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Health insurance that discrimates against you for being healthy?

We have insurance by Health Scope benefits through my husband's employer. The problem is, in order for them to pay like you normally would have any insurance pay (80% them, 20% you after deductible), you HAVE to go to the doctor, have life coaching, mammograms, eye exams, etc...once every 4 months, or they will pay at 60% and stick you with a $3,000 deductible. Well, other than a yearly physical, my husband and I are completely healthy. I'm too young for a mammogram, he's too young for the prostate stuff. Life coaching? Who DOES that? If it ain't broke, don't fix it has always been our motto...so why can this company do this, and what options do we have for not so expensive insurance perhaps outside of our employer? Of course, the company's stand on it is that people are healthier if they are seen quarterly, but I disagree...why would I want to make a new bill every 4 months (yes, we pay out of pocket and they reimburse" months later

   








What is New Jersey's yearly cost for auto insurance?..?
British citizen visiting Canada- Health Insurance vs. Travel Insurance. Visa for America?
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I live in Indiana and was wondering at what age does auto insurance drop in price.......?
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What cost more to insure?????
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What is the best auto insurance in southern california?
What is the best auto insurance in southern california?
Im an 18 year old male and im about to get my drivers license for the first ime ,how much is my insurance ?
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How much does home insurance cost?
Is it illegal to drive without car insurance?
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Is it legal to Drive a borrowed car without insurance?
Cost of health insurance in California?..?
https://promfogadustga.wordpress.com/2017/06/06/how-much-would-insurance-cost-for-an-18-year-old-college-student-on-a-used-2000-honda-cbr-600/

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Range Rover Insurance?
I know that insurance depend on a lot of factors however I'm just looking for a round about estimate for a 24 year old female with a clean driving record on a 2003 a range rover?


Where can i get some good liability car insurance? ?
I wanto insure my vehicle i recently got so any ideas. Although iv had an at fault accident before"" help..."""


How much should a motorcycle insurance cost?
A little about me: -age 23 -driving licence for both cars and bikes since 2008 (European version) -have no previous claims or penalties -I do drive cars for the company I'm working for -the bike is a 600, 2013 model -I'll buy a security device soon -was thinking of having a 150 pounds voluntary excess"


Auto insurance on lease vs purchase ?
is there usually a big difference on auto insurance when financing a new car vs leasing one? thanks guys :)


Auto insurance with international driving licence in CT?
I'm a graduate student, I want to buy a car but I don't have a U.S. license yet. Does any one know how much auto insurance would cost in Connecticut with an international licence? I have only heard from people that its more expensive."


I lend my car and the driver has a serious at fault accident. Can I be sued personally beyond the limits of my insurance.?
If the borrower has at fault accident and kills somebody, could the family come after me personally, beyond the limits of my insurance."


Is term insurance the lowest-cost life insurance I can buy?
Is term insurance the lowest-cost life insurance I can buy?


Insurance and repairs for 2003 infiniti g35?
Hey i would like to know if insurance and repairs for a 2003 Infiniti G35 expensive? If so, tell me how expensive"


"If I cash in a whole life insurance policy, is that considered taxable income?"
If I cash in a whole life insurance policy, is that considered taxable income?"


Cheaper health insurance for widow?
My father past away leaving my mom enough money to live comfortably off of and she also gets his pension. My mother is bi- polar/ manic depressive and is on medication daily to control her disease. She also sees a doctor every month for ,evaluation. She literally gave her money away during her grief and is now living off of her pension check which is 2500 a month and her house is going into foreclosure...her health insurance runs her 700 a month...is it any way that she can get cheaper health insurance that covers her prescriptions and frequent dr visits? Is there anything else that I could look into that might help her pay for her prescriptions? She with united health care, blue cross blue shield ran about the same"


Which insurance companies insure vacant commercial buildings?
I need insurance for commercial liability and building insurance in CA, which companies provide insurance for retail vacant buildings. Thanks"


What is the cheapest car on insurance in Florida?
What is the cheapest car on insurance in Florida?


Does my boyfriends name have to be on the car title in order for me to be put on his insurance?
he is the policy holder, and without him i would have to pay 771 a month, compared to 342 with him on the policy. I cant afford 771 a month"


What are the typres of car insurance available?
explain various types of car insurance and what they cover.


New to US and getting car insurance in CA?
Still looking for backup and website evidence that provides clear information about what the requirements are. As yet, no one actually seems to know the true answer. Geico may have misinterpreted by request, but I did state that I would be non-resident. ie on a non-immigrant work visa for an extended period. There is no support of a 30 day limit anywhere that I can find - if fact the University of CA suggests NOT going for your license until 30 days after your arrival as the DMV would not yet have received your immigration detail from the state dept."


