i don't get rude answers judging any of us. thank you"


What is insurance groups?
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Can I use my parents car insurance?
As a 17 year old, could I get car insurance under my mom's name? I can't pay $200+ a month for car insurance as a first time driver under my own name. So could I just get my mom to sign to it so I would only pay her rate at like $100 a month?"


How does car insurance work?
I have a brand new car that has a 3 foot long scratch on the driver side after being parked on the street. It starts over the left front tire and ends towards the driver side door. I am taking it tomorrow to see if it can be buffed out, but if not I am going to take it to an auto body shop. How do I find out how much it costs? Next to property damage, it says $317. Is this my deductible? And how much I would have to pay? Can someone please explain this to me?"


Who has the best car insurance rates?
Who has the best car insurance rates?


"Global warming, home insurance and the Precautionary Principle?"
A recent question about home insurance got me to wonder about how some people form their thoughts and beliefs. That has led me to asking about the Precautionary Principle and global warming. As evidenced by many posts here and elsewhere, it would appear that acting on global warming is akin to planetary insurance. Even if some of the numbers are a bit off regarding how much warming we are experiencing and how much is due to CO2 emissions, it would seem prudent to reduce CO2 now just in case. In other words, this seems like an issue important enough to employ the Precautionary Principle. However, applying this principle at the wrong time for the wrong reason can actually be harmful. I personally feel that a lot of so-called environmental issues, including climate change, are being mishandled from a policy point of view. If you take the time to read some of my sources, please comment on my above opinion. http://www.sirc.org/articles/beware.html http://www.heritage.org/Research/Regulat..."


Gieco Auto Insurance - Better options?
I have seen all of Gieco's commercials on TV and their ads all over the internet. It's finally time for me to make a decision on auto insurance (I am 19 and am purchasing my first car in the next few weeks). I am located in the United States (Mass. to be exact). When I go to purchase insurance, should I trust Gieco? They seem reliable... or should I try out someone else? Thoughts?"


What's the average price of homeowner's insurance in Las Vegas?
What's the average price of homeowner's insurance in Las Vegas?


Car insurance? 10 points?
I'm 46 (female) and just got my probationary license in northern NJ. Is it possible to get my own insurance. How much would you expect it to be since I have to wait a year to get my full license? 10 points


Expensive insurance help?
Insurance these days is just too much! : Im 18 Liverpool (insert stupid joke about thieves) My mum and dad are split up so i can insure at 2 locations I also have a sister i could insure with who lives down south and a cousin who lives in a really posh area where i could get cheap insurance. My question is how do i go about getting the cheapest insurance i can, fully comp or 3rd party?"


How much would immunizations cost without insurance?
And a physical


"Classic mini, lessons and insurance for 2.5k?
Classic 998cc mini insurance driving lessons and test all for 2.5k - possible?


"Add a teen to auto insurance policy, please help.?"
My dad is getting ready to renew his car insurance, I got my learner's permit in December of last year, and I do drive the car a lot, (with him of course....or not) but if he include me on his policy his premium will be over $1000, move like $1400 - $2000. Just because he added me to his policy, and his insurance company told him he HAVE TO include me on his policy, but I heard some where if you have a learner's permit, you do not require to be on your parent insurance policy? Or something like that......Is this true? Normally his car insurance only cost like $480.00/per 6 months, I hate for him to make me go out to get a job just to pay the car insurance and to drive."


Best life insurance policy?
Which is the best life insurance policy for tax saving and investment for employee?


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?