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Some questions to ask about life insurance terms?

Note, this is not a selling or commercial thread! I just post this question to ask about some life insurance terms which I came across when reading a personal money management booklet. Sorry for the rather long post. Please bear with the questions For a life insurance, there is a sum assured. Is this pay out the same when the insurer dies or makes a claim or when the policy reaches maturity date? Does making a claim means that the insured person has already died? There is a term called Projected claim amount". The booklet explains it as the amount to be paid by the company when the insured person dies. This amount is not guaranteed and depends on the performance of the participating fund. So when the insured person dies

   








Is car insurance supposed to be higher upon renewal?
Mercruiser outdrive, broken fin on lower unit. What is the proper way to repair this? Welding or a new case.?
Can people get car insurance if a spouse's license is ..suspended?
How much is car insurance for a jeep wrangler?
I'm 25, have no income live in Pennsylvania how can I get health insurance?
How many Health Insurance Companies in Sault Ste.Marie?
Any examples of good, inexpensive family health insurance?
Car insurance deposit?
How much is the fine for traffic violation 24250? What happens with insurance?
When do auto insurance policy changes go into effect? I?
Car insurance.......?
For a 16 year old how much does insurance cost for a year, an average, and what is out there that is the best?
What is the cap for property liability insurance in california?
Should I buy a house or rent an apartment?
Failure to show insurance card traffic ticket in ontario, questions?
How much do you pay for car insurance a month?
What is the best health insurance?
Insurance if your already pregnant?
Question about car insurance.?
What are the prospects of providing more Californians with health insurance in the future?
How young can a person be to have car insurance put in their name?
Are older cars cheaper to insure?
How do I sue my car insurance company?
Can someone tell me why my motorcycle insurance is so expensive?
Cheap motocycle insurance?
Will my car insurance premium go up?
Companies that offer minimum required home insurance.?
What are some cheap auto insurance companies in Phoenix Arizona?
Can someone explain term and whole life insurance.?
Why is my car insurance quote 1700 more if women and men are meant to have the same premium?
Ex husband to pay off car. Who pays insurance?
Who's fault is the accident?
What is the number of health insurance companies in the world?
What is the number of health insurance companies in the world?
Civic mustang camaro insurance compaison?
Whats a good insurance out there that would cover prenatal care?
Getting car insurance please help ?
Looking at First Cars, Only people who understand cars answer?
College student needing car insurance?
I am on SSDI. I know Medicare doesn't cover dental. Can I get my own dental insurance or do I have to go through the government?
I live in CA and am about to drive to PA, but I have a lost license card which is also expired, am I insured?
Can I drive a car without teenage insurance?
Cheapest 1st car possible?
How will my insurance work out tomorrow when I buy the new car?
What is the best insurance company to use for imported cars?
I really need some good advice for travel insurance please?
How do health insurance companies know you smoke?
What are the requirements to become a licensed insurance agent in Texas?
Is it all the same to IRS where I get health insurance from this year and what coverage I get as tax penalty goes or it must be via ACA?
Will my insurance?
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QUESTION: How much will be my insurance?
I am 21 years old and I want to buy a used car and I want to register it with my Dad's name so that it will not be costly for me for my car insurance. How will I know my rate? I have two choices to buy: 1997 Ford Taurus (sedan) and 1997 Saturn SC1 (coupe)


Could a person have too many insurance policies?
i have 5 from 2 different companies, 3 different agents...coz i have difficulty saying no...is that too much?"


Am I Insured driving in the UK if im from Ireland and have 1 years driving experience?
I am not a novice and I am driving my own car over


"Is it shameful"" to let your son/daughter go without health insurance?"""
When I turned 21, I got taken off my parents' health insurance. I did not have a job at the time, and could not afford to buy insurance on my own, so I was forced to go without it. Well, I became very sick and was hospitalized for 4 days with food poisoning. The hospital bills total around $50,000, and I was denied Medicaid because I was paying $1400 a month in rent (money I accumulated through prostitution, if you want the truth), and the hospital's social worker felt if I could afford $1400/month in rent, I could afford the hospital bills. Friends of mine at the time were really hard on my parents, especially my mom, saying what kind of a lousy mother would let her son go without health insurance?"" No editorial comment from me. I'm just curious what other people think. Do I have lousy parents because they let me go without health insurance?"""