Health insurance that discrimates against you for being healthy?
We have insurance by Health Scope benefits through my husband's employer. The problem is, in order for them to pay like you normally would have any insurance pay (80% them, 20% you after deductible), you HAVE to go to the doctor, have life coaching, mammograms, eye exams, etc...once every 4 months, or they will pay at 60% and stick you with a $3,000 deductible. Well, other than a yearly physical, my husband and I are completely healthy. I'm too young for a mammogram, he's too young for the prostate stuff. Life coaching? Who DOES that? If it ain't broke, don't fix it has always been our motto...so why can this company do this, and what options do we have for not so expensive insurance perhaps outside of our employer? Of course, the company's stand on it is that people are healthier if they are seen quarterly, but I disagree...why would I want to make a new bill every 4 months (yes, we pay out of pocket and they reimburse" months later


Other or new insurance companies Non-exclusive?
Hello there, I have a client, she is 18 years old and has a 1997 Toyota Corolla. She came by for insurance 2 days ago and I have quoted her with: Allied, Safeco, Hartford, Progressive, Mapre, Mercury, Metlife, Chubb, Hanover, AARP, Travelers, Golden Eagle, Nationwide, California Auto, Foremost, Liberty Mutual, State Fund, and around 4 more that I can't pull out of my head. The cheapest quote received was from Mercury Insurance for: 15/30/15 UM:10 MEDICAL:1000 COMP:1000 COLL:1000 No rental Premium: $2,103.90 It's basically what the car is worth if not more. Do you happen to know other non-exclusive companies that would take her? She has a clean DMV record. FSC is pulling very high premiums. Thank you very much."


POLL : Ronald Reagan or Barack Obama...?
Obama for me...


Health insurance when there's an age gap between spouses? Medicare or not?
Thanks, Lucy, for the referral to the AARP website, but the questioner in that case said that her mother didn't sign up for Medicare when she was supposed to."" The AARP answerer gave good information about penalties but he apparently assumed that the questioner's mother had no coverage from a full-time job; he should have made clear that the situation is different when a person still has full-time employment."""


Will car insurance always be expensive when I first purchase it?
I've never had car insurance and I'm about to purchase a car. I've been researching different companies and they are all pricey. Should I wait until I'm 25 to get my own insurance since it will be cheaper or is the price based off other factors? I'm currently 24 years old and never had insurance under my name.


How Much is this Emergency Room Visit without Insurance?
My aunt got really loopy yesterday after hearing bad news and i took her to the emergency room. They took her blood pressure, pricked her finger to test her blood sugar, the nurses/doctor asked her questions, and they gave her an anti-anxiety pill. That was it. No xrays or anything else. it took about 3 hours all together with the waiting. would this still be about 500 - 1000 bucks?"


"Minor car accident, other driver has no insurance?"
I was hit from behind at a red light, waiting to make a right on red. There was no damage to their car, minor damage to mine.. scuffs, scratches, two small cracks, and my license plate frame is broken. Police were not called since it was so minor. They gave me their insurance info, I have their names, numbers, and address, make and model of the car. I called their insurance company to file a claim and they havent had insurance for a couple years. The adjuster at that company got ahold of the owner of the car, they currently have no insurance. What do I do next? I called my police dept, they said i can come up and fill out a report. Or do i try and work with these people and have them pay out of pocket like they said they would. Or do I just forget about it. Im just a little confused on what i should do since the damage is very minor, but the fact is that they gave me false insurance info and they hit me! What would you do? If I get in an accident again i will be calling the police!"


Will my car insurance pay out?
we are in the uk


Cheapest car insurance in ontario?
Cheapest car insurance in ontario?


What is the best insurance company to have if you need to go into a rehabilitation center?
ok thank you


How too lower car insurance?
this is a extension to my previous question. Im 17 years old and want too buy a 2008 honda civic EX. I would like too start making payments on the car before i head off too college next year. So i need to convince my parents that it wont increase there insurance rates. My dad owns a 1976 jetta and i thought he could put me down as the driver of the jetta and put him as the driver of the 2008 civic so the insurance rates wont go up. is that a good idea ? Any other ideas how i can lower insurance rates? thanks


Cost of C-section in NJ?
Does anyone know what the average cost of a c-section is in NJ? We have no insurance and our baby won't either. We are trying to prepare for it but the hospital won't even give us a ballpark estimate.


"Help with car insurance, I'm a new driver..?"
I heard there was a type of cover that covers any driver that drives the car as long as they had the permission of the main owner, and I was wondering two things about this, 1. does anyone know what it's called/ which insurance companies offer this. & 2. do all the names of drivers that will be driving the car need to be listed? Cheers."


If i have a probe GT how much will car insurance cost me a month?
If i have a probe GT how much will car insurance cost me a month?


How does long term care insurance regard dementia?
How does long term care insurance regard dementia?


What insurance company is best for self employment health insurance?
I am thinking about becoming self employed. What company offers the best insurance policy for self employed people?


Health insurance that discrimates against you for being healthy?
We have insurance by Health Scope benefits through my husband's employer. The problem is, in order for them to pay like you normally would have any insurance pay (80% them, 20% you after deductible), you HAVE to go to the doctor, have life coaching, mammograms, eye exams, etc...once every 4 months, or they will pay at 60% and stick you with a $3,000 deductible. Well, other than a yearly physical, my husband and I are completely healthy. I'm too young for a mammogram, he's too young for the prostate stuff. Life coaching? Who DOES that? If it ain't broke, don't fix it has always been our motto...so why can this company do this, and what options do we have for not so expensive insurance perhaps outside of our employer? Of course, the company's stand on it is that people are healthier if they are seen quarterly, but I disagree...why would I want to make a new bill every 4 months (yes, we pay out of pocket and they reimburse" months later


Do you know any Insurance companies that would do 6m Car Insurance?
For various reasons, I would like insurance quotes for my car for 6 months. Has anyone had any dealings with companies that have or would? It's not a money saving exercise, thanks :)"


Need cheap insurance?
tried the obvious confused aa tesco gocompare comparethemarket. any decent brokers??


What percent of term life insurance policies pay out?
I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? I'm thinking it is probably very low. So I am leaning more toward investing the money instead of using it to pay premiums. It seems insurance is more of a gamble than an investment. I don't want to give my money to an insurance company for 20 years and have my children get nothing in the end. Can someone with knowledge of the insurance industry please give me a straight answer to this?


Do you have to pay for insurance when you start a driving job?
It is full time driving position.


Car insurance wrong information coverage upon car purchase..?
i bought a new truck, i am a first time car buyer and got the independent insurance agent the dealer had.... the agent told me that he was informed by the insurance agent that i will have a one (1) year coverage for the auto insurance as well as the amount of my monthly premium.. when i got the policy i was shocked to find out i only got six months coverage for the insurance and my monthly premium increased... they got PROGRESSIVE as the insurance company. i have already paid the required first six months"" (according to the agent) insurance premium and have to pay monthly for the remaining 6 months... which is not the case when i got my policy... is there a way how to handle"


Do Dashboard Cameras lower your insurance rates?
Do Dashboard Cameras lower your insurance rates?


Car or Insurance first?
I'm 25 years old and just got my driver's license and was wondering if you get car insurance first then get your first car or if it's the other way around? ADVICE PLEASE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


"When buying a New Car, is it cheaper to get your insurance through independent?"
agents, and not through their recommendations? If I have to get full coverage, should I try to find the best deal on my own?"


Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA"


How can I get my auto insurance lowered in michigan?
Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?"


BMW 1991 318is Insurance/Gas/Parts?
I'm looking into getting a car. This would officially be my first. I want it to be a car that is of good quality for at least the next 2 to 3 years. Meaning not too much to spend on gas, parts and insurance. Which are where my questions lie for a 1991 bmw 318is; Does a 1991 bmw 318is take up more gas than the average car of it's time? Also, I understand maintaining a BMW is expensive but is the 1991 bmw 318is pricey to insure? I've heard after a certain year, BMW are a little less expensive to have. I'm absolutely in love with this model and year, I'd love for it to be my first actual car but I'm skeptical. Please answer my questions and thank you for your time!"


Car insurance????????
I am a 16 year old boy and for my first car I got a 2005 mustang GT. All of the quotes I have gotten for insurance are between 4000 - 7000 a year. How can I get a much lower price for car insurance. ( please don`t say get a different car )


Is buying health insurance across state lines just a strategy to lower quality?
Allowing states to issue insurance across state lines allows the originator to bypass the regulations of the state being sold to. Since the regulations insure quality; and states with the crappiest quality insurance due to lack of regulation can be the most affordable is this not another example of trading gold for candy as offered by the GOP?


Does anyone know what the average car insurance is for a 2003 g35 coupe iam 18?
i also live in maryland


Insurance not paying a claim!?
Boy this is a good one & I don't know what to do Next! I went with the Lizard insurance even though they are Snakes and don't want to pay for any Claims! It started in 2010 with my truck, I took it to where they told me and they only paid for cosmetic damage even though there was a lot more including my steering was so bad I had to stop driving it. I wanted to take it to a shop that I had my truck lowered which because of we're I lived and the shop was I couldn't drive it, 65 miles. I had AAA tow it to my new house and from there after 2 years of not driving my truck they agreed to have it towed 7 miles to the shop. Well I told the claims adjuster what was wrong, he told me I needed to write a list and drop it off at the shop so I just got my Chopper back from the shop and went down to where my truck was a wrote a list of what I thought was wrong. Here is where the first of my troubles started, on the way home I am riding on the freeway and a truck to the right of me had a blow out and a Giant tire flew right in front of me, I couldn't do anything other than to run it over. It happened so fast, I hit it and made a brown spot in my shorts, jk. I then noticed smoke coming from my Chopper, it was Bad so I pulled over and noticed that my tail light was knocked off and caused some damage and the bold that holds my tail light on came off and rubbed on my new Avon 250 tire and Melted the side wall. I was able to ride home and once I saw all the damage I knew it was a problem. I called the Lizard and made a claim. The claims adjuster called me and said he will be out that Saturday, so saturday came and I never heard from him, I had his number and left a message, so this went on until Thursday and I called the lizard again and they transferred me to the AH boss and I left him a voicemail. Well I didn't hear from him as a few more days went by so Called back and got his boss's boss. The next day I got a nasty voicemail from the claims adjuster bitching at me. I called customer service and told them he went off on me and they can hear my voicemail too but no one listened to me. So I was told to call his boss, I said then I don't want this claims adjuster to come out, I don't want to speak to him or have anything to do with him. They were so sorry and said they totally understand and later that day the big boss called and I told him I hadn't heard from the adjuster other than a nasty voicemail and I want someone else to come out and not him. The boss said I understand and he will take care of it. So two days later the rude claims adjuster showed up at my house to take care of the claim, I was shocked it was the AHole I didn't want to come out but his bosses boss told him he better get out there and take care of this. Well once he was there, he wasn't as nice as he had been and couldn't be more rude than he was. I told him what had happened and the Damage, all he said was Prove it, Prove it, Over and over with everything I showed him. It caused major damage to my shocks and front forks, he laughed and said they are designed to roll over things and that it couldn't happen from hitting a tire in the road, well it can because that's exactly what happened. He was such a AHole I said, why did you even come out, did you just come here to be a @ss Hole or what!! He didn't say a word and just left. They paid out just a little for damages to the paint, tail light and the tire. The tired was new and cost 500 but they paid me 100 bucks for it. Mean while my truck is at the shop still to get looked over for the damage and they didn't pay a dime and the worst part was when I got the truck back from being towed, I started after the tow truck drive let it down and it sounded funny, then I smelt burning plastic so I opened the hood and my entire air intake system was gone!!! The burning was th vacuum hoses laying on the headers. I called the shop where my truck was and they said they are not sure what's going on but to call back. Well they are no longer in business and I lost all that so I called and opened a claim, now they are investigating me over this. So I have damage from 2010 that has never been fixed, my bike isn't right and someone had stolen my Volant cold air intake that's not being taken care of. What do I do? This is BS, I don't deserve this from my insurance Company and for them to treat me like they have, not pay out the claims. I needed my truck smoged Dec 31st so because all the parts to have it smogged weren't there I couldn't have it down and I have a ton of late fees with the DMV in California. My Volant is smog legal, I have the Ca numbers for it but it doesn't matter, I am getting the run around like no tomorrow. I will Drop GIECO and go with Farmers but not until my truck and bike are fixed. I have called everyone I could at Geico and no help!"


Health insurance that discrimates against you for being healthy?
We have insurance by Health Scope benefits through my husband's employer. The problem is, in order for them to pay like you normally would have any insurance pay (80% them, 20% you after deductible), you HAVE to go to the doctor, have life coaching, mammograms, eye exams, etc...once every 4 months, or they will pay at 60% and stick you with a $3,000 deductible. Well, other than a yearly physical, my husband and I are completely healthy. I'm too young for a mammogram, he's too young for the prostate stuff. Life coaching? Who DOES that? If it ain't broke, don't fix it has always been our motto...so why can this company do this, and what options do we have for not so expensive insurance perhaps outside of our employer? Of course, the company's stand on it is that people are healthier if they are seen quarterly, but I disagree...why would I want to make a new bill every 4 months (yes, we pay out of pocket and they reimburse" months later