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Group Term Life Insurance - Scam or The Real Deal?

My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been able to substantiate, that beneficiaries often have trouble claiming payouts for these policies upon death. My question to the Yahoo! Answers crowd is, Does anyone have experience with

   








What's the benefit of saying you have no car insurance?
Best term Insurance Policy?
Will your own insurance company send you certified mail"?"
I'm 20 years old. I have anxiety, heart palpitations, and depression. Do you think I could qualify for disability?
What does compulsory and voluntary excess mean for car insurance ?
Coverage of Car Insurance for an Alien?
Where can a diabetic find low priced Term Life Insurance?
What insurance group would a classic VW Camper bay window (right hand drive) be in the UK?
Insurance/car question?
What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?
Is accutane usually covered by insurance?
Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?
Moped insurance in texas?
How much is car insurance? For example geico, progressive, the general, all state, 21 century, state farm etc.?
Can i use my father's car insurance on my Car lease ?
Anyone know insurance companies that will sell life insurance to severely obese people?
What is an insurance Premium?
What is the best dental insurance?
If I bought a car with a Spanish plate in the UK, how do I go about the car insurance?
Is Car Insurance paid Monthly or Yearly?
Insurance on Drivers License?
Do you need insurance if you only have temporary tags?
Is my car totaled?
I hit a deer and didn't file a report? Will insurance cover?
How much does a filling cost with insurance? like an estimate?
What do home insurance inspectors look for?
Paying renter insurance?
Is Medicaid consider as A health insurance?
What is the best first car for a teenager?
In college, moving out, do i have to change my car insurance?
Should I unload my Variable Life Insurance?
Getting Health insurance while pregnant?
I got a speeding ticket in somebody car well his car insurance go up?
I got a speeding ticket in somebody car well his car insurance go up?
Anyone know insurance cost for Subaru WRX series?
Is it odd that my boyfriend got his first car at age 24?
How much is liability insurance on a 1995 nissan altima usually cost?
Obama-Pelosi treatment of insurance companies = like Hitler treatment of non-Aryans?
What is a cardiologist starting salary after taxes and malpractice insurance on average? Radiologist?
What is the specific type of life insurance cover that covers you against getting mugged?
How much life insurance should we get?
What is a Group 1 Insurance license?
What will happen with my car insurance?
Collingwood Drivers Insurance?
Good student discount for car insurance?
Hello im a 18 year old male and am looking for car insurance?
What insurance company in California will insure me when wood is my primary heat source?
Should I live without health insurance?
Car insurance ?? 10 PTS please help?
How much would a Fiat Grande Punto 1.2L cost in insurance for a 17 year old male driver?
https://ozaluneniz.wordpress.com/2017/05/16/my-17-was-caught-driving-a-car-without-a-licence-or-insurance/

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How Much Does Life Insurance Cost ?
how much life insurance i need, for how many years, and what can i afford to pay?"


How to get different types of insurance?
Dental, health, medical, etc. Im graduating HS and my parents are taking me off there's. They say it's time to grow up"" and support myself. I fully understand. And I have no complaints. So that's why I'm asking. I just got a job"


How is Car Insurance privatized ?
I live in Canada where is it Illegal to drive an auto without car insurance yet there is no crown corporation or non-profit organization that runs auto insurance. You are expected to go to private insurance companies who charge $300+ a month for car insurance. If the government has passed a law saying i must have it to drive then why are these companies allowed to make ridiculous profits off me?


How much does SR- 22 in cost?
How much does SR- 22 insurance cost?


Who's car insurance pays for an accident?
My grandson did have insurance and the accident did not do much damage to anyones car but I just was wondering if we should contact one of our insurance. He is not 18yrs old yet does that make a difference? Thanks for your help


Are trucks cheaper to insure for teenagers?
Im looking into getting my first car and i was just wondering if its cheaper to insure a truck then a car. I am 17 years old and live in alberta canada, everyone tells me that they are cheaper to insure but how much cheaper?"


Home owners insurance shopping around...?
okay, i believe that my homes owners insurance is WAY out of line i want to shop around for a lower rate.... would i be dumb to fax out my existing policy ?? whats the best way to go about this ?"


Such a thing as life insurance policy with no premium increases?
Does anyone know of any life insurance policies, either death or critical illness payouts where the monthly premium doesnt increase? With Barclays at the mo, but it looks like it will be going up every policy review because of credit crunch crap going on now. Can anyone recommened any good companies, they have been with? Thanks"


Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?
I have gone uninsured for over a few months in Iowa due to being dead broke & am looking into getting coverage again....are there any companies that offer lower penalties than most or no penalties at all? Can an insurance company even check for themselves if you have had previous coverage or do they just rely on your word? If so....tempting lol. Also are there any other options im not thinking of? Any suggestions welcome...Thanks in advance! :)


What is the difference between comprehensive and FTCAC car insurance?
They seem the same but I was wondering if someone knew for sure.


"When you purchase a new car, is it better to buy the GAP insurance from the dealer ?
Should you buy the GAP insurance from the dealer or from your own private insurance company. Usually your own insurance company is cheaper. Any suggestions?


Does any1 know what the cheapest insurance is for someone aged 17-19?
CAR INSURANCE


Baby insurance?
what a cheap and reliable baby insurance? any advice? my sons a month old


Disability and life insurance - recommended companies?
What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?"


Where can i find good and cheap used car dealer insurance?
state of ky... my friend has a dealership and he pays 2500 per year and i called the same company and i got a quote of 4098 per year...


Group Term Life Insurance - Scam or The Real Deal?
My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been able to substantiate, that beneficiaries often have trouble claiming payouts for these policies upon death. My question to the Yahoo! Answers crowd is, Does anyone have experience with


Dui and car insurance?
My record got explunged now that I am 18 in the state of California. Will my car insurance take me back?


I have a question about health insurance?
if a contact is lost will health insurance get you another pair


How can I have a car towed without the key?
I,m the legal owner of a 2008 Chrysler Sebring I let my Granddaughter use my car and she refuses to return my car. She pays the car note($280.00 ) but refuses to pay the Auto Insurance of $155.00 . Her name is N0t on my contract with the dealership! Is there anything I can do ? She lives in Sacramento, Ca I live in Vacaville, Ca. She's taking advantage of an old 73 year old disable Senior Grandmother & I don't know what to do :0(."


What do you pay for car insurance?
I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.


"If I don't have health insurance, and I think I might have a UTI, are there any home remedies for it? What do you suggest I do?
I don't have health insurance and cant afford to go to the doctor or get medicine. Are there any over the counter medicine for this?


Where is the best online insurance in california without broker and billing fees?
i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees"


Pregnant and no insurance....HELP!!!!!!!!!!?
I dont have insurance and I am 4 months pregnant. I reside in NC and I cant get medicaid because I havent been a legal resident for at least 5 yrs. I have been looking online and many health plans dont accept or cover a women when she is already pregnant. I feel like being a single mother because the father of the baby didnt want me to keep the baby because is not in a financially stable situation now and he had already 4 kids from a previous marriage and relationship so he said that I had to live with my decision on my own basically. He told me that because we are not married I cant use his health insurance! Like I said I am telling myself that I am all alone on this and I am desperate. Costs of delivery can be extremely expensive and of course I cant afford them. I need help please! I went to see the office of social services here in charlotte and they told me that I cant because i havent been a resident for 5 yrs at least!!!! About the father: he is an a**hole!!!!!!


I am a new medical assistant for a general surgeon and I am wondering how I get an authorization for surgery from insurance. Thank you!?
I am a new medical assistant for a general surgeon and I am wondering how I get an authorization for surgery from insurance. Thank you!?


How much do you pay for your auto insurance per year?
Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn't the older car need more insurance cover since they are more easy to get into accident? I don't know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D"


What Health insurance would anyone reccommend?..?
my husband and I are trying to buy health insurance. we want something affordable. What good health insurance would anyone recommend.


Car insurance for open deed of sale?
i was in a car accident, a truck driver bump my car. i bought this car with an open deed of sale. now how will i handle this? the insurance of the car is named after the first owner. will i still have to contact her (the first owner)? will i still have to call the insurance company to let them know? again, this wasn't my fault, the truck bump my car."


"Questions about USAA auto insurance, credit cards?"
I've had auto insurance w/ USAA forever, and never shopped around until now. I have gotten some quotes that are cheaper, but I hear that USAA will NOT match lower quotes. So what should I do? If I go to another insurer, and a couple years later USAA quotes me a lower rate, can I go back to USAA? Is there any problem with that? Would USAA lower my auto insurance premium if I open a checking account and/or apply for a credit card with them? If I have bad credit, but have used USAA forever for my auto insurance, will they be more lenient in approving me for a credit card? (I only want one in order to start rebuilding my credit - I will charge less than 10% of my available credit every month and pay it in full every month... this is the way to do it, right?)"


What is the best thing to do when an un-insured driver hits you and you only have liability coverage?
I was hit July 16th behind my rear passenger door. I drive a chevy malibu 2000. The driver's policy was cancelled 12 days before the accident. I was told to repair my car I would need to take him to small claims court. What is the best option I would have? Would I even win because by law you are not allowed to even drive an uninsured car therefore he should have never been on the road?


Can anyone tell me find cheap medical insurance & home insurance ?
Can anyone tell me find cheap medical insurance & home insurance ?


"Whats a cheap military car insurance, with low down payment?"
i know usaa, but i want options.. im in florida.. if that makes a difference"


Group Term Life Insurance - Scam or The Real Deal?
My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been able to substantiate, that beneficiaries often have trouble claiming payouts for these policies upon death. My question to the Yahoo! Answers crowd is, Does anyone have experience with


Where to get FREE insurance not welfare?
Welfare insurance is terrible, and no one takes it. I cant afford to pay for insurance because my taxes already take money out for welfare programs. People on welfare insurance do NOT get the same medical care as others."


Why are car insurance companies allowed to discriminate people by age and gender?
So do they disregard the Civil Rights Act of 1964?


What car insurance co. should I go with?
Can anyone offer suggestions for a company easy to, and willing to work w/you? I presently do not have insurance. I am on a fixed income. Money is always an issue. I need low rates. My car is old so I only need minimum. Was with SafeAuto -- OK, but not thrilled with them. Are there others out there legitimate and with good reputation? Pls remember, I cannot afford a lot. My inspection is coming up. Many many thanks!"


What do car insurance companies have access to?
my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now


What are all the bills adults have to pay?
I'm almost going independent and i want to know every bill or care an adult has to pay and how much it all costs. (Electric, automobile, child expenses, water, lighting etc.)"


"I am taking my driving test tomorrow, but I just found out my car did not pass inspection. This is New Jersey.?
Is there away I can pay for a car to drive in at the testing cite.


Does car insurance go up if you get your drivers permit?
will my parents car insurance go up if i only get my permit?


What are some good California medical insurance options?
What are some good California medical insurance options?


"Hi there, Any one can tell me ``how can I get cheap car insurance in london?``?
I`m 28 years old. I got uk full licence in 11/2012 I have Toyota starlet 1.3 car It`s 1999. plz any one can tell me how can i get cheapest insurance. cheers.


"What is a good ballpark payment for Term Life Insurance for a man, age 50, non-smoker, good health ?"
looking at $500,000 and $1,000,000 policy"


"What is a good, less expensive pet insurance?"
Sorry, meant to write neutered. Not spayed."


What size engine should i get for cheap insurance?
It will be my first car, and i don't really want to be paying allot on insurance, but want a nice nippy little motor. So what size is cheap for insurance but not too small to be really really slow lol."


Which Home Insurances Cover Pit Bulls?
I am with allied insurance, and since I'm not sure whether we are adopting or fostering this little pit mix, I'm afraid to tell them because they may drop us. Would it be possible to get a secondary coverage specifically for pits, and they let us keep our home insurance so long as they don't have to cover it?"


Who has the best homeowners insurance policies for kansas city?
My wife and I are buying our first home and I would like any advice on purchasing homeowners insurance. We're not looking for the grand grand... just the basic necessary needs for the midwest. I know there are many options out there, just would like to know if there is one company better than the other or one that I should steer clear away from. Thanks :)"


Insurance for buying a car?
I want to buy a used car. I was advised to get insurance before I test drive any cars. I went to a couple of insurance websites and they ask me to enter my vehicle info. How do I enter vehicle info if I don't own a vehicle yet?


Group Term Life Insurance - Scam or The Real Deal?
My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been able to substantiate, that beneficiaries often have trouble claiming payouts for these policies upon death. My question to the Yahoo! Answers crowd is, Does anyone have experience with