Can you drive someone else's insured car without YOU having your own personal insurance in Ohio?
I'm 17 and i get my license the 26th. My mom is now paying off my car but i do not have insurance yet. Is it legal for me to drive hers or anyone else's car that has car insurance if i do not have car insurance yet? P.S.: if you're gonna say something stupid just do it at another time-im just asking a question. either you know the answer or not.!!- not to be rude or anything


"The most basic and cheapest insurance available, forget what it's called?"
There's a type of insurance for mostly minors or people who deal with used cars that are cheap etc, rarely driven, traded often, and it's called ______ I forget, and it only entitles you to be insured against law suits if the other person is injured. Real crappy insurance right? I'm starting to trade cars but some will need to be driven to shops and stuff like that. In my state MICHIGAN, you need to have insurance BEFORE you register, which sucks for me. For example, I am about to buy a piece of crap 500 dollar Chevy Cavalier and I need to most basic insurance, I just forget the term for this. I don't want to get a huge big policy for a car that will be driven probably less then 50 miles in it's time that I have it."


Cheapest car insurance for a single?
I'm 20 years of age and my parents said that having my name put on the insurance mean that there insurance will go from 800$ to 2500$. Now, I'm fairly clueless right now so I'll be doing my own research but what would you say is the best and cheapest insurance for a single male such as myself. Any recommendations?"


Can you driver licenses get suspended for not paying your insurance?
Can you driver licenses get suspended for not paying your insurance?


"Liability insurance,does it cover damages to to break-in?
does liability insurance cover the cost of replacing key-switch and ignition turner when vehicle was broken into by vandals.I have full coverage on one vehicle and just liability on other.does it include cost of parts and labor for mechanic to replace?


Whole Life Insurance - Use for a Loan?
Say it's a 500k whole life insurance policy... I put in a certain amount every year, say $60k in 3 years. So the total value of the policy is $560k plus interest, keeping it simple for brevity. I then want to take a loan for 300k out of the loan and pay back the policy. How does this work and can this be done? What are the pros and cons?"


Usure about car insurance ?
My boyfriend recently cancelled his car insurance because he no longer has a car. What happens if he drives mycar, which is fully covered, and gets in an accident?"


Health insurance in California?
My wife and I will be moving to California in December. We've heard that health insurance is more expensive there than in other states. My question is this: If I'm unable to get a job that offers health insurance as a benefit and I'm forced to buy my own policy - about (exact quotes not necessary) how much should I expect to pay monthly? I know there are a lot of different kinds of policies. I am open to any information you may have about whatever kind of policy you are familiar with. Please indicate what kind of policy it is. I'm a 37 year old male (non-smoker, average BMI) My wife is 30 (non-smoker, good BMI) Any information would be appreciated! Thank you!"


With 4 Million currently uninsured and several million dropping their Obamacare policies this year how is this making a difference?
That should read 40 Million


Car insurance question....?
I am just trying to be an informed consumer and not assume it should all go to them. If I am taking my time and gas money to search for a better deal why shouldn't I choose the more reasonable shop and save as much of the deductible as I can. I am NOT trying to take advantage of anyone..... I am going to have it fixed and I would pay what is asked of me to pay, that's all I am saying."


"Insurance says case is closed, is it really?"
A little over a year ago, I was in a car wreck and due to financial responsibility laws I had to pay for the accident. (I had no insurance, of course, I've learned this lesson) Recently they've filed suit against me for more money that they didn't receive from the insurance company. I can't afford an attorney and was about to hire a bankruptcy lawyer for all of this, but I recently found out from the insurance company that the case is closed. It's also been over a year as of a couple days ago and due to Tennessee's Statute of Limitations they can't claim any more money. So my question, the insurance company says it's closed and even said the attorney settling with them has closed the case. I call the opposing attorney myself and of course they say they can't discuss the case with me, even though I'm just asking if the case still actually exists. They wont' give me a court date either so naturally, I'm a bit suspicious. Should I be ready to put this behind me, or do law offices do this sort of thing all the time? They were recently paid out $10,000 from the insurance company I'm making payments to. I really don't see where else they could find money given my situation. All answers are appreciated, thank you!"


Some questions to ask about life insurance terms?
Note, this is not a selling or commercial thread! I just post this question to ask about some life insurance terms which I came across when reading a personal money management booklet. Sorry for the rather long post. Please bear with the questions For a life insurance, there is a sum assured. Is this pay out the same when the insurer dies or makes a claim or when the policy reaches maturity date? Does making a claim means that the insured person has already died? There is a term called Projected claim amount". The booklet explains it as the amount to be paid by the company when the insured person dies. This amount is not guaranteed and depends on the performance of the participating fund. So when the insured person dies


"How much mony I must pay for insurance of Ford Mustang GT 2000 year ? I'm 18 years old from Houston,TX.?"
How much mony I must pay for insurance of Ford Mustang GT 2000 year ? I'm 18 years old from Houston,TX.?"


How Much Is Car Insurance? Please Help?
Ok See im 16 and i have a 1990 Pontiac Firebird and I have a Junior License Year: 1990 Make: Pontiac Model: Firebird Trim: Engine: 6-Cylinder V-6 Trans: Auto Fuel: Gasoline Color: Black Interior: Grey Miles: 170000"


Can my insurance company pay less than my repairs?
I was in an accident and my insurance company wants me to pay an extra $592 on top of my $500 deductible. I've gotten 3 estimates and all of them say the same amount for the parts they're low balling me on. Is there any way that I can get them to pay more of my claim?


How long before an auto accident insurance claim expires?
Someone hit my parked car on November 6th. It's now November 24th. I made a file with the insurance the day after the accident, and got a letter saying it was approved shortly after. I was told I now need to bring my car in to a repair shop to get it evaluated and worked on. It's a very long complicated process that's very inconvienient for me, because most auto repair shops around here are closed on the weekends & when I get out of work. I'm not sure how long I have to fix my car under the claim. Will it eventually expire? NO-ONE has been returning my phone calls, and I've tried calling both my insurance company and the person who hit me who I have the claim with. Anyone who can help? :/"


Need pictures taken of my car for insurance company where do I go in ny?
Need pictures taken of my car for insurance company where do I go in ny?


How much would insurance be for a 2012 Mazda3 for a 17 year old?
okay 1st dont tell me anything about what i shouldnt get because i donnt give a ****. it's not a sports car. its the cheapest mazda car & i like it & all i want to know is what the insurance might be .. i need good insurance companies & an actual price range .. please no paragraphs about non sense (: & im a male if that helps (: & YES I CAN AFFORD IT !


"Do both owners of a car , both need to be on car insurance?"
Do both owners of a car , both need to be on car insurance?"


Why go to traffic school if it still affects your insurance?
Why go to traffic school if it still affects your insurance?


Is the contact lens exam covered by insurance?
If not, how much is the average cost of the exam. I have healthfirst insurance btw..."


Urgent question about medical insurance for college students!!!???
I'm a student at a major university in the state of Washington (not that it matters for the question I guess). I'm still on my dad's insurance but it's going to expire on my birthday this year. If it is verified that I'm a student at a college (I don't think it matters whether it's a university, community college, trade school, whatever), then the insurance can continue. I stupidly dropped a class close to the beginning of this term, and this unknowingly dropped me *just*, just barely to the status of 'half-time'. I really didn't realize this would happen and has caused me all sorts of grief with the financial aid gods (lol)...I already will have to be writing appeal letters explaining my mistake. Well, I digress, but my question is: For this insurance matter, do I just need to be a student"" or do I need to be a ""full-time student"". If it's the latter"


A better way acquire an affordable health insurance to cover my family?
if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?"


Car insurance.......?
I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask."


Need home appliance protection insurance in Wisconsin?
Need home appliance protection insurance in Wisconsin?


How much is car insurance for a 16 year old?
I am turning 16 next month. I'm getting my liscense then too. I'm a girl... Ahah. I've heard insurance is cheaper for females. I live in henderson, nevada (pretty much las vegas). And my first car is going to be a 1999 porsche 911 carrera. It's in mint condition also. My dad barely used it. I know it will be high-ish since it's a sports car :/ About how much would my insurance be on it a month? THAN YOU! <3"


Home owners insurance question:?
My tub on 2nd floor overflowed and did damage to kitchen ceiling, a little to walls, and some in bathroom. I woke up to the smell of smoderomg wires. I call 911 and go outside with baby. Fire department pulls two fuses (of 8) I call my insurance company, and the doorknob head adjuster comes. First he's not going to pay for a motel, but I tell him that the fans his cleaning and restoration"" company set up are blocking the doorway"


Some questions to ask about life insurance terms?
Note, this is not a selling or commercial thread! I just post this question to ask about some life insurance terms which I came across when reading a personal money management booklet. Sorry for the rather long post. Please bear with the questions For a life insurance, there is a sum assured. Is this pay out the same when the insurer dies or makes a claim or when the policy reaches maturity date? Does making a claim means that the insured person has already died? There is a term called Projected claim amount". The booklet explains it as the amount to be paid by the company when the insured person dies. This amount is not guaranteed and depends on the performance of the participating fund. So when the insured person dies


When will the points be added to my insurance?
I just received a traffic ticket which has two points associated with it. My insurance has already renewed for Oct 2013 - Apr 2014 at a prespecified rate. Would those 2 points still affect my monthly insurance cost from Oct 13 - Apr 14, or would that cost be associated with my next renewal period Apr 2014 - Oct 2014? My insurance is Progressive."


