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Should I buy a house or rent an apartment?

I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget

   








Failure to show insurance card traffic ticket in ontario, questions?
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What is the best health insurance?
Insurance if your already pregnant?
Question about car insurance.?
What are the prospects of providing more Californians with health insurance in the future?
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Are older cars cheaper to insure?
How do I sue my car insurance company?
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Cheap motocycle insurance?
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Companies that offer minimum required home insurance.?
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Can someone explain term and whole life insurance.?
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Ex husband to pay off car. Who pays insurance?
Who's fault is the accident?
What is the number of health insurance companies in the world?
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Getting car insurance please help ?
Looking at First Cars, Only people who understand cars answer?
College student needing car insurance?
I am on SSDI. I know Medicare doesn't cover dental. Can I get my own dental insurance or do I have to go through the government?
I live in CA and am about to drive to PA, but I have a lost license card which is also expired, am I insured?
Can I drive a car without teenage insurance?
Cheapest 1st car possible?
How will my insurance work out tomorrow when I buy the new car?
What is the best insurance company to use for imported cars?
I really need some good advice for travel insurance please?
How do health insurance companies know you smoke?
What are the requirements to become a licensed insurance agent in Texas?
What are the requirements to become a licensed insurance agent in Texas?
Is it all the same to IRS where I get health insurance from this year and what coverage I get as tax penalty goes or it must be via ACA?
Will my insurance?
Is pet insurance really worth it?
Insurance on a V8 mustang?
What would be my insurance cost if i got a 2010 Subaru RX STi in chicago?
How much in commission does an insurance csr make monthly on average?
Insurance on a manufactured home?
Term vs Whole Life Insurance?
Dental Insurance for college student?
I have got automatic driving license 2 days go and I`m looking for car insurance?
How much would insurance be on this car for a 17 year old?
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How good is a 2002 Pontiac Grand Prix GT Coupe for a teenager?
Home Insurance question?
Cost of Auto insurance for 16 year old in North Carolina?
https://sweepunimrwanan.wordpress.com/2017/06/03/i-am-interested-in-a-payday-loan-but-i-dont-know-which-ones-are-legit-does-anyone-know-of-any-legit-ones/

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What are the pros and cons of national health insurance?
It's going to be a hot topic in the next Presidential election. What do you think?


Who needs insurance?
Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?"


Have a question about car insurance?
Im currently 18 and just passed the driving test. I reside in bronx ny. I wanted to know how much would insurance be for a used fully paid car under my name?( ranging from ____ to ____ ) Lets say the car is a honda civic year 2000. Or any other better car that wouldnt be high on insurance. Thanks


Is their a place that has cheap car insurance if I havnt even had my license for a year?
Im 18, the school id idealy like to go to is to far to take the bus and I can't really relly on others for transportation. I'd like something under $100 maybe like $80. Ill have driven for a year in may but school starts in march so yea. Id like to go on my grandparents but its like $2000 a year I dont know why! or what I should do?"


Can I photocopy a car insurance card?
My parents keep their insurance cards in their wallets, so I don't have one, and I kinda need one. Can I photocopy theirs and have them still be usable""?"""


WILL MEDICARE HELP ME WITH MY BLUECROSS INSURANCE?
WILL MEDICARE HELP ME WITH MY BLUECROSS INSURANCE?


First car - insurance for modifications?
I have an 03 corsa, 1.2. How much extra would insurance companies charge if i ONLY put on a new front and rear bumper, and side skirts? Its a small car, small engine, it has security (immobiliser) so would it make it go up much? Thanks."


How much info does a third party insurance company need?
I was asked to clear out an office a few weeks ago for the company that I work for. I got given a transit van and drove into London no problems. On the way back while parking up at work I hit another persons car and tore the bumper off. I found out who it was and told her straight away, she wasnt happy but I explained that Im covered by the company. She has started to claim though her insurance and our faculties department has done the same. I have told my insurance company aswell. The faculties department has asked for my insurance details for my private car insurance? Im not happy about giving them these details, can I refuse?"


Would opening up health insurance drive cost down?
Open up to national plans and coverage. Like Geico health insurance, open heart surgery - so easy a Caveman could do it."


