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Should a new term life insurance policy be in my name or the name of my revocable trust?

I am married. Both my wife and I have rev trusts. For a new term insurance policy I think I want my name to be the proposed insured, my wife as beneficiary followed by my trust as the second or contingent beneficiary. What can yo tell me?

   








Why is it that every teen wants to drive?
Becoming an insurance agent in Texas?
Does health insurance cover surgeries and doctor visits?
Can you have 2 different cars with different insurance?
What is the difference between 'underwrite' and 'insure' ?
I am looking for insurance on house?
How do you become a life insurance agent?
Why are health insurance premiums skyrocketing?
What is a good first car under $10,000?
Cheap auto insurance in Austin?
I need car insurance!!!!?
How much does car insurance cost on average for a 18 year old female drive in florida?
Car that has cheap insurance and high MPG?
Which of the following best describes American attitudes toward health care policy during President Obama's first term?
Why aren't the 0bamunists going after Apple for their HUGE profits?
I need a new credit card so I can pay my car insurance.?
Would owning a Honda Civic coupe increase my car insurance rates?
What could make my car insurance cheaper?
Non-owner car insurance?
Home insurance doubles the cost after the credit check?
Insurance for new drivers?
How much does a physical checkup cost?
I am disabled,my wife is 63 and cant get affordable insurance. anyone know where to look?
How much would a teens insurance be for an 08 ram 1500?
What's the cheapest car insurance in Houston, Texas?
Im 15 and how much am i looking forward to pay on my car insurance? The car is a 2005 chrysler 300c?
Florida's Insurance policy on new drivers?
How much does general liability insurance cost?
What is an affordable jdm car?
Can you put life insurance in a trust without spouse knowledge?
Why is Obama so unpopular with white people?
How much is car insurance for a 16 yr old girl in FL?
Does auto insurance cover a Texas driver with a suspended license if they are in an at fault accident?
Does auto insurance cover a Texas driver with a suspended license if they are in an at fault accident?
What legal actions can I take if someone who hit my car refuses to pay me as promised?
What is the average cost of replacing a water heater? Which would you choose insurance payment or heater?
Health Insurance - Cobra?
My first car?
Breast Reduction/Will my insurance cover it?
How do I find out how much my car insurance per month is on USAA?
Should I report my car" accident to my insurance company?"
What companies offer good Business Insurance?
Group Term Life Insurance - Scam or The Real Deal?
What's the benefit of saying you have no car insurance?
Best term Insurance Policy?
Will your own insurance company send you certified mail"?"
I'm 20 years old. I have anxiety, heart palpitations, and depression. Do you think I could qualify for disability?
What does compulsory and voluntary excess mean for car insurance ?
Coverage of Car Insurance for an Alien?
Where can a diabetic find low priced Term Life Insurance?
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Car insurance question?
I just got a 94 Buick Park avenue a few weeks ago. I'm 17 and getting my license (hopefully) on the 25th of this month. I have a question about the insurance. Our company is Amica. I've gotten a quote recently from my dad talking to them. He told me today that after two cars are insured the third one is automatically listing me as the primary driver. I'd like to be able to be the 'secondary driver' to save money...anyone know if this is possible with this company?


"If you had to guess, do you think my insurance will be high?
i am an 18 years old male. i have been driving for close to two years and i had one speeding ticket that i took to court and they let me off. i got no points. i drive a 2000 mercury cougar and with liability coverage it costs $90 a month. im on my moms policy. im want to get a 2005 chevy monte carlo lt that im gonna have to get full coverage on because im financing. i am also gonna be on my moms insurance. do you think my premium is gonna increase by alot? thank you. and please just give me estimates and dont tell me to call the insurance company. i just want ballpark estimates and answers. thank you :)


I need help with car insurance.?
I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!


Car insurance is over due sent cancellation date but wont have the money to pay until 4 days after the date what should I do?
Car insurance is over due sent cancellation date but wont have the money to pay until 4 days after the date what should I do?


Does anyone know of affordable family health insurance?
Does anyone know of affordable family health insurance?


How come Obama will now allow the same insurance coverage that he was against before?
SO the plan was sh*tty now its not? lmao typical sheep for Obama follow him off the cliff, just don't take clear thinking people with him"


Insurance agents average yearly income?
I was talking to a friend who is a recruiter for farmers insurance.. And she was telling me that agents she handles on average make $120,000 a year.. And the higher end ones make around $400,000-$500,000. The nationwide average income is around $50,000.. And so is it true that if you just start selling insurance your gonna be making 6 figures and be well above the nationwide average household income within 4-5 years? I went to school and get a good degree and good job and it's interesting to me that if you get into selling insurance and actually try.. Making 6 figures is no big deal and you could just have a high school diploma. Is it really that doable to make that kind of money? She made it sound like you get into insurance and rather soon you have more money than you know what to do with.. And then you get to stop working that much because you income is constantly renewed with peoples policies.. So you make more and work less as Time goes on. Seems too good to be true."


Will my insurance go up more?
So a months ago my car insurance went up because of a driving ticket and i just go another...will my insurance go up even more or what will happen????


I have an insurance and birth control question?
Okay so I'm going to college in August and me and my boyfriend are going to the same college and we are sexually active. We use condoms all the times, but i want to be able to go on birth control so that we will have more protection. We just don't want to make a mistake and be safe. My parents are very old school and don't really know I'm sexually active and they would get very mad if they found out. I have been doing my research and i think i want to get an IUD. But I'm not sure where to go to get this or if it will be covered by my insurance. So my parents and i have Blue Cross BlueShield texas (SLV HMO). Will i be able to go to planned parent hood and get an IUD from there for no cost with that insurance plan? I also don't want my parents to find out about me being on it, so how would i do that if I'm using the insurance? Will planned parent hood give me a discount or something even if i have insurance? Im also 18 if that matters."


What can I do about my car insurance?
My husband and I are seperated (Domestic Violence) but we are insured on the same policy. He is the policy holder and I am the name driver. He is beset to ruin me and may cancel my insurance without me knowing, just to get me into trouble with the law. Another thing he might do is get someone else to play to be me and again, get me into trouble. When I called my insurance to take my name off the policy they said that I need my husbands permission (something I can't get) for them to give me ANY sort of information. How will I know if I still have my insurance or if somethings gone wrong? I need to buy a new car and want to be independent but what can I do about this?"


Insurance help please?
When buying car insurance, I'm looking at fully comprehensive what is volentary and compulary excess? Hwta do these amounts mean. Also, my car got broken into twice this year and my partner was in an accident so we have a LOT of claims... Any tips for keeping my insurance down? Im trying all of the search engines, but this is busting my brain!!"


If i get a v6 mustang will my insurance be lower?
Im 16 and looking for a mustang, but if i get a v6 mustang will it be a lot cheaper than a v8?"


Which is the best Home Loan insurance?
Hi, i have taken Home loan of Rs. 10 Lac from HDFC. and want to protect my loan through insurance. can any body tell me that , which is the best home loan insurance plan or policy. HDFC recommend to me its own HDFC ERGO for home loan. is it best for me or any ohter option to chosse me. Please advice. LK Sharma"


Home insurance claim???
Does anyone know if you can claim on your house insurance for lost jewellery? My boyfriend has lost my engagement ring!!!! Just wondering if the home insurance covers it? Many thanks!!xx


What will happen seeing as I've never had insurance and never will?
Health Insurance


Should a new term life insurance policy be in my name or the name of my revocable trust?
I am married. Both my wife and I have rev trusts. For a new term insurance policy I think I want my name to be the proposed insured, my wife as beneficiary followed by my trust as the second or contingent beneficiary. What can yo tell me?


HOW MUCH IT COSTS FOR TRAVEL INSURANCE?
I am currently ASDA employee and i am planing to go spain for 3 days for visit. I want to ask how much it will cost to me for travel insurance and what is procedure??


Backflip progression?
ok i found one online. learn the macaco, back handspring, then backflip. is that a good progression? i dont have a trampoline or spotter"


Motorcycle insurance policy cost?
I am looking Into buying a motorcycle to commute to and from school and work, mainly just to save money on gas. How much would a barebones policy with little coverage on my end and a high deductible set me back? It would almost definitely be my own plan, as my parents would refuse to allow it on theirs. I am a 16 year old male with no prior citations, have taken drivers ed and will take a motorcycle course should I decide to go through with it. Any help would be great"


Can my car insurance company do this?
I have recently been involved in an accident which i was at fault. My car is written off so they said they will pay out 3,000 for my car minus 250 excess on the policy. so i am left with 2,750 but they said because my insurance was renewed two weeks ago they will deduct my remaining 11 month insurance premium. So I am only left with 900. can my insurance company to that?"


Any car insurance which insurances foreign cars?
Hi! I live in Italy and I am italian. I heard that there are some english insurance which insurance cars and people in foreign country. Is it real? do you know anything about that? Could you give me some advice about that? I am waiting your answers! Bye!


Where do you Republicans think we should get affordable health insurance?
Again , can ya mentally handle a REAL SPECIFIC answer? Try it and repeat after me : Don't just say Get a job"


Will my car insurance go up if I take it off my parents?
if im turning 18-no tickets-no wrecks-license at 17?


BEST PET INSURANCE (DOGS)?
ok so i want to get an insurance for my puppy but which one is the best or the one with more benifits really in need of one cuz today i took my puppy to the vet cuz od diarehea and with medications and antibiotics it was $204 thnx


Insurance for my full bike test?
I want to do my full bike test but i dont need the trainng as its expensive and i think im up to test standard. I have my own bike but how do i get insured? the insurance company say they cant insure me due to me not having a full license but other people say they have done it on there bike please help!


What is an average monthly insurance rate for a 16 year old driver?
I want to get ideas for what people pay. I want to know where I can get the cheapest insurance.


What is a good first car?
secong hand


Are there any insurance companies that insure Classic cars without them being garage kept?
Are there any insurance companies that insure Classic cars without them being garage kept?


Dentist cost for teeth cleaning without insurance?
I live in Fairfax, VA and was wondering how much would it cost for the teeth cleaning with no heath insurance. thanks"


How can I get mental help with no insurance?
To fill you in on why I feel helpless: I am suicidal & I realize that. Instead of coming here searching for a way out, I'm coming to you looking for help. I am estranged from my parents & living with my boyfriend. I'm unemployed & currently no one will even THINK about hiring me in this economy. My parents took me off their insurance even knowing that I have this problem & I can't get my own. I can't afford even the cheapest insurance right now & I don't qualify for any government funded insurance because my parents make pretty good money. I want to get help but it seems unlikely that I can given my circumstances. Please help. I've felt this way for a long time & it's not getting any better. I feel like no one wants to help me because I have no money."


Quoted insurance price?
I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured?


Should a new term life insurance policy be in my name or the name of my revocable trust?
I am married. Both my wife and I have rev trusts. For a new term insurance policy I think I want my name to be the proposed insured, my wife as beneficiary followed by my trust as the second or contingent beneficiary. What can yo tell me?


Cost of insurance for 2003 Mitsubishi Eclipse?
Sorry I have been asking so many questions about cars lately :) I am leaning towards getting a Toyota Camry because they are so reliable but I have always loved eclipse spyders. I found a 2003 eclipse that is absolutely beautiful and I would be so excited to drive it. I am just wondering what the insurance would cost on it for me. I am 21 years old, live in Arizona, and I have no accidents or violations. I am just looking for a ballpark estimate of what an insurance company would charge me. Thanks!"


"Dog Owners, is pet insurance a good idea?
I have an adult dog I recently adopted. I have been debating about getting pet insurance for him or not. Do any of you guys have it? Is it worth it or not? Thanks!


Do I still have to pay my car insurance if haven't been driving in a couple weeks?
Hi last Sunday I have some issues with my car had a mechanic look at it and notice that I had some problems with my water pump and a bunch of other stuff and I haven't drove it since last sunday. And not sure when I'll ever get it fix to drive it and if it nevers gets fixed do I still have to pay my car insurance even if I haven't drove it? I usually pay it off on the 25th every month.


How much is insurance for an old mercedez?
About how much is insurance going to cost for a 2001 mercedes s500?


Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?"


What maternity insurance is good?
Me and my husband are considering getting pregnant witin the next year and I have insurance now but adding maternity to it leaves a high deductible. I was wondering if there was anyone who had any good maternity insurance suggestions?


Cheap moped insurance?
Bought myself a speedfight 2, 50cc, 1999 reg. Could anyone tell me good, cheap moped insurance companies which don't charge stupid amounts?"


About how much is a persons car insurance after a dui?
I had a dui earlier this year that caused a car accident. This was my first time ever having a car accident or even getting a ticket. About how much could my car insurance be a month? Please no negative comments


Best car insurance?
-female -19 -no traffic violations *i'm thinking about buying a 2003 Mitsubishi Eclipse GS or a Mustang. WHOS THE BEST CARRIER? are there courses or things i can do to make it lower? does the type of car make it more expensive? what car w


Can I claim my Wedding Rings on my Homeowners Insurance/if lost?
I have not seen my wedding ring set since Friday 12/23/2011, and I know I came home with it. Can I possibly claim it under my hazard Insurance and get some type of cast refund to go buy another ring? We had a couple of people over for the holidays, but I seriously doubt my ring was picked up and taken."


Affordable health insurance?
i am 34 , i pay over 400.00 a month , im single , does anyone know of some possible cheaper insurance . does anyone know of better insurance that i can afford . please help , male nonsmoker also"


I received a non moving violation for exhaust/more. Will my insurance go up?
I received a ticket the other day for modified exhaust (Vehicle code 27151 Article B) and Gross polluter (Article 27156). Both are checked as non correctable, but I plan to go to the Ref because A. I know my vehicle is below 95db and B. I am running with a catalytic converter and have passed smog within the past 6 months. The second ticket I believe is just for having a Cold Air intake. Will these two things make my insurance rates rise or because they are non moving, they won't?"


Cancer survivor getting health insurance or life insurance.?
My fiance's insurance coveres 30% of medications no dental no glasses, it will cover me if I'm overseas. they said they do some coverage of prostetics but I'm pretty sure that would only be if he lost a limb not me. My dad's covers all hospital stays, any special testing, dental, optical, 80% prosthetics, and all medications. (he's a nurse and they don't skimp on the health care coverage.) I'm wondering once I start work if I can pay into the work plan. or if I can apply for one of the life insurance programs that if you're under 25 don't need a medical. I'm healthy for the most part. I haven't had cancer in 16 years. and thyroid issues are pretty common and I'm totally under control with my pills."


Where can I get affordable insurance as a new Driver?
O.k, Some of these answers are just plain rude and unhelpful. OBVIOUSLY I know that I can call around, and I don't plan on substituting doing that with Yahoo answers. And OBVIOUSLY I don't expect there to be 1 company that's just better all the time always and forever. That doesn't mean that people can't share companies that they have had good experiences with, or haven't had good experiences with. Also, there are some companies that are better for certain brackets than others. Maybe there are one or two companies that have good programs/policies for new drivers. You ever think of that? Thank you to those who suggested some companies that they have had good experiences with. I appreciate you trying to help and not being condescending."


Are employer paid medical insurance premiums considered taxable income?
Can Employers change the status of what they pay towards employees medical insurance to be taxed as income of the employee. For example, my employer pays approx. $10,000.00 per year toward my insurance premium, where I pay approx. $1000.00. Can that 10k be considered income' and be taxed as such."""


Should a new term life insurance policy be in my name or the name of my revocable trust?
I am married. Both my wife and I have rev trusts. For a new term insurance policy I think I want my name to be the proposed insured, my wife as beneficiary followed by my trust as the second or contingent beneficiary. What can yo tell me?