Will my grandfathers insurance go up if I was using the car?
My grandfather let me use his car for work one day (I have no car of my own) and I got a ticket. I went to court today for it, the gave me one point on my license. Will this effect his insurance even though its not my car and I am not on the policy? Or will it only effect my insurance when I get a car of my own?"


Is the difference between health insurance and car insurance?
a new entity comes into the world, and that entity by right of being an american citizen, is gauranteed emergency medical care on the government dime. So the government says it has to be insured. I have a had time understanding the arguement, that a 2 day old baby doesn't need insurance."


BEST MEDICLAIM POLICY OR HEALTH INSURANCE COMPANY IN INDIA.?
Hi,I want to know which is the best Health insurance policy for indivisual also for family.and Best health insuranace company in india.Cover between 3lack to 5lack.I want to buy one.I'm 24,M,mumbai."


Can someone tell me when the first motor car was invented' who by and what it's top speed was?
Can someone tell me when the first motor car was invented' who by and what it's top speed was?


"Looking for a good first car, one with low insurance rates preferably?"
I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part."


Insurance company denies the damages?
my car has been involved in an rear end crash and the insurance company of the other party denies some of the damages , that are actually done because of the accident. the auto body shop gave me an estimate of 4 to 5 000 $ . my car doesnot cost that much . the insurance company is offering only 633 $ and disagrees with me to total the car . there was no damage prior to the accident made to the car on the rear end side. they argue that the other car that hit me does not have even a dent then how come my car have this much damages. i know that my car did not had n e damage on the rear before the accidednt. based on the automobile source they think that the actual cash value of the car is 1900 , and they have didcted all other damges , that are not because of an accident. please guide me what i should do in this case."


How much will my premium for home insurance drop if i get an alarm system?
cost of home insurance with alarm system


Permit and Insurance please help!!!!!!!!!!!!!!!!!!!!?
i am getting my permit like in two months if im going to be in my parents policy how much will the insurance go up if im going to be a driver only!!!!!!!IM GOING TO DRIVE MY DADS CAR


How much would insurance cost on a 96 Chevrolet camaro?
Monthly? I spotted a camaro for the first time and it was completely gorgeous, I almost cried. it also runs good. The cost is pretty crazy for a camaro only 2,000. My mom said that I could not get it because the insurance is high I asked her how high and she said about 3,000 a month also I'm 16. I get the feeling she is wrong how much would you say insurance on a 96 camaro would cost?"


Car insurance when diving in the usa?
i'm going to Florida soon and getting a hired car as part of the package.i phoned the travel company who told me it will cost me 300 to insure us for 2 weeks that's almost double what i'm paying for my own annual car insurance is that the going rate or can i get it cheaper shopping around or because there giving me the rental do i have to go with them


"Lent my car to an insured friend... he got into an accident. He has car insurance, my car is fully insured(me)?"
So to keep things short, I let my friend borrow my car since he needed a car and he's always been supportive and helpful to me and my family. He practically lives 3 hours away from my place and I havent seen him or my car in 4 months or so, but I've always trusted him. Anyhow, I got a call today from my auto insurance company stating that there was an incident involving my car and that the party involved had his attorney file a claim with my insurance company. I was not aware of this, so I contacted my friend and he told me that he had been involved in a clip"" accident and that police had been contacted but since there were no injuries and/or blocked vehicles"


What do the insurance companies(in Maryland) consider a sports car?
I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.


What are non-required auto insurances?I need information?
I need information about 4 non-mandatory vehicle insurances. 10 Points for the Best answer!


How to pay an insurance claim to my doctor?
I just got insurance, never had my own before and went to the doctor to preform a biopsy. My copayment is 214 for the surgery. And cost of testing is yet to be determined. So how do i pay this? Do i pay directly to the doctor or company that provided the service (in this case the biopsy). Or do i pay through my insurance company (Blue Shield)?"


Some questions to ask about life insurance terms?
Note, this is not a selling or commercial thread! I just post this question to ask about some life insurance terms which I came across when reading a personal money management booklet. Sorry for the rather long post. Please bear with the questions For a life insurance, there is a sum assured. Is this pay out the same when the insurer dies or makes a claim or when the policy reaches maturity date? Does making a claim means that the insured person has already died? There is a term called Projected claim amount". The booklet explains it as the amount to be paid by the company when the insured person dies. This amount is not guaranteed and depends on the performance of the participating fund. So when the insured person dies