I need affordable mortgage life insurance. I' m 62 and have a heart problem that is under control with meds?
I also have stents in my arteries and heart. I need $250,000 in insurance to payoff a 30yr loan. Our house was originally paid off and I (the house was put in my name alone, not my husbands) took out a mortgage for $130,000 to finance my daughters business which failed. I thought that I did have mortgage insurance on the original loan but did not find out until after I took out my 2nd mortgage ($120,000) to pay off other bills the business acquired. Between the 1st and 2nd loan I became ill and I don't know what to do now. My husband doesn't know about the 2nd loan. If anyone knows how to fix this please let me know. I don't want to die and leave 2 mortgages for my husband to pay off."


Does a church issue a 1099 to a contractor for repairing damages paid to the church from an insurance claim?
Does a church issue a 1099 to a contractor for repairing damages paid to the church from an insurance claim?


Best Insurance Company For 17/18 Year Olds?
Thank You For Your Comments! :) My Step Dad Is With Swinton (Or Summin Like That Haha!) And If He Put Me On His Insurance Its Gonna Cost Me 1400 :O Thanks This Has Really Helped! :)


"Looking for affordable medical insurance plan in Hawaii called Quest""?""
want health care for a minor with affordable rates


I need cheap insurance?
I have a vauxhall corsa 1.2 SXi and I am 18. The cheapest is 1300 but I know people have got theres for 900


Are there other ways to get your car back from the insurance company?
i went to pay my insurance company and they when i payed it they wanted my i.d so i was looking for my license where it was no where to be found so i looked for it around my entire house from top to bottom and the company refuses to give my car back untill i have some type of identification....i cant fin dit anywhere ANYWHERE! is there any other way? social security, birth certificate something!?"


Should I buy a house or rent an apartment?
I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget


Insurance through employer/ income tax??
This is my first time filing with insurance through my job. I haven't received my W-2 and just curious will I be inputting the total gross or the fed taxable gross when I file?


What's car insurance im a beginner on cars?
I'm only 17 in the future I want to buy a car a mini countryman I see a lot of car insurance ads on tv do they pay you or do you pay them


Consumer math help please?
Home insurance costs $468 annually. How much should you budget monthly for home insurance?


What is the cost for home insurance based on?
I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic


Is it ok to change auto insurance after twenty years with the same company as another good insurance company can give a better discount?
Is it ok to change auto insurance after twenty years with the same company as another good insurance company can give a better discount because they already have your homeowners policy?


Proof of insurance?
Hello I just bought a new car and called my insurance company to insure my new vehicle they have yet to send me my card my question is I need to drive cross country do you have to have an insurance card or can the police tell if you have insurance even if you do not have a card


Are there health insurances for college students?
My company has been in a financial turmoil and in result, me plus others were cut. I have gone back to school in hopes I can get a better job. I recently read that after the first of the year, if you don't health insurance, then you will fined from your tax returns. Obviously, I don't have a job that offers insurance, and getting my own is so very expensive. Especially when I don't have an income. I've heard that there are insurances offered to students but I don't know where to look? Does anyone have any idea on how I can get affordable insurance?? Thanks in advance?"


What Are The Best Pet Insurance Plans Out There?
...looking to get a new kitty...would love to hear from people who have pet insurance plans, what to avoid, and what plans have been great for them and their beloved pet family members. Thank you!"


Whats a good way to lower car insurance if your about to turn 16 and live in Las Vegas?
Hi! I'm about to get my license come July and I just found out I'm gonna have to pay for it by myself. Is there anything I can do to lower my insurance and what would be the best insurance brand to buy that good, not so pricey, etc. Thank you!"


Will my insurance pay me or owner of the vehicle?
My aunt drove a car she got from a wrecking yard to my house in Arizona coming from California and the thing caught on fire. She had the car insured under her name but the vehicle belongs to a wrecking yard. The vehicle is also not registered. She called the insurance company and didn't disclose that the car wasn't hers or that it's not registered. They sent her a rental car and she is now waiting on the inspectors. If the car is totaled who will be paid? Her or the last registered owner?


How to get cheap car insurance for a student in the uk?
I,ve tried go compare and may others and the cheapest i can get is 5000."


"Are deductibles such as auto insurance or extended warranty deductions, taxable?
I had to pay a $100 deductible (plus $13 tax) when a repair was made under my extended warranty on my car. Was this a taxable item?


How much is car insurance for a 19yr old N driv er in BC?
I am nearly 19 about to buy a cheap car and insure it for the bare legal minimum how much approx will that cost me


Auto Insurance Is trying to screw me?
My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked"" my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15"


Why does ObamaCare calculate insurance plans based on total household income?
Household income will dictate the discounts and subsidies available to me when buying insurance in the market place. Who's to say I will get anything from my family members just because I live with them? Just because they are employed doesn't mean they will share their wealth with me, yet their income in this household will not allow me to get assistance on insurance premiums. Enlighten me please."


Should I buy a house or rent an apartment?
I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget


CHEAPEST AUTO INSURANCE COMPANY IN SOUTHERN NEW JERSEY?
i have a 2009 camry paid off


Health Insurance in RI?
Im 25, married, with a 1 year old baby.Im trying to find a family health insurance plan for my family.The company that I work for offers health insurance but the rates are very high, I can not afford what they offer, however it is hard to find Health Insurance elsewhere because my employer does offer it.What are my options?(I live in RI.)"


Car Insurance Company have had my car for OVER A YEAR.?
Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH."


Is there such a thing as divorce insurance?
My parents are getting a divorce and, since it's California, the courts favor the female. Even though my mom and dad earn about the same money, my dad has to pay this huge amount to my mom for child support because she got more time with my younger brother. He's 12 and he told the mediator that he would rather live my dad full time, but the court gave my mom more time and made her the custodial parent. How old do you have to be to tell the court which parent you want to live with all the time? Also, just like there is medical insurance, has anyone ever heard of divorce insurance? It would kick in if you're ever stuck with child or spousal support. I haven't found anything on the internet yet."


How much will my auto insurance cost?
I just turned 16 a couple months ago and i already have my license, and i live in Colorado. My parents have State Farm auto insurance and they want me to pay for my own insurance when i get a car. I already know that you can get a bunch of discounts for things like getting good grades and attendence and safe driving and not driving your car to school, but anyways i was wondering how much it would cost me without any discounts? Like how much would it be every month or so? I do have a job but i dont know if i would have enough to pay for car insurance. Any help is needed! thank you!!!"


Anyone know about AAA car insurance and there uninsured motorist policy in California?
my daughter has full coverage with uninsured motorist, also the lady that hit her had no license, insurance and she was arrested for outstanding warrants"


Can I own a car and not have insurance? ?
I just got a car and still paying on the loan for it. I just got a job offer in another country that I plan to take (I will be there about a year or two). I don't want to sell my car and be left paying the rest of the loan balance. I wanted to know if in the state of Virginia if I can cancel my insurance and park my car in the garage until I get back a year or two from now. It will not be driven. My sis says that if it is still registered in my name I will have to have insurance whether I drive it or not. Im not sure so could anyone please clarify? Thanks!


"Can I cash in my $10,000 dollar whole life insurance policy and how much would I get?
I got it when I was 15 years old and I'm 65 now so I've had it 50 years and its all paid up.


Is the insurance for a sport sedan expensive?
We are talking v6-v8 SUV vs v6-v8 sport sedan Ex. Audi s4, bmw 3 series and cars like that Would the insurance be more then something like a saturn vue or a ford escape? If so, how much more? Double? Triple?"


What is the process of an insurance claim on a single car accident?
When someone has a single car accident and there is no other vehicle or person's property that is damaged, how does a claim proceed, if the owner decides to file a claim? Say a car avoided a deer or object in the road and ends up in a ditch or blows a tire and hits a tree or such and the vehicle is still able to operate. Is a police report mandatory? Does the location have to be exact if this occured in a VERY rural location? What steps would an insurance co. take after being notified? Thanks."


Both me and my sister are new drivers. Would it be cheaper to get joint or separate car insurance policies?
We are planning to buy a car together and are looking to reduce insurance costs. Also, since i have already passed my driving test and she is yet to do so, would i get charged more for getting a single policy and then adding her onto it later when she finally passes. Or would this final sum amount to the same?"


23 years old. Should I buy whole life now?
The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the rest of my life for free. as the dividends keep accumulating i could use the extra dividends over the premium to either take as cash and have a lifetime income. am i missing anything? this sounds like a good plan. is anything i mentioned wrong or am i overestimating the benefit of buying this policy so young? I may not need the life insurance protection now that i have no family but I will eventually need it so why not get a good rate now."


How much does earthquake insurance cost in CA?
How much does home earthquake insurance cost in LA county?


How much is the average pay out on a life insurance plan?
How much is the average pay out on a life insurance plan?


Car insurance for a teenager?
Oh sorry, I am 16"


Should I buy a house or rent an apartment?
I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget