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Is it necessary to buy full coverage insurance for a motorcycle?

By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks

   








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https://cafurreitertre.wordpress.com/2017/05/22/how-much-would-car-insurance-be-for/

https://naumissarode.wordpress.com/2017/06/04/fast-cars-with-low-insurance-costs/






























































Cheap car for a junior in high school?
I am a junior (girl) in high school and I just got my driver's license. Currently, I have been driving the family minivan to school some days because my dad will not let me drive his car. I cannot drive myself to school every day if my dad is out of town or busy using his car, and my mom would have to use the minivan. I have an odd schedule with my job and school so I need a car because it is totally inconvenient for my parents to drive me places. I really need a cheap but reliable car (used is the only option). I have a job but I don't make a lot of money because I am so busy with school; I don't have a lot of time to work. I have about 1,500 for my budget. I have checked my local Craigslist for options but I need to know which cars are good. Also, how expensive would an old car (1990s) be per year for a high school student (gas, work, etc)? (parents cover insurance) Thank you so much!"


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"Cheap, reliable transportation...Cheap Car or Cheap Motorcycle?"
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Non Profit employer offers you heath insurance, but you already have coverage from your parents. Do they give you the value of ur insurance?"


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I am a 16 year old girl and live in Florida. I have my learners permit and plan on getting my license in January. I waited awhile to get my permit and only a few months later I was involved in a car accident. My mother told me to go and we were hit from the side and then went into another car. Nobody was killed but two cars were totaled. I took a correction course and got rid of the points on my license. 6 months later I was in my friends car going to the mall when we stopped at a red light. A teenage boy behind us did not stop and we were rear ended. I went to the doctor and have a herniated disk in my lower back. My parents were going to buy me a car until they called our insurance company. They have USAA, who said i would be $500 a MONTH to insure me due to the multiple accidents I have been in. I didn't know they were allowed to charge someone for being a passenger in an accident that they were not at fault for! I need help in finding cheap insurance. Any suggestions?"


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Is it necessary to buy full coverage insurance for a motorcycle?
By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks


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Is it necessary to buy full coverage insurance for a motorcycle?
By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks


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Hi, Last year I got into an accident which is a side by side collision where I was in my lane but the truck was on the next lane and slightly merged to my lane causing that accident. It was 7 in the morning where I was driving alone, thus there is no witness to support me. The cops came and didn't give ticket to any of us. The other truck is a garbage truck with commercial drivers. The insurance company accepted it as a 50 50 fault since there is no proof of who is at fault. And I claimed 1400 to fix my car. Now, it is time for insurance renewal, and the premium increased 50 per cent (250 increase per month), something I cannot afford. While shopping, other insurance companies refused to insure me due to that accident. I live in Ontario, Canada. Now, I really feel like I would be paying an extra 250 per month just for being unlucky. And since I am living paycheck by paycheck, I cannot afford an extra 250 per month, neither there is a reliable transit for commuting to my work so car is my only option. Anyone have any suggestion?"


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If I live with my mother and my father is buying me a car will his insurance cover me?
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Is it necessary to buy full coverage insurance for a motorcycle?
By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks